Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $2,075


Lori region, Lori Province, Armenia / Education

Karine's loan finished fundraising, but these other borrowers need your support

A loan helped to pay for pedagogical courses abroad, cover her trip costs and buy professional literature.

Karine's story

Karine is asking for her third Kiva loan and is very thankful for her previous two. She is 60 years old and lives in Gugark village of the Lori region. She is married and has two children who are grown and married.

Karine has been a mathematics school teacher for 27 years. She likes her work and loves her pupils, whom she characterizes as very interesting and intelligent children who want to know a lot and have a lot of questions.

Karine also gives paid private math courses at her home for pupils who are going to take entrance exams.

This loan of 1,000,000 Armenian drams Karine asks for is to take paid pedagogical courses abroad, cover her trip costs and buy a lot of professional literature.