Josefina

Josefina is already getting on in age, but she is still patiently managing her retail business. While caring for her grandchildren, she sells a variety of grocery items in her village. She is considering her business as her leisure while generating income. On the other hand, Josefina wishes to finish the renovation of her house as soon as possible. She is requesting a loan of 40,000 PHP to buy sand and cement to furnish the wall of her house, and install electricity as well. Josefina wishes to maintain the business to have a continuous source of living that enables her to pay her monthly amortization.