Total loan: $975


Nandi Hills, Nandi County, Kenya / Agriculture

Julia's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped a borrower break up a monopoly on farm inputs like animal feed, drugs, and pesticides by opening her own Agrovet store.

Julia's story

Julia is a brave farmer from a remote village in Nandi Hills, Kenya, who has defied the common thinking among Kenyans that agriculture is old fashioned. She is happily married, and she and her husband are blessed with lovely children. Her primary source of income is milk from her cows, and she also grows maize on their farm.

Although she earns handsome profits from farming, Julia faces one big challenge: the high price of fertilizers, seedlings and other farming inputs. This is a result of the monopoly that is enjoyed by the only Agrovet store in her area. The dealer caters to many smallholder farmers who depend solely on him for agricultural inputs. He has been making a big profit off of farmers by charging them extra.

Julia wants both to change this and seize a good business opportunity as well. She has applied for a 100,000 KES loan through Kiva's field partner Juhudi Kilimo to open her own Agrovet shop and tap into the agricultural market. She will also be helping the smallholder farmers in her area who for a long time have had a serious problem accessing affordable farm inputs.

Be a part of Julia’s dream by helping her with a loan.