Total loan: $825


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Lundazi, Eastern Province, Zambia / Services

Bernadethi's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to finance her mobile transactions business as a Zoona agent, by investing in her float so that she can meet the rising demand for the service in her community.

Bernadethi's story

As a child, Bernadethi suffered from illness after illness. She says it's a miracle that she managed to complete school, to be where she is today. Her parents being farmers, they struggled a lot to keep up with the medical bills and to pay her school fees at the same time.

Now Bernadethi is a wife, and mother of one. She worked for a Zoona agent since 2012, and then she was empowered to become an entrepreneur. Now she is in the mobile transactions business, running her own outlet as an agent. Bernadethi wants to be able to provide for her child who is still in school, and to help her husband support the family.

Bernadethi's business has been doing very well, and she is confident that it would perform even better if she had more funds to meet the rising demand. She is, therefore, reaching out to Kiva for financial assistance. With this loan, she will be able to increase her float, to be able to serve more customers. With every transaction processed she earns an income. Turning away customers, due to a depleted float, affects her customer service and causes Bernadethi to lose out on earning income.

Bernadethi is grateful to Kiva, for the support.