Total loan: $1,025


Nkubu, Meru County, Kenya / Agriculture

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A loan helped to buy another dairy cow.

Caroline's story

Most smallholder farmers in Nkubu, Kenya, struggle because of a lack of capital. This concern is true for Caroline, who is based in the Nkubu area of Kenya and is the mother of adorable, lovely children.

She has been practicing mixed farming for the past five years, and she has managed to earn a decent income. Her primary sources of income have been milk, eggs, crops, and some personal businesses she engages in to make ends meet. She passionately loves dairy farming, and when asked what is most enjoyable about dairy farming, she stated, “Feeding my cows.”

She sells milk to her neighbors and to the local market, but the demand has been overwhelming, and she cannot meet it. For this reason, she is seeking a loan to buy an extra dairy cow, which will assist in increasing milk productivity.

The dairy cow that she plans to buy is not just an ordinary cow: It’s a quality breed of dairy cow that will produce between 10 to 15 liters of milk a day. This improvement will immediately translate to more profit and an increased income level.

The profits from selling milk will be used in repaying the loan in full, and the extra income will be used to increase her business enterprise.

Kindly lend to her!