Total loan: $425


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Mangochi, Southern Region, Malawi / Services

Esther's loan finished fundraising,
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A loan helped to start running her own business as a Zoona mobile money transfer agent so that she can provide financial services to her community.

Esther's story

Esther is 21 years old ,and the first born in her family. Esther completed her secondary schooling last year. She describes how hard it was for her father at a times to raise funds for her school fees, but he always made a plan. For this Esther is grateful to him. As there is no funds to further her education, Esther has found herself an opportunity with Zoona to become financially independent. In the small town of Monkey bay where Esther resides, the nearest ATM is an hour drive away. This is a great opportunity for Esther to bring financial inclusion closer to her community by helping them send or receive funds via a mobile transaction. The full transaction can be completed within minutes, which is vital for the people of Monkey bay as there is plenty poverty. Esther reaches out to Kiva as she lacks the finance for her business, this loan will help her attain a daily float which will help her process her customers requests. Esther would like to expand her business in future and create employment. She is excited as this business will boost local economy. For now Esther will focus on earning an income to provide herself with female necessities and help her father with household expenses.