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Total loan: $10,000
Louisville, KY, United States / Clothing
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Olivia's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!
A loan helped me purchase all of the raw materials I need to make my hat and apparel designs for this year's Kentucky Derby week. I have many materials to buy: hat material, feathers, ribbons, hat boxes, hat racks.
I grew up in a tiny town in California, though there was not much opportunity, my mother was continuously running her own small businesses: creative dance classes for kids, summer camps and preschools, and her own massage spa out of her home. Her do it yourself attitude rubbed off on my from the start, and I knew I would never be cut out for a regular 9-5 job. I have always been into fashion, theater, and spectacle, and went to San Francisco State University for costume design and fashion design. I never expected to be a business owner. Having stumbled onto the opportunity to buy a hat shop and learn the trade, I found myself loving business almost more than the act of designing and creating. In San Francisco I also opened a vintage clothing store, that at one time had two locations. It was a great learning experience, I found that I had spread myself too thin. In moving to KY, I learned that hard lesson, and closed my business ventures in California. I definitely have the "serial entrepreneur" syndrome, but now I try to take calculated risks, and am still mainly focused on my hat and apparel business. Last year, I got accepted into the University of Louisville's Entrepreneurship MBA program. It's challenging to balance everything, but I find it so helpful that I can take the concepts I'm learning at school and directly apply them to my business. In the past I would run my businesses on a shoestring budget, never taking out loans or using credit cards, but because of this, my businesses experienced little growth. I now see and understand the importance of raising capital so you can grow your business, and this is what I hope to do in partnering up with Kiva.