Total loan: $325


Musang, Bamenda, NW. Province, , Cameroon / Retail

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A loan helped To purchase firewood and fresh groundnuts.

Mary's story

Mary is a married mother of two children and four grandchildren. She lives Musang, a quarter in Bamenda, Cameroon. She wants to take a loan to expand her businesses and increase her profit margin so she can make some small improvements to her livelihood.

Because she is married to a polygamous husband, Mary has to provide for herself and her children. Also, Mary has a problem with her left leg which makes her unable to do some jobs that are available to other women in her community. Nonetheless, Mary is quite ready to fight through life to the last moment with every morsel of strength. This is why she became a GHAPE beneficiary in 2004. Mary has been supporting her family on her firewood and her groundnut businesses.

This is Mary’s fourth loan from GHAPE. She plans to buy firewood to split and transport, and to buy fresh groundnuts to boil and sell retail on a daily basis. Firewood is always needed in her community and groundnuts are used as food and dessert, so they always sells well. Thus, her business is sure to be successful after this loan.

With the profits from this loan, Mary plans to pay for her children's school fees and other educational needs and to pay medical bills. She hopes this loan will improve her and her family's standard of living. She prefers GHAPE loans because the conditions of the loans work well for her.

The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.