Total loan: $200
Naivasha, Nakuru, Kenya / Food
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Joyce's loan finished fundraising,
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A loan helped to buy more stock of fish.
Joyce is a Kiva borrower. She has two children. She describes herself as humble. She operates a retail business where she sells fish. She has been involved in this business for two years. Her business is located in a good area and her primary customers are locals. She describes her biggest business challenge to be inadequate working capital. She will use the Kes 20,000 loan to buy more stock of fish. She hopes that in the future, she will educate her children to university level. This is her first loan with SMEP Microfinance Bank. She will use the anticipated profits to purchase additional stock.