100%

funded

Total loan: $225

Umaru

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Kaduna, KD, Nigeria / Education

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A loan helped to pay for his children's school fees.


Umaru's story

Umaru is a maize farmer from Tallu village. Umaru is happy to be a member of Babban Gona, a partner in the fight against poverty. Building on his previous input loan, Umaru expects to reap up to 35 bags/hectare of maize, double the national average of 18 bags/hectare in Nigeria.

Babban Gona will provide Umaru with a harvest advance loan, a cash payment equal to the price of his maize at harvest, to help him meet pressing personal needs. During the harvest, Umaru will access key services, such as quality threshing and harvesting amenities, which will enable him to thresh his produce on time. This will ensure that pests, which can significantly reduce his harvest yield and subsequently negatively impact his income, don’t affect his produce.

With Babban Gona’s support, Umaru will store his maize at harvest and sell it for up to 40% higher than the market price. With his maize stored, Umaru can generate earnings of up to $1,000/hectare, more than four times the average Nigerian farmer’s annual income.

With this cash advance and added income, Umaru will be able to pay his children’s school fees, enabling them to access quality education, which prior to his membership in Babban Gona, he would have had difficulty doing.