Total loan: $525


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Kaduna, KD, Nigeria / Personal Use

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A loan helped to meet urgent household needs such as food and clothing.

Saidu's story

Saidu is a 24-year-old maize farmer from Hayin Ruwa village in Nigeria. As a Babban Gona member, Saidu has access to quality inputs, credit, good markets and trained agronomists that help guarantee a bountiful harvest of up to 35 bags/hectare of maize, which is double the national average of 18 bags/hectare in Nigeria. Thanks to his membership, Saidu is able to enjoy the benefits of his hard work. Saidu does not have to rely on middlemen to buy his produce at harvest, remitting a low price to him and leaving him in great despair. With the harvest loan provided by Babban Gona, a cash advance equal to the price of maize at harvest, Saidu is confident that he will get a fair market price. Saidu will also access crucial services, such as transportation and threshing, all provided to him by Babban Gona to improve the quality of his produce. With Babban Gona’s support, Saidu will store his maize at harvest and sell it for up to 40% higher than the market price. With his quality maize stored, Saidu can generate earnings of up to $1,000/hectare, more than four times the average Nigerian farmer’s annual income. Saidu will use the proceeds from his harvest to meet pressing household needs such as food and clothing and hopes to also use his extra income to fulfill his lifelong dream of going on pilgrimage.