Total loan: $450


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Eldoret, Rift Valley, Rift Valley, Kenya / Agriculture

Milka's loan finished fundraising,
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A loan helped to buy farm inputs such as good-quality seed, fertilizer and pesticides.

Milka's story

Milka is a smallholder farmer who lives with her husband in the Eldoret area of Kenya. She is blessed with three children who are her greatest motivators in life. She perseveres because she wants to provide a better future for them.

Milka was unable to study to have a professional career because of the economic situation in her family. However, she never gave up, and she has been practicing farming for the past seven years.

Milka has always had an affinity for farming. She has even nicknamed one of her cows and is a very proud farmer, especially when she is milking her cows. Her cows produce between 10-15 liters a day, which helps her support her family. Milka also practices crop farming, but she has not been making good profits because of poor farming inputs.

Milka, therefore, has applied for a 45,000 KES loan through Kiva's field partner Juhudi Kilimo to buy high-quality seed, good fertilizer and pesticides that she will use to greatly improve her crop production. Modern farming requires the use of modern techniques, and high-quality seeds will assure her of a bumper harvest and increased profits.

Milka is very visionary, and her goal for 2016 is to boost her crop production over the previous year. All this can be achieved through lenders’ help and goodwill.