Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $10,000


San Francisco, CA, United States / Retail

Marlo's loan finished fundraising, but these other borrowers need your support

A loan helped buy the ingredients and packaging I need to fulfill the orders from our growing customer base.

Marlo's story

I always loved baking as a child and grew up making cookies, brownies & big messes in the kitchen on a weekly basis. My Russian grandmother, Ann, has always been an avid baker too, and specialized in making these unique and addictive twice-baked cookies from a secret recipe. Grandmom made these cookies throughout my adolescence and they became the prized possession of our family; lusted after and fawned over whenever received. Grandmom finally passed the recipe down to me right before I moved to San Francisco to fulfill a role at a software company. With the love of baking nagging at me, I enrolled in a pastry arts class on nights and weekends to see if this hobby could turn into a career. After realizing that several strong, female alumni from my program went on to start successful baking businesses I thought, “I’ve got this great secret cookie recipe. I can do that too!” and officially started Marlo’s Bakeshop in 2012 to share Grandmom’s cookies with the world. We now have expanded the signature line to include three flavors of Grandmom’s cookie (and a limited-edition holiday flavor) made exclusively from premium, non-GMO ingredients that we source locally. Our mission is to be our customers’ worthy addiction- and ultimately- to be a household name in baked goods. Thank you so much for your support in helping us get there faster.