Love making a difference with Kiva? Your donations keep us running.

Thank you for the impact you’ve made this year! Together we’ve funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan, and we rely on optional donations from individuals like you to cover our costs.

Other amount



Total loan: $3,000


Oakland, CA, United States / Retail

Carmen's loan finished fundraising, but these other borrowers need your support

A loan helped purchase a delivery van and quality materials.

Carmen's story

Hello! My name is Carmen. I was born in Guatemala, however I immigrated to the United States with my family when I was just 8 years old. We came here with my family in order to have a better life. In order to help my family financially, following high school, I worked in retail for a few years. My life goal has always been to become a successful business woman. Following the birth of my oldest son, I managed to work at Tony Rossi & Sons Florist. I worked at the flower shop for 8 years, before I was fortunate enough to become the shop’s owner. The flower shop has proved to be a beneficial way to help my family. On a daily basis, I help customers with a variety of floral needs. Our business caters to weddings, funerals, quinceañeras, and every day occasions. The purpose of this loan is to invest in a delivery van, due to the fact that my business relies heavily on deliveries. Thus this loan will greatly enhance our business’s efficiency and ability to attract new customers.