Total loan: $350


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Falakata, WB, India / Agriculture

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A loan helped to purchase farm supplies and bear the operational cost of growing maize.

Subhadra's story

Subhadra is a married woman, 52 years old. She is illiterate but can sign her name. She lives with her husband and three grown-up sons in their own small kachha house (house made of mud, bamboo and tin) in a small village in Falakata, Alipurduar district, West Bengal. Her elder son is engaged in agricultural work and the other two sons are masons by profession. Subhadra's husband is 58 years old and a farmer. Now a days, he isn't able to work hard due to old age. That’s why he handed over his agribusiness to his elder son.

Subhadra’s elder son is a hard worker and a very enterprising man. He works on their small piece of land from dawn to dusk to grow a variety of crops according to the seasonal demand, which he sells in the local market and earns money for their livelihood. Now they decided to grow maize on their land, as it is a very beneficial crop and also is in great demand in the various markets because this crop is full of various nutrition.

Thus, Subhadra requests a loan from BJS (Kiva’s partner) to purchase good quality maize seeds, fertilizers, manure etc., and he will also bear the other operational costs like labor costs, tractor costs etc. With this financial help, her son can grow good quality maize on their land. Subhadra's hopes and dreams are to be able to expand the business to give good financial support to her family.

She is thankful to BJS and Kiva for the loan.