Total loan: $700


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Nkubu, Meru County, Kenya / Agriculture

Ann's loan finished fundraising,
but these similar borrowers just need a little more help to reach their goals!

A loan helped to start horticulture farming.

Ann's story

Ann is a humble and hard-working farmer with the drive and willpower that characterizes women in the Nkubu area of Kenya. She is a woman with an entrepreneurial mind.

From a very young age Ann learned all of the tasks of the farm, so much so that today she has her own mixed farm.

Ann is a mother of three lovely children that she really adores so much; and Ann will always do anything good so they never go to bed hungry.

Ann never got the opportunity to advance her education and get a white collar job, but this did not kill her dream of wanting to succeed in life. She started farming and has been farming for the past six years.

Throughout those years, Ann has gathered so much experience and all the farming techniques are at her fingertips. She practices animal and crop farming on her farm and with the profits, she has managed to meet her family's needs and give her children a good education because she believes that education is the, “key to success.”

Ann is a woman who is very enterprising. She is seeking a loan of KES 70,000 to buy seeds and start horticulture farming on her farm. She wants to take advantage of favorable weather patterns, a good road network in her village, good soil and a ready market for horticulture products to reap more profits. Horticulture produce such as vegetables are in high demand in the Nkubu area.

Juhudi Kilimo is partnering with Kiva and its lenders to help small landholder women farmers like Ann to make their dreams come to reality through training and loan financing.

Ann hopes that with this loan will improve her living conditions. Her dreams and projections are that by the end of the first harvest, she will not only be selling in the local market but will also be selling in international markets by exporting fruits and vegetables. Thus, she will be able to assure her children of a secure future and uninterrupted learning because she will be able to pay tuition fees on time.

This loan will give Ann the opportunity to progress as a farmer and as a person, increase her earnings and continue providing for her household. She only wants to improve the quality of life for herself and her family.