Total loan: $1,000


Nkubu, Meru County, Kenya / Food

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A loan helped to purchase cereals to sell.

Penina's story

Penina is 39 years old and lives in the Nkubu area of Kenya. She has two children whom she loves more than anything. Becoming a mother has certainly been a challenge, but she’s a strong, loving mother who does her best to give her children a good life. Penina has been practicing mixed farming and her primary sources of income have been milk, eggs, crops and some small businesses that she does so that she can make ends meet. Penina is very passionate about farming, and she loves cultivating her farm. That is why every day she wakes up very early to go to her farm to plough. Although she earns profits through farming, she is not comfortable and has always wanted to increase her income through the selling of cereals. That is why she is seeking a loan to buy cereals. The Nkubu area is one of the regions that is populated and has a high demand for cereals. That means that Penina will make more profits and be able to satisfy the demand that is there. Accessing funds has been a challenge for Penina, but she feels relieved, because Juhudi Kilimo is partnering with Kiva lenders to help aspiring women farmers like her turn their farming dreams into a reality through training and loan financing. Penina believes that this loan will be of much help and she will be able to satisfy the demand that there is for cereals. She believes that the extra income will allow permanent change in her life and increase her business. Increased profits will allow her to repay her loan and secure the future of her school-going children. Lenders, if there is someone you should invest in, then it is Penina. Support this smallholder farmer, who wants to show that the role of a mother and a farmer isn't too much for her. She just needs your vote of confidence.