Total loan: $375


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Falakata, WB, India / Agriculture

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A loan helped to purchase much needed, good quality farm inputs for potato cultivation.

Hamijan's story

Hamijan is a 43-year-old woman who resides in a village named Chuyakhola in Falakata, Alipurduar district of West Bengal. At a very young age she was deprived of education due to financial issues in her family; she can sign her name only. Married and mother of three children (a daughter and two sons), Hamijan is a housewife. One of her sons is a driver and other two children are now jobless. Her husband is a farmer. He has been a potato grower for two years.

Potatoes being a staple of the region, the demand for them has always been good. Though Hamijan is a housewife, she tries to help her husband in his farm work. Together the couple has been working hard to earn a livelihood, since this is their sole source of income. They have been selling their produce in the local town market. However, a major part of the harvest is sold to wholesale dealers in the market, and they earn barely enough to cover all their household expenses.

Since potato cultivation is a seasonal activity, it is crucial for Hamijan that the harvest is abundant and is of good quality. To achieve that, the couple needs capital to buy good quality seeds and other farming inputs. This is why Hamijan has applied for a loan from Kiva’s field partner BJS to purchase good quality potato seeds, fertilizers, manure, pesticides and other such resources.

Hamijan believes that a good crop will take care of her financial expenses for the rest of the year and from the savings, she plans to build a concrete house for her family in future.

She thanks her lenders.