Total loan: $2,200
, , Kosovo / Agriculture
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A loan helped to purchase two more milk cows and renovate the stable, increasing her profit and thereby improving her living conditions.
Besjana is 20 years old and has a daughter who is one year old. She lives with her new family in the southern part of Kosovo in a small village. As with many in her village, they live in poor conditions and work hard to make any income they can and save money where possible. Often, residents like Besjana will work in agriculture, owning small farms to use the dairy products for personal use and to sell at the market for income. Her husband works in a small construction company doing facade work and paint jobs for various buildings and homes. His income is not enough to completely sustain the family and the one cow that Besjana owns helps to save money on the food costs and brings in a small income from the sales of the dairy. At this time she is requesting a loan in order purchase two more milk cows and renovate the stable. She has a lot of demands for the milk and this will allow her to be able to sell more of the dairy products and milk, increasing her profit and thereby improving her living conditions. Without the loan she would not have enough money to purchase more cows, but she is confident that she will be able to quickly and easily pay the loan back since she has so much demand already. She will then use the money to help improve the living conditions for her family and new daughter and to potentially expand her farm even more so that she can not only sell to her customers in her neighborhood, but provide to others as well and in turn improve her own financial status and future.