Total loan: $325


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Khagrabari, WB, India / Food

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A loan helped To purchase more grocery items for her grocery shop.

Nazma's story

Nazma stays in the small village of Khagrabari, Cooch Behar district, West Bengal. She is 38 years old and lives with her husband and their two children (one son and one daughter). Neither one of the couple could continue their education due to their family's financial issues but they are very much concerned to provide an education to their children who are studying in grades 12 and 7, respectively. Nazma’s husband is a driver by profession.

Nazma runs her own grocery store after managing all the household work. She sells items like spices, salt, rice, oil, sugar, biscuits, soap etc. which are in great demand among the local villagers and neighbors. But the family earnings hardly cover the family's basic needs. In order to meet the growing inflation and to keep provisions for the future cost of her children’s education, Nazma wants to grow her grocery business. She realizes that she can earn more profit if she can increase her stocks on a large scale. To buy more grocery items in bulk, she needs capital. So she requests a loan from BJS (Kiva’s partner).

She will use the loan amount to purchase more grocery items and daily needed commodities in bulk so that she can satisfy her regular customers and earn more. With the increased income, Nazma will be able to expand her existing business, and at the same time, save better for her family’s secure future and her children's education.

Nazma thanks her lenders.