Sami is a 31 year old married man who lives with his family in a village near Ramallah, West Bank. He is an enthusiastic and active man, full of hope and energy. He is a hard worker, serving his family by facing life's challenges. He turned to Palestine for Credit and Development FATEN to request a loan to buy a solar system for his family's house to reduce the use of electricity and get hot water. This will enhance his family's living standards. He thanks all the Kiva lenders for their help in advance.