Kepler
Rwanda

Who are they?
Kepler is a non-profit higher education program that brings together innovations in learning and technology. Their curriculum blends online courses from leading international universities with intensive, in-person instruction, and employment-focused learning through structured internships. Its graduates all receive a U.S.-accredited degree thanks to a partnership with an American competency-based degree program.

You'll love them if...you want to help students in a post conflict region!  

Learn more at: http://www.kiva.org/partners/441



Smart Credit 
Moldova 

Who are they?

Smart Credit is a small microfinance organization with headquarters in Ungheni City that serves the rural population in the Ungheni region of Moldova. They seek to provide affordable loans to these populations and also act as an insurance agent for health, auto and accident insurance. Almost 17 percent of the population in Moldova lives below the national poverty line.

You'll love them if... you want to help rural populations!

Learn more at:
http://www.kiva.org/partners/454






Jinnah Welfare Society
Pakistan

Who are they?

About 75% of Pakistan's population is linked directly or indirectly to agriculture. Access to credit is an area where the farming community in Pakistan faces a great deal of exploitation. JWS provides loans to farmers for the purchase of agricultural inputs on terms that are fair and affordable to farmers.

You'll love them if...you want to support small scale farmers in Pakistan!

Learn more at: 
http://www.kiva.org/partners/455

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