Educate a woman. Watch the ripple effect. 

Experience and data show that when a woman has the opportunity to learn -- either in school or through building a business -- things change for the better. She's likely to invest more in her family. She's more likely to have an equality-based marriage. And her children are more likely to follow in her footsteps to pursue even higher levels of education.

A virtuous cycle of change begins.

That's why Kiva and skincare system Dermalogica are teaming up to expand educational opportunities for women through a new Free Trial program -- giving 4,000 new users the opportunity to try out Kiva for free. You can claim your Free Trial at and invite your friends to do the same!

This month, we're celebrating all of the different ways Kiva lenders can make an impact in education. With 20 of our Field Partners offering loans for tuition, school fees, school supplies and more, we're committed to empowering people of all ages to attend and stay in school.

But learning happens in many ways. Outside the classroom, millions of women around the world are getting hands-on experience through running their own businesses. And those working with microfinance institutions and other Kiva Field Partners often have access to valuable training in business and other skills.

When you lend to one of these women, she learns and earns at the same time.

How important is this? Consider the facts: 

- A child born to a mother who can read is 50% more likely to survive past the age of five.

- Every additional year of education for a girl can yield up to a 20% increase in her future earning potential.

- Research shows that when a woman contributes to her family’s income, she reinvests at least 70% of her earnings to build a better future for herself and her children.

For these reasons and others, we hope you'll spread the word about Kiva to your friends and family. By using a Free Trial, they'll get to experience the power of microfinance firsthand free of charge.

Repayments on loans made with a Free Trial will go back to Dermalogica. But when you invest your own funds in borrowers around the world, repayments go back to you so you can make a difference over and over again.

Have questions about this Free Trial program? We're happy to help at

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