Make a loan, change a life

With Kiva you can lend as little as $25 and make a big change in someone's life.

Find a borrower

Support causes you care about.

How it works

By lending as little as $25 on Kiva, you can support the causes you care about and make a real personal impact.

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    Choose a borrower

    Browse by category and find an entrepreneur to support.

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    Make a loan

    Help fund a loan with
    as little as $25.

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    Get repaid

    Kiva borrowers have a 96% repayment rate historically.

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    Relend your money or withdraw your funds.

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It’s a loan,
not a donation

Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.

100% of your loan goes to the field.

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Our community has funded over $1.6 billion in loans.

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Kiva borrowers have a 96% repayment rate.

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The Kiva community spans 77 countries and 1.9M lenders.

What our lending
community thinks

Kiva lender Heather McLaughlin

Being able to lend, then get repaid, and lend over and over again gives great satisfaction. My funds have been lent 12 times over.

Heather McLaughlin,

Kiva lender

Kiva lender Jenae Journot

Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.

Jenae Journot,

Kiva lender

Make a loan today!

Find a borrower