when light starts returning once more
to rest by the hearth of our fam'ly
rejoicing days present and yore
Around us, though, dark clouds still…
Join a Lending Team and get to know Kiva's vibrant community of active and inspiring lenders.
Lending Teams are self-organized groups where members connect with each other and rally around shared lending goals.
Start a team and invite your friends. Or join an existing team below.