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We loan because...
Why keep money sitting around somewhere when it could be much more useful as capital for entrepreneurs?

About us
Many people have large amounts of money just lying around, not accruing interest or being utilized in any useful way. This team is about making that money work – by shifting excess unused capital from your household into Kiva, you can help others while staying financially secure!

Keeping a high balance in your checking/savings account is unnecessary for many people. The yearly interest you earn on this amount, even in high-yield savings, usually won’t even top $100 on $10,000 in the current interest rate climate. How many Kiva entrepreneurs could you help with that money? (Answer: up to 800!*)

Shift some of that redundant money to Kiva and help alleviate poverty!

Notes: Since this money is being shifted from funds that you are somewhat used to having at your disposition, it is important that you are selective with your loans. You can loan to whoever you want, but it’s prudent to have this money available in a reasonable amount of time. Remember, you cannot get money from Kiva back immediately; you have to wait for repayments. That’s why we recommend investing in short-term loans of 5 or 6 months (so your repayments come in quickly and you can recoup all of your capital within half a year), spreading loans across multiple entrepreneurs/field partners/geographical regions (“diversifying” your loans to mitigate risk), and choosing field partners that have at least a 3-star rating (higher ratings means less delinquent/defaulted loans). Following these suggestions minimizes the risk inherent in loaning on Kiva.

*Assuming you invest the $10,000 in individual $25 loans of

Location: Everywhere      

 

Latest Messages  

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Team Activity

  • Thamari
    Rwanda
    Thamari received a loan from Robert Sanek to buy more beans, cassava and bananas to resell.
    Robert Sanek
    0% repaid
  • Donath
    Rwanda
    Donath received a loan from Robert Sanek to buy more sugar, rice, salt, and cooking oil to resell.
    Robert Sanek
    0% repaid
  • Janvier
    Rwanda
    Janvier received a loan from Robert Sanek to buy more Irish potatoes to resell.
    Robert Sanek
    0% repaid
  • Ann
    Kenya
    Ann received a loan from Robert Sanek to buy more stock of flour, cooking oil, milk, sugar, and other items.
    Robert Sanek
    0% repaid
  • Dina
    Rwanda
    Dina received a loan from Robert Sanek to buy more sugar, rice and lotions to resell.
    Robert Sanek
    0% repaid
  • Victor
    Kenya
    Victor received a loan from Robert Sanek to service his current motorcycle.
    Robert Sanek
    0% repaid

Impact   Updated Hourly

10
Team Members
$40,025
Amount Loaned
1,578
Loans
157.8
Loans per member

Rankings In Events Category

#2 for Amount Loaned (All Time)
#1 for Amount Loaned (This Month)
#3 for Amount Loaned (Last Month)