Click to enlarge

We loan because...
Why keep money sitting around somewhere when it could be much more useful as capital for entrepreneurs?

About us
Many people have large amounts of money just lying around, not accruing interest or being utilized in any useful way. This team is about making that money work – by shifting excess unused capital from your household into Kiva, you can help others while staying financially secure!

Keeping a high balance in your checking/savings account is unnecessary for many people. The interest you earn on this amount, even in high-yield savings, usually won’t even top $100 on $10,000 in one year. How many Kiva entrepreneurs could you help with that money? (Answer: up to 400!)

Shift some of that redundant money to Kiva and help alleviate poverty!

Notes: Since this money is being shifted from funds that you are somewhat used to having at your disposition, it is important that you are selective with your loans. You can loan to whoever you want, but it’s prudent to have this money available in a reasonable amount of time. Remember, you cannot get money from Kiva back immediately; you have to wait for repayments. That’s why we recommend investing in short-term loans of 5 or 6 months (so your repayments come in quickly and you can recoup all of your capital within half a year), spreading loans across multiple entrepreneurs/field partners (“diversifying” your loans to mitigate risk), and choosing field partners that have at least a 3-star rating (higher ratings means less delinquent/defaulted loans). Following these rules minimizes the risk inherent in loaning on Kiva.

Location: Everywhere      

 

Latest Messages  

0 messages. Join the team to get in on the action!

Team Activity

  • Hawraa
    Lebanon
    Hawraa received a loan from Robert Sanek to support her husband’s business by buying an ATV for hire.
    Robert Sanek
    $2,375 to go
    Lend Now
  • Javier
    Bolivia
    Javier received a loan from Robert Sanek to pay for maintenance on his vehicle.
    Robert Sanek
    0% repaid
  • Román
    El Salvador
    Román received a loan from Robert Sanek to rent a 15 hectare plot of land as pasture for his cattle.
    Robert Sanek
    $575 to go
    Lend Now
  • Cielo Maria
    Colombia
    Cielo Maria received a loan from Robert Sanek to buy hardware items, a key making machine, hammers, nuts, and screwdrivers. These will be for opening the first mini-hardware store in the area.
    Robert Sanek
    $750 to go
    Lend Now
  • Kunduz
    Kyrgyzstan
    Kunduz received a loan from Robert Sanek to buy school supplies for resale in order to be more competitive and expand her business.
    Robert Sanek
    $200 to go
    Lend Now
  • Abbos
    Tajikistan
    Abbos received a loan from Robert Sanek to buy tables and other equipment for his billiard hall.
    Robert Sanek
    0% repaid
  • Fatima
    Lebanon
    Fatima received a loan from Robert Sanek to renew her furniture to facilitate her students' tutorial session needs.
    Robert Sanek
    0% repaid

Impact   Updated Hourly

7
Team Members
$34,825
Amount Loaned
1,370
Loans
195.7
Loans per member

Rankings In Events Category

#2 for Amount Loaned (All Time)
#2 for Amount Loaned (This Month)
#1 for Amount Loaned (Last Month)