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We loan because...
Why keep money sitting around somewhere when it could be much more useful as capital for entrepreneurs?

About us
Many people have large amounts of money just lying around, not accruing interest or being utilized in any useful way. This team is about making that money work – by shifting excess unused capital from your household into Kiva, you can help others while staying financially secure!

Keeping a high balance in your checking/savings account is unnecessary for many people. The yearly interest you earn on this amount, even in high-yield savings, usually won’t even top $100 on $10,000 in the current interest rate climate. How many Kiva entrepreneurs could you help with that money? (Answer: up to 800!*)

Shift some of that redundant money to Kiva and help alleviate poverty!

Notes: Since this money is being shifted from funds that you are somewhat used to having at your disposition, it is important that you are selective with your loans. You can loan to whoever you want, but it’s prudent to have this money available in a reasonable amount of time. Remember, you cannot get money from Kiva back immediately; you have to wait for repayments. That’s why we recommend investing in short-term loans of 5 or 6 months (so your repayments come in quickly and you can recoup all of your capital within half a year), spreading loans across multiple entrepreneurs/field partners/geographical regions (“diversifying” your loans to mitigate risk), and choosing field partners that have at least a 3-star rating (higher ratings means less delinquent/defaulted loans). Following these suggestions minimizes the risk inherent in loaning on Kiva.

*Assuming you invest the $10,000 in individual $25 loans of

Location: Everywhere      

 

Latest Messages  

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Team Activity

  • Claudine
    Rwanda
    Claudine received a loan from Robert Sanek to buy more soap, salt, Colgate and rice to resell.
    Robert Sanek
    0% repaid
  • Sandra
    Rwanda
    Sandra received a loan from Robert Sanek to buy more rice, sugar and salt to resell.
    Robert Sanek
    0% repaid
  • Berlyse
    Rwanda
    Berlyse received a loan from Robert Sanek to buy more rice, cassava flour and sugar.
    Robert Sanek
    0% repaid
  • Nyashadzamwari Group
    Zimbabwe
    Nyashadzamwari Group received a loan from Lawrence to expand her poultry business into selling eggs as well as broilers.
    Lawrence
    0% repaid
  • Ma Leonor
    Honduras
    Ma Leonor received a loan from Lawrence to buy anti-pest treatments, manure, and potato and carrot seeds to sow.
    Lawrence
    0% repaid
  • Peris
    Kenya
    Peris received a loan from Lawrence to buy a dairy cow.
    Lawrence
    0% repaid
  • Gladys
    United States
    Gladys received a loan from Lawrence to obtain more clients and contracts for her commercial cleaning and floor restoration company.
    Lawrence
    0% repaid

Impact   Updated Hourly

12
Team Members
$41,475
Amount Loaned
1,636
Loans
136.3
Loans per member

Rankings In Events Category

#3 for New Users (Last Month)
#2 for Amount Loaned (All Time)
#1 for Amount Loaned (Last Month)