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We loan because...
Why keep money sitting around somewhere when it could be much more useful as capital for entrepreneurs?

About us
Many people have large amounts of money just lying around, not accruing interest or being utilized in any useful way. This team is about making that money work – by shifting excess unused capital from your household into Kiva, you can help others while staying financially secure!

Keeping a high balance in your checking/savings account is unnecessary for many people. The yearly interest you earn on this amount, even in high-yield savings, usually won’t even top $100 on $10,000 in the current interest rate climate. How many Kiva entrepreneurs could you help with that money? (Answer: up to 800!*)

Shift some of that redundant money to Kiva and help alleviate poverty!

Notes: Since this money is being shifted from funds that you are somewhat used to having at your disposition, it is important that you are selective with your loans. You can loan to whoever you want, but it’s prudent to have this money available in a reasonable amount of time. Remember, you cannot get money from Kiva back immediately; you have to wait for repayments. That’s why we recommend investing in short-term loans of 5 or 6 months (so your repayments come in quickly and you can recoup all of your capital within half a year), spreading loans across multiple entrepreneurs/field partners/geographical regions (“diversifying” your loans to mitigate risk), and choosing field partners that have at least a 3-star rating (higher ratings means less delinquent/defaulted loans). Following these suggestions minimizes the risk inherent in loaning on Kiva.

*Assuming you invest the $10,000 in individual $25 loans of

Location: Everywhere      

 

Latest Messages  

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Team Activity

  • Joseph
    Kenya
    Joseph received a loan from Robert Sanek to buy more stock of clothes and shoes.
    Robert Sanek
    0% repaid
  • Agnes
    Kenya
    Agnes received a loan from Robert Sanek to buy more stock of fruits and vegetables.
    Robert Sanek
    0% repaid
  • Doris
    Kenya
    Doris received a loan from Robert Sanek to buy more stock of soap, flour, rice, sugar and other items.
    Robert Sanek
    0% repaid
  • Mary
    Kenya
    Mary received a loan from Robert Sanek buy more stock of scrap metal.
    Robert Sanek
    0% repaid
  • Jose Angel
    Honduras
    Jose Angel received a loan from Robert Sanek to purchase fertilizers and liquid fertilizers applied to the plant leaves to fertilize the farm and to purchase a nursery to plant more coffee.
    Robert Sanek
    0% repaid
  • Peter
    Kenya
    Peter received a loan from Robert Sanek to buy more stocks of sugar, flour and other items.
    Robert Sanek
    0% repaid
  • Jacob
    Kenya
    Jacob received a loan from Robert Sanek to buy more stocks of drinks and to add seats.
    Robert Sanek
    0% repaid
  • Jose Efrain
    Honduras
    Jose Efrain received a loan from Robert Sanek to buy supplies, fertilizers and to pay for cleaning services for the coffee farm.
    Robert Sanek
    0% repaid
  • Mariam
    Kenya
    Mariam received a loan from Robert Sanek to buy materials to expand her business premises.
    Robert Sanek
    0% repaid

Impact   Updated Hourly

9
Team Members
$37,625
Amount Loaned
1,482
Loans
164.7
Loans per member

Rankings In Events Category

#4 for New Users (Last Month)
#2 for Amount Loaned (All Time)
#3 for Amount Loaned (This Month)
#3 for Amount Loaned (Last Month)