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We loan because...
Why keep money sitting around somewhere when it could be much more useful as capital for entrepreneurs?

About us
Many people have large amounts of money just lying around, not accruing interest or being utilized in any useful way. This team is about making that money work – by shifting excess unused capital from your household into Kiva, you can help others while staying financially secure!

Keeping a high balance in your checking/savings account is unnecessary for many people. The interest you earn on this amount, even in high-yield savings, usually won’t even top $100 on $10,000 in one year. How many Kiva entrepreneurs could you help with that money? (Answer: up to 400!)

Shift some of that redundant money to Kiva and help alleviate poverty!

Notes: Since this money is being shifted from funds that you are somewhat used to having at your disposition, it is important that you are selective with your loans. You can loan to whoever you want, but it’s prudent to have this money available in a reasonable amount of time. Remember, you cannot get money from Kiva back immediately; you have to wait for repayments. That’s why we recommend investing in short-term loans of 5 or 6 months (so your repayments come in quickly and you can recoup all of your capital within half a year), spreading loans across multiple entrepreneurs/field partners (“diversifying” your loans to mitigate risk), and choosing field partners that have at least a 3-star rating (higher ratings means less delinquent/defaulted loans). Following these rules minimizes the risk inherent in loaning on Kiva.

Location: Everywhere      

 

Latest Messages  

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Team Activity

  • Lenie
    Philippines
    Lenie received a loan from Robert Sanek to buy feed and vitamins for her pigs.
    Robert Sanek
    0% repaid
  • Myden
    Philippines
    Myden received a loan from Robert Sanek to buy additional stock to sell like canned goods, egg, milk, sugar, etc.
    Robert Sanek
    0% repaid
  • Leonila
    Philippines
    Leonila received a loan from Robert Sanek to buy items like shampoo and groceries to sell.
    Robert Sanek
    0% repaid
  • Nilda
    Philippines
    Nilda received a loan from Robert Sanek to buy more items like shampoo, sugar, soap and other groceries.
    Robert Sanek
    0% repaid
  • Jumalyn
    Philippines
    Jumalyn received a loan from Robert Sanek to buy feed and vitamins for her pigs.
    Robert Sanek
    0% repaid
  • Violeta
    Philippines
    Violeta received a loan from Robert Sanek to purchase more bamboo to sell.
    Robert Sanek
    0% repaid
  • Beatriz
    Philippines
    Beatriz received a loan from Robert Sanek to purchase more material for her business.
    Robert Sanek
    0% repaid
  • Evelyn
    Philippines
    Evelyn received a loan from Robert Sanek to buy additional feeds and vitamins for her pigs.
    Robert Sanek
    0% repaid
  • Luzviminda
    Philippines
    Luzviminda received a loan from Robert Sanek to purchase more groceries to sell in her general store.
    Robert Sanek
    0% repaid
  • Mary Ermelyn
    Philippines
    Mary Ermelyn received a loan from Robert Sanek to buy more items like pants, blouses and other ready-to-wear clothing.
    Robert Sanek
    0% repaid
  • Imelda
    Philippines
    Imelda received a loan from Robert Sanek to buy feed and vitamins for her pigs.
    Robert Sanek
    0% repaid
  • Marites
    Philippines
    Marites received a loan from Robert Sanek to purchase more personal care products to sell.
    Robert Sanek
    0% repaid

Impact   Updated Hourly

6
Team Members
$32,450
Amount Loaned
1,275
Loans
212.5
Loans per member

Rankings In Events Category

#7 for New Users (This Month)
#3 for Amount Loaned (All Time)
#1 for Amount Loaned (This Month)
#4 for Amount Loaned (Last Month)