Kiva lenders combat poverty daily by making small loans to borrowers around the world. We believe in fair access to affordable capital for people to improve their own lives.

Often only a relatively small amount money stands in the way of Kiva borrowers and their dreams. Whether it’s a Kenyan farmer who needs $500 in order to double her grain production, or a young Bolivian woman who lacks the $1,500 tuition for nursing school, Kiva lenders provide a hand up to these and countless other borrowers.

Join us and make a loan today.

Why Do People Kiva?

We each took time to explain why we use Kiva, but this is just a fraction of Kiva's many active users around the world.

  1. Choose a borrower.
    Your loan reaches borrowers via our Field Partners, who vet, distribute, and administer each loan.
  2. Follow your loan.
    You’ll get periodic updates about the progress of your loan, including repayments as they become available.
  3. Do it all again!
    Any repayments are yours to keep, but we hope you’ll make another loan... or perhaps get someone else involved with a Kiva Card.

About Microfinance

Safe, affordable capital to those in need helps people create a better life for themselves

The Story of a Kiva Loan

Kiva lets individuals lend as little as $25 to help create opportunity around the world.

Dermalogica will provide free trial loans to the first 4,000 registrants.

These free trials will allow the new lender to make a $25 loan free of charge. These free trial loans are disbursed to borrowers in the same way other loans are disbursed on Kiva. However, since Dermalogica is funding the free trial, any repayment funds from the free trial loan will go back to Dermalogica , not to the free trial lender. New lenders invited during the promotion dates may use their own funds to make a loan, in which case repayments will go back to the lender.

Supplies of free trials are limited to one (1) per new user, and will be made available on a “first claimed” basis. Read our terms of service

Sponsored By

For 25 years, Dermalogica has been helping women achieve greater financial independence by championing the professional skincare industry. In this time, Dermalogica has trained more than 100,000 women to become professional skin therapists, and is now championing joinFITE to help women in any industry find financial independence through entrepreneurship.

Find a borrower

Get started — choose one of these Kiva borrowers...

... or browse all available loans

There are 3,715 loans currently seeking funding on Kiva.

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