Kiva Loans for Salone Microfinance Trust (SMT), a partner of ChildFund International

John B.'s Group : Sierra Leone

Sat, 19 May 2012 11:20:17 PDT

$1,875 of $2,875 raised.

Started raising funds on May 19, 2012

These are the staff members of a reputable institution in Tonkolili District, in northern Sierra Leone. This hard-working and dedicated staff has come to SMT, a partner of Kiva.org based in Makeni, northern Sierra Leone, to seek a loan. With the help of this loan, they will be able to meet their immediate financial challenges and at the end of each month, they repay their loans by using their monthly salaries. Their financial officer is directly responsible for deducting the repayment and pays SMT/Kiva lenders on their behalf. John is the leader of this team. A native of Matamp village in northern Sierra Leone, the 48-year-old is married and has nine children attending primary, secondary and tertiary institutions. John has requested this loan in order to invest in agriculture. He will buy four bushels of rice seeds and pay labor. He will also use a part of the loan to pay school fees for his children.

Musa's Group : Sierra Leone

Sat, 19 May 2012 11:00:37 PDT

$650 of $4,375 raised.

Started raising funds on May 19, 2012

Pictured here is the staff of a very reputable company in Tonkolili district, in northern Sierra Leone. This group of colleagues have come to SMT, a partner of Kiva.org based in Makeni city, to apply for a loan. With the help of these loans, they will be able to do or invest in things that their salaries alone cannot let them do or invest in. For example, some will be able to buy pieces of household furniture or house building materials, pay school fees for their children, invest in agriculture or in business, etc. At the end of each month, their company’s financial officer will repay the loan on their behalf. Musa is the leader of this team. The 42-year-old is a native of Port Loko. He is married to a businesswoman, and they have one child who is attending secondary school. Musa has requested this loan in order to buy house building materials for the completion of a house he had begun. He will buy iron, corrugated zincs, board, paints, cements, etc.

The Help Sisters Group : Sierra Leone

Tue, 08 May 2012 06:10:02 PDT

$625 of $1,400 raised.

Started raising funds on May 8, 2012

Meet with members of the “Help Sisters” group from Kenema, a city in eastern Sierra Leone. They are all local entrepreneurs who have come to SMT, a partner of Kiva to apply for a loan of 6,000,000 Sierra Leonean Leones (SLL) for the entire group. With the help of this loan they will be able to expand their businesses, make more sales and consequently improve on their living conditions. Mamie is the leader of this group. The thirty-eight -year-old is married to a businessman and they have three children. Mamie has been a businesswoman for eight years now. She sells clothes. With her share of this loan, she will buy bales of clothes to add to her current stock.

Ndanaiya Group : Sierra Leone

Tue, 08 May 2012 15:50:03 PDT

$225 of $600 raised.

Started raising funds on May 8, 2012

Pictured here are members of the Ndanaiya Group from Koidu, a city in eastern Sierra Leone. They are petty businesspeople who have come to SMT, a partner of Kiva.org, in order to seek a loan of SLL 2,500,000: SLL 500,000 for each member of the group. With this loan, they will be able to add more goods to their businesses, attract more customers, make more sales, boost profits and consequently improve their living conditions. The leader of this group of entrepreneurs is Safea. Safea was born in Koidu. He is married and has two children attending primary schools. Safea sells watches, torches, belts, etc. He has been a businessman for eight years now. With the help of this loan, he is going to buy watches, torches, belts, etc. in large quantities to add to his current stock.

Help Me Are Help You Group : Sierra Leone

Fri, 11 May 2012 17:10:02 PDT

$425 of $700 raised.

Started raising funds on May 11, 2012

Meet the members of the “Help Me Are Help You” group from Lunsar, a town in northern Sierra Leone. They are all local entrepreneurs who have come to SMT, a partner of Kiva.org, to apply for a loan of 600,000 Sierra Leonean leones (SLL) each. With the help of this loan they will be able to expand their businesses, make more sales and consequently improve their living conditions. Fatmata is the leader of this group. The 45-year-old is married with five children. One of her children is in college, three are in primary school and the other is no longer attending school. Fatmata has been a businesswoman for twenty years now. Currently, she sells cooked rice with sauce. With her share of this loan, she will buy cooking ingredients like uncooked rice, palm oil, onions, tomatoes, fish, etc., in large quantities in order to cook a larger quantity of rice and sauce for sale. Also included in the right of the photo is loan officer Rosaline, handing over the loan to the borrowers.

Foday T.'s Group : Sierra Leone

Mon, 21 May 2012 10:30:03 PDT

$100 of $1,050 raised.

Started raising funds on May 21, 2012

Pictured above are teachers from a secondary school in Kenema, a city in eastern Sierra Leone. These teachers have come to SMT, a partner of Kiva.org based in Makeni, northern Sierra Leone, in order to seek a loan of 4,500,000 Sierra Leonean Leones (SLL) to meet their immediate financial challenges. At the end of each month, they repay the loan using their monthly salaries. The bursar at their school is directly responsible for making the repayment on their behalf. Foday is the leader of this group. Born in Buedu village in eastern Sierra Leone, Foday is married to a trader and the couple has four children. Foday has been a professional teacher for 10 years now. He has requested this loan in order to buy building materials like corrugated iron, sand, cement, rods, nails, etc. to use to construct a house for his family.

Lansana A.'s Group : Sierra Leone

Thu, 17 May 2012 11:50:04 PDT

$150 of $1,400 raised.

Started raising funds on May 17, 2012

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is very pleased to present to you this group of primary school teachers from the eastern city of Kenema. These borrowers have come to SMT/Kiva lenders to request a loan of 6,000,000 SLL in order to meet their variegated personal financial needs. Lansana is a teacher at the school and leader of this group. Fifty-year-old Lansana was born in a place called Largo. He is married with six children, two of whom are attending secondary schools and four of whom are in college. Lansana has been in the teaching profession for thirty-six years now. He has requested this loan in order to buy house building materials including iron corrugated sheets, sand, cement, rods, and nails for the construction of a family house.

Rawfish Group : Sierra Leone

Mon, 14 May 2012 13:50:39 PDT

$450 of $700 raised.

Started raising funds on May 14, 2012

Hannah is the leader of this group of entrepreneurs. Hannah was born in Kenema city twenty-five years ago. She is married to a teacher and the couple has three children attending primary and secondary schools. For ten years now, Hannah has been selling fish. This is the first loan that Hannah and her group members have applied for from SMT/Kiva lenders. With the help of this loan, they will be able to expand their businesses, make more sales and consequently improve on their living conditions. Hannah will use her share of the loan to expand her business, she will buy a carton of fish to add to her current ones.

Love And Unity Group : Sierra Leone

Mon, 14 May 2012 14:01:10 PDT

$250 of $950 raised.

Started raising funds on May 14, 2012

Meet with members of the “Love And Unity” group from Kenema, a city in eastern Sierra Leone. They are all local entrepreneurs who have come to SMT, a partner of Kiva, to apply for a loan of 800,000 Sierra Leonean Leones (SLL) for each. With the help of this loan they will be able to expand their businesses, make more sales and consequently improve on their living conditions. Binata is the leader of this group. This thirty-five-year-old is married to a trader and the couple has two children attending primary and secondary school. Binta has been a businesswoman for many years now, she sells palm oil (the country’s most popular cooking oil). With her share of this loan, she will buy the gallons of palm oil to add to her business.

We Yone Group : Sierra Leone

Tue, 15 May 2012 14:01:19 PDT

$275 of $1,100 raised.

Started raising funds on May 15, 2012

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is very pleased to present to you members of the “We Yone” group. These small-scale entrepreneurs have come to SMT/Kiva lenders to seek a loan of 1,200,000 SLL for each of them in order to invest in their respective businesses. Fatmata is the leader of this group. Fatmata is 42 years old and married with four children. One of her children is in primary school, two are in secondary school and one is in college. Fatmata sells cooked rice mixed with sauce. With the help of this loan, she will invest in her business by buying cooking ingredients like uncooked rice, fish, palm oil, tomatoes, onions, etc. in large quantities in order to produce a larger quantity of cooked rice for sale.

Fishery Busines Association Group : Sierra Leone

Tue, 15 May 2012 12:00:06 PDT

$225 of $700 raised.

Started raising funds on May 15, 2012

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is very pleased to present to you members of the “Fishery Business Association” group. They are small scale entrepreneurs who have come to SMT/Kiva lenders to seek a loan of 600,000 Sierra Leonean Leones for each of them in order to invest in their businesses. Isata is the leader of this group. Isata is 42 years old and married with five children – one in primary school and two in secondary school. Isata sells fish and has been doing this business for many years now. With the help of this loan, she will invest in her business by buying a carton of fish to add to her current stock.

Alie : Sierra Leone

Wed, 16 May 2012 21:20:02 PDT

$150 of $950 raised.

Started raising funds on May 16, 2012

Pictured here is Alie. The sixty-two-year-old was born in Fadugu, near Kabala town in northern Sierra Leone. He is married and has five children. His wife is a businesswoman and his children are attending primary and secondary schools. Alie has a bar where he sells both hard and soft drinks. He has been running this business for three years now. Alie has come to SMT, a partner of Kiva.org based in Makeni city to request a loan of 4,000,000 Sierra Leonean Leones in order to buy crates of both hard and soft drinks to add to his business.

Rodis Group : Sierra Leone

Thu, 17 May 2012 16:20:02 PDT

$275 of $950 raised.

Started raising funds on May 17, 2012

Meet the members of Rodis Group from Makeni, a city in northern Sierra Leone. They are all local entrepreneurs who have come to SMT, a partner of Kiva.org, to apply for a loan of 800,000 Sierra Leonean Leones (SLL) each. With the help of this loan, they will be able to expand their businesses, make more sales, and, consequently, improve their living conditions. Isatu is the leader of this group. The 39-year-old is married to a businessman, and they have two children—one in primary school and one in secondary school. Isatu has been a businesswoman for many years now. She sells palm oil, onions, salt, pepper, fish, etc. With her share of this loan, Isatu will buy the above-mentioned items at wholesale to add to her inventory.

Temitha Group : Sierra Leone

Sat, 19 May 2012 11:10:08 PDT

$100 of $575 raised.

Started raising funds on May 19, 2012

Sento is the leader of this group of entrepreneurs. Sento was born in Makeni city about thirty-five years ago. She is married to a tailor, and the couple has two children who are attending primary and secondary schools. Sento sells cooked foo-foo (food made out of cassava roots). She has been a businesswoman for five years now. With the help of this loan, Sento and her group members will be able to expand their businesses, make more sales, and consequently improve on their living conditions. Sento will use her share of the loan (SLL 800,000) to buy cooking ingredients like uncooked foo-foo, margi (used to give sauce a sweet taste), pepper, onions, tomatoes, etc. in order to cook a larger quantity of foo-foo to sell.

Mr. S. B.'s Group : Sierra Leone

Sat, 19 May 2012 10:40:10 PDT

$150 of $4,000 raised.

Started raising funds on May 19, 2012

Pictured here are the staff of a reputable company based in Tonkolili, in northern Sierra Leone. These guys have come to SMT, a partner of Kiva.org based in Makeni City, to apply for a loan. With the help of this loan, these gentlemen can pay school fees for their children, buy house-building materials, invest in the business, etc. And at the end of each month, they use their monthly salaries to repay the loan. Their company’s finance officer is directly responsible for making the repayment on their behalf. S.B. is the leader of this group. Born in Magburaka Town, in northern Sierra Leone, S.B. is married to a teacher, and the couple has eight children, six of whom are attending primary, secondary, and tertiary institutions. S.B. has requested this loan in order to buy house-building materials like iron, corrugated zinc, boards, nails, cement, etc., for the construction of a family dwelling.

A And J Group : Sierra Leone

Tue, 22 May 2012 12:10:02 PDT

$100 of $575 raised.

Started raising funds on May 22, 2012

In the photo are members of the “A and J” group. They are small-scale businesswomen based in Makeni, a city in northern Sierra Leone. They have come to SMT, a partner of Kiva.org, to seek for a loan of 1,200,000 Sierra Leonean Leones (SLL) in order to further expand their business. The leader of this group is Jariatu who is pictured on the right. Jariatu is age 36; she was born in Makeni city where she is currently residing together with her husband and four children. Her husband is a businessman too and her children are attending primary and secondary schools. For many years now, Jariatu has been a businesswoman. She owns a general store. With her share of this loan, she is going to buy sugar, mints, slippers, etc., in a large quantity to add to her business.

Trust And Pay Group : Sierra Leone

Tue, 08 May 2012 06:10:02 PDT

$175 of $800 raised.

Started raising funds on May 8, 2012

Meet members of the “Trust and Pay” group from Kenema, a city in eastern Sierra Leone. They are all local entrepreneurs who have come to SMT, a partner of Kiva, to apply for a loan of 3,400,000 Sierra Leonean Leones for the entire group. With the help of this loan they will be able to expand their businesses, make more sales and consequently improve their living conditions. Alie is the leader of this group. The fifty-five-year-old is married to a businesswoman and they have two children. Alie has been a businessman for ten years now; he sells clothes – T-shirts, sneakers, etc. With his share of this loan, he will buy the above-mentioned items wholesale to add to his current stock.

Tamba Komba's Group : Sierra Leone

Mon, 07 May 2012 18:00:09 PDT

$225 of $575 raised.

Started raising funds on May 7, 2012

Salone Microfinance Trust (SMT), a Kiva partner in Makeni, northern Sierra Leone, is very pleased to present to you this group of teachers from Koidu, a city in eastern Sierra Leone. Like their counterparts in other regions of the country, these borrowers are going to use this loan for different purposes. At the end of each month, they will repay their loan using their monthly salaries. Their school’s bursar is directly responsible for making the deductions and repaying SMT/Kiva on their behalf. Komba is the leader of this group of teachers. Born in Kayima, in eastern Sierra Leone about 51 years ago, Komba is married and a father of three children – one in primary school and two in secondary school. Komba has been a professional teacher for fifteen years now. He has requested this loan to buy house building materials – iron corrugated zincs, cements, etc. for the construction of a family dwelling house.

Alhaji Issa's Group : Sierra Leone

Mon, 07 May 2012 18:20:02 PDT

$100 of $600 raised.

Started raising funds on May 7, 2012

Above is a photo of some primary school teachers from Koidu, a city in eastern Sierra Leone. This group of teachers has come to SMT, a partner of Kiva based in Makeni, northern Sierra Leone, to seek a loan of 2,500,000 Sierra Leonean leones for the entire group in order to meet their immediate financial challenges. At the end of each month, they will repay the loan using their monthly salaries. Their school’s bursar is directly responsible for making the repayments on their behalf. Tamba, in the middle of the photo, is the leader of this team. The fifty-two-year-old is a native of Sanadu in eastern Sierra Leone. He is a husband and a father of three children. His wife is a housewife and his children are attending primary and secondary schools. Tamba has requested this loan in order to buy house building materials such as iron corrugated sheets and cement for the construction of a family house.

Sahr Edward's Group : Sierra Leone

Sun, 06 May 2012 18:30:02 PDT

$175 of $1,250 raised.

Started raising funds on May 6, 2012

Pictured above are primary school teachers from Koidu, a city in eastern Sierra Leone. This group of teachers has come to SMT, a partner of Kiva.org, based in Makeni, northern Sierra Leone, to seek a loan of 5,300,000 Sierra Leonean Leones (SLL) to meet their immediate financial challenges. At the end of each month, they repay SMT/Kiva, using their monthly salaries. Pictured at the right is Sahr, 42 years old, the leader of the group. He is a native of Kawama, in eastern Sierra Leone. Sahr is married to a trader and the couple has six children – two in primary school, three in secondary school and one still too young for school. Sahr has requested this loan in order to buy house building materials – iron corrugated zinc, cement, etc. - for the construction of a family dwelling.

Abdulraman : Sierra Leone

Thu, 10 May 2012 05:50:03 PDT

$0 of $1,175 raised.

Started raising funds on May 10, 2012

This is Abdulraman, a small-scale businessman in Koidu, a city in eastern Sierra Leone. For the past 20 years Abdulraman has been selling shoes, etc. and is now requesting a loan of 5,000,0000.00 Sierra Leonean Leones (SLL) to buy a large variety of shoes to add to his existing stock.

Abdulraman’s wife is also a businesswoman, and his two children are attending primary schools.

Haja : Sierra Leone

Thu, 10 May 2012 06:10:04 PDT

$125 of $1,175 raised.

Started raising funds on May 10, 2012

Haja is approximately thirty-three years old. She was born in Freetown but now lives in Koidu city in eastern Sierra Leone with her husband and four children. Haja has been a businesswoman for eleven years now. She sells clothes, foodstuffs, mobile phones, etc. Haja has requested a loan of 5,000,000 Sierra Leonean Leones (SLL) from Kiva field partner, Salone Microfinance Trust (SMT) in order to expand her business. She will use the loan to buy the above-mentioned items wholesale to add to her current stock. In this way, her business will improve both in size and quality, attracting many customers to her business.

Fallah : Sierra Leone

Thu, 10 May 2012 08:00:09 PDT

$100 of $950 raised.

Started raising funds on May 10, 2012

Fallah was born in Sandor, in eastern Sierra Leone. He is now 35 years of age. His wife is a businesswoman. Fallah has been a businessman for 14 years now. Fallah sells clothes, jewelry, watches, etc., in Koidu city. He wants a loan of 4,000,000 Sierra Leonean Leones (SLL) to enable him to improve on his business. With a loan, Fallah will be able to add more clothes, jewelry, watches, etc., in his business. This will eventually lead to more sales and improve profit. Fallah will thus be able to take better care of his child and wife.

Shar : Sierra Leone

Thu, 10 May 2012 07:30:09 PDT

$0 of $1,175 raised.

Started raising funds on May 10, 2012

This is 37-year-old Shar. Born in Koidu city, the husband and father of four children is a small-scale businessman. Shar’s wife is a businesswoman and his children are all attending primary or secondary schools. Shar sells coffee, cocoa, cola nuts, palm-oil, etc. He has been a businessman for 18 years now. However, Shar’s business has been growing at a very slow pace due to the lack of sufficient capital. Thus he has come to SMT/Kiva lenders to apply for a loan in order to expand his business. Shar wants a loan of 5,000,000 Sierra Leonean Leones (SLL). With this loan, he will buy the above mentioned items at wholesale to add to his current stock.

Lunsar Group : Sierra Leone

Fri, 11 May 2012 05:30:02 PDT

$150 of $950 raised.

Started raising funds on May 11, 2012

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is very pleased to present to you members of the “Lunsar” group. These are small scale entrepreneurs who have come to SMT/Kiva lenders to seek a loan of 800,000.00 Sierra Leonean Leones (SLL) for each in the group in order to invest in their respective businesses. Yeabu is the leader of this group. Yeabu is forty-five-years-old, married with three children who are no longer attending school. Yeabu sells market-food – tomatoes, margi (used to give suace a sweet taste), onions, pepper, salt, flour, beans, oil, etc. She has been a businesswoman for the past twenty-five years now. With the help of this loan, Yeabu will invest in her business by buying tomatoes, margi, onions, pepper, salt, flour, beans, oil, etc., in large quantities to expand her business. (Also included in the left of the photo is loan officer Rosaline handing over the loan to the borrowers).

Tamarrana Group : Sierra Leone

Fri, 11 May 2012 06:30:03 PDT

$125 of $750 raised.

Started raising funds on May 11, 2012

Emma is the leader of this group of entrepreneurs. Emma was born in Lunsar, in northern Sierra Leone, 40 years ago. She is married and has six children – one in primary school, three in secondary school and two in college. For more than 20 years now, Emma has been a businesswoman. She is currently selling items such as sugar, flour, canned foods, etc. With the help of this loan, Emma will be able to expand her business, make more sales and consequently improve her living conditions. She will use her share of the loan to expand her business; she will buy the mentioned items in bulk to add to her current stock. (Also included in the photo, on the right, is loan officer Rosaline handing over the loan amount to the borrowers.)

Wan Word Group : Sierra Leone

Mon, 14 May 2012 13:50:39 PDT

$100 of $625 raised.

Started raising funds on May 14, 2012

In the photo are members of the “Wan Word” group. They are small-scale businesspeople based in Kenema, a city in eastern Sierra Leone. This is the first loan these entrepreneurs are accessing from SMT/Kiva lenders. With this loan, they will be able to expand their businesses, make more profit and consequently improve on their standard of living. The leader of this group is Fereh. Fereh is thirty-six years old. She was born in Kenema city where she is currently residing together with her husband and three children. Her husband is a driver and her children are attending primary and secondary schools. Fereh has been be a businesswoman for twenty years now. Currently, she is selling dried/smoked fish. With her share of this loan, she is going to buy baskets of dried/smoked fish to add to her business.

The Tamaraneh United Group : Sierra Leone

Mon, 14 May 2012 13:50:39 PDT

$125 of $850 raised.

Started raising funds on May 14, 2012

Meet the members of “The Tamaraneh United” group from Kenema, a city in eastern Sierra Leone. They are all local entrepreneurs who have come to SMT, a partner of Kiva.org to apply for a loan of 1,200,000 Sierra Leonean Leones (SLL) for each. With the help of this loan, they will be able to expand their businesses, make more sales and consequently improve on their living conditions. Abibatu is the leader of this group. This thirty-year-old is married to a businessman and they have three children. Abibatu has been a businesswoman for many years now, she is currently selling shoes. With her share of this loan, she will buy dozens of shoes (slippers) at wholesale to add to her current ones.

Give It Back Group : Sierra Leone

Tue, 15 May 2012 10:50:23 PDT

$125 of $825 raised.

Started raising funds on May 15, 2012

Kadiatu is the leader of this group of entrepreneurs. Kadiatu was born in Kenema city 29 years ago. She is married to a businessman and the couple has two children, one in primary school and one in secondary school. Kadiatu sells clothes and has been doing this business for many years now. This is the first loan that Kadiatu and her group members have applied for from SMT/Kiva lenders. With the help of this loan, they will be able to expand their businesses, make more sales and improve their living conditions. Kadiatu will use her share of the loan (1,200,000 Sierra Leonean Leones (SLL)) to expand her business. She will buy ready-to-wear-clothes in large quantity to add to her current stock.

Together As One Iv Group : Sierra Leone

Tue, 15 May 2012 15:50:02 PDT

$25 of $750 raised.

Started raising funds on May 15, 2012

Salone Microfinance Trust (SMT), a partner of Kiva.org in Makeni, northern Sierra Leone, is very pleased to present to you members of the “Together As One IV” group. These small-scale entrepreneurs have come to SMT/Kiva lenders to seek a loan of 800,000 Sierra Leonean Leones for each of them to invest in their businesses. Momoh is the leader of this group. Momoh is 42 years old and married with three children. One of his children is in primary school and two are in secondary school. Momoh owns a grocery shop and has been doing this business for 17 years. With the help of this loan, he will invest in his business by buying items like milk, sugar, mayonnaise, butter, cheese, etc. to add to his current stock.

United Brothers Group : Sierra Leone

Tue, 15 May 2012 11:40:04 PDT

$25 of $1,150 raised.

Started raising funds on May 15, 2012

Pictured here are members of the United Brothers group from Kenema, a city in eastern Sierra Leone. They are small-scale businessmen who have come to SMT, a Kiva partner, to obtain a 5,000,000 SLL loan to be divided equally among the group’s members. With this loan they will be able to add more goods to their businesses, attract more customers, make more sales and profits and consequently improve their living conditions.

The leader of this group of entrepreneurs is Salieu, aged 32. He was born in Yele in northern Sierra Leone and is married with two children. His wife is a trader, and his children are attending primary and secondary schools.

Salieu sells mobile phone accessories and watches. He has been a businessman for nine years now. With his share of this loan, he will buy mobile phone accessories and wristwatches in bulk to add to his business.