Kiva Loans for SMEP Deposit Taking Microfinance Limited

Matano : Kenya

Tue, 22 May 2012 14:30:06 PDT

$450 of $1,200 raised.

Started raising funds on May 22, 2012

Matano is a married man. He has four children with ages ranging from five to 11 years old. He describes himself to be trustworthy, resilient and a loving father. He operates rental houses where he provides rental-housing services. He has been involved in this business for seven years. His business is located within a strategically positioned business environment where he gets steady income and his primary customers are local residents . In addition, Matano sells water to the local residents in order to increase his income. He describes his biggest business challenge to be building more houses for rental accommodations. He will use the KES 100,000 loan to purchase a water tank. Earlier on, Matano had taken a loan of KES 60,000, which he successfully repaid in full. His business goal is to build more houses to provide accommodations within five years. He hopes that in the future, he will educate his children using his profits.

Annastasia : Kenya

Tue, 22 May 2012 14:40:02 PDT

$225 of $475 raised.

Started raising funds on May 22, 2012

Annastacia is a married woman. She has 4 children with ages ranging from 15 years to 25 years. She describes herself as diligent, God-fearing, and determined. She operates a retail store where she sells items such as cereals, sugar, salt, tea leaves, bread, tomatoes, onions, wheat, etc. She has been involved in this business for 5 years. Her business is located within a busy town and her primary customers are neighborhood residents. Besides this business, Annastacia does farming to increase her income in order to support the family. She describes her biggest business challenge to be lack of insufficient funds for buying more stock because of the high prices of the items. She will use the KES 40,000 loan to buy sacks of maize, beans, wheat, cooking fat, and green grains. Her business goal is to buy a pick-up to help in transportation of the items to customers within 5 years. She hopes that in the future, she will build a house for her family.

Fredrick : Kenya

Wed, 23 May 2012 17:20:03 PDT

$150 of $600 raised.

Started raising funds on May 23, 2012

Fredrick is a 35-year-old married man. He has three children with ages ranging from two years to six years. He describes himself to be a visionary man. He operates a retail store where he sells items such as sugar, maize, rice, cooking fat, baking flour, etc. His business is located within a busy estate, and his primary customers are residents. He describes his biggest business challenge to be the impassible road network, especially during the rainy season. He will use the KES 50,000 loan to buy rice and sugar. He managed to repay his previous loan of KES 80,000 from SMEP DTM. His business goal is to expand his business within five years.

Okumu : Kenya

Tue, 15 May 2012 17:40:03 PDT

$175 of $725 raised.

Started raising funds on May 15, 2012

Tom is a single man. He describes himself as diligent and strong-minded about his business.Tom has a passion for selling milk, a business he was involved in earlier on. However, he decided to operate a retail shop and sells items such as flour, milk, knitting wool, sodas, milk, sugar, etc. He has been involved in this business for five years and employs one staff member. Tom's business is located in a residential area, and his primary customers are local residents. He describes his biggest business challenge as having inadequate funds for expanding his business. Tom will use the 60,000 KES loan to buy a fridge for storing milk for selling. His business goal is to run a milk supply company within five years. He hopes that in the future he will double his income from his business.

Peter : Kenya

Sat, 19 May 2012 10:30:07 PDT

$150 of $475 raised.

Started raising funds on May 19, 2012

Peter is a 38-year-old married man. He has a son who is five years old. He describes himself to be honest and polite. He operates a tailoring retail store. He has been involved in this business for 10 years and employs one staff member. His business is located in a busy town, and his primary customers are ladies. He describes his biggest business challenge to be the delay of payments from his customers. He will use the KES 40,000 loan to buy fabric. Earlier on, Peter had taken out loans of KES 80,000, 50,000 and 20,000. He managed to pay the whole amount owed. His business goal is to venture into the bakery business in addition to his tailoring business within five years. He hopes that in the future, he will run a clothes manufacturing business.

Douglas : Kenya

Sun, 20 May 2012 00:50:02 PDT

$100 of $600 raised.

Started raising funds on May 20, 2012

Douglas is a thirty-two-year-old married man. He has two children aged six and ten. He describes himself as honest and social. He operates a retail store where he sells home products such as rice, sugar, flour etc. He has been involved in this business for eight years. His business is located near a university and his primary customers are students and local residents. He describes his biggest business challenges to be delay of payments from the customers and high transportation costs. He will use the KES 50,000 loan to buy home products. Previously, Douglas had taken a loan of KES 20,000 which he managed to pay back completely. His business goal is to expand his business by running another retail shop. He hopes that in the future, he will use the profits generated from the business to pay school fees for his children.

Rosemary : Kenya

Mon, 21 May 2012 17:20:03 PDT

$125 of $600 raised.

Started raising funds on May 21, 2012

Rosemary is a 29-year-old married woman. She describes herself to be an aggressive and focused woman. She operates a boutique where she sells shoes and clothes. She has been involved in this business for three years and employs one staff member. Her business is located at a residential area and her primary customers are local residents. Rosemary also runs a chemist business where she sells medicine to patients to increase her income. She describes her biggest business challenge to be lack of funds for improving the business. She will use the Kes 50,000 loan to buy clothes and shoes. Her business goal is to improve her boutique business within five years. She hopes that in the future she will have children.

Zacharia : Kenya

Tue, 22 May 2012 15:00:12 PDT

$75 of $1,200 raised.

Started raising funds on May 22, 2012

Zachariah is a married businessman. He has 2 children ages 15 years and 20 years. He describes himself to be visionary and aggressive. He operates a retail store where he sells household items such as fridges, electronics, etc. He has been involved in this business for 6 years and employs 2 staff members. His business is located at a busy market and his primary customers are tenants. He describes his biggest business challenge to be insufficient funds for improving the business. He will use the KES 100,000 loan to buy more electronics and fridges. Earlier on, Zachariah had taken a loan of KES 50,000 which he managed to repay. His business goal is to run another retail store within 5 years. He hopes that in the future, he will run a supermarket.

Fatima : Kenya

Tue, 22 May 2012 16:10:34 PDT

$75 of $1,200 raised.

Started raising funds on May 22, 2012

Fatima is a married woman. She has six children who range in age from five to 18 years. She describes herself to be an honest, trustworthy and courteous woman. She operates a retail store where she sells eggs. She has been involved in this business for over 10 years. Her business is located at a viable commercial area and her primary customers are retailers and local residents. She describes her biggest business challenge to be inadequate funds for improving her business. She will use the loan of 100,000 KES to buy eggs. Previously, Fatima took a loan of 50,000 KES, which she managed to repay in full. Her business goal is to be the sole egg supplier in her hometown within five years. Fatima's dream and goal is to run additional retail stores that sell eggs.

Ngangala : Kenya

Wed, 23 May 2012 09:10:02 PDT

$100 of $250 raised.

Started raising funds on May 23, 2012

Ngangala is married and the father of four children who range in age from two to 14 years old. He describes himself as social and someone who enjoys sharing ideas. For the last three years, he has earned a living by operating a retail stall where he sells clothes such as t-shirts, sock and belts. He has one employee, and his stall is located in a busy part of town. Most of his customers are people who come into town frequently. Ngangala supplements his income by farming, and says that his biggest business challenge is a shortage of funds he can use to improve his business. He is requesting a loan for KES. 20,000 to buy trousers to add to his inventory. In the past, he received a loan of KES. 10,000 which he repaid fully and on time. His goal for the future is to be a wholesaler of clothes in a nearby town. He also hopes to earn enough money to educate his children.

Esther : Kenya

Wed, 23 May 2012 11:40:55 PDT

$100 of $375 raised.

Started raising funds on May 23, 2012

Esther is a married woman. She has two children, 4 and 11 years old. She describes herself to be an aggressive businessperson and diligent. She operates a salon where she provides hair services. She has been involved in this business for 13 years. Her business is located within a shopping centre and market and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the business. She will use the Kes 30,000 loan to buy beauty products. This is the second loan Esther is requesting from SMEP DTM. The first one was in the amount of Kes 20,000, and she managed to repay the whole amount. Her business goal is to run a fully stocked cosmetics shop within 5 years.

Onyango : Kenya

Wed, 23 May 2012 16:50:02 PDT

$100 of $425 raised.

Started raising funds on May 23, 2012

Onyango is a 47-year-old married man. He has four children with ages ranging from 7 years to 16 years. He describes himself to be humble and diligent. He operates a tailoring shop where he sells the clothes that he makes. He has been involved in this business for four years. His business is located within a busy estate, and his primary customers are business people. He also works at one of the manufacturing companies. He describes his biggest business challenge to be stiff competition within the area. He will use the KES 35,000 loan to buy clothing materials. Onyango has taken out a previous loan of KES 15,000 which he managed to repay in full. His business goal is to venture into running a shopping mall within five years.

Henry Lingie : Kenya

Wed, 23 May 2012 16:20:02 PDT

$50 of $600 raised.

Started raising funds on May 23, 2012

Henry is a 57-year-old married man. He has 4 children ranging from 24 years to 41 years old. He describes himself as active. He operates a retail store and pig farming business where he sells household items and pigs. He has been involved in this business for 4 years. He describes his biggest business challenge as stiff competition within the area. He will use the KES 50,000 loan to buy household items. Henry managed to repay his previous loan of KES 20,000. His business goal is to expand his business.

Paul : Kenya

Mon, 30 Apr 2012 06:30:03 PDT

$25 of $625 raised.

Started raising funds on Apr 30, 2012

Paul is a 33-year-old married man. He has 4 children. He describes himself to be a visionary and determined man. He operates a retail store where he sells electronics and also provides camera repair services. He has been involved in this business for over ten years and employs one staff member. His business is located on a busy street, and his primary customers are the general public. He describes his biggest business challenge to be inadequate capital to expand the business. He will use the Kes 50,000 loan to purchase mechanical tools for repairing electronics. His business goal is to run many similar retail stores.

Paul : Kenya

Mon, 30 Apr 2012 06:30:06 PDT

$150 of $500 raised.

Started raising funds on Apr 30, 2012

Paul is a 43-year-old married man. He has 5 children with ages ranging from 9 months to 17 years. He describes himself to be a determined, visionary and aggressive man. He operates a retail store where he sells shoes. He has been involved in this business for 25 years and employs 3 staff members. His business is located along a busy and viable street in town, and his primary customers are women. He describes his biggest business challenge to be insufficient funds for improving his retail shoe store business. He will use the Kes 40,000 loan to buy leather. His business goal is to attract many customers by increasing his stock. He hopes that in the future he will use the anticipated profits to build a house and buy land.

Hellen : Kenya

Mon, 30 Apr 2012 09:00:13 PDT

$225 of $1,225 raised.

Started raising funds on Apr 30, 2012

Hellen is a married woman. She describes herself to be honest and outgoing. She operates a retail store where she sells items such as flour, sodas, sugar, bread, steel wire, and cooking oil. She has been involved in this business for 5 years. Her business is located at a strategic business area and her primary customers are residents and students from the nearby school. She describes her biggest business challenge to be inadequate funds for improving the business. She will use the Kes 100,000 loan to buy a "posho" mill. Her business goal is to run a well stocked grocery shop . She hopes that in the future, she will build a house.

Leah : Kenya

Fri, 11 May 2012 17:00:07 PDT

$50 of $1,225 raised.

Started raising funds on May 11, 2012

Leah is 32 years old, married to a farmer, and the mother of a one-year-old daughter. For the past 10 years she has been selling livestock drugs and supplements to a thriving market of farmers and institutions. Previously a farmer, this aggressive and focused woman is determined to one day open an agrovet and make an income of Kes 500,000.

Leah's two main business challenges are roads made impassible during heavy rains that limit customer access and insufficient funds to improve her business. She is therefore requesting a loan of Kes 100,000 to buy fertilizer and farm seeds worth Kes 20,000, and veterinary retail stock worth Kes 80,000 With the anticipated profits, Leah plans to open a veterinary school educating farmers about livestock. In the future, she looks forward to being the best and leading supplier of agricultural farm products in Nyeri region.

David : Kenya

Fri, 11 May 2012 18:50:03 PDT

$0 of $375 raised.

Started raising funds on May 11, 2012

David is a forty-five-year-old married man. He has four children ranging in ages from three years to twenty-five years. He describes himself as determined and creative. He operates a retail store where he sells items such as sugar, salt, flour, ropes, Blue Band (a brand of margarine) and painkillers. He has been involved in this business for five years. In addition, David increases his income by engaging himself in dairy farming where he sells milk. His business is located in a busy area, and his primary customers are residents. He describes his biggest business challenge as inadequate funds for improving the business. He will use the loan of 30,000 KES to buy items such as sugar, flour, eggs, etc. Earlier on, he had requested a loan of 20,000 KES and managed to repay the whole amount. His business goal is to run a wholesale retail shop within five years. He hopes that, in the future, he will use the anticipated profits to buy a plot of land on which he will build a house for his family.

John : Kenya

Sat, 12 May 2012 07:20:02 PDT

$75 of $1,225 raised.

Started raising funds on May 12, 2012

John is a 53-year-old married man. He has four children with ages ranging from 1 year to 17 years. He describes himself as honest. He operates a farm where he sells tomatoes. He has been involved in this business for two years and employs one staff member. His business is located in a densely populated area and his primary customers are residents. He says his biggest business challenge is insufficient funds for building a bigger greenhouse for the tomatoes. He will use the KES 100,000 loan to buy chemicals, fertilizers and seeds. His business goal is to own many greenhouses growing different types of crops within five years. He hopes that in the future, he will use the profits generated to educate his children.

Penina : Kenya

Sun, 13 May 2012 00:50:03 PDT

$50 of $725 raised.

Started raising funds on May 13, 2012

Penina is a 40-year-old married woman. She has a daughter who is 1 year old. She describes herself to be social and jovial. She operates a beauty salon where she provides hair services such as plaiting, weaving, blow dry etc. and sells beauty products. She has been involved in this business for 12 years and employs 3 staff members. Her business is located within a busy and viable town and her primary customers are women. In addition, she also runs a taxi. She describes her biggest business challenge to be inadequate funds for improving the business. She will use the Kes 60,000 loan to buy beauty products. Her business goal is to own many more salons within 5 years. She hopes that in the future, she will use the profits generated to build a house for her family.

Joseph : Kenya

Sun, 13 May 2012 06:00:03 PDT

$0 of $975 raised.

Started raising funds on May 13, 2012

Joseph is a 24-year-old single man. He describes himself to be an aggressive man. Earlier on, Joseph was doing farming. He decided to engage in something different, providing transportation, where he has been for 2 years. His business is located in a busy market and his primary customers are local residents from villages. Joseph describes his biggest business challenge to be the high cost of fuel. He will use the Kes 80,000 loan to buy a new motorcycle. His business goal is to own a fleet of motorbikes within 5 years. He hopes that in the future, he will build a house.

Emily Makokha : Kenya

Tue, 15 May 2012 09:20:03 PDT

$50 of $425 raised.

Started raising funds on May 15, 2012

Emily is a 47-year-old woman. She has three sons and three daughters. Previously, she was involved in farming and she decided to change her business to running a grocery store. She has been determined and focused on expanding her business into wholesale. She sells items such as tomatoes, onions, beans, etc. Emily's business is located within a busy market and her customers are regulars who usually visit the market. Her business environment is sometimes faced with challenges like shortages of vegetables. This affects her business since she sometimes has no vegetables to sell. Previously, Emily requested a loan from SMEP DTM of KES 20,000 which she managed to repay. Now, she is requesting a loan of KES 35,000 to add more stock of maize and beans to her inventory.

Jane : Kenya

Tue, 15 May 2012 14:01:19 PDT

$0 of $600 raised.

Started raising funds on May 15, 2012

Jane is a 39-year-old married woman. She has four children from eight to 19 years old. She describes herself as a visionary, aggressive, and determined woman. Jane operates a grocery store where she sells items such as pineapple, arrowroot, and nduma. She has been in this business for three years and employs one staff member. Her business is located in an ideal business location, and her primary customers are local tenants. She describes stiff local competition as her biggest business challenge. Jane previously requested and repaid a loan of 20,000 KES. She will use the 50,000 KES loan to purchase vegetables and fruits. Her business goal is to run another grocery store within five years. She hopes that, in the future, she will own a vehicle that will cut cost on transportation of vegetables and fruits.

Mary : Kenya

Tue, 15 May 2012 14:01:39 PDT

$75 of $1,100 raised.

Started raising funds on May 15, 2012

Mary is a 49-year-old married woman. She has two children who are 20 and 22 years old. She describes herself as jovial, customer friendly, humble, determined, and aggressive in her business. Mary operates a tailoring shop where she sells items like skirt suits, school uniforms, and sweaters. She has been involved in this business for 25 years and employs one staff member. Her business is located in a busy shopping mall, and her primary customers are women and parents with children in school. She describes customer turnover as one of her biggest business challenges. Previously Mary took out and repaid three loans of 80,000 KES. She will use the current 90,000 KES loan to purchase rolls of cloth. Her business goal is to increase her number of clients within five years. She anticipates using the profits from the loan to purchase a plot of land and build a house.

Anne : Kenya

Thu, 17 May 2012 15:50:04 PDT

$75 of $1,200 raised.

Started raising funds on May 17, 2012

Ann is a married woman. She has 3 children with ages ranging from 8 years to 15 years. She describes herself to be social, honest and committed. She operates a beauty salon and has a retail store where she sells gas cylinders and provides hair services such as plaiting, blow drying, etc. She has been involved in this business for 3 years. Her business is located in a residential area and her primary customers are residents. She describes her biggest business challenge to be delays in the refilling of gases into the cylinders. She will use the Kes 100,000 loan to purchase more gas cylinders. Earlier on, Ann had requested a loan of Kes 50,000 which she managed to pay off well. Her business goal is to run another gas selling retail shop within 5 years. She hopes that in the future, she will build rental houses and educate her children.

Peter : Kenya

Thu, 17 May 2012 18:40:03 PDT

$0 of $950 raised.

Started raising funds on May 17, 2012

Peter is a single man. He has no children yet. He describes himself to be an aggressive entrepreneur. He operates a motorcycle with which he provides transportation services. In addition, he is a farmer. He has been involved in this business for 1 year and employs 2 staff members. His business is located within a shopping center and his primary customers are residents. He describes his biggest business challenge to be the high maintenance costs of his motorcycle. He will use this KES 80,000 loan to buy a dairy cow worth KES 45,000 and a chaff cutter worth KES 35,000 for cutting grass for the cows. Peter had previously taken out a loan of KES 80,000 which he finished repaying well. His business goal is to buy more motorbikes within 5 years. He hopes that in the future, he will invest his profits by buying vans.

Dickson : Kenya

Thu, 17 May 2012 18:01:03 PDT

$100 of $1,200 raised.

Started raising funds on May 17, 2012

Dickson is a married man. He has a son who is 1 year old. He describes himself to be honest, trustworthy and a go-getter man. He operates a retail store where he sells phone accessories and provides M-pesa (money) transactions. He has been involved in this business for 6 years. His business is located at a strategic business area and his primary customers are students. He describes his biggest business challenge to be frequent power blackouts. He will use the Kes 100,000 loan to buy phone accessories and add float of M-pesa transactions . His business goal is to run many more similar retail stores within 5 years. He hopes that in the future, he will be financially stable with a well established wholesale shop .

Anisa : Kenya

Tue, 22 May 2012 16:10:34 PDT

$50 of $1,200 raised.

Started raising funds on May 22, 2012

Anisa is married and has eight children, ranging from eight to 21 years old. She describes herself as trustworthy and diligent. Anisa operates a garage where she sells spare parts and repairs cars and taxis. She has been involved in this business for 10 years and has five employees. Her garage is located within a viable business environment, and her primary customers are local residents. Anisa is facing a challenge because of inadequate funds for improving the garage's retail business. She will use the Kes 100,000 loan to purchase spare parts. Anisa previously took out a loan of Kes 50,000, which she has successfully repaid. Her goal is to run a big garage within five years. She hopes that in the future, she will be financially stable.

Anderson : Kenya

Tue, 22 May 2012 16:20:02 PDT

$50 of $1,200 raised.

Started raising funds on May 22, 2012

Anderson is a 38-year-old married man. He has five children, ranging from six to 18 years old. He describes himself as an honest and aggressive man in his work. Anderson operates a retail store, where he sells household items such as sugar, salt, sodas, flour, cereals, and sweets. He has been involved in this business for three years. His store is located in a viable environment, and his primary customers are masons and local residents. Not only does Anderson sell household items, but he also sells trees for the construction of houses. He says his biggest business challenge is a shortage of household items to sell. He will use the Kes 100,000 loan to purchase household items for resale. Previously, Anderson took out three loans, which he has repaid. His business goal is to register his retail business so as to grow his sales within the next five years. He hopes that in the future, he will have helped to improve the living standard of his customers.

Japhesa : Kenya

Tue, 22 May 2012 16:40:33 PDT

$50 of $1,200 raised.

Started raising funds on May 22, 2012

Japhesa is a married man. He has two children, ranging from eight to 18 years old. Japhesa describes himself as honest, trustworthy, and courteous. He operates a retail stall where he sells clothes. Japhesa has been involved in this business for 10 years and has two employees. His stall is in an accesible business area, and his primary customers are local residents. Japhesa also provides transportation to customers using his motorcycle. He says his biggest business challenge is the stiff competition within the area. He will use the Kes 100,000 loan to purchase clothes for resale. His business goal is to run three more similar retail stores. He hopes that in the future he will be a wholesaler.

Rashid : Kenya

Tue, 22 May 2012 16:30:03 PDT

$50 of $1,200 raised.

Started raising funds on May 22, 2012

Rashid is a 38-year-old married man. His wife is employed. Together, they are blessed with two children, a son and a daughter, aged three and six years. He describes himself to be welcoming. He operates a retail store where he sells home products such as salt, sugar, flour, maize flour, wheat flour, onions, tomatoes, mangoes etc. He has been involved in this business for 10 years. His business is located within a busy town and his primary customers are people who usually visit the town daily. In addition, Rashid runs a construction business where he has eight employees. He provides his construction services to companies and government offices. He describes his biggest business challenge to be insufficient funds for improving the business. He will use the loan of 100,000 KES to purchase construction tools. Rashid has previously taken a loan of 45,000 KES, which he managed to repay fully. He aspires to run a big retail shop within five years. In addition, he hopes that in the future, he will run a big construction company.

Peter : Kenya

Wed, 23 May 2012 15:00:09 PDT

$25 of $375 raised.

Started raising funds on May 23, 2012

Peter is a 39 year old married man. He has 3 children with ages ranging from 2 years to 13 years. He describes himself to be social. He operates a motorcycle, with which he provides transportation. He has been involved in this business for 4 years. His business is located at a busy area and his primary customers are business people. In addition, Peter also does farming. He is facing a business challenge of impassible roads, especially during the rainy season. He will use the KES 30,000 loan to buy farm inputs such as farm seeds, fertilizers. Earlier on, Peter had requested a loan of KES 30,000, which he managed to fully repay, the whole amount. His business goal is to buy a fleet of motorcycles within 5 years. He hopes that, in the future, he will build a house using the profits generated.

Kalume : Kenya

Wed, 23 May 2012 16:20:02 PDT

$25 of $1,075 raised.

Started raising funds on May 23, 2012

Kalume is a 28-year-old married man. He has a daughter who is 2 years old. He describes himself to be a go-getter and honest man. He operates a garage where he provides motor vehicle repair. He has been involved in this business for 2 years and employs 1 staff member. His business is located within a residential area and his primary customers are residents. He describes his biggest business challenge to be inadequate funds for improving the business. He will use the KES 90,000 loan to buy spare parts. Kalume had previously taken four loans which he managed to repay successfully. He aspires to run a bigger garage within 5 years.