Kiva Loans for SEF International UCO LLC, a partner of World Vision International

Heghine : Armenia

Wed, 02 May 2012 23:30:03 PDT

$575 of $1,500 raised.

Started raising funds on May 2, 2012

Heghine is forty-two years old. She lives in Mrganush village with her husband and daughter. Heghine and her husband have been running a farm for twelve years already. It is the main source of income for the family. They grow grapes, tomatoes, beans, cabbage and alfalfa. Heghine needs sufficient financial means to cultivate the land. With the help of the loan, she plans to purchase tomatoes, alfalfa seeds, fertilizer and poles for the grape orchard. This is important to allow Heghine to continue successfully running the farm and develop it further.

Azganush : Armenia

Wed, 02 May 2012 20:50:03 PDT

$1,600 of $3,000 raised.

Started raising funds on May 2, 2012

Azganush is 57 years old. She lives in Ararat town. Two years ago, Azganush started her own business of selling food. As a woman with initiative, she has been running the business successfully and now wants to develop it further. Azganush has applied for this loan to develop her shop. With the requested amount, she will purchase more food and increase the product variety in the shop. This loan will help Azganuh to increase her business income and invest in its further expansion.

Veronika : Armenia

Mon, 14 May 2012 10:00:10 PDT

$900 of $3,000 raised.

Started raising funds on May 14, 2012

Veronika is a retailer from Yerevan. She runs a shop where she trades with food. Veronika started her business several years ago to have a stable and independent source of income. As an entrepreneur, Veronika has slowly developed her business, and now she wants to expand it. Veronika has applied for this loan to purchase food. This loan will help Veronika to increase her sales, which will allow her to invest in the further development of her business.

Varsik : Armenia

Thu, 03 May 2012 06:30:02 PDT

$575 of $3,000 raised.

Started raising funds on May 3, 2012

Varsik is 42 years old. She lives in Salvard village with her husband. Varsik's son is serving in the army at present. Varsik and her husband run a farm, where they breed cattle, cultivate land and keep beehives.

Varsik needs some financial investment to start the land cultivation. With the requested loan amount she plans to purchase 1200 kg barley seeds, 650 kg potato seeds, 30 bags of fertilizer and 550 liter fuel. These purchases will allow Varsik to start and complete the land cultivation and expect a good harvest during this year. Stable development of agriculture is important for Varsik, as she dreams of ensuring a higher quality of life for her son and his family in future.

Nina : Armenia

Thu, 03 May 2012 06:30:02 PDT

$450 of $3,000 raised.

Started raising funds on May 3, 2012

Nina is 51 years old. She lives in Dovrus village with her husband, a pensioner, and son. Nina and her husband started running a farm about 10 years ago. They gather income by selling milk and meat in the regional center, Kapan city. Nina would like to develop poultry breeding. She also needs to renovate the barn and create better conditions for development of cattle breeding. This loan will help Nina to purchase 150 hens and pay for the barn renovation. Development of agriculture will allow Nina to get additional income, which she plans to use for renovation of her house.

Davit : Armenia

Thu, 03 May 2012 08:30:03 PDT

$700 of $2,000 raised.

Started raising funds on May 3, 2012

Davit is a young farmer from the Ashotavan community in the south of Armenia. He has been a farmer for the past seven years and has developed his farm with his hard work and favorable conditions. Davit lives with his wife and two children and grows potatoes and beans and raises cattle. Davit is requesting a loan to purchase two cows and increase the number of cattle on his farm. His loan will increase Davit's income which is important to help this young farmer meet his family's needs. He hopes to insure a stable future for his family.

Artsvik : Armenia

Thu, 03 May 2012 08:50:04 PDT

$450 of $3,000 raised.

Started raising funds on May 3, 2012

Artsvik is 28 years old and lives in Kapan city with her husband, two daughters, in-laws, and brother-in-law and his wife. The main source of income for the family is agriculture and they keep poultry and grow fruits and vegetables in a greenhouse. Artsvik is requesting a loan to develop her family's agriculture business. She will use her loan to purchase hens, cattle, and forage. It is important for Artsvik to develop her farm as it will provide stable source of income and better future for her family.

Gurgen : Armenia

Thu, 03 May 2012 11:10:02 PDT

$375 of $2,500 raised.

Started raising funds on May 3, 2012

Gurgen is a young farmer from Geghanush village, Armenia. He lives with his father, who is a teacher at the local school, and sister. Gurgen works at a poultry fabric. He is also involved in beekeeping. The income from the sales of honey is very important for Gurgen to support his family. Gurgen has plans to develop beekeeping, for which he wants to purchase new beehives. Thus he has applied for this loan. Gurgen dreams of starting his own family and insuring them with a prosperous life. Development of beekeeping will create the necessary prerequisites for him to make his dream come true.

Samvel : Armenia

Thu, 03 May 2012 10:40:04 PDT

$400 of $3,000 raised.

Started raising funds on May 3, 2012

Samvel is 40 years old. He lives in Masis, Armenia, with his wife and children. Samvel has been running a farm for 15 years. He keeps a greenhouse, grows peach trees and breeds poultry. Samvel needs some financial investment to start and complete land cultivation. With the help of this loan he will purchase tomato seeds and fertilizer. Samvel also wants to purchase food for the poultry. This will allow Samvel to continue successfully running the farm and providing financial stability for his family.

Melikset : Armenia

Thu, 03 May 2012 11:10:02 PDT

$825 of $2,500 raised.

Started raising funds on May 3, 2012

Melikset is 55 years old. He lives in Jermuk town, Armenia, with his wife. This town is famous for its mineral water with its health improving properties. He works at the local factory of mineral water as a mechanic. He also runs a farm where he keeps beehives. The number of beehives is currently 31. He would like to develop his beekeeping, for which he wants to purchase 20 more beehives. Development of beekeeping means additional income for Melikset, which will provide him financial stability currently and after retirement from his work at the factory.

Sisak : Armenia

Thu, 03 May 2012 11:30:03 PDT

$350 of $1,500 raised.

Started raising funds on May 3, 2012

Sisak is a 26-year-old farmer. He lives with his parents. Sisak's father is the deputy director at the village school. His mother is a teacher at the same school. Sisak is involved in farming. He grows fruits, vegetables and flowers on his land and in his greenhouse. Sisak wants to change the soil in his greenhouse, as the soil is old and this affects the quality of the harvest. This will allow Sisak to improve the land cultivation and get a better and richer harvest, which means increased income for this young farmer.

Narine : Armenia

Thu, 03 May 2012 13:00:06 PDT

$375 of $3,000 raised.

Started raising funds on May 3, 2012

Narine is twenty-eight years old. She lives in Davit Bek village with her husband, her two little daughters and a son. The couple runs a farm, where they raise livestock. The main income comes from making and selling cheese in nearby Kapan city, which is the regional center. Currently the number of livestock in the farm is twenty-two. Narine wants to increase the number of cattle to gather more milk. Thus she has applied for this loan to purchase cattle and necessary forage for them. This will allow Narine to continue the stable development of cattle breeding, which is vital for the young family to cover their raising daily costs and meet the children's needs.

Sona : Armenia

Wed, 02 May 2012 19:30:03 PDT

$250 of $1,800 raised.

Started raising funds on May 2, 2012

Sona is 54 years old. She lives in Burastan village with her 58-year-old husband, Gevorg, and 60-year-old sister, Siramarg. The family is involved in agriculture: land cultivation and cattle breeding. Sona wants to develop poultry breeding, for which she has applied for this loan. With the requested amount, she plans to purchase 4,000 chickens, as well as food to feed them. Sona also plans to use the loan amount for purchasing fertilizer for land cultivation. Development of poultry breeding will allow Sona to make more income from agriculture and invest in its further expansion.

Anahit : Armenia

Wed, 02 May 2012 19:20:05 PDT

$275 of $3,000 raised.

Started raising funds on May 2, 2012

Anahit is 63 years old. She lives in Yerevan with her husband and son's family. Anahit and her husband run a little shop where they trade in food. The couple has been involved in this business for 5 years. Anahit needs some financial investments to increase the product variety in her shop. With the requested amount, she will purchase more food, which will allow her to increase the sales. Anahit dreams of opening one more shop. The development of her current shop will allow her to make savings and invest for implementation of her goals.

Karine : Armenia

Wed, 02 May 2012 19:20:05 PDT

$125 of $3,000 raised.

Started raising funds on May 2, 2012

Karine is a 51-year-old retailer from Yerevan. She rents a premise where she trades in clothing. Karine would like to refresh the variety of clothing in her store for the coming summer season, for which she has applied for this loan. This will allow her to increase the sales and get additional income. The latter is important for Karine to pay for her daughter's education, who studies at the university.

Nelli : Armenia

Wed, 02 May 2012 19:40:05 PDT

$175 of $3,000 raised.

Started raising funds on May 2, 2012

Nelli is 50 years old. She lives in Berkanush village with her family. Nelli's husband, Hrant, is 51. He works at the local electric power station. Her son, Artyom, is 26 and is involved in agriculture with his parents. They run a farm, where they grow tomatoes, alfalfa, and peach and apricot trees. The family started this business 15 years ago. Nelli wants to start pig breeding. She also needs financial means to start land cultivation. With the help of this loan, she will purchase five pigs and fertilizer. Nelli expects to gather a rich harvest, sell it, and get more income. Pig breeding is also important for the increase in income, which means improvement of the household and higher living standards for Nelli's family.

Roza : Armenia

Wed, 02 May 2012 20:10:03 PDT

$50 of $2,500 raised.

Started raising funds on May 2, 2012

Roza is 38 years old. She lives in Abovyan village with her family. Roza works at the personnel department hospital of the hospital in nearest city, Artashat. Roza's husband is a taxi driver, and her parents-in-law are involved in cattle breeding. Roza's children are school age. In addition to her job, Roza is also involved in agriculture: land cultivation and cattle breeding. She has applied for this loan to develop the farm. With the requested amount she will purchase calves and construct a greenhouse, which will allow her to grow fruit and vegetables in the winter season and to provide stable income for her family.

Anush : Armenia

Wed, 02 May 2012 20:30:03 PDT

$225 of $2,300 raised.

Started raising funds on May 2, 2012

Anush is 36 years old. She lives in Aygestan village with her husband, pensioner mother-in-law and two sons. Anush's husband, Albert is 43 and works at the local school. Her two sons, Artur and Arman, are 16 and 18 and are both involved in the agricultural business. Anush and her husband are also involved in agriculture. They run a farm, where they grow potatoes, corn, greens and grapes. Anush wants to purchase 60 poles for the grape trees, as they are growing year by year. With the loan's help she will also purchase 100 saplings of apple and fertilizer. This will allow Anush to develop her farm and have a stable source of income for her and her sons' families in the future.

Varditer : Armenia

Wed, 02 May 2012 23:30:03 PDT

$100 of $2,500 raised.

Started raising funds on May 2, 2012

Varditer is fifty-five years old. She lives in Artashat town with her thirty-four-year-old daughter, Gohar. For fifteen years Gohar has been involved in agriculture. She cultivates a land of 0.43 hectares, where she grows barley. Varditer also buys chickens every year, keeps them for a year, and then sells them. Now Varditer needs additional financing to continue the poultry business. With the help of the loan, she will purchase 5,000 chickens and food for them. This loan will help Varditer to make savings and develop her farm by cultivating different types of fruits and vegetables.

Anahit : Armenia

Thu, 03 May 2012 00:20:02 PDT

$125 of $2,500 raised.

Started raising funds on May 3, 2012

Anahit is 50 years old. She lives in Goravan village with her family; her 51-year-old husband, 23-year-old daughter and 24-, 25- and 27-year-old sons. Anahit's husband works at a stone production factory, her daughter works at a chemistry shop, and her sons also have their own jobs. Nevertheless, agriculture in land cultivation and cattle breeding plays an important role for the family's income. Anahit has applied for this loan to develop the farm. With the requested amount she will purchase sheep and construct a new barn, where there will be comfortable conditions for raising cattle. Development of agriculture is important for Anahit to insure financial stability for her family and support her children's families in the future.

Alvard : Armenia

Thu, 03 May 2012 01:40:02 PDT

$150 of $1,500 raised.

Started raising funds on May 3, 2012

Alvard is 48 years old. She lives with her 51-year-old husband and two children: 13-year-old daughter and 15-year-old son, who both attend school. Alvard and her husband earn their living by cultivating land and raising cattle. Alvard has applied for this loan to cultivate the land. In particular, she needs fertilizer and medicine for the seeds of fruits and vegetables to protect them. This loan will allow Alvard to purchase the necessary fertilizer and medicine and expect a rich harvest for this year.

Viktorya : Armenia

Thu, 03 May 2012 01:40:03 PDT

$250 of $3,000 raised.

Started raising funds on May 3, 2012

Viktorya is 55 years old. She lives with her husband and sons. The family is involved in cattle breeding and land cultivating, which has provided a stable income for them during the past 15 years. Viktorya wants to construct a new barn, which will allow her to create more favorable conditions for the cattle. She also wants to purchase tomato seeds and fertilizer and start the land cultivation. To implement these goals Viktorya has applied for this loan. With the development of agriculture, Viktorya will increase her income and improve her family's living conditions.

Elizaveta : Armenia

Thu, 03 May 2012 01:40:03 PDT

$125 of $2,300 raised.

Started raising funds on May 3, 2012

Elizaveta is 39 years old. She lives with her husband and sons. Elizaveta's husband works at the local village hall. However, the family gets its main income from cattle breeding. Elizaveta would like to expand her farm by purchasing more cattle. With the help of this loan she will purchase two cows and two pigs. This will allow Elizaveta to earn additional income, which she plans to use for the renovation of her house and insuring a better quality of life for her family.

Silvard : Armenia

Thu, 03 May 2012 01:50:03 PDT

$125 of $2,400 raised.

Started raising funds on May 3, 2012

Silvard is 47 years old. She lives in Syunik village with her father and son. Silvard's son works at the local village hall. Silvard and her father are involved in cattle breeding. They have been running a farm for 10 years, which now includes 37 cows. Silvard has applied for this loan to increase the number of cattle. This will allow her to gather more milk, which she uses to make cheese. She then sells it on in the regional center, Kapan city. Silvard will increase her income from agriculture, which she plans to use to improve the conditions on her farm.

Armida : Armenia

Thu, 03 May 2012 06:00:08 PDT

$75 of $3,000 raised.

Started raising funds on May 3, 2012

Armida is 60 years old. She lives with her husband, daughter-in-law and little grandson. The family is involved in agricultural business. They breed cattle and cultivate land, where they grow potato, beans and wheat.

Armida has applied for this loan to develop cattle breeding. With the requested amount, she will purchase 3 cows. This will allow Armida to earn more income and ensure a brighter future for her family.

Armine : Armenia

Thu, 03 May 2012 06:20:02 PDT

$200 of $3,000 raised.

Started raising funds on May 3, 2012

Armine is 20 years old. She lives in Spandarian village with her family: parents and two brothers. The main source of income for the family is agriculture: cattle breeding and land cultivation. They have been running the farm for 5 years, and through this period have created the necessary conditions for its successful development.

Armine has applied for this loan to start land cultivation. With the loan she will purchase seeds, fertilizer and fuel. Successful cultivation of the land will allow Armine to gather a good harvest and get additional income. This is important for her, to meet her family's needs and ensure a prosperous life.

Anzhela : Armenia

Thu, 03 May 2012 06:20:03 PDT

$125 of $3,000 raised.

Started raising funds on May 3, 2012

Anzhela is 36 years old. She lives in Khndzoresk village with her husband and two children. The couple has been engaged in agricultural business during past few years. They manged to expand the farm and now have 6 cows.

Anzhela would like to develop farming, for which she needs necessary agricultural technique. With the loan's help she will purchase an agricultural machine. This will allow Anzhela to cultivate the land faster and more effectively. Anzhela wants her children to have access to high education in the future. Development of her business is vital, for her to get the means to implement this goal.

Yeranuhi : Armenia

Thu, 03 May 2012 08:30:03 PDT

$275 of $3,000 raised.

Started raising funds on May 3, 2012

Yeranuhi is 45 years old and she lives in Goraik village with her daughter. She runs a farm where she cultivates potatoes and beans and she also raises cattle. Yeranuhi would like to develop her cattle breeding and improve her farm. Yeranuhi is requesting a loan to purchase five calves, beech seeds and fuel for her tractor. With the help of her loan she will maintain her farm and expand it in the future.

Alvard : Armenia

Thu, 03 May 2012 08:20:03 PDT

$100 of $1,500 raised.

Started raising funds on May 3, 2012

Alvard lives in Partizak village with her husband and two sons. Her elder son and husband work at a stone mine, but their salaries are not enough to cover the family's costs. Therefore, the family also runs a farm where they breed cattle and cultivate land. Alvard wants to develop her family's farm. Alvard is requesting a loan to purchase cows. Her loan will mean increased income for her family and she hopes to renovate her house and improve her family's living conditions.

Gayane : Armenia

Thu, 03 May 2012 08:40:03 PDT

$50 of $3,000 raised.

Started raising funds on May 3, 2012

Gayane is 42 years old. She lives in Armash village with her husband, son, and daughter-in-law. Gayane's husband is 43 and works as a guard. Her son is 22 and works at a gas station. Gayane's daughter-in-law is 22. The main source of income for Gayane's family is agriculture: farming and cattle breeding. Gayane has applied for this loan to expand her farm. She wants to purchase a cow and five pigs. Gayane also wants to use the loan amount for purchasing fertilizer for the land cultivation. With development of agriculture Gayane expects increase of income, which is important for her to ensure prosperous conditions for her and her son's family in the future.

Vahan : Armenia

Thu, 03 May 2012 08:50:03 PDT

$175 of $3,000 raised.

Started raising funds on May 3, 2012

Vahan is a young farmer from Khndzoresk village. He runs a farm where he raises cattle: 7 cows and 15 sheep. Due to his hard work Vahan managed continually to increase the number of cattle. Now he wants to continue expansion of his farm. With the help of this loan Vahan will purchase three cows. This allows Vahan to receive more milk and meat, sell, and get additional income, which is important for him to meet his family's needs. Vahan lives with his wife, three little babies, and parents.

Saro : Armenia

Thu, 03 May 2012 08:50:03 PDT

$100 of $3,000 raised.

Started raising funds on May 3, 2012

Saro is 35 years old. He lives in Harzhis village with his wife and three children. Saro is involved in agriculture and raises cows and sheep. Saro is requesting a loan to purchase two cows. He will also purchase grass to feed his cattle. Additional income is important for Saro to provide for his family's needs. He also supports his parents who live separately.

Yura : Armenia

Thu, 03 May 2012 09:00:08 PDT

$125 of $1,500 raised.

Started raising funds on May 3, 2012

Yura is 28 years old and lives in Getap village with his wife, Lilit, and their two sons. He works at the local power station but unfortunately, his salary is not enough to cover his family's costs. Yura is also involved in cattle breeding and currently is raising two cows. His main source of income is the sale of dairy products and he wants to keep more cattle to increase his family's income. Yura is requesting a loan to purchase a cow and four pigs. His loan will greatly support his farm. Yura will use the profits from his loan to invest in the further expansion and development of the farm.

Karen : Armenia

Thu, 03 May 2012 08:50:04 PDT

$175 of $3,000 raised.

Started raising funds on May 3, 2012

Karen is 27 years old and lives in Davit Bek village with his mother. The main source of income for his family is cattle breeding. Karen sells meat and milk in Kapan city, the regional center. He is also involved in woodworking. Karen wants to develop his farm and get involved in pig breeding, too. Karen is requesting a loan to purchase pigs and forage. His loan will increase his agriculture income which will allow him to save and invest in developing his business.

Emin : Armenia

Thu, 03 May 2012 10:40:03 PDT

$50 of $2,700 raised.

Started raising funds on May 3, 2012

Emin is 35 years old. He lives in Agarakadzor village, Armenia, with his wife and son. Emin runs a farm where he cultivates wheat, grows fruit and vegetables in a green house, and breeds hens and ducks. To start the cultivation of wheat, Emin needs to purchase the necessary forage and fuel for the agricultural machine. Emin also plans to develop cattle breeding, one of the reasons for applying for this loan. The loan will help Emin to purchase 15 bags of forage, 180 liters of fuel, and 2 calves. Development of agriculture will allow Emin to increase his income, which is vital for him to provide a stable future for his wife and son.

Ashot : Armenia

Thu, 03 May 2012 10:30:04 PDT

$250 of $1,700 raised.

Started raising funds on May 3, 2012

Ashot is a 37 year-old entrepreneur from Vayk town, Armenia. Ashot is involved in beekeeping. Currently, he keeps 10 beehives. He also runs a little shop, where he trades with food. As a man with initiative, Ashot always aims to develop his enterprises, and thus has kept stable development of both businesses. Now Ashot plans to develop beekeeping by purchasing new beehives. He will use this loan to purchase 13 beehives. Ashot expects to increase his income, which he will invest for further expansion of beekeeping. It is also important for him to meet his family's needs and provide better living conditions for them.

Vache : Armenia

Thu, 03 May 2012 10:40:04 PDT

$50 of $3,000 raised.

Started raising funds on May 3, 2012

Vache is 27 years old. He lives in Kapan city with his family: wife, brother and little daughter. Vache works as a manager at a local firm. In addition, he runs a farm in one of the nearby villages where he raises pigs. Vache has been running the farm for 5 years, and now keeps 23 pigs. Vache has applied for this loan to develop pig breeding. With the requested amount he plans to purchase pigs, as well as to pay for renovation of the barn. Development of pig breeding is absolutely vital for Vache to have a stable source of income and improve his family's living conditions.

Vardan : Armenia

Thu, 03 May 2012 10:50:03 PDT

$100 of $3,000 raised.

Started raising funds on May 3, 2012

Vardan is a 45-year-old retailer from Armash village, Armenia. He runs a little shop where he trades with food and drinks. Vardan's two sons help him to run and effectively manage the business. He would like to increase the inventory level, for which he needs sufficient financial investments. This loan will help him to implement his goal and expand his business. Development of the business is important for Vardan and his family to have a stable source of income currently and for their families in the future.

Andranik : Armenia

Thu, 03 May 2012 11:20:13 PDT

$225 of $2,100 raised.

Started raising funds on May 3, 2012

Andranik is 39 years old. He lives in Soflu village with his parents and brother. The family gets its main income from agriculture. They have cultivated potatoes and beans, and kept beehives and raised cattle for 15 years. Andranik wants to develop his farm by purchasing more cattle and beehives. He plans to use this loan for purchasing 5 heifers and 10 beehives. This will allow him to increase the income from agriculture and create the necessary basis for its further expansion.

Tehmine : Armenia

Thu, 03 May 2012 12:50:03 PDT

$275 of $3,000 raised.

Started raising funds on May 3, 2012

Tehmine is twenty-three years old. She lives with her husband and two little babies. Tehmine works as an educator at the local kindergarden. In addition, she is also involved in agriculture with her husband. The couple raises cattle and cultivates land. Tehmine is planning to start the spring land cultivation of wheat, for which she needs fertilizer to process the land and fuel for the agricultural machine. This loan will help Tehmine to cultivate the land effectively and gather a good harvest. Tehmine will earn more income from the sales of wheat, which is important for her to ensure better quality of life for her children.

Yerazik : Armenia

Thu, 03 May 2012 12:50:03 PDT

$150 of $3,000 raised.

Started raising funds on May 3, 2012

Yerazik is forty-one years old. She lives in Ditak village with her family. Yerazik's husband is forty-six years old, he works at the furniture-making factory as a furniture-maker. Yerazik's elder son is nineteen and serves in the army at present. Her younger son is eighteen. Yerazik and her husband run a farm: they cultivate land and raise cattle. Yerazik plans to increase the number of livestock. She also wants to process the land before starting its cultivation. With the help of this loan Yerazik will purchase two calves and fertilizer. This is important for Yerazik to have a successful agricultural year and provide stable income for her family.

Antiga : Armenia

Thu, 03 May 2012 12:50:03 PDT

$75 of $2,000 raised.

Started raising funds on May 3, 2012

Antiga is a fifty-six-year-old retailer from Yerevan. She rents a booth in one of the city markets, where she trades clothing. Antiga wants to refresh the clothing variety in her booth to meet her clients' demand for summer clothing. Thus she has applied for this loan to purchase clothing. Antiga plans to open a new booth, and this loan will give her opportunity to make savings and invest for implementation of this goal. Antiga lives with her son. Stable development of the business is important for her to improve her living conditions and support her son and his future family.

Anahit : Armenia

Thu, 03 May 2012 13:00:05 PDT

$200 of $2,800 raised.

Started raising funds on May 3, 2012

Anahit lives in Kapan city with her husband and son. She works at one of the local schools as an accountant. Anahit's son works at one of the factories in Kapan. Anahit is also involved in beekeeping. She has been running this business for twelve years and now keeps ten beehives. Anahit has applied for this loan to develop her beekeeping. With the requested amount she will purchase new beehives. Anahit plans to gather and sell more honey, which will allow her to earn more income and invest so she can add even more beehives.

Rita : Armenia

Thu, 03 May 2012 13:00:05 PDT

$100 of $3,000 raised.

Started raising funds on May 3, 2012

Rita is fifty-one years old. She lives in Kapan city with her husband and son. Rita's son works at the local fire service as a fireman. The largest part of the family's income comes from cattle breeding. Rita's farm includes eleven cows. She makes cheese from their milk and sells in the city. Now Rita wants to increase the number of cattle to make and sell more cheese. She applied for this loan to purchase cows and forage to feed them. This will help Rita to earn more income, which is important for her so that she can finish the renovation of her house and ensure higher living standards for her family.

Gayane : Armenia

Thu, 03 May 2012 13:00:06 PDT

$275 of $3,000 raised.

Started raising funds on May 3, 2012

Gayane is forty-four years old. She lives with her husband, daughter and two sons. The main source of income for the family is agriculture: cattle breeding and land cultivating. Gayane wants to start cultivation of the land, for which she uses an agricultural machine. Unfortunately, the machine Gayane owns is old and needs to be repaired. Gayane also needs to purchase new wheels for the machine. Repairing the agricultural machine is very important in order for Gayane to be able to cultivate the land effectively and have good harvest for this year. The sales of harvest will provide financial stability for Gayane's family.

Mnatsakan : Armenia

Thu, 03 May 2012 19:30:02 PDT

$250 of $1,600 raised.

Started raising funds on May 3, 2012

Mnatsakan is a young entrepreneur. He runs a bakery, where he makes lavash, an Armenian national bread. Mnatsakan started his business as a trader of flour. He managed to develop this business, which allowed him to establish the bakery. Now Mnatsakan needs investments to develop the bakery. With the requested loan, he will purchase special equipment to puddle the paste and flour for making lavash. This will allow Mnatsakan to expand his production and increase his sales. Mnatsakan will earn more income and create improved living conditions for his family. Mnatsakan lives with his wife and child.

Gevorg : Armenia

Thu, 03 May 2012 13:00:06 PDT

$100 of $1,200 raised.

Started raising funds on May 3, 2012

Gevorg is a thirty-four-year-old entrepreneur from Jermuk town, Armenia. He runs a shop in the busy center of the town, where he trades clothing and shoes. Gevorg started his business seven years ago, and has successfully managed it, attracting large number of permanent clients. Now Gevorg wants to expand his business, for which he needs to purchase a new variety of men and women's trousers and shirts. Gevorg will increase the sales, which means additional income. The latter is important for Gevorg to improve his family's living conditions and ensure better future for them.

Gohar : Armenia

Thu, 10 May 2012 05:20:04 PDT

$150 of $1,500 raised.

Started raising funds on May 10, 2012

Gohar lives in Nalbandyan village with her husband, son, daughter-in-law and two grandchildren. Gohar and her family are involved in agriculture. Six years ago they started land cultivation, and three years ago they started cattle breeding. Now they have six cattle on their farm. Gohar would like to increase the number of pigs, which is why she has applied for this loan. The development of pig breeding means increased income and a better life for Gohar and her family.