Kiva Loans for Microfinanzas Prisma

Paquita : Peru

Wed, 19 Jun 2013 15:40:02 PDT

$150 of $550 raised.

Started raising funds on Jun 19, 2013

Paquita, 58, is a hardworking woman who very much wants to improve. She’s divorced and has nine children but only one of them still lives with her in her own house. Paquita’s work consists in buying and selling bananas and various grains like corn, beans, soya and others according to the season. She rises very early every day to head to the city’s main port to get the products that she then puts up for sale in the same place or sometimes she sells them at retail at home. She considers her work to be very profitable because her profits are very good. She’s been in this business for about 7 years and has always worked with her children’s support or sometimes with support from some helpers that carry the banana bunches or heavy sacks of grain. This is her 9th Kiva loan so she’s grateful for the opportunity and trust given her to continue in business which is why she commits to make her payments punctually. She will use the requested 1,500 soles to buy sacks of rice and banana bunches at wholesale to continue with her work.

Bertha : Peru

Wed, 19 Jun 2013 12:30:07 PDT

$200 of $375 raised.

Started raising funds on Jun 19, 2013

Bertha, 74, is a charismatic, enterprising woman. She’s a single mother of three children; they live in her own house. Bertha works making clothes; she sews for women, men and children for all occasions. She does this activity at home in an environment that’s well-equipped with sewing machines and furniture; she tends to her customers very kindly there. She works half time for a private firm and does this activity in the afternoon. When she started out she only had one machine that she bought with help from her family but now she’s well equipped. She does this activity alone. Before starting this business her salary wasn’t enough. She hopes to continue growing and to buy new machines and to expand the business. Therefore, this will be her 7th Kiva loan. She’s very happy to be able to rely on the financial support she’s getting because she moves forward with her business this way and she will become a great businesswoman. She will use the requested 1,000 new sol loan to buy sewing supplies like fabric, elastic and thread, among others.

Adela : Peru

Wed, 19 Jun 2013 12:00:03 PDT

$200 of $750 raised.

Started raising funds on Jun 19, 2013

Adela, 34, is married and has three children she lives with in a house built of adobe. Three years ago she used money she’d saved working in the fields and opened a store to sell farm supplies like organic manure and anti-pest powder for the most damaging pests in her zone. She decided to go into this business because there aren’t many similar stores in her area and this allows her to have good sales to support her family. She likes her work very much because she doesn’t have to leave home and can care for her children. When she needs merchandise she has to request it from suppliers that live in a city very near her own. Her main objective is to expand the business with more variety of products and at the same time replace the adobe in her house with bricks and cement. On this occasion she wants to ask for 2,000 new soles to stock her store purchasing organic manure for it.

Marianela : Peru

Wed, 19 Jun 2013 15:40:02 PDT

$75 of $550 raised.

Started raising funds on Jun 19, 2013

Marianela, 29, is married to Hemilton and they have two children who are 10 and six years of age respectively; they all live together in her own house. The activity Marianela does is selling groceries like rice, milk, oil, eggs, sugar, noodles and beverages in general. To do so she set up a small store at home. She’s open every day starting very early and she treats her customers with kindness and courtesy; most of her customers are her neighbors with whom she has a relationship of friendship and respect. Her store has been in operation for just six months. She usually tends to it by herself but occasionally her spouse helps her. She likes her business because it allows her to stay home and participate in her children’s school activities and at home. Also, the income she earns helps her cover her family’s basic expenses. Seeing the good results it’s had to date, she wants to expand the business and offer more products. This is her second Kiva loan and she’s very happy to know that she has financial support because she feels more confident about advancing with her work that way. She also commits to make her payments punctually. She will use the requested 1,500 soles to buy larger amounts of various products and groceries like rice, sugar and milk, among others.

Virginia : Peru

Wed, 19 Jun 2013 10:30:02 PDT

$150 of $750 raised.

Started raising funds on Jun 19, 2013

Virginia is 39 years old. She lives with her husband and 3 children in an adobe house. Her main source of income is agriculture and since she began working in the field she has received the support of her husband who performs various activities for the production of cocoa and organic coffee. Virginia has a 2 hectare plot where she has several cocoa trees and she tries to keep them in good condition with organic fertilizer and by removing the weeds that constantly grow. She hires workers for the harvest and pays them an advance fee to help gather the mature fruit so they can be dried later and then sold at the collection centers in her area. One of her main long-term goals is to buy another plot in order to expand her production of cocoa and increase her income. This is her third loan with Kiva and she is grateful for the financial support so she can get ahead. At this time she is requesting 2,000 soles in order to buy nursery plants to replace the outdated cocoa trees.

Gustavo : Peru

Wed, 19 Jun 2013 13:10:02 PDT

$100 of $925 raised.

Started raising funds on Jun 19, 2013

Gustavo, 26, lives in his parent's house with his wife and their 2 beloved children, aged 1 and 4. He works buying and selling frozen fish, an activity that he has been doing for 6 years along with 2 associates who help him select, transport, and sell the fish. With this business, he is able to support his family, giving them a tranquil life where their needs are provided for. His constant desire to achieve led him to start up this business, and over time it is becoming well known, because he sells the freshest and tastiest fish in the market. At first it was very complicated for him to adapt to this routine, because he didn't know the business well. But over time, he has grown the business. What he likes most about his work is talking to his customers. What he considers most difficult is putting up with the intense smell that emanates from the fish, because this impregnates his clothing and his body. In spite of this, he hopes in the future to have a vehicle that he can set up to transport his products and keep them fresh for much longer. This will be his 6th loan with Kiva, and he is grateful for this opportunity and for the trust being provided to him so that he can get ahead. For this reason, he promises to make his payments on time. With the sum of 2,500 Peruvian soles that he requests, he will buy a variety of different fish of the best sizes, so that he can continue to sell them. Also, he will do maintenance on the vehicle that he uses to transport the fish.

Maria Olga : Peru

Wed, 19 Jun 2013 15:20:02 PDT

$25 of $200 raised.

Started raising funds on Jun 19, 2013

María is 38-years old, married, and lives in her own house with her husband and two children. She runs a business from her house selling soft drinks and popsicles and contributes to household expenses. Her husband drives a motorbike taxi. María used to work as a maid and other casual jobs that allowed her to save money. Thanks to her efforts and support from her husband, she has been able to get ahead and open her own business. As an enterprising woman María hopes to grow her small business so that she can supply her customers with better products of a higher quality. This is her first loan with Kiva. She is very happy and grateful for the financial assistance so promises to be responsible and punctual with the repayments. She plans to use the S/.500.00 to buy soft drinks and ingredients to make popsicles.

Carmen : Peru

Wed, 19 Jun 2013 12:40:02 PDT

$125 of $575 raised.

Started raising funds on Jun 19, 2013

Carmen, 30, is a humble, optimistic, very hardworking woman. She’s married to David, 32, with whom she has a 7-year-old daughter; they all live together in her own house. Carmen works selling spare parts for all types of vehicles and also provides maintenance and service for mototaxis that are having mechanical problems. Thanks to the excellent work she does she’s considered one of the best in the business. They have many customers and she’s always recommended to others which generates security and economic stability since customer turnover is high every day. She does the work in a space they rented together and although it was a bit difficult at the beginning because of fear and doubts they felt, they didn’t become discouraged and today they continue forward hoping to continue growing. What she likes best about her work is to see her customers feel happy when they see that their vehicles turn out in good condition and running perfectly, a satisfaction that she feels and shares herself since they also own two mototaxis. This is her 7th Kiva loan and she’s grateful for the opportunity and for the trust placed in her to receive this financial support. She will use the requested 1,500 soles to buy spare parts and accessories for her shop like inner tubes, wheels, tires, bolts and oil, among others.

Patty : Peru

Wed, 19 Jun 2013 16:00:02 PDT

$50 of $375 raised.

Started raising funds on Jun 19, 2013

Patty, 33, is married and has a little son living with her in her own house. Patty’s work consists in selling clothes. Because of this she travels to another city to buy her items at wholesale choosing better quality clothes to then resell from place to place at affordable prices. Her sales take place quickly as a rule and she sets up payment plans with her customers always giving them the necessary allowances and prudent time so they will continue to buy new clothes. She’s been in this business for nine years and since she started she’s been able to obtain some of the material things she’s always wanted. In the same way, three years ago she went into the children’s party decoration business. In this activity she works with another lady and together they make the most creative designs that are then displayed in each party where their services are requested. She likes her work very much because she can put into practice her undeniable gift for relating to people and developing her creativity in both of them. In future she hopes to reach her goal of having her own clothing store and to continue developing economically. This is her 7th Kiva loan and she’s very happy to know that she has financial support that will make it possible for her to continue forward with her business which is why she commits to make her payments punctually. She will use the requested 1,000 soles to buy larger amounts of merchandise consisting of clothes for women, men and children.

Nadya : Peru

Wed, 19 Jun 2013 09:40:02 PDT

$125 of $1,475 raised.

Started raising funds on Jun 19, 2013

Nadya is 23 years old and married with one eight-year-old daughter that lives with her in her home. Nadya works in the fields growing organic cacao and coffee to support her family. She works with her husband's help on her two hectares of land. She also tries to keep her plants in good condition because this allows her to obtain high quality products that can be sold at a good price. When it is time to harvest she hires local workers to pick the ripe beans, which are then air-dried outdoors. Later they are stored in appropriate sacks and taken to the city market. This is her fourth Kiva loan and she is grateful for the financial support she receives to keep her business going. This time she wants to have 4,000 nuevos soles so that she can hire local workers and clear the undergrowth from her crops.

Aquiles : Peru

Mon, 17 Jun 2013 06:00:03 PDT

$500 of $1,100 raised.

Started raising funds on Jun 17, 2013

Aquiles, 44, is married to Gabriela, 23, with whom he has a son named Sharlo. He has a house made of wood where he lives with his family. Aquiles earns a living in agriculture, but with the money he saved he set up a restaurant on the first floor of his house. His wife helps him sell meals every day. He's very proud because his wife makes a variety of flavorful dishes, which motivated him to decide on his current business. He started gradually, buying plastic tables that he later replaced with wooden ones. His customers are shippers and passengers who rest in his town because it's on a rural highway. His main problem is getting the products he uses to prepare the meals because he lives in a very remote community and has to buy provisions at a high price. He wants to build his business of quality materials as well as improve the ambiance so his diners will be more comfortable. This is his second Kiva loan. He's grateful for the opportunity the lenders are giving him because it helps him work more easily. Currently he wants to request 3,000 nuevos soles [PEN] to buy provisions wholesale such as bags of rice, sugar, and other products for his business.

Esteban : Peru

Mon, 17 Jun 2013 08:40:16 PDT

$475 of $1,475 raised.

Started raising funds on Jun 17, 2013

Esteban is 35 years old, married to Juliana, and has a house made of wood where they live with their 5 children. Since he has a large family, he has to work a lot and so he decided to earn money through farming since he hopes to provide his family a good quality of life. He has a 2 hectacre plot of land where he plants crops that are profitable in his area such as cocoa, coffee, and others. He likes his work very much since he maintains his land in good condition. His main goal is to expand his production by purchasing farm land to improve his income and provide his children with a good education. This is his first loan with Kiva and he is very grateful for the financial support that he receives to continue with his business. He will use the 4,000 nuevos soles to purchase a 3 hectacre plot of farm land to plant organic cocoa.

Angela : Peru

Wed, 19 Jun 2013 12:10:03 PDT

$50 of $750 raised.

Started raising funds on Jun 19, 2013

Ángela, 24, lives with her husband and little boy in an adobe house. Ángela she works selling food products and has been in business four years; she’s able to do business while caring for her little son. She offers her customers such things as rice, sugar and milk, among others, as well as cleaning supplies and small commercial items among her consumers. She tends to buy her products at wholesale so she can get lower prices and keep her store stocked for longer periods of time. Her business is located in her house’s first floor; with help from her husband she furnished it for this purpose. One of her main objectives is to work with her characteristic motivation in order to build a house with bricks and cement to then expand the business to increase profits. On this occasion she wants to have 2,000 new soles to buy sacks of rice, sugar, noodles, beverages and other products in demand in her zone.

Benilda : Peru

Wed, 19 Jun 2013 12:20:02 PDT

$50 of $925 raised.

Started raising funds on Jun 19, 2013

Benilda, 31, is married to Rosendo who is a mechanic. They live comfortably in their own house. Benilda’s activity is selling auto spare parts like ball bearings, wheels and tires, among others. To do so she set up a sales space at home. She brings all her merchandise from another city and sells it at competitive prices earning her customers’ preference who then recommend her to other people thus expanding her clientele; her store is very busy. She also works repairing vehicles. Seeing the good results her business is having she wants in future to increase the amount of merchandise and expand the locale. This is her second Kiva loan and she’s hoping for your collaboration so she can make her plans reality. On the other hand, she commits once more to make her payments punctually. She will use the requested 2,500 new soles to buy spare parts at wholesale in order to have stock on hand to sell.

Edgar : Peru

Wed, 19 Jun 2013 12:50:04 PDT

$50 of $750 raised.

Started raising funds on Jun 19, 2013

Edgar, 29, is single but has a young daughter of only 2 years. He currently lives in a house he rents and works a lot every day to improve his financial situation and to be able to give his daughter a better quality of life. He earns his living providing local urban transportation services to customers into and out of the city. He's been in this line of work for 13 years using a taxi he rents from his friend. He travels the city streets from end to end in search of clients who want to be taken safe and sound to their destinations. But thanks to his cheerful attitude and the fact that he's a good conversationalist he also has fixed clients who hire him for all manner of situations and eventualities. Edgar also sells vehicle spare parts and accessories including tires, bearings and other parts. He sells parts on hand or by personal orders from some friends and clients. He's made profits from his businesses, and by developing both of them he hopes to establish himself in the transportation sector. This will be his fourth Kiva loan and he's very pleased to know that he has the financial support he needs to succeed in his businesses. Edgar will invest the 2000 soles he's seeking to maintain his taxi and buy spare parts, tires, bearings, axles, sockets, shock absorbers and other parts to keep up his sales business.

Lenny : Peru

Wed, 19 Jun 2013 15:30:01 PDT

$25 of $450 raised.

Started raising funds on Jun 19, 2013

Lenny, 35, is divorced living with her mother, two siblings, son and sister-in-law in the house her father left them as an inheritance. Lenny works selling marinated seafood cocktails [ceviche] in a restaurant located at home. This business has been in operation for 11 years on average and she tends to customers there very kindly with help from her mother, sister-in-law and siblings. Since the business started she’s reached important goals in that her sales have been favorable. Her business keeps her busy always and generates income needed to cover personal expenses and expenses for her son who she loves very much. Seeing the good results her ceviche shop is having she wants to furnish it with better furniture and other accessories that will provide comfort for her customers. This is her tenth Kiva loan and she thanks all those who make her loan possible so she can continue towards her objectives; she commits to make her payments punctually. She will use the requested 1,200 sols to buy four tables with their respective chairs as well as the ingredients she needs to stay in business.

Raphael : Peru

Wed, 19 Jun 2013 10:00:02 PDT

$50 of $375 raised.

Started raising funds on Jun 19, 2013

Raphael is thirty years old. He is married and has two children that live with him in a home built from adobe blocks. Raphael is a farmer, which is why he owns a two-hectare plot of land where he grows cacao and fruit trees, which he tries to always keep in good condition. He focuses more on his cacao crops, because that is one of the most profitable products in his area and because his land is very well-suited to this crop. He works every day, including Sundays and holidays, along with his wife and local workers who help him with some of the work like clearing underbrush and cutting off defective stems. When the production season ends he hires more local workers to harvest and air-dry the cacao beans outdoors before storing them accordingly in sacks and taking them to the city, where buyers pay him good prices. This is his first Kiva loan and he is grateful for the financial support he receives to keep his business going. This time he wants to have 1,000 nuevos soles to hire local workers to harvest the fruit of his cacao trees.

Víctor : Peru

Wed, 19 Jun 2013 14:30:02 PDT

$25 of $1,125 raised.

Started raising funds on Jun 19, 2013

Victor is 47 years old. He is hard working and determined, with a will to get ahead in life. He lives with his spouse and 3 children, aged 20, 14, and 3 years old, in a house they own. Victor sells groceries of first necessity in a store located in his house where he takes care of his clients, most of whom are neighbors. He treats them in a kind and friendly way. He has had this business for 5 years and carries out his work mostly on his own, though sometimes with the help of his spouse. Victor enjoys his job because it allows him to work from the comfort of his home and the business profit allows him to help his spouse with the household expenses. On the negative side, he doesn't like it when customers are late on their payments, but this doesn't discourage him and he keeps working with the same energy. His plan now is to continue to work on his business and to make it grow. This will be Victor's second loan with Kiva. He is hoping to get help to carry out his plans. With the amount of 3000 Nuevos Soles, Victor will buy supplies such as rice, sugar, noodles, etc. He will look to get lower prices by paying in cash so he can stock his store and gain his customer's preference.

Wilma : Peru

Wed, 19 Jun 2013 14:20:01 PDT

$25 of $750 raised.

Started raising funds on Jun 19, 2013

Wilma, 31, is a cheerful and hard-working woman. She is divorced and has the custody of her youngest child who is 11 years old, they live together in the house she owns. Wilma works with food sales, she owns a popular restaurant in her home district that fills up with clients every day, Wilma's secret is to offer a well-seasoned and carefully prepared plate of food. She opens her restaurant at 6 am and closes at 11 pm, the diner is located in her house. Initially she sold few dishes and encountered some difficulties since she did not know much about this type of business, but now the restaurant is going very well and she has employed two more persons. She is happy to be working with something she likes, since it generates incomes in her home. This will be her second loan with Kiva, and she is very happy to know that she will receive financial support since this makes her feel safer in her work, and she pledges to make her repayments in time. She will use the requested amount of 2,000 PEN to buy slats, panels, and nails to help control the inside temperature of the diner, and to buy some ingredients and inputs in larger quantities.

Luz : Peru

Mon, 10 Jun 2013 10:50:26 PDT

$850 of $1,650 raised.

Started raising funds on Jun 10, 2013

Luz is sixty years old and is a simple woman. She lives with her husband. Together, they have five children, whom they take care of and raise with a lot of love. Today, they live alone in the house that they bought many years ago. She is a hardworking woman. In the mornings, she sells sweets and drinks in the state school in her neighborhood. Two years ago, she also bought two cars, which she now uses to provide a public transportation service covering several routes. In this business, her husband helps her; he drives one of the cars. She also sells popular crunchy Andean beans to different stores; she visits three times a week. She makes good profits since she is well-known. Luz always takes advantage of the festive dates, where she can sell distinct products with a lot of demand. This is her fifth loan with Kiva, and she is happy with the financial support that she receives, since she thereby feels secure in advancing her business. She also promises to pay her installments in a punctual manner. Luz will invest S/.4500 soles in the purchase of sweets to sell and other snacks wholesale.

Ronald : Peru

Sun, 16 Jun 2013 01:40:01 PDT

$275 of $925 raised.

Started raising funds on Jun 16, 2013

Ronald is 22 years old, single and lives with his family at his parents' house. In spite of his age and the fact that he wants to continue studying, Ronald is working in agriculture. Every morning he goes out with his father to their potato crops, which he carefully looks after as he needs to take full advantage of the land that he rents so that he can grow potatoes. With the profits he has earned, Ronald bought pigs and bulls with which he can earn some more money. Ronald works on his land with the help of his bulls. This is Ronald's third loan with Kiva and he is very grateful for the financial support he receives in order to get ahead. Ronald will invest the 2500 Nuevo Soles in buying organic manure to nourish his sown land.

Alicia : Peru

Wed, 19 Jun 2013 12:10:02 PDT

$25 of $1,125 raised.

Started raising funds on Jun 19, 2013

Alicia, 38, lives with her husband and three children in an adobe house. Alicia works in agriculture and has always grown cocoa beans and organic coffee. Her daily work consists in keeping her farmland in good condition in order to cover household expenses with the sale of products she grows; she also raises roosters and chickens. She works almost all year with help from her husband and hiring local day laborers to help ease the chores. Part of her daily chores is also to care well for her fowl because according to what she says they must be fed and cleaned adequately in order to be sold in various street markets and markets. She own two mini coops for roosters at her country house near her fields and another one in her house in town. She’s able to support her family this way and hopes to use the money she’s been saving to improve her house replacing the adobe with bricks and cement. On this occasion she wants to have 3,000 new soles to improve the sheds; she will buy metallic mesh and wood slats.

Lila : Peru

Wed, 19 Jun 2013 12:10:03 PDT

$25 of $375 raised.

Started raising funds on Jun 19, 2013

Lila is 29 years old, single, and lives in her parent's home with her three children. Lilsa sells beverages during the day and traditional regional meals in the evenings. Two years ago she began this business in order to improve her quality of life and that of her family. She also sells plastic products such as buckets, dish racks, etc. Every day after selling her beverages she goes out to the streets to sell her products, and in this way earns extra income. As a woman entrepreneur she hopes to continue growing and expanding her business in order to improve sales and increase her earnings and offer her children a better future. This is her first credit with Kiva, for which she is thankful for the economic support which will help her improve her business and energize her sales. She will have the capital to work so she promises to be punctual with her loan payments. Lila will invest the S/1000 in buying ingredients such as sugar, fruit, and more in order to prepare her refreshments.

Elena : Peru

Wed, 19 Jun 2013 12:30:07 PDT

$25 of $575 raised.

Started raising funds on Jun 19, 2013

Elena, 23, is married to William, 28, with whom she has a 3-year-old daughter. At present she lives in her mother-in-law’s house. Elena’s work consists in selling food items like rice, sugar, milk, eggs and oil, among others. She has a space at home set aside for this activity where she tends to her customers daily; during the afternoon she sets up a stand in front of the local school where she lives and works there during recess and when school lets out. She’s been in this activity for seven years and works alone since her spouse works in a different activity. What she likes best about her work is the freedom she has to do other things. She currently wants to set up a larger store with better quality items for her customers. This is her ninth Kiva loan and she feels grateful for the financial support she gets to continue forward. She will use the requested 1,500 soles to buy larger amounts of food items like rice, sugar, milk, eggs and oil, among others.

Samuel : Peru

Tue, 28 May 2013 03:30:02 PDT

$275 of $775 raised.

Started raising funds on May 28, 2013

Samuel is 59 years old and married to Amelia, age 55. They live in a rented house with one of their children. Samuel is a hardworking man who has spent his entire life in the agricultural trade. He and his son head toward their fields in the early morning hours to care for their animals and look after their corn crops. In order to complement his farming activities, Samuel and his wife decided to open a business of selling food products as a way earning additional income. The store is located in their home. They started this business when one of their children decided to study in the city of Tarapoto. Since they did not have enough money, Samuel and his wife decided to open a grocery business and begin selling corn in bulk so that they could have additional income to pay for their son’s studies.

This is Samuel’s first loan with Kiva and he is very grateful for the financial support he has received. Therefore, he promises to be punctual with his loan payments. The amount of 2,000 PEN that he requested will be used to buy food products such as rice, sugar, milk, and other items.

Marlene : Peru

Tue, 28 May 2013 14:10:03 PDT

$550 of $1,125 raised.

Started raising funds on May 28, 2013

Marlene, who is 64 years old, is married to Jorge. From their marriage, they have six children who are already grown up and independent. She lives in her own house along with five of her children. She gives the majority of her attention to her youngest daughter, who is 16 years old; the rest generate their own income. Marlene's work consists of selling food. She sets up her tables and chairs on her house's sidewalk, where she offers a great variety of regional dishes for sale. She has been running this business for two years, and she works with the help of her children, who provide her with the support she needs for everything to go well. On occasion, she makes different desserts like cakes, gelatins, and others, which she sells in a park near her house. She likes her work very much because she is always in contact with people, she has fun, she relaxes, and above all, she makes an income for her household. That way, she is able to give her youngest daughter what she needs. Sometimes, she delivers orders to houses and she always has customers requesting her delicious meals. It is going well, and she hopes to establish a restaurant in the future, as she has high hopes for her business. At this time, she is requesting 3,000 nuevos soles [PEN]. She is grateful and happy to know that she continues to have the financial support she needs to make progress in her business. With the amount requested, she will buy ingredients and supplies like rice, meats, seasonings, oil, and vegetables to continue with the preparation of her delicious dishes; she will also purchase pots and other utensils that need to be replaced.

Cecilia : Peru

Thu, 30 May 2013 12:40:02 PDT

$425 of $575 raised.

Started raising funds on May 30, 2013

Cecilia, 45, is married and has a daughter; she lives with them in her own house. Cecilia works selling foodstuffs so she has a store at home where she tends to her customers kindly. She’d thought about opening a business for a long time but for lack of capital had been unable to do so. She therefore saved up and worked taking milk to other cities and with the profits she made started gradually to buy foodstuffs to stabilize the business. With the profits from the store and the extra income she manages to earn from selling cheese she hopes to continue making progress for her family’s well-being. This is her first Kiva loan and she’s very grateful for the financial support she’ll get to continue with her work. On this occasion she’ll request 1,500 soles to buy food items like rice, sugar, canned fish, etc.

Elgiba : Peru

Thu, 30 May 2013 21:20:02 PDT

$300 of $1,425 raised.

Started raising funds on May 30, 2013

Elgiba is a 62-year-old single mother with six children, all of whom are grown up. She currently lives in her own home with her youngest daughter and her little grandson. Elgiba makes a living selling cold beverages like soft drinks, bottled water and beer. She distributes her products daily among her neighbors and occasional customers. She has been doing this job for the past 20 years, and it is going very well. On top of that, she works with the help of her daughter. Elgiba really enjoys working this way because it gives her free time to spend with her grandson, whom she loves so much and for whom she wants to provide the best. She is requesting a loan and is very pleased to receive the financial support that will allow her to continue with her business. Furthermore, she promises to make her payments on time. With the loan, she will progressively purchase more beverages, such as soft drinks, beer and bottled water, so she can continue with her work.

Teresa : Peru

Fri, 31 May 2013 09:10:03 PDT

$350 of $575 raised.

Started raising funds on May 31, 2013

Teresa is 38 years old. She is a single mother of 3 children. However, she lives with only one of her daughters. She lives in her own home. Teresa sells ladies', men's and children's clothes of different styles, sizes and colours of clothes. She purchases her merchandise on a periodic basis. She sells this merchandise in the villages close to the river. All of her sales are cash sales. Another young woman works with her. She enjoys her work a lot because she gets to meet new customers and to generate her own income. She sees that her earnings are very good and for this reason she would like to add to her business a shop where her customers can go. On this occasion she is requesting a loan of S/ 1500. She is very grateful for this financial opportunity and for the financial support which she requires to ensure her business gets ahead. For this reason, she is committed to making all her payments on time. With the amount requested she will buy a load of clothes comprising polo shirts, jeans, trousers, blouses, shirts and shorts, which she will offer for sale to her customers.

Ketilut : Peru

Fri, 31 May 2013 08:30:01 PDT

$275 of $750 raised.

Started raising funds on May 31, 2013

Ketilut is 36 years old. She has an entrepeneurial spirit and loves working. She has 3 children aged 19, 10 and 3 years old who live with her in her home. Ketilut sells food and drinks such as rice, sugar, spices, meats, milk, eggs, sweets, and much more. She opens her shop from the early hours of the morning every day to serve customers who come looking for a product knowing they will find what they need. Her store is the best stocked in the area and her customers are very happy to shop there, not only for the quality of her products, but also for the reasonable prices she offers. She has been in business for 10 years and she is helped by her husband and children. Her favourite part of the job is chatting to her customers and seeing they start their day with a smile. This time she will ask for a loan of 2000 PEN and is grateful for the financial support so she is able to continue moving forward. With the requested amount she will buy more food such as rice, sugar, eggs, noodles, vegetables, fruit and other items.

Narcisa : Peru

Thu, 13 Jun 2013 10:00:02 PDT

$175 of $375 raised.

Started raising funds on Jun 13, 2013

Narcisa, 57, is a friendly woman. She lives with her husband Demetrio, with whom she has five children, only two of whom live with her in her own house. She set up her business selling products on foot 30 years ago. She works mainly at regional and local fairs where she takes advantage of the number of people to be able to sell pots, irons, stoves, radios, and other products. She says that thanks to her good aptitude and her experience she has a lot of customers, and improving her sales is not difficult. "Now I want to buy myself a vehicle to sell my household appliances so I'll be better known," she says. This is her first Kiva loan. She's grateful for the help of all of you because she'll set up her business with the necessary financing to get ahead. She promises to be punctual with her payments. Narcisa will invest the 1000 soles [PEN] in buying irons, blenders, and other devices.

Sayda : Peru

Tue, 28 May 2013 11:30:03 PDT

$175 of $1,125 raised.

Started raising funds on May 28, 2013

Sayda, 34, is a young, kind woman with dreams. She’s married to Fidel and she has a little three-year-old daughter; they all live together in their own house. Sayda’s work consists in selling shoes, sandals, slippers and articles of clothing. She works selling among her friends, neighbors and family members. She started two years ago and is doing very well. She sells for cash or on credit and collects payments weekly. She feels very good in her work activity because it generates good income but she needs some additional help for the upcoming sales campaign. On this occasion she’ll request 3,000 soles and she’s very excited about the financial support she’ll get to continue with her work. She will use the requested amount to buy shoes, sandals and slippers for her customers.

Emerita : Peru

Tue, 28 May 2013 17:30:03 PDT

$150 of $575 raised.

Started raising funds on May 28, 2013

Emerita, who is 60 years old, is divorced from the father of her eleven children, who are already adults and independent. She lives in the company of three of her children and two grandchildren; they live comfortably together in the house she owns. The work that Emerita does is buying and selling various household articles like brooms, trays, baskets, disinfectants, and other articles like children's bicycles, cribs, and strollers. The products that her customers like best are those that are used in the kitchen, like pots, utensils, pans, buckets, and others. She has set up her business in a rented space where she has worked alone for one year. Her shop hours are from eight o'clock in the morning until ten o'clock at night. Occasionally, she earns money by selling meals. What she likes about this business is that it generates good profits since it is the only business specializing in this sector and there are no other similar shops. She feels happy because thanks to her work, she gets a sense of fulfillment. She really wants to continue working and being able to expand her business. At this time, Emerita is requesting 1,500 nuevos soles [PEN]. She is very touched to know that there are people who provide economic backing for her to continue carrying out her work. With the requested amount, she will buy brooms, buckets, and cooking articles to continue selling in her shop for this season.

Angelica : Peru

Thu, 30 May 2013 02:30:01 PDT

$150 of $1,500 raised.

Started raising funds on May 30, 2013

Angélica, 53, is married to Sergio and they have four children. They all live together in an adobe house they bought when they were married. Angélica sells groceries such as rice, sugar, vegetables and other widely consumed items. Every day she opens her doors to business very early in the morning to tend to customers who are neighbors and friends. She is known for being very kind and cordial which has made her a beloved, well-known neighbor. She says she began her business little by little out of a space in her home which faces the street. It allows her to spend time with the family almost all day while contributing to the household economy. This is her second loan through Kiva and she is very grateful for it and determined to get ahead. She is requesting 4,000 PEN to buy goods such as rice, sugar, sodas, vegetables and canned foods.

Federico : Peru

Fri, 31 May 2013 08:40:01 PDT

$125 of $375 raised.

Started raising funds on May 31, 2013

Federico, 37 years old, is married and has a 14 year old son. He lives with his sister, his nephew and his family in his mother's house. Federico sells edible products such as sausages, milk, rice, sugar, bread, eggs, oil, and condiments among others. He opened a small store in his mother's house where he attends to the needs of his neighbors who are his main customers as he treats them well. He started this business twenty years ago, but he also works as a mototaxi driver. However, he considers his business to be very profitable as it generates a lot of revenue. He enjoys his business since it allows him to be in contact with a lot of people. His main wish is to continue working and to increase the variety and volume of products that he offers. He is requesting a loan of 1,000 Soles and is very grateful for the financial support that he is receiving to continue with his business. With the requested amount, he will purchase food products such as rice, oil, sodas and snacks.

Ciro : Peru

Thu, 06 Jun 2013 19:00:01 PDT

$150 of $750 raised.

Started raising funds on Jun 6, 2013

42-year-old Ciro is a hard-working man. He lives with his wife Doris, with whom he has two children. He looks after his children in the house he acquired 17 years ago. His days are exhausting - he works with a water company and gets paid for his transportation services on a monthly basis. He reports that he greatly enjoys this work, because it's quieter. In his previous occupations he was self-employed and used to transport merchandise to different cities of the country. Now that he has this contract, he feels good. "The whole van is under contract. They pay me two wages, one for my van and one for my driving services. It's profitable and I don't travel to other cities", he says. That's how he hopes to save enough money in order to start a business greasing and washing cars, since his house is in a central location. This is his first Kiva loan. He gives thanks for the support he's received, since it helps him to move his business forward. In addition, he pledges to make his repaments in a timely fashion. Ciro will use the money to do maintenance and repair work on his car so that he can continue to work with peace of mind.

Walter : Peru

Wed, 19 Jun 2013 12:00:03 PDT

$0 of $375 raised.

Started raising funds on Jun 19, 2013

Water is 24 years old and lives with his wife in a house made of adobe. He is in agriculture for a living because as a child he grew up in the countryside together with his parents who relied on him for small tasks cultivating cocoa and coffee to obtain income and maintain themselves economically. When he grew up, he began to work a lot because he had a family and needed to get ahead in life. His parents decided to help him, gifting him a small plot of land with fields of cocoa that helped him start independently. Today he says he has a hectare of crops where he also has fruit trees. To improve the quality of his products he usually uses organic fertilizer because he thinks using artificial fertilizers deteriorates the quality of his soil. When it is time to harvest his products he hires site workers to then dry the extracted cocoa beans and sell it to the buyers of the zone, hoping to recuperate the money that he invested and also to obtain additional income. This is his first loan with Kiva and is very grateful for the financial support that he is receiveing to continue getting ahead in life. On this occasion, he would like to request 1,000 nuevos soles to contract on-site workers and remove the weeds from his farmland.

Enith : Peru

Wed, 19 Jun 2013 12:10:03 PDT

$0 of $575 raised.

Started raising funds on Jun 19, 2013

Enith, 37, is divorced living in her own house with her daughter. Her main activity is commerce. She sells groceries and her place of work is located at home. As a result of her separation she started the business with help from her parents. Enith hopes to move the business forward and make it grow so that she can supply her customers offering them better quality products. This is her first Kiva loan and she’s very grateful for the opportunity being presented to obtain a line of credit that will be very useful for her work’s development. On this occasion, she will request 1,500 soles to buy merchandise like rice, sugar and milk, among others to stock her store.

Wilson : Peru

Wed, 19 Jun 2013 12:50:03 PDT

$0 of $300 raised.

Started raising funds on Jun 19, 2013

Wilson is 34 years old, lives in his own house with his wife and two children. His primary work is providing transportation services. Previously he had his own farmland, but when his wife became sick, he sold it and thanks to the support of his family he could buy a new car that helped him improve his standard of living and that of his family. He hopes to continue growing his business and in the future become independent and own his own transportation business. This is his first loan with Kiva, for which he is very content and thankful for the economic support he has received. He promises to be punctual with the loan payments. The S/800.00 funds will be used to repair and maintain his car, as this is his primary work tool.

Rolando : Peru

Wed, 19 Jun 2013 12:10:03 PDT

$0 of $375 raised.

Started raising funds on Jun 19, 2013

Rolando is a mechanic who repairs motorcycles. He has a small shop in his house, his own work center. Previously, he had to work in different shops to gain experience and, in this manner, to become independent. That is how he started his business. As a complementary business, he works as a truck driver transporting cargo to the coast, earning extra income that helps improve his and his family's standard of living. Rolando hopes to advance his small shop and make it grow sufficiently to supply his customers needs, offering them a better service, one of quality. This is the 1st time he has worked with Kiva. Rolando is very content with the economic assistance he has received. With the solicited total of 1,000 sols he will purchase tools to utilize in his daily work, including screwdrivers and hammers, among other tools.

Magali : Peru

Wed, 19 Jun 2013 15:40:02 PDT

$0 of $925 raised.

Started raising funds on Jun 19, 2013

Magdali is 27 years old, married, and lives in her father-in-law's house with her husband and three children. She is responsible for looking after her father-in-law as well as selling fish, a job that she learned from her father-in-law when he became too old to run the business. She is now in charge of the business. Thanks to support from her father-in-law and her whole family, she has been able to get ahead and increase income. With savings from selling fish, Magdali was able to buy a motorbike taxi which is now an important part of her business. It enables her to deliver the fish that her customers have ordered. This is Magdali's first loan with Kiva and she is very grateful for this financial assistance. It will give her the capital she needs to improve her business and increase sales. She plans to use the S/.2500.00 to buy fish at wholesale prices.