Kiva Loans for León 2000 IMF

Sutiava Group : Nicaragua

Mon, 03 Jun 2013 11:40:18 PDT

$1,025 of $2,750 raised.

Started raising funds on Jun 3, 2013

The communal bank Sutiava comprises twelve members. They are all single mothers who have a total of twenty children under their charge. They are originally from El Sauce, a town located in the northern area of the country. These women are known for being responsible, hardworking, and eager to improve themselves. Unfortunately, they were not able to go to school due to lacking financial resources, and they had to start working at a young age. That is why they are fighting every day for a better future for their children. Fania Yudel is the coordinator for Sutiava communal bank. Her business is selling new clothing like pants, shirts, skirts, underwear, sheets, nightgowns, and pajamas. She dedicates about ten hours a day to her business, offering her merchandise as a street vendor and carrying a bundle of around 20 kilograms of merchandise. The purpose of this loan is to invest in merchandise and make the most of the holidays. Increasing her amount of merchandise will allow her to obtain higher earnings in the near future. The communal bank Sutiava appreciates the assistance Kiva lenders provide to people with limited resources in poor countries like Nicaragua in order for them to work and earn a decent living.

Grupo Triunfador Group : Nicaragua

Fri, 07 Jun 2013 11:50:02 PDT

$425 of $3,625 raised.

Started raising funds on Jun 7, 2013

The 'Triunfador' community bank has 12 members. They are all single mothers and, between them, they have 27 children in their care. They are all from El Sauce, in the north of the country. They are noted for being hard-working, responsible and having a desire to improve themselves. Unfortunately, owing to a lack of financial resources, they couldn't complete their schooling. They had to work from a young age in order to help with their household expenses. For this reason, they are working hard every day so that they can provide a better future for their own children. Thanks to her strong spirit and her desire to make progress, Maryuri is the coordinator of the Triunfador bank. Her business is a 'pulperia' which is located in her home. A 'pulperia' is a small store that sells products in small quantities such as coffee sachets, boxes of matches, rice, beans, sugar, milk, bread, eggs, detergent, soap and juice. Maryuri will use this loan to increase her working capital and stock her store with food products so that, in the not-so-distant-future, she will be able to make more income. The Triunfador community bank are grateful for the help that Kiva lenders give to people with limited resources in poor countries such as Nicaragua so that they can earn a decent living.

Agueda De Jesus : Nicaragua

Sat, 01 Jun 2013 02:10:03 PDT

$275 of $750 raised.

Started raising funds on Jun 1, 2013

Águeda de Jesús is an older adult, single mother from León, a place located in the western part of the country. She’s noted for being hardworking, responsible, of good habits; she had to start working at an early age to help with household expenses. Thanks to her spirit and the drive to move forward, her economic activity is selling whole chickens and chicken parts. The activity is home-based. In the photo she can be seen with her freezers where she stores the chicken to sell to her customers. The objective of the loan is to invest in working capital and stock her business with the purchase and sale of whole chicken and chicken parts so that in the not too distant future she can earn higher income. She spends about 10 hours daily in her business and she does so gladly. Águeda is very grateful to Kiva lenders who provide support to people of scarce resources and to poor countries like Nicaragua so that they can have a dignified way of earning a living.

Benturas Douglas : Nicaragua

Sat, 01 Jun 2013 09:10:06 PDT

$325 of $800 raised.

Started raising funds on Jun 1, 2013

Bentura Douglas is 43 years old and married with three children. One child is still in school and so under his care. Bentura is originally from León is the west of the country. He is hard-working and responsible, and has a desire to move ahead in life. Unfortunately he was not able to study at university, due to a lack of financial resources, and was forced to work from a young age. Thanks to his strong spirit and his desire to get ahead in life, Bentura makes a living by repairing electrical appliances such as television sets, fans, computers, radios and sound equipment. He runs the business out of a room in his home and works around ten hours per day. The loan will be invested in buying electrical parts such as cables, transistors, speakers, screens, screwdrivers, screws, tool boxes and soldering irons in order to offer better service. Bentura is grateful to Kiva lenders who are providing people of little resources and poor countries, such as Nicaragua, with the opportunity of having a decent job.

Nuevo Amanecer Group : Nicaragua

Sat, 01 Jun 2013 09:20:01 PDT

$200 of $1,800 raised.

Started raising funds on Jun 1, 2013

The Nuevo Amanecer ("New Dawn") communal bank is made up of eight members. They are single mothers who have a total of twenty children under their care. They are from Sauce, which is located in the northern part of the country. They are characterized as hardworking, responsible people who have a desire to improve. Unfortunately, they lack financial resources and they fight every day to give their clients a better future. The coordinator of the Nuevo Amanecer communal bank is Rosario del Carmen, who has a "pulpería" located in her home. A pulpería is a small store which sells food products in small quantities, such as coffee packets, shampoo packets, rice, beans, sugar, milk, bread, eggs, and juice. Her business is located in her house and she offers her products for about 12 hours per day. She will use this loan to invest in working capital and to stock her business by purchasing merchandise, so that she can have a better income in the not-so-distant future. The Nuevo Amanecer communal bank is grateful for the help which Kiva lenders offer to people with limited resources in poor countries such as Nicaragua, so that they can have a decent livelihood.

Alexander Antonio : Nicaragua

Mon, 03 Jun 2013 01:40:01 PDT

$225 of $500 raised.

Started raising funds on Jun 3, 2013

Alexander Antonio, 25, is married and has a little boy. He is from one of the municipalities of Chinandega which is in the northern part of the country and known as a productive commercial area in its different trade sectors. Alexander earns a salary working as a primary school teacher in one of the town counties. He is requesting a loan to continue renovating his house because of the upcoming rainy season. He wants to give his small son and wife more safety. The loan will be used to buy construction materials such as cement, sand, lime and to hire workers.

Las Mariposas Group : Nicaragua

Wed, 05 Jun 2013 13:40:01 PDT

$275 of $3,325 raised.

Started raising funds on Jun 5, 2013

The communal bank Las Mariposas has ten members, single mothers responsible for 15 children. These women are from El Sauce in the northern part of the country. They are characterized by being hard-working, responsible, and eager to improve their situation. Unfortunately, they didn't get an opportunity to study because of lack of economic resources, and found themselves forced to work from an early age in order to help out with the expenses of the household. Therefore, they struggle every day to assure a better future for their children. Daniela is the coordinator of the communal bank Las Mariposas, and runs a corner store in her home. In this little store she sells food products and consumer goods in small quantities such as shampoo, matches, cigars, rice, beans, sugar, milk, bread, eggs, detergent, vegetables, and tiste [a drink made from corn]. She works about 12 hours daily in her store, selling her products. The purpose of the credit request is to invest in small quantities of food products, in order to increase her income in the near future. The communal bank Las Mariposas is grateful to Kiva lenders for the help they offer to people with scarce resources and to poor countries like Nicaragua, so that they can earn their living by means of decent work.

G.s Los Comerciantes Group : Nicaragua

Sat, 01 Jun 2013 09:00:01 PDT

$0 of $650 raised.

Started raising funds on Jun 1, 2013

The Los Comerciantes communal bank is comprised of three people, two men and one woman. They are responsible fathers and mothers who have seven children under their care. They are from Sauce, which is located in the northern area of the country. They are known for being responsible and hard-working people with the desire to get ahead. Sadly, they were not able to go to school, and at a very young age they were compelled to start working. Every day they struggle in order to give their children a better future and for them to be trained professionally. Marlyn is the coordinator of Los Comerciantes communal bank. Her business is selling various new clothes like pants, shirts, skirts, shorts, camisoles, underwear, sheet sets, and towels. Her business is located at one of the local markets. She works in her business some ten hours a day by offering her products to fixed and casual customers. The objective of the loan is to invest in working capital and to stock her business by purchasing new clothes. She will do so in order to be able to get better income in the not so distant future. The Los Comerciantes communal bank is grateful for the help that the Kiva lenders provide to people with scarce resources and poor countries like Nicaragua so that they can have a decent way of working.

Yohana Del Carmen : Nicaragua

Sat, 01 Jun 2013 09:10:05 PDT

$125 of $1,475 raised.

Started raising funds on Jun 1, 2013

Yohana Del Carmen, age 35, is a single mother with three minor children under her care. She is from León, which is located in the western part of the country. In her free time she likes to enjoy quality time with her children, and she makes them food that is typical of the region like ‘gallo pinto’ [rice and beans]. Sadly, due to the lack of financial resources, she was not able to enroll in the university. However, she would have really liked to have studied for a nursing career. Thanks to her spirit and her desire to get ahead, she has a food store in her home. It is a small store that sells food products in small quantities. She sells packets of coffee, packets of shampoo, rice, cooking oil, sugar, milk, bread, beans, juices, and soft drinks. She spends some ten hours a day selling her products. The objective of the loan is to invest in working capital in order to stock her store with food products. She will do this so that she will be able to get better income in the not so distant future. Yohana Del Carmen is grateful for the help the Kiva lenders give to people with scarce resources and in poor countries like Nicaragua so that they can have a decent way of earning a living.

Guillermo Ramon : Nicaragua

Sat, 01 Jun 2013 09:10:06 PDT

$100 of $1,000 raised.

Started raising funds on Jun 1, 2013

Guillermo Ramón is 49 years old, single and has two adult children. He is originally from León, which is in the west of the country. Guillermo is hard-working, responsible and has a desire to move ahead in life. Unfortunately he was never able to study at university, due to a lack of money, and was forced to work from an early age. Thanks to his efforts and his desire to move head in life, Guillermo works selling sea food. He receives orders and fulfills them for both regular and one-time customers, working around eight hours each day. Guillermo enjoys his work. This loan will be used to invest in working capital and to stock up his business by buying seafood. He sells it on at a good price so that, in the not-so-distant future, he will be able to improve his income. Guillermo is grateful for the help that Kiva lenders are giving to people with little resources and to poor countries, such as Nicaragua, so that people can have a decent job.

Maribel : Nicaragua

Sat, 01 Jun 2013 10:00:02 PDT

$100 of $425 raised.

Started raising funds on Jun 1, 2013

Maribel is married and has one dependent daughter. She is from León which is located in the west of the country. Maribel is known for being very hard working, responsible and having a desire to improve herself. In her spare time, she enjoys taking part in recreational activities together with her daughter and spending quality time with her. Unfortunately, she was unable to study for a degree owing to a lack of financial resources but she would have liked to have studied nursing. Thanks to her strong spirit and her desire to make progress, Maribel has a 'pulperia' business located in her home. A 'pulperia' is a small store that sells food products in small quantities such as sachets of coffee, shampoo, sauces, soups, rice, beans, bread, milk, sugar, etc. Maribel works 12 hours a day in her business, selling her products. Her goal for this loan is to invest in working capital and stock her business with food products so that, in the not-so-distant future, she can earn better income. Maribel is grateful for the help that Kiva lenders give to people with limited financial resources in poor countries such as Nicaragua so that they can earn a decent living.

Agueda Luz : Nicaragua

Sat, 01 Jun 2013 10:30:02 PDT

$125 of $1,225 raised.

Started raising funds on Jun 1, 2013

Águeda Luz is 45 years old, single and has a son who is currently in secondary school. She is originally from León, in the west of the country. Águeda is hard-working, responsible and has a great desire to get ahead in life. In her spare time she likes to spend quality time with her family and to prepare some of the region's typical dishes such as "yuca con chingaste" (a yucca and pork dish). Unfortunately, due to a lack of money, Águeda could not study and was forced to work from a young age in order to help with household costs. Thanks to her spirit and her desire to prosper, Águeda works selling general merchandise such as trousers, shirts, skirts, clothes, cosmetics and shoes. She works around ten hours per day, with the business being run out of her home. This loan will be used to invest in working capital and to stock up the business buying merchandise so that, in the near future, she can earn a higher income. Águeda is grateful to Kiva lenders who are providing people of few resources and poor countries, such as Nicaragua, the chance at having a decent job.

Osillas Santiago : Nicaragua

Sat, 01 Jun 2013 11:00:01 PDT

$25 of $625 raised.

Started raising funds on Jun 1, 2013

Osillas Santiago is an older married gentleman with six children. He lives in Chinandega, an area that produces a lot of rum, sugar and stores, among other businesses. Osillas is a man who has struggled from a very young age because he came from a very humble family. Because he was one of the older children out of his siblings, he had to leave the house and work so that his youngest siblings would be able to go to school. As a result, he only finished primary school where he learned to read and write. Little by little he has improved his life and today he has his own home where he lives with his family. With the loans he obtained he was able to complete a part of his home. However, now he needs to complete the construction of a front porch that is incomplete and open because he lacks the construction materials. This project will also complete a portion of the perimeter of his home. Osillas is seeking this loan to buy construction materials including cement, iron, bricks, zinc, rafters, and tiles, among other items.

Xiomara Deyanira : Nicaragua

Sun, 02 Jun 2013 15:40:01 PDT

$25 of $675 raised.

Started raising funds on Jun 2, 2013

Xiomara Deyanira, 33, is married and has a young son. She is from the city of Chinandega in eastern Nicaragua. She sells general merchandise like cosmetics, children's and adult clothing, shoes, sandals, underwear, and other garments. She pays cash for the merchandise in Managua. She has regular and prospective customers, and she offers two-week credit terms to port workers. She sells as a street vendor and opened a shop in her house with her own money. Xiomara is hardworking and responsible. She has struggled daily to feed herself since she was young, and she now strives each day to give her young son a brighter future. She has added customers through her enterprising spirit and desire to get ahead. She offers them quality, comfortable merchandise at affordable prices. Her loans have raised her quality of life. Xiomara has applied for a loan to increase working capital to buy more inventory. She is happy and grateful to Kiva lenders for the support they offer low-income people so that they can make progress and have a decent life.

Reina Isabel : Nicaragua

Sun, 02 Jun 2013 16:40:03 PDT

$75 of $625 raised.

Started raising funds on Jun 2, 2013

Reina Isabel, 54, is married, has two grown children, and lives in Chinandega. Reina is hardworking, responsible, and enterprising. She has had to work from an early age to feed her household. Sadly, she lacked money to go to college. Thanks to her entrepreneurial spirit and desire to get ahead, she offers daily services to her community with the electric mill she has in her house. The locals make delicious tortillas, pozoles (traditional soup), tistes (corn and cocoa drink), and more. She also owns a truck and offers transport service to staff at an engineering company. The loan will be used to do maintenance on her truck, her mill, and the mill's motor so that she can increase her income soon. Reina thanks the Kiva lenders who offer low-income people in poor countries like Nicaragua a means to decent work.

Reyna Isabel : Nicaragua

Sun, 02 Jun 2013 23:50:01 PDT

$25 of $625 raised.

Started raising funds on Jun 2, 2013

Reyna Isbel is 58 years old, married, and has for grown children. She is originally from one of the municipalities of Chinandega, which is located in northwest of the country. Reyna is a hardworking person, with a great desire to get ahead in her personal and work life. She sells cosmetic products and perfumes, which she does as a street seller and also from her house. With the loans she has obtained she has been able to grow her business. Now with winter coming up, she is requesting a loan to improve her house because it needs repairs to the roof and a part of the wall. The objective of the loan is to buy construction materials such as: cement, zinc roofing, c-beams, rebar, sand, nails, lime, and gravel, among other things. Reyna is grateful for the support that Kiva lenders provide to people of few resources so the can have dignified work.

Jorge Alberto : Nicaragua

Mon, 03 Jun 2013 00:10:01 PDT

$50 of $625 raised.

Started raising funds on Jun 3, 2013

Jorge Alberto is 24 years old, single and originally from the town of Chinandega, which is in the west of the county. He is hard-working and responsible and managed to complete secondary school, though he had to start work from a young age and study at the same time. One of Jorge's biggest dreams is to become a professional so as to be able to offer the family that he hopes to have a good future. Jorge earns a living as a bus conductor but is applying for a loan in order to make some improvements to his mother's house, which is where hr lives. Jorge one day wants to buy his own home. This loan will be used to buy building materials for two rooms, such as zinc, wood, plywood, nails, sand, cement and more.

Reyna Aquilina : Nicaragua

Mon, 03 Jun 2013 00:10:02 PDT

$50 of $500 raised.

Started raising funds on Jun 3, 2013

Reyna Aquilina is single and has two children who are still young. She lives in one of the municipalities of Chinandega, located in the southwest of the country. Reyna is an entrepreneurial and responsible woman who has worked hard by herself to raise her children. In her free time she likes to talk with her children to learn more about their thoughts and their goals to continue studying, and what are their favorite things. Reyna sells general merchandise, such as cosmetics, clothing for adults and children, dishes, jewelry, shoes, decorative items, and other things. She buys her products from distributors in Managua. She sells in certain work places and also works as a street vendor. She has regular clients and also occasional customers. She sells on credit and for cash. She charges people weekly or bi-weekly. The goal of the loan is to have working capital. She will buy products such as cosmetic, shoes, a variety of clothing, gold and silver jewelry, lotions, and medicines, among other items. Reyna is very grateful for the support that Kiva lenders provide to people of few economic resources.

Mario Ezequiel : Nicaragua

Mon, 03 Jun 2013 11:40:38 PDT

$0 of $850 raised.

Started raising funds on Jun 3, 2013

Mario Ezequiel is 56, married, and has three grown children. He was born in El Sauce in the western part of the country. Mario is hardworking, responsible, and anxious to be successful. Sadly, he lacked money to go to college and began working at an early age. Thanks to his efforts and desire to succeed, he manages a small grocery store in his house, where he sells foodstuffs such as rice, beans, salt, milk, bread, sugar, juices, and matches at retail. He happily works about 12 hours a day in his business. Mario's goal is to stock food items for his store so that he can increase his earnings soon. He thanks Kiva lenders because their support of low-income people gives them a means to have decent jobs.

Doris Tatiana : Nicaragua

Mon, 03 Jun 2013 11:40:43 PDT

$50 of $1,200 raised.

Started raising funds on Jun 3, 2013

Doris Tatiana is a 28-year old woman, married and mother of three minor children who attend school and are under her responsibility. She is from Jicaral, located in the north part of the country. In her free time she likes to enjoy quality time with her family and to cook a traditional dish in the region called Indio Viejo. Unfortunately, she could not attend university, but she would have liked to become a professional nurse. Thanks to her self-improvement spirit and her willingness to get ahead, she started her grocery store in her house and sells food products in small quantities, such as shampoo, coffee, matches, rice, sugar, milk, bread, eggs, beans and oil. She enjoys working and spends 12 hours at the store each day. She plans to use the loan to invest in working capital and buy supplies for the store, and her final goal is to improve her income in a near future. Doris Tatiana is grateful to Kiva lenders for supporting people with limited resources and making it possible for them to have decent jobs.

Rosa Del Socorro : Nicaragua

Mon, 03 Jun 2013 12:00:02 PDT

$125 of $600 raised.

Started raising funds on Jun 3, 2013

Rosa, 57, is married with three adult, economically independent children. She’s from Managua located in the middle of the country. She’s noted for being a hardworking, responsible person who wants to improve personally. Sadly, because of the lack of economic resources she was unable to study and had to start working at a very young age. Thanks to her efforts and her drive to get ahead her economic activity is selling food. The business is located in a specific place in the location. She offers home-cooked basic meals to students and workers in a nearby university zone. She’ spends about 9 hours daily at work offering such dishes as fried chicken, grilled meat, steamed meat, sautéed meat, chicken soup and ‘indio viejo’ [corn-based stew]. The object of the loan is to invest in working capital and to stock the business. She will buy food items so that in the not too distant future she can earn higher income. Rosa thanks Kiva lenders for the help they give to people of scarce resources and to poor countries like Nicaragua so they can have a dignified way to earn a living.

Nicolas Alonso : Nicaragua

Wed, 05 Jun 2013 10:00:02 PDT

$75 of $400 raised.

Started raising funds on Jun 5, 2013

Nicolás, age 61, is married and has two children who are under his care. The children go to school. The 22 year old goes to the university, and the 8 year old is in elementary school. He is from Nagarote, a place that is located in the western part of the country. Nagarote is known for its typical food like "quesillo" [tortilla wrapped around pickled onions and cheese sauce] and "tiste" [traditional drink made of corn and cocoa]. Nicolás is a very responsible and hard-working man with a great desire for self-improvement. He struggles arduously in order to give his children a better future. He is about to fulfill one of his greatest dreams, which is to see his son become a professional. Nicolás sells cooked beans, soft drinks, and candy at his house. He works at this business activity selling his products for some 12 hours a day. It is a business activity that he does with great pleasure. The objective of the loan is to invest in working capital and to stock his business by buying beans by the “quintal” [weight measurement equaling 100 kilograms], cases of soft drinks, and candy. He will do this so that he will get improved income in the not so distant future. Nicolás is grateful for the help that the Kiva lenders give to people with scarce resources in poor countries like Nicaragua so that they can have a decent way of earning a living.

Santiago : Nicaragua

Tue, 04 Jun 2013 06:20:01 PDT

$125 of $625 raised.

Started raising funds on Jun 4, 2013

Santiago is an adult with four grown children. He is from one of the towns of Chinandega located in the western part part of the country. Santiago does different activities such as raising pigs (buying and selling), buying and selling chickens, as well as a bread bakery, where he only works with sweet bread twice a week. He buys his pigs and chickens in the country or in communities nearby where he lives. In general, he sells them for cash upfront to non-regular customers and on credit to regular customers, which he collects weekly. He started this business with his own money to improve the household income. As his business grew he did others to have more profits and invest in another profitable business. That is how he has these businesses now which, with much hard work and sacrifice he has been able to get ahead. One of his dreams is to be able to finish building his house and expanding his businesses even more. The purpose of the loan to for working capital to buy live pigs, flour, lard, and more products.

Luis Eduardo : Nicaragua

Wed, 05 Jun 2013 11:50:02 PDT

$25 of $725 raised.

Started raising funds on Jun 5, 2013

Luis Eduardo is married and has two minor children. He is from Chinandega, which is in the western part of the country. Luis has an automotive shop where he provides general electrical automotive service. He rents a small property for his business. He started his business as an apprentice. As time passed and he gained knowledge of the business, he decided to set up his own. He has fixed and casual customers. One of his dreams is to be able to buy his own piece of land in where he will set up his own shop and to improve his house. This way he will give his children a better future, and he will see them become professionals. Luis is requesting the loan to buy a compressor, a fixed asset. This way he will give his customers better service.

Maria Del Carmen : Nicaragua

Wed, 05 Jun 2013 12:30:02 PDT

$75 of $325 raised.

Started raising funds on Jun 5, 2013

María has a jewelry and watch business located in one of the markets where she rents a place. She has shown herself to be a responsible, hard-working, and honest person who has managed to get ahead with great effort. She has done so because she does not want her children to experience the needs that she did in her youth. At an expense, she managed to finish high school. One of her dreams is to be able to see her children complete their education and become professionals. She also dreams of improving her house. This way she will give her children a decent place to live. She has fixed and casual customers to whom she sells her products for cash and for credit. She collects weekly and biweekly. The objective of this loan is to buy raw material like gold in order to continue with her demand, which has been growing. María is very grateful for the opportunity that the Kiva lenders give to people with scarce financial resources.

Maximiliano Ramiro : Nicaragua

Tue, 04 Jun 2013 09:20:02 PDT

$0 of $900 raised.

Started raising funds on Jun 4, 2013

Maximiliano Ramiro is a married adult with two children. He’s from the municipality of Chinandega located in the west of the country. He owns a line of taxis in that location where he strives daily to support his home. Maximiliano has shown himself to be a responsible, hardworking person with a strong drive towards self-improvement. He’s wanted to make home improvements for the last year but the lack of economic resources has kept him from doing so. The objective of this loan is to remodel his house. Specifically, he’d like to install tile in the hallway of his house as well as in the kitchen and one of the bedrooms. Maximiliano’s asking for this loan to buy tile, cement, lime powder and sand, among others.

Rosa Emilia : Nicaragua

Tue, 04 Jun 2013 11:20:02 PDT

$100 of $575 raised.

Started raising funds on Jun 4, 2013

Rosa Emilia is a married adult with four minor children. She’s from one of the municipalities in Chinandega located in the northwest of the country. Rosa Emilia’s a woman who is noted for being hardworking, enterprising and responsible with her obligations as a mother and a wife. She started working at a very young age with her mother in her fried-food business selling traditional dishes from this country (meat pies, ‘gallo pinto,’ tacos, enchiladas, grilled meat, fried plantain, etc.) Later she became independent and managed to open her own business because she needed to cover her family expenses. To date, the business is 7-years-old. She also buys and sells new clothes. The objective of this loan is to buy the raw materials like bananas, oil, salt, meat and rice she needs for her food because she offers meals like dinners, tacos, fried plantain, enchiladas, ‘gallo pinto,’ and plantain, among others. One of her dreams is to have a business exclusively dedicated to new clothing sales so she won’t have to continue going from place to place and so her children will have the opportunity of studying a professional career, something she was unable to do. Rosa’s very happy and grateful with the support Kiva lenders offer people of low economic resources.

Vicenta Del Socorro : Nicaragua

Tue, 04 Jun 2013 11:30:02 PDT

$125 of $275 raised.

Started raising funds on Jun 4, 2013

Vicenta del Socorro is a married adult with three adult children. She’s from the municipality of Chinandega located in the west of the country, a zone noted for commerce. Vicenta’s a very hardworking woman who strives in life to move her children forward and to give them a better future in life as professionals since due to lack of resources she herself was unable to finish her schooling. Thanks to her efforts and drive for self-improvement, she now owns a grocery store located at home where she sells all types of products like basic grains, frozen goods, coffee, envelopes of shampoo, tomato sauce, eggs, salt, bread, milk, cooked beans, matches, cigarettes, cosmetics and low-cost novelty items, among others. She buys in markets and from suppliers who bring their products to her doorstep. Vicenta has regular and drop-in customers who she sells to for cash and on credit; she collects weekly and biweekly. The objective of this loan is to invest in working capital to stock the grocery store and provide better customer service so that in the not too distant future her income will increase. Vicenta is grateful for the opportunity Kiva lenders give people of low economic resources.

Jeannette Del Carmen : Nicaragua

Tue, 04 Jun 2013 11:40:02 PDT

$0 of $625 raised.

Started raising funds on Jun 4, 2013

Jeannette del Carmen is a married adult with three minor children. She’s from Chinandega and is a micro businesswoman who owns a home-based grocery store where she sells basic grains like rice, sugar, oil, frozen goods, detergent, children’s clothes, low-cost novelty items and others. She also has a home-based ice-cream shop where demand is high especially during these festive times. The objective of this loan is for working capital to buy products for the grocery store and even more so for the ice-cream shop like cones in all sizes, cups, spoons and napkins, among others to fill customer needs in this type of product. Jeannette is very grateful to Kiva lenders for the support they provide people of low economic resources.

Blanca Yadira : Nicaragua

Thu, 06 Jun 2013 04:50:02 PDT

$25 of $1,000 raised.

Started raising funds on Jun 6, 2013

Blanca Yadira is married and has two children (minors). She is from a municipality in Chinandega, located in the western part of the country. She runs a general merchandise business, buying and selling adult and children's clothing, cosmetics, gold articles, footwear, and trinkets. She sells her products for cash or credit, to permanent and temporary clients, both at markets and at home. One of her dreams is for her children to become professionals, an opportunity she never had herself since she had to work from an early age in order to contribute to the income of the household. This is not the first time Blanca asks for a loan and thanks to previous support she has been able to increase her business, offer a wider range of products, and better serve the needs of her clients. The purpose of this loan is to increase her inventory, as she has several orders from her clients that she needs to deliver. Therefore she is again applying for a loan in order to buy more adult and children’s clothing, cosmetics, and other consumer goods. Blanca is very grateful to the Kiva lenders for offering their support to people with scarce economic resources.

Julia Mercedes : Nicaragua

Thu, 06 Jun 2013 20:40:01 PDT

$50 of $650 raised.

Started raising funds on Jun 6, 2013

Julia Mercedes is 50 years old, married and has three children. She is from one of the municipalities of Chinandega, in the west of the country. Julia is an enterprising woman who has succeeded in moving her family forward. She works buying and selling general merchandise like: children's and adults clothing, cosmetics, chinoiserie, gold and silver jewelry among others. She buys in cash from wholesale markets, she makes cash and credit sales, and collects fortnightly and weekly. She has fixed and temporary customers and she sells her products to workers at the mills who have become good customers of hers and their orders have increased. The purpose of this loan is to invest in capital like: buying trousers, undergarments, shoes, cosmetics among others. Julia is very grateful to the Kiva investors for the support they offer to people with limited financial resources.

Sandra Del Carmen : Nicaragua

Thu, 06 Jun 2013 18:50:01 PDT

$75 of $975 raised.

Started raising funds on Jun 6, 2013

Sandra del Carmen is married and has two young children. She is originally from the town of Chinandega, located in the western part of the country. Sandra works at a school as a teacher. Little by little, she has been making improvements to her home. Thanks to the loans she has obtained, she has provided a decent place for her children to live. Her goals are to finish building her house and see her children finish school and become professionals. Sandra is requesting this loan to purchase construction materials such as zinc sheeting, beams, iron, nails, tiles, lime, and other items. Her goal is to repair the roof of her home and tile it so that the coming rains will not get her home wet and her family will not get sick.

Clelia Argentina : Nicaragua

Thu, 06 Jun 2013 19:20:02 PDT

$25 of $525 raised.

Started raising funds on Jun 6, 2013

Clelia Argentina is 53 years old. She's married and has three adult children. She comes from the town of Chinandega, an area known for being fruitful for trading. Clelia owns a business buying and selling general merchandise such as clothing for children and adults, cosmetics, crafts, etc. She sells door-to-door and also has a display case in her house. She has regular and occasional customers and collects payments on a weekly and biweekly basis. She buys from markets, mostly by order from her customers. The goal of this loan is to get working capital for purchasing general merchandise, since her demand has increased. Clelia started her business using her own money. One of dreams is to be able to set up a store in her home.

Gloria Argentina : Nicaragua

Thu, 06 Jun 2013 23:10:01 PDT

$100 of $1,200 raised.

Started raising funds on Jun 6, 2013

Gloria Argentina is 37 years old and married. She is from Chinandega, which is located in the western part of the country. She is a hard-working and responsible woman who has had to put a lot of effort in to get ahead as she comes from a very common and poor family, which means she could not finish her studies. With the little that she learnt she succeeded in setting up a sewing workshop where she makes garments for women, men, and children. She has regular clients and occasional clients. Gloria has wanted to repair her home for more than a year. This loan will be used to rebuild a wall which is deteriorating and to change the roof in one of the rooms. She has not been able to do this yet due to a lack of economic resources. One of her dreams is to finish building her home. She is requesting financing in order to buy corrugated galvanised iron, iron, cinder blocks, cement, lime, sand, and other construction materials.

Francisco Javier : Nicaragua

Sat, 08 Jun 2013 17:00:01 PDT

$100 of $425 raised.

Started raising funds on Jun 8, 2013

Francisco Javier is 52 years old. He is married with four children in his care. He is from the Sauce area, which is located in the north of the country. He is known for being a hardworking and responsible person, who is eager to do well in life. Unfortunately he was not able to study at third level and was obliged to work from a young age. For this reason he continues his daily struggle to be able to provide his children with a better future. Thanks to his ambitious nature and his desire to get ahead, he carries out an economic activity, which is the sale of dairy products, such as milk, curds, fresh cheese and cheese. He runs this business from his house. He works 9 hours a day. He enjoys his work a lot. His objective for this loan is to invest it in working capital and to stock his business which involves the buying and selling of dairy products. His aim is that in the not too distant future he will be able to earn a better income. Francisco Javier appreciates the help given by the Kiva investors to people with few resources and to poor countries like Nicaragua so that they may have the means to getting a decent job.

Miguel Geronimo : Nicaragua

Sat, 08 Jun 2013 15:30:01 PDT

$0 of $375 raised.

Started raising funds on Jun 8, 2013

45 year old Miguel Geronimo is single and has 2 children in his care. He is originally from León, a place in the west of the country. He can be characterized as responsible, hardworking, and wanting to overcome problems. In his spare time, he enjoys himself playing games like baseball with his kids. Unfortunately, because he didn't have the economic resources, he was not able to study for a degree and he had to work from a very early age. Thanks to his spirit of excellence and his desire to succeed, he has a business selling merchandise such as men's and women's clothes: trousers, blouses, t-shirts, skirts, shorts, dresses, underwear, towels, nightwear. He works about 9 hours a day and he sells door to door, carrying a 30kg package of clothes. The goal of this loan is to supply his business by buying merchandise so that, in the not too distant future, he can get a better income. Miguel Gerónimo is grateful for the help that the Kiva lenders offer to people who have scare resources and to poor countries such as Nicaragua so they can have dignified work.

G.s. Laurel Galan Group : Nicaragua

Sat, 08 Jun 2013 21:30:02 PDT

$50 of $1,450 raised.

Started raising funds on Jun 8, 2013

The village bank Laurel Galan is made up of four women, single mothers. They are from El Sauce, located in the northern part of the country and known for production of dairy products like milk and cheese. This women in this group are hard working, responsible, and have a desire for personal improvement, which is what they fight for every day - moving forward with their small children and giving them a better future. Thanks to her spirit and desire to get ahead, Edith del Socorro is the coordinator of the group. She runs a small store located in her home. She works 12 hours a day, offering up her products. The goal of this loan is to invest in work capital and stock her store with food products to sell in small quantities, like rice, beans, sugar, oil, detergent, juices, sodas, cookies, bread, milk, and eggs. This will give her more income in the near future. The group Laurel Galan is thankful for the help the Kiva lenders give to people with few resources in poor countries like Nicaragua, so that they can have dignified work.

G.s Fe Y Esperanza Group : Nicaragua

Sun, 09 Jun 2013 02:30:02 PDT

$25 of $1,450 raised.

Started raising funds on Jun 9, 2013

The communal bank Fe y Esperanza [Faith and Hope] comprises four people – three women and one man –, all responsible parents with 10 children in their care. They are from the Sauce area, which is located in the north of the country. This group is known for its hardworking and responsible members, who are eager to do well in life. Despite not being able to complete basic studies due to a lack of economic resources, the members continue their daily struggle to provide a better future for their young children. Thanks to her energy and desire to get ahead, Florentina is the group’s coordinator. She carries out the economic activity of a “pulpería”, which is located in her house. A “pulpería” is a small store that sells food and other items, such as rice, beans, sugar, milk, bread, juices, washing detergent and eggs, in small quantities. She works in the business 12 hours a day selling her goods. Her objective for the loan is to invest in working capital and to stock her retail business with goods. She hopes that in the not too distant future she will be able to obtain better income. The communal bank Fe y Esperanza is grateful for the help given by the Kiva investors to people who have few economic resources and in poor countries like Nicaragua so that they can have the means to have a decent job.