Kiva Loans for Kenya Agency for Development of Enterprise and Technology (KADET), a partner of World Vision International

John : Kenya

Fri, 25 May 2012 22:00:10 PDT

$125 of $250 raised.

Started raising funds on May 25, 2012

John is a thirty-one-year-old man. He is married to Pauline and they have one child aged two years. He has a motorcycle transport business. He has been in the business for three years. His wife operates a small kiosk and helps contribute to the family income. This will be his first loan from KADET LTD. He plans to use the entire loan to buy stock for his wife’s kiosk business. They plan to use the profits to expand her kiosk business to a retail shop. In the future, he wants to become a successful entrepreneur.

Peter : Kenya

Wed, 23 May 2012 11:50:04 PDT

$1,000 of $1,175 raised.

Started raising funds on May 23, 2012

Peter has operated his wholesale shop in Njabini town for the last 10 years. It has been very profitable as he has been able to provide for the needs of his family. He is married to Gladys and supports a family of four. Having repaid his previous loan amounts well and in good time, this will be his fifth loan and he plans to buy more stock of sugar, rice, soaps and detergents, cooking utensils and also household goods such as mattresses and blankets.This will enable him to meet the growing demands of his customers as well as make more profits. In the future, Peter hopes to grow his business and open wholesale shops in other areas of Njabini town and thereby make more income and improve the living standards of his family.

Benard : Kenya

Fri, 25 May 2012 05:40:03 PDT

$325 of $475 raised.

Started raising funds on May 25, 2012

Bernard is thirty-three years of age. He is married to Kerry, and they have two children, aged eight and three years old. He runs a tailoring business, with a monthly income of KES 20,000. Bernard is servicing his second loan of KES 40,000 from KADET Ltd., after having successfully repaid the previous loan. He plans to use the loan to buy more textiles for use in the tailoring business. His hopes and dreams are to secure tenders from schools so that he will be making and supplying them with school uniforms. Bernard also hopes to improve the living standards of his family and to provide his kids with a good education.

Samwel : Kenya

Fri, 25 May 2012 04:50:04 PDT

$150 of $475 raised.

Started raising funds on May 25, 2012

Samwel is fifty years old. He is married to Priscilla and they are blessed with five children aged twenty, eighteen, sixteen, fourteen and twelve years old. He practices farming, a business he ventured into four years ago and earns a monthly income of KES 15,000. He has requested his fourth loan of KES 40,000 to purchase fertilizer, seeds and herbicides for the planting season. The anticipated profit will aid him educate his children. He hopes to continue farming and become a great farmer in his village.

Stephen : Kenya

Fri, 25 May 2012 23:30:03 PDT

$100 of $375 raised.

Started raising funds on May 25, 2012

Stephen is a twenty-seven-year-old man, married to Hannah. They have one child aged two and a half. The wife is a teacher and contributes to the family income. Stephen operates a mobile phone accessories shop. He has been in business for four years and gets a monthly income of forty-five thousand Kenya shillings. This will be Stephen’s first loan with KADET LTD. He plans to use the entire loan to buy more mobile phone accessories to increase his stock. He plans to use the profits to open a second shop at Kwambira. In the future he hopes to become a successful businessman.

John : Kenya

Tue, 08 May 2012 05:40:05 PDT

$700 of $1,200 raised.

Started raising funds on May 8, 2012

John is a thirty-nine-year-old man; he is married and has four children. He runs a dairy farming business in Zambezi. He has been in the business for six years now and gets a monthly income of forty thousand shillings. This will be John fifth loan from KADET LTD, he plans to use the entire loan to purchase a cow and build a dairy shed. With the profit that he will get, he wants to educate his children. In future he wants to expand the business by supplying milk to various institutions.

Christopher : Kenya

Mon, 30 Apr 2012 23:30:02 PDT

$600 of $1,225 raised.

Started raising funds on Apr 30, 2012

Christopher is a thirty-year-old man who is married with one child. He owns rental houses in Gachie. He has been in the business for seven years now. He gets a monthly income of two hundred and eighty-eight thousand shillings This will be his first loan with KADET LTD. He plans to use the entire loan to finish up his rental houses. In the future he wants to boost his business and support his family.

Millicent : Kenya

Mon, 07 May 2012 23:50:12 PDT

$275 of $625 raised.

Started raising funds on May 7, 2012

Millicent is a 31-year-old single lady with one child. She has a business which retails cosmetics, mobile phones and provides M-pesa (a mobile phone-based money transfer service). Millicent has been in this business for seven years and earns a monthly income of KES 20,000. This will be her first loan with KADET LTD and she plans to use the entire loan to increase her M-pesa float. With the profits, she will buy a plot of land. In future, she wants to build her house.

Abraham : Kenya

Fri, 18 May 2012 22:40:02 PDT

$175 of $900 raised.

Started raising funds on May 18, 2012

Abraham is 60 years of age, married to Jennifer, and blessed with three children between the ages of 18 and 35 years. He owns a timber yard which he opened one year ago and earns a monthly income of KES 20,000. He has requested a loan worth KES 75,000 to purchase timber, firewood and poles. The profit from his earnings would be ploughed back to his business as well as improve the well being of his family. His dream is to see his business grow bigger and bigger. This is his third loan.

Walter : Kenya

Wed, 23 May 2012 07:20:03 PDT

$50 of $475 raised.

Started raising funds on May 23, 2012

Walter is a 51-year-old man. He is married and a father of seven children. He lives in Nyathuna in the outskirts of Kangemi. He sells vegetables and he is also a farmer. He has been in business for 13 years and gets a monthly salary of KES 12,000. This will be Walter’s sixth loan from KADET Ltd. He plans to use the entire loan to add more stock of tomatoes, cabbages and onions for sale. In future, he would like to expand his business so that he can improve his family's welfare.

Mary : Kenya

Wed, 23 May 2012 07:50:06 PDT

$50 of $825 raised.

Started raising funds on May 23, 2012

Mary is 45 years old. She is married to Joseph, who is a businessman. They are blessed with two children. She has been selling second-hand clothes as a primary business and keeping rabbits at the same time. She has done this for the past three years with the monthly income of KES 20,000, which she uses to support her family. She is applying for her first loan from KADET Ltd., after being introduced by a KADET staff member. Mary will use the loan to buy a stock of clothes, more rabbits and feed. With the anticipated profit from the two businesses she will educate her children. Her hopes and dreams are to own a rabbit farm, which will help her improve the living standard of her family.

Beatrice : Kenya

Wed, 23 May 2012 09:10:02 PDT

$75 of $1,200 raised.

Started raising funds on May 23, 2012

Beatrice is twenty-four years old. A business lady, she is married to Joseph who is a business man. They are blessed with four children. She has been running a retail shop for the past four years with a monthly income of KES 25,000 which she uses to cater for her family's basic needs. She is applying for her second loan from KADET Ltd., after repaying the previous loan successfully. Beatrice will use the loan to purchase a stock of sugar, wheat flour and maize meal. With the anticipated profit from the business she will educate her children. Her hopes and dreams are to open a wholesale shop.

Charles : Kenya

Wed, 23 May 2012 09:40:03 PDT

$50 of $375 raised.

Started raising funds on May 23, 2012

Charles is twenty-six years old, married, and blessed with a three-month-old baby. He owns a shop, a business he started three years ago, and earns a monthly income of KES 9,000. He has requested a loan worth KES 30,000 to purchase three bales of baking flour, 20kgs of sugar and ten crates of soda. The anticipated profit will plowed back into his business. His dream is to see his business expand and to support his family by ensuring they lead a good life. This is his first loan.

Jackson : Kenya

Wed, 23 May 2012 09:50:06 PDT

$50 of $725 raised.

Started raising funds on May 23, 2012

Jackson is thirty-eight years old, married to Nelly, and blessed with two children aged seven and two. He is in the transport business, which he started three years ago, and earns a monthly income of KES 50,000. He has requested a loan worth KES 60,000 to repair and maintain his vehicles. The anticipated profit will help him venture into another line of business. He dreams of his business doing well in the future. This is his second loan.

Purity : Kenya

Wed, 23 May 2012 11:10:03 PDT

$125 of $725 raised.

Started raising funds on May 23, 2012

Purity paid her previous loans well and on time. This is her third business loan from KADET LTD to finance her business. She plans to purchase more souvenirs/novelties to sell to her customers. Purity will use the proceeds from her business to buy a motorbike with which to start a transportation business. In the future, she hopes to have an established business.

Lempapa : Kenya

Thu, 24 May 2012 07:00:09 PDT

$75 of $725 raised.

Started raising funds on May 24, 2012

Lempapa is 29 years old and single. He has run a motorbike transport business for the last two years. His monthly incomes is KES 80,000. He has applied for a second loan of KES 60,000 from KADET Ltd. He plans to purchase spare parts to service his motorbike. This will help him operate efficiently and increase his route coverage. The anticipated profits will support his business. His future plan is to acquire more motorbikes

Rosemary : Kenya

Thu, 24 May 2012 07:30:04 PDT

$75 of $1,000 raised.

Started raising funds on May 24, 2012

Rosemary is a 42-year-old lady from Kisumu city. She is married to Samuel and they have four children between 18 and 25 years old. Rosemary operates a soft drink business in Kisumu. She has had this business for 12 years and makes a monthly income of KES 20,000. She is now taking a second loan from KADET Ltd., which she will use to buy 10 crates of soda, milk, water and other drinks. Her profits will be used to add more stock to the business. Her dream is to have a big soft drink business.

Lawrence : Kenya

Thu, 24 May 2012 08:20:05 PDT

$50 of $475 raised.

Started raising funds on May 24, 2012

Lawrence is 30 years old, married and a father of one child. He has been successfully selling clothes for the past two years. This marks his third loan from KADET Ltd. to finance his business. He plans to purchase more shirts, skirts, dresses and trousers for sale. He will use the anticipated profits to open another clothes shop and repay his loan. He hopes to excel in business and in life.

Damaris : Kenya

Fri, 25 May 2012 04:20:03 PDT

$75 of $375 raised.

Started raising funds on May 25, 2012

Damaris is twenty-nine years old. She is married to Sammy and blessed with three children aged nine, seven and two. She runs a retail shop, a business she started two years ago and earns a monthly income of KES 25,000. She has requested her first loan for KES 30,000 to purchase washing detergents, a sack of rice and one of sugar, cooking fats and juices to sell. The profit she earns will be ploughed back in her business. Her dream is to one day open a supermarket.

Philip : Kenya

Fri, 25 May 2012 04:40:02 PDT

$50 of $250 raised.

Started raising funds on May 25, 2012

Philip is a thirty-six-year-old businessman. He is married to Naomi who is a mixed crop farmer. They are blessed with six children aged between four and fourteen. He has been running a retail shop for the past four years with a monthly income of KES 12,800 which he uses to support his family. He is applying for his first loan from KADET Ltd., after being introduced by a KADET staff member. Philip will use the loan to purchase a stock of sugar, rice and wheat flour. With the anticipated profit from the business he will educate his children. His hopes and dreams are to open a wholesale shop.

Ziporah : Kenya

Fri, 25 May 2012 05:50:09 PDT

$50 of $375 raised.

Started raising funds on May 25, 2012

Ziporah is fifty-eight years old, and the single mother of five children aged forty, thirty-six, thirty-two, twenty-eight and twenty-two. She runs a restaurant, a business she started eight years ago, and earns a monthly income of KES 45,000. She has requested a first loan of KES 30,000 to purchase 50kgs of rice, 50kgs of sugar and 50 litres of cooking oil. The profit she earns will be ploughed back into her business as well as used to repay her loan. Her dream is to one day be a great entrepreneur as well as to encourage her children to venture into the business world.

Pamela : Kenya

Fri, 25 May 2012 15:40:03 PDT

$25 of $475 raised.

Started raising funds on May 25, 2012

Pamela is 40 years of age. She is married to her husband Suleiman, who also contributes in providing for the family's needs. They are blessed with six children aged between 7 and 20 years. Pamela runs a retail shop. She has been in this business for 10 years, with a monthly income of 15,000 Kenya shillings (KES). This is Pamela’s second loan of 40,000 KES after successfully repaying her first loan from KADET LTD. She will use the borrowed loan to purchase maize flour, sugar, cooking fat, and rice for resale. With the anticipated profits from her business, Pamela plans to invest some amount in her retail business and use the remaining amount to pay her childrens' school fees. Her hopes and dreams are to be a successful business woman with lots of business ventures.

Linet : Kenya

Fri, 25 May 2012 12:20:04 PDT

$50 of $375 raised.

Started raising funds on May 25, 2012

Linet is 36 years-old, married and blessed with four children aged 17, 15, five and three years respectively. She runs a retail shop, a business she started five years ago and she earns a monthly income of KES 30,000. She has requested for a first loan of KES 30,000 in order to purchase six bales of baking flour, Pampers, boxes of salt and four crates of soda. The profit she earns would be invested back into her business. Her dream is to one day own a supermarket.

Monicah : Kenya

Fri, 25 May 2012 15:00:10 PDT

$25 of $375 raised.

Started raising funds on May 25, 2012

Monicah is 25 years old, married to Elkana, and blessed with a nine-year-old child. She owns a boutique, a business she has been doing for the past three years. She wants to purchase jeans wear and ladies shoes for sale in her boutique and has requested a first loan of 30,000 Kenyan shillings (KES). The profit from this business will help her invest in other businesses. Her dream is to purchase land and build her own home.

Charles : Kenya

Fri, 25 May 2012 21:50:03 PDT

$25 of $300 raised.

Started raising funds on May 25, 2012

Charles is a 27-year-old man. He is married to Mary. Together they have two children, aged four and six years. His wife is a hairdresser and contributes to the family income. Charles operates a motorcycle popularly known as “Bodaboda.” He has been in the business for four years, and his monthly income is 30,000 Kenya shillings. This is his first loan from KADET, and he plans to use the loan to expand his wife’s business by buying her more hair treatment materials, such as shampoos, hair, and chemicals. With the increased income, he hopes to buy a second motorcycle.

Peter : Kenya

Fri, 25 May 2012 23:20:12 PDT

$25 of $300 raised.

Started raising funds on May 25, 2012

Peter is a sixty-six-year-old man, married to Josephine. They have six children aged 40, 38, 36, 34, 32, and 30 years old. He does farming business. He gets a monthly income of twenty-seven thousand Kenya shillings. This will be Peter’s first loan from KADET LTD. He plans to use the entire loan to buy farm inputs to improve his farming. He plans to use the profits to rent more land to expand his income. In the future he wants to become a successful farmer.

Ndungu : Kenya

Sat, 26 May 2012 02:20:02 PDT

$25 of $375 raised.

Started raising funds on May 26, 2012

Ndungu is a fifty-three-year-old man, married to Serah. They have two children aged 19 and 21. He does horticultural farming in Kimana, Kenya. He has been in business for two years and gets a monthly income of ten thousand Kenya shillings. This will be his first loan from KADET LTD. Ndungu will use the entire loan to buy more land for farming. He plans to use the profits to increase farming land. In future he hopes to own a big piece of land for horticulture.

Samson : Kenya

Tue, 08 May 2012 05:50:02 PDT

$25 of $850 raised.

Started raising funds on May 8, 2012

Samson is fifty years old. He is married with nine children. He operates a "posho" (cornmeal) mill and also has a timber yard which is his secondary business. He has been in the business for the past twenty-one years. This is his second loan from KADET LTD. He will use the loan amount to purchase cereals and also timber for his timber yard business. He hopes to own residential houses in the near future and be a landlord.

Mika : Kenya

Tue, 08 May 2012 05:50:06 PDT

$75 of $375 raised.

Started raising funds on May 8, 2012

Mika paid his previous loan well and in time. He is widowed with three children. Mika sells ground nuts and he is a mechanic in Grogan. He has been in the business for 13 years now. This will be his second loan from KADET LTD. He plans to use the entire loan to buy tools for his mechanic work and more groundnuts to sell to his customers. The anticipated profits will be used to educate his children. In the future, he wants to buy a plot in Nairobi.

Matthew : Kenya

Sun, 29 Apr 2012 12:20:04 PDT

$25 of $1,225 raised.

Started raising funds on Apr 29, 2012

Matthew is a thirty-four-year-old man who is married with two children. He owns a hardware shop in Mukuyuni. He has been in the business for ten years now. This will be his second loan with KADET Ltd. He plans to use the entire loan to buy more stock to expand his business. With the anticipated profits, he plans to educate his children and in future, he would like to be a successful business man.

Dismas : Kenya

Sun, 29 Apr 2012 11:20:04 PDT

$50 of $1,225 raised.

Started raising funds on Apr 29, 2012

Dismas is 49 years old, married to Susan, and blessed with six children between the ages of 6 and 18 years old. He owns a retail shop. He started the business seven years ago and earns a monthly income of 15,000 Kenyan shillings (KES). He has requested a loan of 100,000 KES to purchase crates of sodas, baking flour, maize flour and cooking fat to stock in his shop. The anticipated profit will help him repay his loan as well as provide for his family's basic needs. He hopes to see his family develop financially. This is his third loan.

Abdhalla : Kenya

Sun, 29 Apr 2012 12:00:45 PDT

$250 of $500 raised.

Started raising funds on Apr 29, 2012

Abdhalla Mribe is a 21-year-old boda boda (motorcycle) operator in Mariakani. He is married and the father of one. He has been in this business for the past three years, and he is doing great. This marks his third loan from KADET to finance his business. He plans to purchase another motorcycle. He will use the anticipated profits to repay his loan and educate his child. He hopes to become successful in his business.

Geofrey : Kenya

Mon, 30 Apr 2012 15:00:12 PDT

$50 of $1,225 raised.

Started raising funds on Apr 30, 2012

Geofrey is 25 years old, married, and the father of one child. For the last four years, he has earned a living by selling goods from his retail shop. He earns a monthly profit of KES 20,000. He was introduced to KADET LTD by one of our credit officers. He is applying for his first loan for KES 100,000 to buy additional stock such as soft drinks, cooking oil, and foodstuffs such as flour to sell to his customers. He will use the profits made possible by this loan to pay his child's school fees. His goal for the future is to continue growing his business so that he can give his family a good and stable life.

Mwangi : Kenya

Mon, 30 Apr 2012 21:00:52 PDT

$300 of $1,225 raised.

Started raising funds on Apr 30, 2012

Mwangi is 44 years old and a mixed crop farmer. He is married to Jane, who is also a farmer. They are blessed with three children. He has been a dairy farmer and a mixed crop farmer as his primary business and he has owned and managed a primary school for the past two years with the monthly income of KES 15,000 which he uses to support his family. He is applying for his second loan from KADET LTD after repaying the previous loan successfully. Mwangi will use the loan to purchase seedlings and fertilizer, and use the rest to buy school furniture and renovate the classrooms. With the anticipated profit from the two businesses he will buy animal feed. His hopes and dreams are to develop his school, which will help him improve the living standard of his family.

Simon : Kenya

Sun, 06 May 2012 10:10:08 PDT

$125 of $850 raised.

Started raising funds on May 6, 2012

Simon is 48 years old and is a poultry-keeper in Shanzu, Mombasa. He is a married and the father of four children who all go to school. Simon has been raising poultry for the past five years with great success. He was recently introduced to KADET LTD. Simon is requesting his third loan to finance his business. He will purchase more chicks and chicken feed. Simon will use the profits from his loan to expand his business and to repay his loan. He hopes to have a happy, prosperous family.

Fatuma : Kenya

Sun, 06 May 2012 16:10:08 PDT

$150 of $625 raised.

Started raising funds on May 6, 2012

Fatuma is a 41-year-old butchery owner in Bamburi, Mombasa. She is married, and the mother of six children. Her business has been in operation for the past two years. The business is doing great. This marks her second business loan from KADET LTD to finance her business. She plans to use the loan to renovate her butchery. She will use the anticipated profits to educate her children and expand her business further. She hopes to have a bigger, more profitable business.

Josphine : Kenya

Mon, 07 May 2012 08:10:03 PDT

$75 of $500 raised.

Started raising funds on May 7, 2012

Josphine is 40 years old and is married to Bernard. She is blessed with five children, ages 18, 20, 22, 24 and 26. For the past eight years, Josphine has been selling clothing and she earns a monthly income of 45,000 KES. Josphine is requesting a 40,000 KES loan with KADET to purchase two bales of children’s wear and three bales of ladies trousers and skirts. This will be her second KADET loan. She will use her anticipated profit to help repay her loan and buy more stock for her business. Josphine’s dream is to become a great entrepreneur and give her children the best education possible.

Veronicah : Kenya

Mon, 07 May 2012 09:00:06 PDT

$75 of $375 raised.

Started raising funds on May 7, 2012

Veronicah is 40 years old, married and the mother of three children. She earns a living by selling second-hand clothes. She has been in this business for the past three years and earns 6,500 shillings a month. She is requesting her first loan from KADET LTD. She plans to use it to buy more clothes to sell. With the profits made possible by this loan, she will expand her business.

Job : Kenya

Mon, 07 May 2012 09:30:07 PDT

$0 of $625 raised.

Started raising funds on May 7, 2012

Job is 43 years and married to Martina. They have children between the ages of 5 and 15. Job has been in the retail business for three years, and it brings in a monthly income of 4,000 KES. This is his second loan from KADET LTD, after successfully paying his first loan. He will use the loan to increase inventory of items such as sugar, washing detergents, and bread that he sells in his retail shop. The profits from the business will be used to run and sustain the business. His dream is to open a wholesale shop so as to bring in more profits. He hopes to provide his family with basic needs.

Michael : Kenya

Mon, 07 May 2012 09:40:03 PDT

$125 of $375 raised.

Started raising funds on May 7, 2012

Michael is 30 years old and single. He sells sweets and eggs. He has been in the business for one year now. His monthly income is 7,000 KES. This will be his first loan from KADET LTD. He plans to use the entire loan to buy more sweets and eggs for sale. The profits will be used to enlarge his business. In the future he wants to have a chain of businesses.

Pauline : Kenya

Mon, 07 May 2012 10:50:10 PDT

$75 of $625 raised.

Started raising funds on May 7, 2012

Pauline, a 38-year-old married mother of four children, has been operating a beauty salon business for 14 years now, earning a monthly income of KES. 25,000. This will be her first loan with KADET LTD, and she plans to use the entire amount to buy more beauty products. In the future, Pauline wants to boost her business and improve the welfare of her family.

Wisley : Kenya

Mon, 07 May 2012 11:10:03 PDT

$50 of $375 raised.

Started raising funds on May 7, 2012

Wisley, a 39-year-old married father of three children aged 13, 9 and 6 years, owns a charcoal store in the Kapsabet area where he buys and sells charcoal. In this business for 13 years, he earns a monthly income of 15,000 Kenya shillings.

Wisley is requesting his first loan from KADET for 30,000 Kenya shillings to purchase 28 bags of charcoal for resale. The profits he earns will be used to pay school fees and repay the loan. In the future, he hopes to buy a plot of land to develop.

Washinton : Kenya

Mon, 07 May 2012 11:30:03 PDT

$0 of $725 raised.

Started raising funds on May 7, 2012

Washington, a 55-year-old married father of three children, has owned a general shop for two years now, earning a monthly income of 15,500 shillings. He is now requesting his second loan from KADET LTD. to purchase more stocks including salt, wheat flour, and cooking fat. With the profits, Washington plans to construct his house, and wants to expand his business in the future.

James : Kenya

Mon, 07 May 2012 13:50:03 PDT

$75 of $375 raised.

Started raising funds on May 7, 2012

James is a fifty-year-old man who is married and has five children. He has a green grocery business. He has been in the business for six years now. He gets a monthly income of twenty four thousand shillings. This will be his first loan with KADET LTD. He plans to use the entire loan to add more stock such as tomatoes. With the profits, he plans to construct his house. In the future he wants to have a prosperous business and support his family.

John : Kenya

Mon, 07 May 2012 16:00:08 PDT

$75 of $375 raised.

Started raising funds on May 7, 2012

John is 30 years old, single, and he supports two members of his family. He buys and sells charcoal in an Endo location and has been in operation for a period of 1 year where he earns a monthly income of about 13,000 Kenya shillings. He has joined a self help group in KADET LTD and is now servicing his first term loan, with which he intends to purchase 25 bags of charcoal for resale. The profits earned from the business will be used to plow back into the business and repay the loan. His dream is to have a family and own a plot of land.

Peter : Kenya

Mon, 07 May 2012 16:30:03 PDT

$75 of $550 raised.

Started raising funds on May 7, 2012

Peter is 30 years old, married to Elizabeth and blessed with four children aged eight, seven, five and two years respectively. He keeps poultry and operates a boda boda for additional income. He ventured into poultry keeping three years ago and earns a monthly income of KES 13,000. He has requested a loan worth KES 45,000 to purchase 100 hens for sale at KES 450 each. His profit will help him purchase more chickens to raise and sell. His dream is to purchase a piece of land and build his own house. He also dreams of owning a motorbike in his future house as well as educating his children. This is his second loan.

Joel Kang'ali : Kenya

Mon, 07 May 2012 16:40:17 PDT

$0 of $850 raised.

Started raising funds on May 7, 2012

Joel is still selling fruits and vegetables in his green grocery business. He is still getting the same amount of profit and is happy about his business. He is currently applying for his second loan after he successfully finished paying for the previous loan. He would want to purchase more crates of oranges, pears, mangoes and watermelons to meet his customers’ demands. The anticipated profits will aid him in repaying his loan. He hopes to expand his business into a bigger one.

David : Kenya

Mon, 07 May 2012 16:40:21 PDT

$0 of $500 raised.

Started raising funds on May 7, 2012

David is 59 years old, married to Lilian and blessed with eight children between the ages of 24 and 36 years. He is a dairy farmer, selling the milk produced from his dairy cattle to his customers. He ventured into this business three years ago and earns a monthly income of KES 38,000. David has requested for a loan worth KES 40,000 to purchase animal feeds. The anticipated profit from his business will help him to educate his children and he will save the remaining amount. He dreams of buying houses and renting them. This is his third loan.

Cynthia Jerotich : Kenya

Mon, 07 May 2012 17:00:44 PDT

$50 of $375 raised.

Started raising funds on May 7, 2012

Cynthia is 37 years old, married to David and blessed with three children aged 12, 10 and 6 years. Cynthia owns a salon, a business she started five years ago. She earns a monthly income of KES 8,000. She also runs a retail shop alongside the salon. She wants to purchase a dryer and has requested a loan of KES 30,000. Her profits will aid in paying to educate her children. She hopes to live a comfortable life with her family. This is her first loan.

Dorothy : Kenya

Mon, 07 May 2012 16:50:04 PDT

$75 of $375 raised.

Started raising funds on May 7, 2012

Dorothy is 38 years old, married to Kenneth and blessed with three children aged 15, 10 and 5 years respectively. She sells fuel and charcoal, a business she has been doing for the past two years and earns a monthly income of KES 10,000. She has requested for her first loan from KADET KES 30,000 to purchase 20 bags of charcoal, 40 litres of paraffin, and 5 cartons of engine and petrol oil. The profit she earns will help her educate her children. Her dream is to prosper in her business.

Hesborn : Kenya

Mon, 07 May 2012 17:00:45 PDT

$175 of $500 raised.

Started raising funds on May 7, 2012

Hesborn is still in the timber business though his monthly income has been reduced to Kenya shillings 14,000 due to the stringent rules that have been imposed by the government on felling trees and not planting others. He has currently applied for his second loan which he will use to buy more timber for resale and part of the money will be used for transportation purposes. He hopes to work hard and improve the living standards of his family.

Maureen : Kenya

Mon, 07 May 2012 17:20:02 PDT

$25 of $725 raised.

Started raising funds on May 7, 2012

Maureen is married and 25 years old. She is blessed with one four-year-old child. She owns a salon and has been in operation for seven years, earning a monthly income of 15,000 KES. After successfully repaying her previous loans, Maureen is now requesting a fifth loan, at 60,000 KES, from KADET LTD. She wishes to use this amount to purchase hair braids, hair treatments, weaves, a blow dryer, and a drying machine. The profits will be used to repay the loan and reinvest in the business. She hopes to prosper in business.

Joyce Jendeka : Kenya

Mon, 07 May 2012 17:10:03 PDT

$0 of $850 raised.

Started raising funds on May 7, 2012

Joyce has requested for her second loan, worth KES 70,000, to purchase more fruits and polythene bags to sell. The anticipated profits will aid her venture into other businesses. She hopes to create job opportunities to the youths.

Jeremiah : Kenya

Mon, 07 May 2012 17:20:11 PDT

$100 of $500 raised.

Started raising funds on May 7, 2012

Jeremiah sells dried maize in Olkalau town. He is 31 years old, married to Felista, a farmer, and they have two children. This will be Jeremiah's second loan, after paying his previous loans well and in good time. He plans to use this loan amount to buy more stock of dried maize for resale. In the future, Jeremiah hopes to grow his business and to buy a pick-up for transporting and supplying maize to the market in Olkalau and other towns.

Rogers Joseph : Kenya

Mon, 07 May 2012 18:10:04 PDT

$25 of $425 raised.

Started raising funds on May 7, 2012

Rogers is still single and operating a cereals store in the Kapsabet area. A previous loan allowed him to purchase a motorbike and expand into the transport business. He is also operating his own farm. Rogers has borrowed his fourth loan, at 35,000 KES, from KADET LTD. He intends to use this amount to purchase dry beans, cow peas, and dry maize for his cereals business. The profits he earns will be used to pay back the loan and for future investments. In the future, Rogers hopes to own a tractor to boost his farm production.

Ezekiel : Kenya

Mon, 07 May 2012 20:20:05 PDT

$0 of $725 raised.

Started raising funds on May 7, 2012

Ezekiel is 40 years old, married to Fridah and blessed with three children. He sells fruit, a business he started five years ago, which earns him KES 40,000 per month. He has requested a loan of KES 60,000 to purchase more avocados to sell. The profit he earns would aid him in repaying his loan and expanding his business. His dream is to succeed in life. This is his second loan.

Stephen : Kenya

Mon, 07 May 2012 21:10:01 PDT

$0 of $375 raised.

Started raising funds on May 7, 2012

Stephen is 45 years old, married and blessed with four children aged 16, 12, nine and three years respectively. He sells used clothes, a business he started four years ago and earns a monthly income of KES 20,000. He has requested a loan of KES 30,000 to purchase a bale of bedcovers and four bales of bedsheets. The profit he makes will help add more stock to his business and educate his children. His dream is to see his family’s lifestyle improve. This is his first loan.

Naomi : Kenya

Mon, 07 May 2012 22:20:09 PDT

$100 of $725 raised.

Started raising funds on May 7, 2012

Naomi is a 33-year-old married woman with two children. She sells household goods such as shoes, toys, and bedding, and has been in the business for ten years now. She gets a monthly income of 50,000 KES. This will be her first loan from KADET LTD. She plans to use the entire loan to buy more stock of shoes, toys, and bedding for sale. In the future she wants to invest more in her business.

Eddah : Kenya

Tue, 08 May 2012 00:20:15 PDT

$125 of $625 raised.

Started raising funds on May 8, 2012

Eddah is a 51-year-old single woman with four children. She operates a grocery store where she sells both vegetables and cereals. Eddah has been in this business for 30 years and earns a monthly income of 15,000 shillings. This will be her first loan with KADET LTD and she plans to use the entire loan to buy more rice. With the profits, she will expand the business. In future, she wants to complete her residential house.

Winfred : Kenya

Tue, 08 May 2012 00:40:02 PDT

$125 of $625 raised.

Started raising funds on May 8, 2012

Winfred is a 32-year-old married woman with four children. She sells mobile phones/ electronics, has been in this business for five years and earns a monthly income of 100,000 shillings. This will be her first loan from KADET LTD: she plans to use the entire loan to buy more stock and to open an M-Pesa business (a mobile phone-based money transfer service). With the profits, she will buy a plot of land. She would like to have a good future.

Peter : Kenya

Tue, 08 May 2012 01:10:02 PDT

$25 of $375 raised.

Started raising funds on May 8, 2012

Peter is 36 years old and is married with three children. He sells cereals and has been in this business for the past six years. This is his first loan. Peter was introduced to KADET LTD by a staff member. He will use the loan amount to purchase stock of maize, beans and green grams (mung beans) to sell. He hopes to venture into the real estate business.

Peter : Kenya

Tue, 08 May 2012 04:40:04 PDT

$175 of $625 raised.

Started raising funds on May 8, 2012

Peter is thirty-one years old and is married with two children. He is a mechanic. He has been in this business for eleven years now and gets a monthly income of KES 40000. This will be his second loan from KADET LTD. He plans to use the entire loan to purchase a drilling and pressing machine. With the profit he wants to expand the workshop. In future he wants to own a big workshop.

James : Kenya

Tue, 08 May 2012 04:40:10 PDT

$25 of $500 raised.

Started raising funds on May 8, 2012

James is thirty-one years old and married with two children. He sells electronics and he has been in this business for seven years now and earns a monthly income of KES. 30,000. This will be his second loan from KADET LTD. He plans to use the entire loan to purchase more stock of spare parts for radios. In future he wants to sell from his own shop.

Daniel : Kenya

Tue, 08 May 2012 07:30:06 PDT

$125 of $625 raised.

Started raising funds on May 8, 2012

Daniel is now 33 years old. He is married to Rose and together they have two children. Daniel used his first loan to start a retail shop which has been very profitable. Daniel is requesting his second loan from KADET LTD to start a restaurant business in Nakuru town. He will use his loan to pay rent for his restaurant building and also to buy some equipment to start with. In the future, he hopes to expand this business and improve his family’s living standards.

Beth : Kenya

Tue, 08 May 2012 15:00:09 PDT

$50 of $375 raised.

Started raising funds on May 8, 2012

Beth, a 31-year-old married lady with three children, has been selling second-hand clothes for three years now, earning a monthly income of 10,000 shillings. This will be her first loan with KADET LTD., and she plans to use it to buy more clothes to sell. With the anticipated profits, she wants to add shoes and bags to her sales business. In the future, Beth wants to have a big boutique.

Jacinta : Kenya

Tue, 08 May 2012 15:40:04 PDT

$75 of $375 raised.

Started raising funds on May 8, 2012

Jacinta is a forty-year-old married woman with three children. She has a retail shop, and has been in the business for three years now. She gets a monthly income of six thousand shillings. This will be her first loan with KADET LTD. She plans to use the entire loan to buy sugar and tea leaves for sale in her business. In the future, she plans to grow her business.

Redempta : Kenya

Tue, 08 May 2012 17:40:02 PDT

$25 of $375 raised.

Started raising funds on May 8, 2012

Redempta is a thirty-seven year old married lady with two children. She has a boutique in Kimana, and has been in the business for three years. She earns a monthly income of KES.10,400. This will be her first loan from KADET LTD. She plans to use the entire loan to buy more clothes to sell. In the future she hopes to grow her business and be financially stable.

Anna : Kenya

Tue, 08 May 2012 18:50:02 PDT

$25 of $375 raised.

Started raising funds on May 8, 2012

Anna is a 35-year-old married woman with one child. She has a general store and has been in the business for fourteen years now. She earns a monthly income of 11,000 Kenya shillings. This will be her first loan with KADET LTD. She plans to use the entire loan to buy items such as sugar, maize flour and matchboxes for her store. In the future she wants to expand the business.

Joyce : Kenya

Tue, 08 May 2012 19:20:04 PDT

$150 of $725 raised.

Started raising funds on May 8, 2012

Joyce is a married lady, aged 40, who is blessed with three children aged 15, 10 and 5 months old. She sells second hand clothing and has been in operation for a period of five years, earning an income of 12,000 Kenyan Shillings (KES) monthly. She is now servicing her third loan of 60,000 KES from KADET Ltd. and intends to purchase six bales of second hand clothing for resale. The profits earned will be used to expand the entire business and also start a boutique shop. Her dream is to own a motorcycle that will be used to offer transport services, thus adding to her monthly income.

James : Kenya

Wed, 09 May 2012 05:30:17 PDT

$75 of $375 raised.

Started raising funds on May 9, 2012

James is 29 years old from Nakuru, and he is married with two children who are 10 and 8 years old. James has a polythene bags business that he has been operating for the past three years. He has applied for his first loan from KADET LTD to enable him to buy more polythene bags to add to his stock. He hopes to expand his business and be a wholesale supplier of polythene bags in Nakuru town.

Roselyne : Kenya

Wed, 09 May 2012 06:00:06 PDT

$100 of $625 raised.

Started raising funds on May 9, 2012

Roselyne is 28 years old. She is married to Joshua and together they have two school-going children. She sells clothes and has been in this business for the past 12 years. This is Roselyne's second loan from KADET LTD. She was introduced to KADET by a credit officer. She paid her previous loan on time. She will use the loan amount to buy more clothes for sale in her business. Roselyne hopes to own a permanent place in which to sell clothes.

Thomas : Kenya

Wed, 09 May 2012 06:10:03 PDT

$25 of $1,025 raised.

Started raising funds on May 9, 2012

Thomas, age 47, is a married man who is blessed with eight children between the ages of 2 and 24. He buys and sells livestock and has been in this business for more than 14 years. He earns a monthly income of KES 40,000. Thomas is now requesting his third loan for KES 85,000 from KADET LTD after repaying the previous one successfully. He hopes to use this amount to purchase livestock for resale. The earned profits will be used to pay his children's school fees and construct a permanent house for his family. Thomas dreams of expanding his business and improving his family's living standards.

Jonah : Kenya

Wed, 09 May 2012 06:10:03 PDT

$25 of $850 raised.

Started raising funds on May 9, 2012

Jonah is 41 years old and married to Eusilah, a business lady who sells vegetables to contribute income to the family. They are blessed with four children aged 22, 18, 14 and 4 years. Jonah has been a livestock trader for over 15 years, earning a monthly income of KES. 20,000.

He is now requesting a third loan of KES.70,000 from KADET LTD. to purchase livestock for resale. The anticipated profits will be reinvested in his business and help pay school fees for his children.

Jonah's dream is to prosper in business and live a better life.

Teresia : Kenya

Wed, 09 May 2012 07:00:07 PDT

$125 of $1,225 raised.

Started raising funds on May 9, 2012

Teresia is a 39-year-old lady with two children. She sells electronics and has been in the business for three years now. She gets a monthly income of KES 20,000. This will be her first loan from KADET Ltd. She plans to use the entire loan to increase her stock of electronics. With the profits, she plans to save and buy a plot of land. She hopes to have a prosperous future.

David : Kenya

Wed, 09 May 2012 07:20:01 PDT

$0 of $725 raised.

Started raising funds on May 9, 2012

David is 53 years old and married. He has five children, age 29, 24, 20, 17 and 14 years. He is a livestock trader and has been in operation for the past 12 years, earning a monthly income of KES 10,000. He is taking his fifth loan of KES 60,000 from KADET Ltd., and he wishes to purchase goats and cows that, in turn, he will sell at a higher price. The profits earned will be used to repay the loan and to plow back into the business. He hopes to succeed in his business.

James : Kenya

Wed, 09 May 2012 07:10:04 PDT

$100 of $500 raised.

Started raising funds on May 9, 2012

James is 32 years old, married, and has three children, age 8, 5 and 2 years. He owns tea plantations and has been in this business for a period of three years. The green tea leaves he plucks give him a monthly income of KES 12,000. He is now taking his third loan of KES 40,000 from KADET Ltd., and he intends to use this amount to purchase tea seedlings for transplanting since he has expanded his farming land. The profits earned will be used for future developments. He hopes to be prosperous in his farming and to educate his children.

Wilson : Kenya

Wed, 09 May 2012 07:00:09 PDT

$0 of $625 raised.

Started raising funds on May 9, 2012

Wilson is 30 years old. He is a married man and a father of one child, age 2 years. Wilson has been a livestock trader for a period of four years, earning a monthly income of KES 30,000. He is taking his third loan of KES 50,000 from KADET Ltd., hoping to purchase two young cows to raise and sell later at higher price. The profits that he earns will be used to purchase tea seedlings as he intends to practice tea farming in his farm. He hopes to invest in various developments for his family.

Elphas : Kenya

Wed, 09 May 2012 07:30:07 PDT

$25 of $500 raised.

Started raising funds on May 9, 2012

Elphas is 56 years old, married, and blessed with four children ages 35, 30, 24, and 15 years old. He is a livestock trader in Kabirirsang and has been in operation for a period of over 30 years, earning a monthly income of KES 22,000. He is requesting a loan of KES 40,000 from KADET Ltd. This will be his third loan, having successfully repaid the previous ones. He wishes to purchase five cows that he will resell at a higher price. The earned profits will be used to plough back to his livestock business. He hopes to prosper in his business and improve the welfare of his family.

Irine : Kenya

Wed, 09 May 2012 08:10:03 PDT

$50 of $625 raised.

Started raising funds on May 9, 2012

Irine, a 28-year-old married mother of two children aged nine and two years, owns a retail shop where she earns her living. In operation for the past 12 years, the business earns her a monthly income of KES. 16,000.

Now requesting a loan of KES. 50,000 from KADET LTD to purchase sugar, rice, washing and bathing soaps, tea leaves, cooking oil and fat for resale, Irine will use the anticipated profits both to repay the loan and for family upkeep. Ultimately, she hopes to have a happy and financially stable family.

Mathew : Kenya

Wed, 09 May 2012 12:30:11 PDT

$50 of $1,225 raised.

Started raising funds on May 9, 2012

Mathew is thirty-six years old, married, and a father of two children. For the last year, he has earned a living by selling charcoal in wholesale in Malindi. He earns a monthly profit of KES 20,000. He was introduced to KADET Ltd. by one of our credit officers, and is applying for his second loan of KES 100,000, to buy additional stocks of charcoal to sell to his customers. He will use the profits made possible by this loan to pay his children's school fees and continue supporting his family. His goal for the future is to continue growing his business so that he can give his family a good and stable life.

Kazungu : Kenya

Wed, 09 May 2012 12:40:07 PDT

$0 of $725 raised.

Started raising funds on May 9, 2012

Kazungu is thirty-four years old, married, and a father of two children. For the last year, he has earned a living by selling clothes in Malindi town. He makes a monthly profit of KES 15,000. He was introduced to KADET Ltd. by one of our credit officers, and is applying for his third loan of KES 60,000, to buy additional stock such as skirts, trousers and shirts to sell to his customers. He will use the profits made possible by this loan to pay for his children's school fees as well as continue supporting his family. His goal for the future is to continue growing his business with the aim of owning a boutique soon so that he can to give his family a good and stable life.

Sheikha : Kenya

Wed, 09 May 2012 12:50:02 PDT

$100 of $375 raised.

Started raising funds on May 9, 2012

Sheikha is fifty-eight years old, and is a fishmonger in Mombasa. She is married and has been doing this business for the last one year successfully. This marks her first loan after she was recently introduced to KADET Ltd. She plans to use the loan to purchase more Tilapia, Nile perch and prawns to supply to her customers. The anticipated profits will be used to buy more stock of fish and repay her loan. She hopes to realize more profits from the sales and thus be able to expand her business further.

Kerambo : Kenya

Wed, 09 May 2012 12:50:02 PDT

$0 of $650 raised.

Started raising funds on May 9, 2012

Kerambo is a forty-year-old vegetable-seller in Mombasa. He is married and has been selling vegetables for the past ten years with great success. This is his second business loan from KADET Ltd. He hopes to purchase more tomatoes, onions and assorted vegetables to sell to his customers. He will use the anticipated profits to build his own permanent house. He hopes to have a happy family.

Victoria Bahati : Kenya

Wed, 09 May 2012 14:30:03 PDT

$25 of $525 raised.

Started raising funds on May 9, 2012

Victoria has been selling assorted fruits and vegetables to her customers for the past 10 years with great success. She paid her previous loan fully and on time. This is her second loan from KADET LTD. She plans to purchase more mangoes,bananas, pineapple, kale, cabbages, and oranges to re-sell to her customers. She will use the anticipated profits to educate her children and repay her loan. She hopes to excel in the business.

Jacton : Kenya

Wed, 09 May 2012 18:00:13 PDT

$125 of $625 raised.

Started raising funds on May 9, 2012

Jacton is 27 years old and the owner of a tailoring shop in Mombasa. He is married and has been sewing clothes for his customers for the last three years with great success. This is his first loan from KADET LTD. He plans to purchase a new sewing machine, thread, and more clothing material. He will use the anticipated profits to give back to his business and repay his loan. He hopes to have a well-established business

Julius : Kenya

Wed, 09 May 2012 18:10:03 PDT

$25 of $375 raised.

Started raising funds on May 9, 2012

Julius is 29 years old, married and blessed with two children aged one and eight years. He owns a retail shop, a business he started three years ago, and earns a monthly income of 7,000 KES. He has requested a first loan worth 30,000 KES to purchase washing detergent, bar soap, cooking fat and soda to restock his shop. The anticipated profit will help him support his family. He dreams of having a thriving business in the future.

Chengo : Kenya

Wed, 09 May 2012 19:40:03 PDT

$150 of $500 raised.

Started raising funds on May 9, 2012

Chengo is a 36-year-old businessman in Mshomoroni, Mombasa. He is married and a father of three children. He sells water to the residents of Mshomoroni. He also owns rental houses, which supplement his income. This marks his second business loan from KADET LTD to finance his business. He plans to purchase a water tank. He will use the anticipated profits to renovate his rental houses. He hopes to have a well-established business, which will enable him educate his children to a college-level.

Gladys : Kenya

Wed, 09 May 2012 20:00:05 PDT

$75 of $525 raised.

Started raising funds on May 9, 2012

Gladys is 24 years old and lives in Mshomoroni, Mombasa. She is a married mother of four. For the past four years she has sold onions very successfully.

This will be Gladys’ second loan from KADET LTD. She is requesting a 42,000 KES loan to buy more onions to sell. She will use the anticipated profits to educate her children and repay her loan. She hopes to continue to excel through her efforts.

Hamisi : Kenya

Wed, 09 May 2012 21:10:09 PDT

$0 of $500 raised.

Started raising funds on May 9, 2012

Hamisi, aged 23, is married and is a retail shop proprietor in Mombasa. His business has been in operation for the past two years and is doing well. This is his second loan from KADET LTD to finance his business. He plans to purchase sugar, rice, cooking oil and washing detergent. Hamisi will use the anticipated profits to plough back into the business. He hopes to have a bigger and more profitable business.

James : Kenya

Thu, 10 May 2012 06:40:03 PDT

$25 of $375 raised.

Started raising funds on May 10, 2012

James is 41 years old and from Naivasha. He is married to Nancy and they have two children. James has a butcher shop that he has been running for the past three years. He has applied for his first loan from KADET LTD to renovate his business premises. James hopes to open other butcheries in his town.

Perpetuah : Kenya

Thu, 10 May 2012 09:00:07 PDT

$0 of $425 raised.

Started raising funds on May 10, 2012

Perpetuah is a 32-year-old businesswoman in Mombasa. She sells clothes, a business she has had success with for the last four years. She is married and a mother of three children. This is her second business loan from KADET; she plans to purchase more wrappers, blouses and skirts for resale. She will use the anticipated profits to reinvest into her business. Perpetuah hopes to excel in her business.

Mary : Kenya

Thu, 10 May 2012 09:10:04 PDT

$0 of $725 raised.

Started raising funds on May 10, 2012

Mary is a 53-year-old married retail shop owner in Mariakani. She has been a shopkeeper for the past year and her business is doing great. This is Mary's second loan from KADET to finance her business. She plans to purchase more sugar, salt, cooking oil and washing detergents as stock for her business. She will use the anticipated profits to expand her business further and to repay her loan. She hopes to have a well established business.

Julius : Kenya

Thu, 10 May 2012 09:30:03 PDT

$75 of $375 raised.

Started raising funds on May 10, 2012

Julius is 33 years old, married to Faith and blessed with two children, ages 4 and 2. He owns a general spares shop, a business he started eight years ago, and earns a monthly income of KES 80,000. He has requested his first loan from KADET for KES 30,000 to purchase products to refill gas and other required equipment; the anticipated profit will help him expand his business. He dreams of being a successful businessman and creating jobs for youth.

Michael : Kenya

Thu, 10 May 2012 09:00:07 PDT

$0 of $375 raised.

Started raising funds on May 10, 2012

Michael is a 34-year-old clothes dealer in Mombasa. He has been in this business for the past 12 years and has met with success. He is married and is a father of two. This loan marks his fourth business loan from Kiva partner KADET to finance his business. He plans to purchase more shirts, skirts, dresses and trousers to boost his stock for resale. He will use the anticipated profits to open another clothes shop and repay his loan. He hopes to excel in the business and in life.

Peter : Kenya

Thu, 10 May 2012 09:10:04 PDT

$75 of $625 raised.

Started raising funds on May 10, 2012

Peter is a single man, aged 37. He supports three members of his family. Peter is a newspaper vendor in Kaptumo and has been in this business for a period of three years, earning a monthly income of 10,000 KES. He is now servicing a third loan of 50,000 KES from Kiva partner KADET and intends to use this amount to pay the newspaper suppliers. His earnings from his business will be used to repay the loan and improve his living standards. His dream is to succeed in business and own a family home.

Daniel : Kenya

Thu, 10 May 2012 09:10:04 PDT

$150 of $375 raised.

Started raising funds on May 10, 2012

Daniel is a 29-year-old food stall owner in Barsheba, Mombasa. He is single, and his business has been in operation for the past three years with great success. This marks his second borrowing from KADET to finance his business. He plans to purchase assorted foodstuffs and serving dishes. He will use the anticipated profits to expand his business further and repay his loan. He hopes to have a bigger, more profitable business.

Johnson : Kenya

Thu, 10 May 2012 09:20:04 PDT

$0 of $400 raised.

Started raising funds on May 10, 2012

Johnson is 32 years old, married and the father of one child. For the last three years, he has earned a living by hawking his wares in Malindi, and he earns a monthly profit of 12,000 Kenyan shillings (KES). He was introduced to KADET LTD by one of our credit officers. He is applying for his second loan of KES 32,000 to buy additional stock such as soft drinks, packed biscuits, hair combs, mirrors and sweets to sell to his customers. He will use the profits made possible by this loan to pay his child's school fees. His goal for the future is to continue growing his business so that he can give his family a good and stable life.

Tecla : Kenya

Thu, 10 May 2012 09:40:03 PDT

$100 of $625 raised.

Started raising funds on May 10, 2012

Tecla is a married, 45 year-old lady blessed with seven children between 22 and 7 years old. She buys fresh green tea leaves from the local farmers which she sells directly to the factory. She has been working as the middleman in this business for a period of over 10 year, earning a monthly income of Ksh 20,000. She is requesting her third term loan of Ksh 50,000 from KADET LTD and intends to use this amount to purchase more fresh green tea leaves for resale. The profits will be used to repay the loan and plow back into the business. She hopes to prosper in her business and improve her family's living standards.

Asaeli : Kenya

Thu, 10 May 2012 16:00:51 PDT

$25 of $375 raised.

Started raising funds on May 10, 2012

Asaeli is 43 years old, married to Marceline, and blessed with three children. He runs a hotel, a business he started 10 years ago, and earns a monthly income of KES 20,000. He has requested for a loan of KES 30,000 to purchase 15 liters of cooking oil, baking flour, and maize flour, three bales each, for use in the cafeteria. The profit he makes will aid him in paying his loan and expand his business. His dream is to see his business grow big. This is his first loan.

Sila : Kenya

Thu, 10 May 2012 14:50:03 PDT

$125 of $375 raised.

Started raising funds on May 10, 2012

Silas is a 43-year-old man from Migori who is married to Hedwina. They have four children. Silas operates a business cutting and repairing house keys. He has been in this business for the last 16 years. He makes a monthly income of KES. 15,000. He will use his first loan from KADET LTD to buy a key-cutting machine. He will use the profits to pay school fees for his children. His dream is to improve his family's living standards.

Susan : Kenya

Fri, 11 May 2012 17:00:04 PDT

$125 of $375 raised.

Started raising funds on May 11, 2012

Susan is a 35-year-old married woman with two children. She has a butchery and has been in the business for two years now and gets a monthly income of 8,500 shillings. This will be her first loan with KADET Ltd.; she plans to use the entire loan to buy more stock (goats and sheep) to slaughter, and she will sell the meat. In the future she wants to buy a plot and put up her own business premises.

Josphat : Kenya

Fri, 11 May 2012 00:10:03 PDT

$150 of $500 raised.

Started raising funds on May 11, 2012

Josphat is 28 years old and single, and works as a mixed crop farmer. He has been planting trees on a nursery bed for the past three years, making a monthly income of 10,500 Kenya Shillings (KES) which he uses to cater for his basic needs. Josphat is applying for his second loan with KADET LTD, after repaying his previous loan successfully. He will use the loan to purchase seedlings for planting. With the anticipated profit from the business, he will support his parents. Josphat's dream is to export his flowers in the future.

Rose : Kenya

Fri, 11 May 2012 21:40:03 PDT

$75 of $375 raised.

Started raising funds on May 11, 2012

Rose is a 33-year-old business lady in Mtopanga, Mombasa. She is a married mother of three. She supplies sports equipment to her customers, a business she has done successfully for the past six years. This marks her first business loan from KADET LTD to finance her business. She plans to purchase more sport shoes, game kits for school children and balls. She will use the anticipated profits to educate her children and repay her loan. She hopes to have many outlets.

Jane : Kenya

Fri, 11 May 2012 22:30:03 PDT

$50 of $375 raised.

Started raising funds on May 11, 2012

Jane, 29, is single. She has been selling fresh fruit for the past three years and earns a monthly income of KES 11,000 which she uses to support herself and her parents. Jane is applying for her second loan from KADET LTD after repaying her previous loan successfully. She will use the loan to buy assorted fruit in bulk. The anticipated profit from the business will help support her parents. In the future, she hopes to grow her business through wholesale.

Philister : Kenya

Fri, 11 May 2012 22:40:06 PDT

$0 of $375 raised.

Started raising funds on May 11, 2012

Philister, 37, is married with two children. She is a firewood seller in Mombasa and has been in business for the past two years with great success. This is her second loan from KADET LTD to finance her business. She plans to use the loan to purchase more firewood to supply her customers. She will use the proceeds from her business to educate her children and repay her loan. She hopes to have a successful business.

James : Kenya

Fri, 11 May 2012 22:50:03 PDT

$0 of $625 raised.

Started raising funds on May 11, 2012

James is 30 years old and single. He has been selling fresh fruit within Thika town, Central Province, for the past three years. His monthly income is KES 10,500, which he uses to support his parents. James is applying for his second loan from KADET LTD after repaying his previous loan successfully. He will use the loan to purchase fresh fruit in bulk to sell. James plans to reinvest the anticipated profit back into the business. He hopes in the future to be a fruit vendor.

Violence : Kenya

Sat, 12 May 2012 01:00:03 PDT

$150 of $375 raised.

Started raising funds on May 12, 2012

Violence is 53 years old and married to John, who is also a businessman. They are blessed with two children. She has been selling juice for the past two years with a monthly income of 10,000 Kenyan shillings, which she uses to support her family members. Violence is applying for her first loan from KADET LTD after being introduced by a KADET staff member. Violence will use the loan to buy fruits to make juice for sale. With the anticipated profit from the business she will educate her children. Her hope and dream is to start a hotel business.

Titus : Kenya

Sat, 12 May 2012 12:30:20 PDT

$0 of $850 raised.

Started raising funds on May 12, 2012

Titus is a 52-year-old businessman. He is married to Florence, a business lady. They are blessed with four children. He has been running a hotel for the past ten years with the monthly income of KES 10,500, which he uses to support his family members. He is applying for his third loan term with KADET after repaying the previous loans successfully. Titus will use the loan to purchase stock of wheat flour, sugar, and rice for his business. With the anticipated profit from the business he will educate his children. His hope and dream is to open a restaurant.

Nicolata : Kenya

Sat, 12 May 2012 12:30:20 PDT

$0 of $1,225 raised.

Started raising funds on May 12, 2012

Nicolata is a 51-year-old business lady. She is married to Edward and they have three children. Nicolata has been selling secondhand clothes in wholesale for the past 10 years, with an approximate monthly income of KES 50,000, which she uses to support her family. Nicolata is applying for her first loan from KADET LTD. The client will use the loan to buy more stock, like pullovers and trousers for selling. With the anticipated profit from the business she will add more stock and educate her children. Her hopes and dreams are to own the biggest boutique in Embu Town and construct rental houses.

Bernard : Kenya

Sat, 12 May 2012 12:50:09 PDT

$0 of $975 raised.

Started raising funds on May 12, 2012

Bernard is a 37-year-old businessman. He is married to Caroline and they are blessed with two children. Bernard runs a stationery shop, earning a monthly income of KES 40,000. He intends to start a retail shop as his secondary business. He is applying for his second loan with KADET LTD, after repaying the previous loan successfully. The client will use the loan to buy stock of wheat flour, cooking oil, rice, and sugar for his new identified business opportunity of a retail shop. With the anticipated profits from his two businesses he plans to plough back into his businesses and educate his children. His future dream is to operate a wholesale shop.

Abraham : Kenya

Sat, 12 May 2012 13:01:07 PDT

$100 of $500 raised.

Started raising funds on May 12, 2012

Abraham is a 40-year-old businessman. He is married to Benedetta and their marriage is blessed with children. He owns a metals workshop and supplies building metals to construction sites and schools. He earns an average monthly income of KES 20,000, which he uses to support his family. He is applying for his first loan with KADET LTD. Abraham will use the loan to add more stock of metals. He will use the proceeds from the business to educate his children and improve his family's living standards. His future hopes and dreams are to have a stable business, a happy family, and be a big supplier of construction metals in his hometown.

Mercy : Kenya

Sat, 12 May 2012 18:50:02 PDT

$100 of $725 raised.

Started raising funds on May 12, 2012

Mercy is a 27-year-old business lady. She is a single mother of one child. She has been selling cereals for the past four years. She earns a monthly income of KES 15,000, which she uses to cater to her child's basic needs. She is applying for her second loan from KADET LTD, after repaying the previous loan successfully. Mercy will use the loan to purchase assorted dry grains to sell. With the anticipated profit from the business, she will start pig rearing. Her hope is to buy a piece of land for farming and educate her child to university level.

Jane : Kenya

Sat, 12 May 2012 21:10:28 PDT

$50 of $375 raised.

Started raising funds on May 12, 2012

Jane is a fifty-year-old single lady with four children. She sells new clothes and has been in the business for nine years now and gets a monthly income of twenty one thousand shillings. This will be her first loan from KADET LTD. She plans to use the entire loan to buy more new clothes for sale. In the future, she wants to buy a piece of land.

Samuel : Kenya

Sun, 13 May 2012 01:40:01 PDT

$125 of $600 raised.

Started raising funds on May 13, 2012

Samuel is 69 years old. He is married to Veronicah, and they have three children. He is a farmer and has been in the business for the past thirteen years. This will be his fourth loan from KADET LTD. He will use the loan amount to purchase seedlings and fertilizer, enabling him to expand his farming. He hopes to purchase another plot of land in the near future.

Maren : Kenya

Sun, 13 May 2012 05:20:02 PDT

$0 of $1,200 raised.

Started raising funds on May 13, 2012

Maren is 45 years old, married, and supports a family of nine. He is a mixed farmer, specializing in sheep and wheat farming for the last 20 years. His monthly income is about KES 60,000. He has applied for his fourth loan of KES 100,000 from KADET LTD, and he plans to purchase wheat seeds and fertilizers and to prepare the land. This will assist getting a higher crop output. The anticipated profits will enable him to support his farm. His future dreams are to educate his school-going children and to get wealthy.

David : Kenya

Sun, 13 May 2012 06:00:04 PDT

$50 of $375 raised.

Started raising funds on May 13, 2012

David, age 31, has operated a kiosk business - a small retail store - for the past year. He and his wife Mercy have two children. David gets a monthly income of KES.28000 from his business. David has requested his first loan of KES. 30,000 from KADET Ltd. With this loan he intends to purchase stock for his business, especially home products such as toilet soaps and washing powder. David intends to use the anticipated profits to save toward the education of his children. His dreams and hopes are to improve his business and to own a business premises in the future. He also wants to diversify his sources of income by investing in other businesses, such as dairy farming.

Joseph : Kenya

Mon, 14 May 2012 07:10:03 PDT

$100 of $375 raised.

Started raising funds on May 14, 2012

Joseph is 43 years old, married to Rose, and blessed with four children aged 19, 13, 9 and 5 years respectively. He sells shoes, a business he started seven years ago, and earns a monthly income of 15,000 Kenyan Shillings (KES). He has requested a loan of 30,000 KES to purchase more shoes for sale. The profit he earns from his business will help him invest in other businesses for additional income. His dream is to one day have the best shoe store in Eldoret and its environs. This is his first loan.

Zacharia : Kenya

Tue, 15 May 2012 07:40:02 PDT

$125 of $650 raised.

Started raising funds on May 15, 2012

Zacharia has owned a posho mill (maize flour mill) business in Olkalou town for the last two years. He also sells dried maize to his customers. He is 38 years old, married to Esther and they have three children. He plans to use this loan to connect electricity to his posho mill business and thereby be able to serve his customers better. This will also enable him to make more income. In the future, he hopes to expand his business and set up another posho mill to serve the many maize farmers who need the service.

Peter : Kenya

Tue, 15 May 2012 09:50:03 PDT

$0 of $425 raised.

Started raising funds on May 15, 2012

Peter does farming in Olkalau town, where he keeps sheep as well as plants (cash crops) for sale. He is 44 years old and married to Beth, who is also a farmer, and together they have five children. Having paid all his previous loan amount well and in good time, this will be his third loan. He plans to use this loan to buy 10 sheep and a 50kg bag of fertilizer for planting during this planting season. In the future, Peter hopes to invest more in his farming for more income, which will thereby enable him to provide a good education for his children.

Isaac : Kenya

Tue, 15 May 2012 10:10:03 PDT

$25 of $725 raised.

Started raising funds on May 15, 2012

Isaac is requesting his third loan of KES 60,000 from KADET LTD after paying the previous loans successfully. He wishes to use this amount to purchase phone accessories, power cables, extension cords, electric bulbs, and fuses. The anticipated amount will be used to plough back into the business and repay the loan. His dream is to expand his current business and start the same business in a different location.

Philip : Kenya

Tue, 15 May 2012 10:40:05 PDT

$50 of $375 raised.

Started raising funds on May 15, 2012

Philip is a 25-year-old single young man who supports his parents and one of his siblings. He offers M-PESA services, which is a local money transfer service, and he has been in operations for over four years earning an income of 14,000 KES monthly. He joined a KADET LTD financial help group and is now requesting his first loan of 30,000 KES to add to his business capital. The anticipated amount will be used to start the same business in a different location. Philip's dream is to prosper in business and be able to support his family members.

Stephen : Kenya

Tue, 15 May 2012 11:30:09 PDT

$25 of $375 raised.

Started raising funds on May 15, 2012

Stephen is a single man aged 27 years old. He supports four members of his family. He has been running a food stall for eight years while earning a monthly income of KES 7,000. He is requesting his second loan of KES 30,000 from KADET LTD after repaying the previous one successfully. He wishes to use this loan to purchase stocks of wheat flour, maize flour, beans, cowpeas, tea leaves, sugar, and rice for his business. The profits that he earns will be put back into his business and repay his loan. His dream is to expand his current business.

Shadrack : Kenya

Tue, 15 May 2012 14:20:02 PDT

$50 of $375 raised.

Started raising funds on May 15, 2012

Shadrack is 30 years old. He is married to Emily and together they have two children. He is a charcoal seller and has been in the business for the past five years. This is his third loan from KADET LTD. He paid his previous loans well and in good time. He will use the loan amount to purchase stock of firewood for resale in his business. He hopes to get a permanent premises for his business.

Mary : Kenya

Tue, 15 May 2012 16:40:09 PDT

$50 of $850 raised.

Started raising funds on May 15, 2012

Mary is 51 years old. She is married to Peter and together they have five children. She sells secondhand clothes besides being a farmer. She has been in the business for the past five years. She was introduced to KADET Ltd. by one of her friends who is a KADET client. This will be her fifth loan from KADET Ltd. She repaid all her previous loans well and in good time. She will use the whole amount to purchase clothes for sale in her business. She hopes to own a boutique in the near future.

Timothy : Kenya

Wed, 16 May 2012 13:10:14 PDT

$75 of $450 raised.

Started raising funds on May 16, 2012

Timothy has been supplying cakes and bread to various retail businesses in Naivasha town for the past 11 years and it has been very profitable. He has a motorcycle that he uses to distribute commodities to the retailers. He is 36 years old, married to Daisy, and they have one child aged three years. He plans to use this loan amount to buy a water tank for use in his home. In the future, Timothy hopes to expand his business and open a retail shop for his wife; hence making more income and improving the living standard of his family.

John : Kenya

Wed, 16 May 2012 13:20:02 PDT

$50 of $600 raised.

Started raising funds on May 16, 2012

John is a 46-year-old mixed crop farmer. He is married to Esther who is also a farmer. They are blessed with two children. John has been in the farming business for the past three years, earning a monthly income of 10,000 KES which he uses to support his family. He is applying for his first loan from KADET LTD, after having been introduced by an existing KADET customer. John will use the loan to purchase seedlings and fertilizer for his farm. With the anticipated profit from the business, he will educate his children. His hope and dream is to own a pig farm.

Jacquiline : Kenya

Wed, 16 May 2012 15:01:46 PDT

$25 of $500 raised.

Started raising funds on May 16, 2012

Jacquiline, 42 years old, is the mother of three children aged between 6 and 18 years old. She is married to Alex and they hail from Kakamega. For the last 10 years, Jacquiline has operated a milk sales business, earning a monthly income of KES 8,000. She is now taking her second loan from KADET LTD, which she will use to buy more stocks of milk for sale and supplies for her customers. Her profits will be used to repay the loan. Jacquiline's dream is to expand her milk selling business.

Patrick : Kenya

Thu, 17 May 2012 13:50:02 PDT

$25 of $725 raised.

Started raising funds on May 17, 2012

Patrick is 39 years old, married and blessed with four children who are going to school. He has been selling animal feeds for the last six years and gets an income of KES 50,000 per month. He is applying for his second loan of KES 60,000 from KADET LTD, which he plans to use to buy animal feed to sell. He will use the anticipated profits to pay school fees for his children. He hopes to have a chain of animal feed wholesale outlets.

Dominic : Kenya

Thu, 17 May 2012 16:10:02 PDT

$25 of $375 raised.

Started raising funds on May 17, 2012

Dominic is 27 years old, married to Grace, and blessed with two children, aged six and four years respectively. He is a boda-boda (motorcycle) operator, a business he started five years ago, and he earns a monthly income of about KES 20,000. He wants to start another line of business; that is, an electronic shop, and so he has requested a loan of KES 30,000 to purchase electronic spares to stock the shop. The anticipated profit will help him expand this business. He dreams of being a renowned supplier of electronic spares in town. This is his first loan.

Richard : Kenya

Thu, 17 May 2012 16:40:03 PDT

$25 of $950 raised.

Started raising funds on May 17, 2012

Richard is 67 years old, married to Rosemary and blessed with four children between 18 and 30 years old. He is in the transport business, a business he started a year ago, and earns a monthly income of KES 12,000. He has requested a loan of KES 80,000 to purchase a motor bike. The profit he makes will help him repay his loan and meet his family’s needs. His dream is to see his business and his family prosper. This is his third loan.

Ezra : Kenya

Thu, 17 May 2012 17:40:02 PDT

$50 of $375 raised.

Started raising funds on May 17, 2012

Ezra is 28 years old. He is married and has three children aged eight, four, and two years. He is a poultry farmer and has been in the business for the past three years. He gets a monthly income of KES 15,000 from the business. This is his second loan from KADET LTD. He was introduced to KADET by one of his friends, who is a KADET client. He paid his loan well and in good time. He will use the loan to buy more chicks to rear for his business. He hopes to open a restaurant so as to provide a ready market for his chicken.

James : Kenya

Thu, 17 May 2012 17:50:06 PDT

$0 of $375 raised.

Started raising funds on May 17, 2012

James is 24 years old. He is married but does not have children yet. He sells second-hand clothes and has been in this business for the past six years. This is his second loan from Kiva's partner, KADET, after being introduced by one of its field officers. He repaid his previous loan in good time. He will use this loan to purchase more clothes for resale. He hopes to expand his business and own a boutique in the near future.

Owen : Kenya

Thu, 17 May 2012 18:00:14 PDT

$25 of $1,200 raised.

Started raising funds on May 17, 2012

Owen is married and blessed with two children. He sells second-hand furnishings and blankets. He has been in this business for the last six years and earns KES 36,600 per month. He is applying for his fourth loan of KES 100,000 from KADET LTD. He plans to use the loan to buy second-hand clothes and bed covers to sell. He will use the extra profit to support the family. He hopes to grow his business.

James : Kenya

Tue, 22 May 2012 13:30:02 PDT

$0 of $950 raised.

Started raising funds on May 22, 2012

James is 39 years old, married to Ann, and they are blessed with one child. He runs a retail shop. He has been in this business for the last twelve years and gets an income of KES 15,000 per month. He is applying for his tenth loan of KES 80,000 from KADET LTD which he plans to use to buy stock like sugar, maize flour, cooking oil, and sodas. He will use the extra profit to invest and expand his business. He hopes to expand his business and improve his family livelihood.

Haron : Kenya

Fri, 18 May 2012 13:40:10 PDT

$50 of $1,025 raised.

Started raising funds on May 18, 2012

Haron is a 42-year-old man from Bungoma. He is married to Eunice and they have three children aged between 10 and 18 years. Haron sells mobile phones and accessories, a business he has been doing for the last six years. He makes a monthly income of KES 150,000. He is taking his second KADET LTD loan, which he will use to buy phone accessories and mobile phones for sale. He will use the profits to open another business outlet. His dream is to have a stable business.

Kazungu : Kenya

Sat, 19 May 2012 06:30:03 PDT

$25 of $850 raised.

Started raising funds on May 19, 2012

Kazungu is applying for his second loan of KES 70,000 to buy additional stock such as soft drinks, cooking oil, and maize flour to sell to his customers. He will use the profits made possible by this loan to pay his child's school fees. His goal for the future is to continue growing his business so that he can give his family a good and stable life.

Musyoki : Kenya

Fri, 18 May 2012 23:00:04 PDT

$25 of $475 raised.

Started raising funds on May 18, 2012

Musyoki is applying for his fourth loan from KADET LTD, after repaying the previous loans successfully. Musyoki will use the loan to buy sugar, rice, and wheat flour for his business. With the anticipated profit from the two businesses he will educate his children. His hopes and dreams are to open a wholesale shop.

Maxon : Kenya

Sat, 19 May 2012 07:01:09 PDT

$25 of $475 raised.

Started raising funds on May 19, 2012

Maxon is twenty-five years old, married and the father of one child. For the last year, he has earned a living by hawking goods in Malindi town. He earns a monthly profit of KES 12,000. He was introduced to KADET LTD by one of our credit officers, and is applying for his second loan, for KES 40,000, to buy additional stock such as soft drinks, biscuits, hair combs, mirrors and so on to sell to his customers. He will use the profits made possible by this loan to pay his child's school fees. His goal for the future is to continue growing his business so that he can give his family a good and stable life.

Anthony : Kenya

Sat, 19 May 2012 06:40:04 PDT

$25 of $850 raised.

Started raising funds on May 19, 2012

Anthony is a twenty-eight-year old business man. He is married to Lucy who is a business lady. They are blessed with two children aged nine and three. He has been running a retail shop for the past six years with a monthly income of KES 12,000 which he uses to support his family. He is applying for his second loan term with KADET after repaying the previous loan successfully. Anthony will use the loan to purchase stock for his shop like sugar, rice and maize meal. With the anticipated profit from the business he will educate his children. His hopes and dreams are to open a wholesale shop which will help him to cater for his family’s basic needs.

Joseph : Kenya

Sat, 19 May 2012 08:40:29 PDT

$50 of $375 raised.

Started raising funds on May 19, 2012

Joseph is 38 years old, married and the father of two children. For the last 5 years, he has earned a living by selling goods from his phone accessory shop. He earns a monthly profit of 15,000 KES. He was introduced to KADET LTD by one of our credit officers, and is applying for his first loan, for 30,000 KES, to buy additional phone accessories such as phone batteries and phone covers for his customers. He will use the profits made possible by this loan to pay for his children's school fees. His goal for the future is to continue growing his business so that he can give his family a good and stable life.

Solomon : Kenya

Wed, 23 May 2012 07:50:06 PDT

$25 of $725 raised.

Started raising funds on May 23, 2012

Solomon is a 53-year-old business man. He is married to Mumbua, who is a mixed crop farmer. They are blessed with three children. He has been running a retail shop for the past five years with the monthly income of KES 15,000, which he uses to support his family. He is applying for his second loan from KADET Ltd., after repaying the previous loan successfully. Solomon will use the loan to purchase more stock of retail items like sugar, rice, wheat flour and maize flour. With the anticipated profit from the business, he will educate his children. His hopes and dreams are to open a wholesale shop, which will help him improve the living standard of his family.

Joseph : Kenya

Wed, 23 May 2012 10:00:44 PDT

$25 of $600 raised.

Started raising funds on May 23, 2012

Joseph is 43 years old. A mixed crop farmer, he is married to Lucy who is also a farmer. They are blessed with three children. He has been in the farming business for the past three years with the monthly income of KES 10,000 which he uses to support his family. He is applying for his first loan from KADET LTD, after being introduced by a KADET staff member. Joseph will use the loan to buy pigs and animal feed. With the anticipated profit from the business he will educate his children. His hopes and dreams are to own a pig farm.

Dauglas : Kenya

Wed, 23 May 2012 11:40:55 PDT

$25 of $375 raised.

Started raising funds on May 23, 2012

Dauglas is a 30-year-old boda boda (motorcycle) operator in Majaoni, Mombasa. He is single and has been in this business for the last five years. He is doing great. This marks his second loan from KADET LTD to finance his business. He plans to purchase spare parts to service his motorcycle. He will use the anticipated profits to repay his loan. He hopes to become successful in his business.

Simon : Kenya

Wed, 23 May 2012 12:00:51 PDT

$25 of $475 raised.

Started raising funds on May 23, 2012

Simon is 26 years old, a motorcycle operator in Mariakani. He is married, and a father of two children. He has been operating this business for the past year. He is doing great. This marks Simon's first borrowing from KADET LTD to finance his business. He plans to use the loan to buy a new motorcycle. He will use the anticipated profits to repay his loan. He hopes to become successful in his business.