Kiva Loans for Juhudi Kilimo (JK)

Dennis : Kenya

Sat, 19 May 2012 14:10:03 PDT

$250 of $500 raised.

Started raising funds on May 19, 2012

Dennis is a farmer from the Kitale area of Western Kenya. He produces milk and eggs for the local market. He is married with two children, ages 3 and 7 years old. He has been farming for five years. Dennis has made a loan request for 41,200 Kenyan shillings from Juhudi Kilimo to buy and insure a dairy cow. He says he will use part of the milk produced to meet his family's daily milk requirements and sell the rest to meet other basic needs. He plans to expand his farm to own five dairy cows. He says dairy animal diseases are his major challenge.

Shadrack : Kenya

Sun, 29 Apr 2012 13:00:12 PDT

$100 of $775 raised.

Started raising funds on Apr 29, 2012

Shadrack is the father of one child, aged three years. He has been in mixed farming for six years and currently sells his milk and poultry products to the local market. He also runs a mobile money transfer service. Shadrack has requested a loan of 62,400 KES from Juhudi Kilimo to buy and insure a dairy cow. He says this will improve his farming income and enable him to specialize in dairy farming within the next five years. Shadrack says unreliable rains and the high costs of inputs and diseases are his major challenges.

Japheth : Kenya

Sun, 29 Apr 2012 13:00:12 PDT

$225 of $525 raised.

Started raising funds on Apr 29, 2012

Japheth is aged twenty-nine and is married with two children aged two and six years. He runs both a farming and a motorcycle transport business which is based in the local market. His farm produces maize, milk and poultry products. He currently runs the farm with the help of two farmhands. Japheth has requested a loan of 41,600 KES from Juhudi Kilimo to buy and insure a dairy cow. He says this will boost his dairy farming income and help him meet family needs. Japheth is grateful to Juhudi Kilimo for the support it gives to smallholder farmers.

Wilfred : Kenya

Thu, 03 May 2012 11:30:03 PDT

$175 of $400 raised.

Started raising funds on May 3, 2012

Wilfred is 58 years old and married with seven children. The last three children are still in school. He has been in farming for over 30 years. His farm produces and sells mainly milk and poultry products to the local market. Wilfred has requested a loan of 31,200 KES from Juhudi Kilimo to buy and insure a dairy cow. He hopes to meet his family's needs with ease, especially the education of his last three children, and to buy more land to add to his acreage under cultivation. Wilfred says animal diseases and unreliable rains are the main challenges to his business.

Joseph : Kenya

Thu, 03 May 2012 11:50:03 PDT

$75 of $1,225 raised.

Started raising funds on May 3, 2012

Joseph is aged seventy years and has been in farming for twenty-seven years with his farm currently producing and selling milk and horticultural products to the local market. Joseph has requested a loan of 100,000 KES from Juhudi Kilimo to buy a milling machine in the local market. He says he will install grain processing equipment for use in the local area and hopes to increase his income. This is his second loan with Juhudi after the first one of 60,000 KES which he used to set up an aggro-vet shop which has helped him in treating his dairy animals and generating income to meet family needs. Joseph says sourcing for capital remains the major challenge to smallholder farmers in the area. He is grateful to Juhudi Kilimo for improving smallholder living.

Samwel : Kenya

Thu, 03 May 2012 13:30:03 PDT

$125 of $375 raised.

Started raising funds on May 3, 2012

Samwel is a farmer in the Kitale area of Western Kenya and has been in farming for four years. His farm currently produces and sells maize and beans which are sold locally. He generates additional income from a motorcycle transport business. Samwel has requested a loan of 30,000 KES from Juhudi Kilimo to buy poultry birds. He says this will improve his farming income, make him financially secure and help him establish a strong foundation for his future family. He hopes to venture into dairy farming as well. He mentions capital as the major challenge in farming especially for smallholder farmers.

Zadock : Kenya

Fri, 04 May 2012 12:40:02 PDT

$125 of $775 raised.

Started raising funds on May 4, 2012

Zadock is 30 years old and has been actively farming for five successive years in his home area of Kitale, Westen Kenya. He is single and runs a farm that produces milk, maize, and beans, and sells to the local market. He also runs a pool table business. Zadock has requested a loan of 62,400 KES from Kiva partner Juhudi Kilimo to buy and insure a dairy cow. He says this will earn him more income and boost his other businesses so that he can support his siblings and develop a strong foundation for his family. He says finding sources for farming capital is a challenge for many farmers, and he appreciates Juhudi Kilimo for the loan services they provide.

Paulo : Kenya

Fri, 04 May 2012 12:40:02 PDT

$125 of $775 raised.

Started raising funds on May 4, 2012

Paulo has been actively farming for four years, producing mainly onions, milk, maize, and beans, which he sells to the local market. In addition to farming, he runs a motorcycle transport business. He is married with one child, who is three years old. Paulo has requested a loan of 62,400 KES from Juhudi Kilimo to buy and insure a dairy cow. He says this will improve his farming income and enable him to improve his family's living standards. He remains optimistic that he will be able to buy more motorcycles and improve his transport business. This is his second loan with Juhudi Kilimo. Paulo says diseases and occasional poor weather are some of the challenges he faces.

Benson : Kenya

Thu, 10 May 2012 15:50:03 PDT

$125 of $500 raised.

Started raising funds on May 10, 2012

Benson has been in active farming for fifteen years in his rural home in Kitale, Western Kenya, where he lives with his family of three children, all of school age. His farm products, which are mainly milk, maize, and horticultural products, are all sold within the local market. Benson has requested a loan of 40,000 KES from Kiva partner Juhudi Kilimo to buy poultry birds at 30,000 KES and expand the dairy unit at 10,000 KES. He is focusing on having a flock of five thousand in his farm. He says the high costs of feed and unreliable rains are the challenges in farming.

Richard : Kenya

Thu, 10 May 2012 14:50:03 PDT

$0 of $1,100 raised.

Started raising funds on May 10, 2012

Richard is a farmer in Kitale, Western Kenya where he lives with his two children, one of whom is currently enrolled in college. He runs his farm with the help of one farmhand and produces mainly maize and beans, which he sells at the local market. Richard has requested a loan of 90,000 KES from Juhudi Kilimo to help him venture into the poultry farming business. He says there are great prospects for growth, owing to the lively regional market for poultry products. He will buy poultry for 40,000 KES and construct a housing unit for 50,000. He faces challenges like costly and unreliable labor and poor road networks in the area. This is Richard's fourth loan, and he appreciates Juhudi Kilimo's services.

Annette : Kenya

Thu, 10 May 2012 23:20:02 PDT

$150 of $725 raised.

Started raising funds on May 10, 2012

Annette is a mother of three children who are 9, 6 and 3 years old with the first two already schooling. She has been in farming for five successive years and currently produces maize and milk for the local market. She runs a timber hardware business in addition to farming. Annette has requested 60,000 KES from Juhudi Kilimo to buy a power saw, which she says will support her business and cut the cost of her timber as well as earn her more income by renting it to those doing lumbering consistently. She hopes to grow the farming business and venture into poultry farming. She however notes high costs of feeds and poor market prices as the major challenges.

John : Kenya

Sun, 13 May 2012 08:20:04 PDT

$0 of $1,200 raised.

Started raising funds on May 13, 2012

John is a resident of Kitale in Western Kenya and is a father of four children between 4 and 18 years old, all of whom are schooling. He has been in farming for 10 years and currently has one farmhand employed in his farm. He produces mainly maize and milk, which are both sold within the local market. John has requested a loan of 100,000 Kenya shillings (KES) from Juhudi Kilimo, which he will use to buy poultry birds at 50,000 KES and also build a modern dairy unit at 50,000 KES. He says the venture into poultry will boost his farming income and help him expand his farming acreage, besides meeting his family's basic needs. He points at poor roads transport and market prices as the major challenges. However, he appreciates Juhudi Kilimo's efficiency in providing loans.

Alexander : Kenya

Sun, 13 May 2012 08:40:02 PDT

$0 of $750 raised.

Started raising funds on May 13, 2012

Alexander is a father of four children between the ages of 12 and 3 years old. He lives with his family in their rural home in the Kisii area of Kenya where he has practiced mixed farming for ten years. Farming is his sole source of income. Alexander has requested a loan of 62,400 Kenyan shillings from Juhudi Kilimo to buy and insure a dairy cow. He is focusing on using his farming income to educate his children, three of whom are already in school. He also hopes to run a transport business in the future to help supply his produce to the market. He says the poor state of the roads remains a challenge, as farmers are compelled to supply local markets which have very low prices for farm produce.

Jackson : Kenya

Sun, 13 May 2012 08:40:03 PDT

$0 of $750 raised.

Started raising funds on May 13, 2012

Jackson is a resident of Kitale and the father of one child, aged three years. He runs a retail shop in the local market and has been in active farming for six consecutive years within his rural home area. His farm produce, which includes maize, milk, and beans, are sold within the local market. Jackson has requested a first loan of 62,400 KES from Juhudi Kilimo to buy and insure a dairy cow. This, he says, will boost his farming income from the sale of milk and provide the family with milk for daily consumption. He remains grateful to Juhudi Kilimo for the loan service to farmers. He points at unreliable rain patterns, high costs of inputs, and diseases as the major farming challenges.

Isaac : Kenya

Sun, 13 May 2012 08:50:03 PDT

$125 of $725 raised.

Started raising funds on May 13, 2012

Isaac is a resident of Kitale and has three children aged between ten and five years. He has been in farming for five years and sells his produce to the local market. His farm currently produces milk, maize, and beans. Isaac has requested a loan of 60,000 KES from Juhidi Kilimo. This is his fifth loan request with Juhudi Kilimo. He reiterates that the loans have changed his family tremendously with the provision of basic needs and the education of the children. He says he will use the loan to venture into poultry farming, which will help in earning income in and out of season. He sees undeveloped markets, theft of farm produce before harvesting, and diseases as the most worrying challenges.

Kennedy : Kenya

Sun, 13 May 2012 10:20:03 PDT

$25 of $500 raised.

Started raising funds on May 13, 2012

Kennedy is 31 and has had three consistent years in farming. He currently produces maize, poultry, and other horticultural products and sells them to the local market. He is married, but he is not yet blessed with children. Kennedy has requested a loan of 41,600 KES from Juhudi Kilimo to buy and insure a dairy cow for a venture into dairy farming. He hopes to generate milk for the family and to sell in order to meet other basic needs. He laments the high costs of feed and unreliable rains.

Timothy : Kenya

Sun, 13 May 2012 10:50:04 PDT

$75 of $500 raised.

Started raising funds on May 13, 2012

Timothy is 28 and married with two children aged eight and two years. He has eight years in mixed farming, and his farm currently produces vegetables, milk, and cereals for the local market. Timothy has requested a loan of 40,000 KES from Juhudi Kilimo to buy a water tank and irrigation pipes. He says setting up an irrigation system in the farm will boost his farming income and pay for his children's education. He plans to start fish farming as well. He laments the high cost of farmhands and farm inputs.

Joseph : Kenya

Sun, 13 May 2012 10:10:03 PDT

$75 of $375 raised.

Started raising funds on May 13, 2012

Joseph is a father of three children. He works as a mason and a farmer, with his farm producing mainly maize and milk for the local market. He has been in active farming for 20 years and meeting his family needs mainly with farming income. Joseph has made a loan request of 30,000 Kenya shillings (KES) from Juhudi Kilimo to buy poultry birds. This is his second loan with Juhudi Kilimo and he remains optimistic that its returns will be better than the first one, owing to his number of years in active farming and business skills acquired so far. His major objective with the income is educating his children. Joseph is advocating for better policies and tougher penalties on provision of counterfeit animal feeds in the market.

John : Kenya

Sun, 13 May 2012 10:10:04 PDT

$0 of $500 raised.

Started raising funds on May 13, 2012

John is a farmer in Kitale with five years in active farming, producing and selling vegetables, beans, maize, and onions that he sells to the local market. He says farming is his only source of income. John has requested a loan of 40,000 Kenya shillings (KES) from Juhudi Kilimo to buy poultry birds for a venture into poultry farming. He is planning to use the income to repay the loan and thereafter venture into dairy farming. John points at poor infrastructure, pests, and diseases as his major challenges.

Dickson : Kenya

Mon, 14 May 2012 01:50:09 PDT

$0 of $750 raised.

Started raising funds on May 14, 2012

Dickson is a resident of Kitale in Western Kenya and has been in active farming for three successive years. His farm currently produces milk, eggs and vegetables for the local market. Besides farming he gets additional income from his motorcycle transport business. Dickson has requested a loan of 62,400 KES from Juhudi Kilimo to buy and insure a dairy cow. He says this will increase his milk output to meet both family demand and earn additional income from sales to meet other basic needs. However, he points out poor weather conditions as a major challenge.

Peter : Kenya

Mon, 14 May 2012 02:00:04 PDT

$100 of $725 raised.

Started raising funds on May 14, 2012

Peter is a resident and a farmer in the Kitale area of Western Kenya producing and selling milk, maize and horticultural products. He is married with two children aged eleven and ten years old. He has been in farming for seven years. Peter has made a first loan request of 60,000 KES from Juhudi Kilimo to help him venture into poultry farming by buying poultry birds. He says the loan will help increase his family's income. He plans to expand his farm by buying more land. Peter says the major challenges are inadequate rainfall and capital. He is grateful to Juhudi Kilimo for their support to smallholder farmers.

Moses : Kenya

Mon, 14 May 2012 02:40:02 PDT

$25 of $750 raised.

Started raising funds on May 14, 2012

Moses is a farmer and the father of six children aged between fifteen and one year old. He lives with his family in their rural home in Kitale, Western Kenya, where he carries out farming and sells the main products, which include vegetables, milk, maize and horticultural products to the local markets. Moses has made a loan request of 62,400 KES from Kiva partner Juhudi Kilimo to buy and insure a dairy cow. He says this will enable him to meet his family's basic needs. He hopes to grow his farming business and make his family more financially secure in the future. He laments the high cost of inputs and inadequate capital sources.

Robert : Kenya

Mon, 14 May 2012 04:50:23 PDT

$0 of $750 raised.

Started raising funds on May 14, 2012

Robert is aged thirty, single and has been in farming for eight years with his farm producing and selling maize, beans and milk on the local market. He runs a stationery retail shop besides being actively in farming. Robert has made a request for a loan of 62,400 Kes to buy and insure a dairy cow. He says improved farming income will help him meet his needs and establish a stable foundation for his family. He plans to venture into poultry farming and increase the number of his dairy cows. He says bad weather and animal diseases are his greatest challenges.

Elias : Kenya

Mon, 14 May 2012 06:40:04 PDT

$0 of $1,100 raised.

Started raising funds on May 14, 2012

Elias has been in farming for over seven years and currently runs his farm with one farmhand and sells milk and eggs on the local market. He is married with two children aged seven and three years. Elias has requested a loan of 90,000 KES from Juhudi Kilimo to buy poultry birds at 30,000 KES and expand the poultry housing unit at a cost of 60,000 KES. He plans to rear birds to the tune of four thousand within the next four years. He adds that his family life will be much better with more income from the sale of eggs. Elias says animal diseases pose the worst threat to the farming business. He appreciates Juhudi Kilimo loans services with his past two loans of 30,000 KES and 60,000 KES respectively and reiterates that he will repay the third loan on time.

Raphael : Kenya

Thu, 17 May 2012 14:30:11 PDT

$50 of $725 raised.

Started raising funds on May 17, 2012

Raphael is a farmer in Murang’a in Central Kenya where he lives with his family of six children, four of whom are still in school. His farm produces milk, fruit, maize, and beans. Raphael has requested a loan of 60,000 KES from Juhudi Kilimo to buy a generator which he will use to pump water into his farm with an irrigation system. He adds that the use of a generator will help him grow a variety of crops. This is his second loan with Juhudi Kilimo after he first borrowed 42,400 KES. He reiterates that the future will be better for his children since he will be able to pay for their education and better nutrition. He says insecurity and poor markets are the challenges they are facing as some produce is stolen from the farm before harvest.

Benson : Kenya

Thu, 17 May 2012 14:30:11 PDT

$0 of $425 raised.

Started raising funds on May 17, 2012

Benson is a resident of Murang’a and has been active in farming for ten years. He lives with his family of three children in their rural home in Murang'a where he carries out farming and sells his produce of milk, tomatoes, and butternuts to the local markets. Benson has requested a loan of 35,000 KES from Kiva partner Juhudi Kilimo to buy and fertilizer at 10,000 KES, irrigation pipes at 5,000 KES and pay for seeds and farmhand labor at 20,000 KES. He says he hopes to improve the living standards of his family and educate his children with the farming income. He says the major challenge is dry spells and poor markets with low price offers for farm produce. He plans to make proper use of Juhudi Kilimo loans.

David : Kenya

Thu, 17 May 2012 18:30:02 PDT

$0 of $600 raised.

Started raising funds on May 17, 2012

David is a resident of Nkubu and has had ten years in mixed farming. He currently grows maize and beans and produces milk, which all go to the local markets. He is married with one child, aged seven, who is in school. He earns additional income from masonry. David has requested a loan of 50,000 KES from Juhudi Kilimo to buy poultry birds for a venture into poultry farming. He says this will expand his farming business, spread his risks and improve his family's living standards. He complains of insufficient rain.

Gitari : Kenya

Thu, 17 May 2012 18:30:02 PDT

$100 of $475 raised.

Started raising funds on May 17, 2012

Gitari has been in active farming for twenty years in his rural home in Nkubu, Central Kenya. He grows fruit, vegetables and coffee which he sells at the local market to earn income for his family. He earns additional income from his retail shop. Gitari has requested a loan of 40,000 KES from Juhudi Kilimo to buy a dairy goat for 20,000 KES and irrigation pipes for 20,000 KES. He says he will be able to pay for the education of his children and improve the living standards of the entire family. Gitari likes Juhudi Kilimo's client assessment processes used before disbursing loans.

Christopher : Kenya

Thu, 17 May 2012 18:40:08 PDT

$25 of $750 raised.

Started raising funds on May 17, 2012

Christopher lives in the Nkubu area of Central Kenya and has been in farming for over thirty years. He currently runs his farm with the help of two farmhands. His farm produces fish, fruits and vegetables which are sold locally. He gets additional income from an employment pension. Christopher has requested a loan of 63,000 KES from Juhudi Kilimo to buy and insure a dairy cow. He says he will use the income to educate his last born child and improve the family's living standards. Christopher says a lack of farming knowledge is usually the main challenge and advocates for more training. He appreciate Juhudi Kilimo's loan services.

Jacob : Kenya

Thu, 17 May 2012 18:40:08 PDT

$50 of $725 raised.

Started raising funds on May 17, 2012

Jacob is a farmer in the Nkubu area of Central Kenya where he lives with his family of ten children. The oldest seven are adults and the youngest three are still in school. His farm produces milk, maize, and beans. He runs his farm with the help of one farmhand. Jacob has requested a loan of 60,000 KES from Juhudi Kilimo to buy a water tank, water pipes and poultry birds at 20,000 KES each. He plans to buy more parcels of land for better farming. Jacob says the major challenge in farming is insufficient rain.

Nephat : Kenya

Thu, 17 May 2012 18:40:08 PDT

$25 of $375 raised.

Started raising funds on May 17, 2012

Nephat is a resident of Murang’a in Central Kenya and has one child, aged five years. His farm produces milk, beans, maize and bananas which he sells in the local market. He also runs a motorcycle business to supplement his farming income. Nephat has requested a loan of 30,000 KES from Juhudi Kilimo to buy piglets for a venture into pig farming. He believes he will generate more income and give his child a better education and food. He is looking forward to working hand in hand with Juhudi Kilimo to repay the loan.

Rowland : Kenya

Sat, 19 May 2012 07:30:04 PDT

$75 of $625 raised.

Started raising funds on May 19, 2012

Rowland is aged fifty-seven and carries out farming in his rural area of Kitale area in Western Kenya. He has been in active farming for the last ten years. He is married with twelve children, five of whom are still schooling. Rowland has requested a loan of 52,000 KES from Juhudi Kilimo to buy and insure a dairy cow. He says the acquisition of a dairy cow will help him provide his family with basic needs. He also plans to buy a milling machine for processing cereals. He says the challenge is animal diseases.

Benard : Kenya

Sat, 19 May 2012 15:30:03 PDT

$50 of $625 raised.

Started raising funds on May 19, 2012

Benard has been in farming for five years and mainly produces milk and eggs. He is the father of two children, who are aged five and three years, and both of them are in school. Benard has requested a loan of 52,000 KES from Juhudi Kilimo to buy and insure a dairy cow. He hopes to grow the business to own at least four dairy cows. He says he will focus on using the income to educate his children. Benard appreciates Juhudi Kilimo's loan services.

Robin : Kenya

Sat, 19 May 2012 15:30:03 PDT

$25 of $500 raised.

Started raising funds on May 19, 2012

Robin is a resident of Kitale in Western Kenya and has been in the farming business for seven years. His farm produces milk, vegetables, and maize, which are all sold within the local market. He is married with four children aged between ten and two years. Robin has requested a loan of 41,600 KES from Juhudi Kilimo to buy and insure a dairy cow. He earns some additional income from fish farming. He plans to start a transport business to ease his cost of delivery to the local market. He says his challenge in farming is the fluctuation in milk prices and occasional drought.

Benjamin : Kenya

Sat, 19 May 2012 15:40:03 PDT

$25 of $600 raised.

Started raising funds on May 19, 2012

Benjamin is a father of four children aged between fifteen and six years. He has been in the farming business for more than fifteen years. His farm produces maize. Benjamin has requested a loan of 50,000 KES from Juhudi Kilimo to buy poultry birds and venture into the poultry farming business. He will use the income to meet his family's needs. This is his second loan with Juhudi Kilimo. His challenge, however, remains animal diseases.