Kiva Loans for Center for Community Transformation Credit Cooperative (CCT)

Emelita : Philippines

Thu, 24 May 2012 18:10:04 PDT

$625 of $825 raised.

Started raising funds on May 24, 2012

This is Emelita, 47, a resident of Silang, Cavite, Philippines. She is married to Luisito and they have four children. One of their children has a family, two are in high school, and one is working. Emelita works hard to provide for the expenses of their everyday lives. She operates a business renting apartments to people who need a place to stay. She also earns an income through a small fruit farm where she grows pineapples and mangoes and earns a minimum of 825 PHP daily. Emelita is requesting a 35,000 PHP loan to maintain her apartments and her farm. This loan will be a really big help for her family, and Emelita expects a boost in her business income as she expands. She dreams of sending the rest of her children to school and of starting more businesses other than her apartment and farm businesses. Emelita faithfully meets up with her co-fellowship members weekly to share stories of her work. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and pay microfinance loans.

Erlinda : Philippines

Sat, 28 Apr 2012 06:50:04 PDT

$350 of $600 raised.

Started raising funds on Apr 28, 2012

This is Erlinda, 55, a resident of Bacoor, Cavite, Philippines, and the mother of two children. Her husband is Mario, a maintenance staffer. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Erlinda operates an accessories retail business. She buys accessory items from wholesalers and sells them per piece/pack with a profit. Products can include beaded jewelry such as necklaces and other products of the like. Customers are attracted to buy due to the low selling prices and the many options she offers. Her regular customers are students and mall patrons. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a PHP 25,000 loan. She will be using the loan to buy more quantities and varieties of accessory products to expand her product inventory. She expects a boost in her business income as she expands her business. Erlinda dreams to have a shop in the mall and dreams to be able to give her children a good and high-quality education through all her hard work on her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.

Dionafe : Philippines

Thu, 10 May 2012 15:40:03 PDT

$225 of $725 raised.

Started raising funds on May 10, 2012

This is Dionafe, 42, a resident of Pasay City, Philippines. Her husband is Nelson, an employee. Dionafe and Nelson have children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses. Dionafe operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns income by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PH 500 in sales every day. To help her continue operations of her business, she is requesting a PHP 30,000 loan. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Dionafe hopes her business will grow in the coming years and dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week. There, she can also draw strength and inspiration from the Word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Mary Grace : Philippines

Sat, 19 May 2012 01:50:03 PDT

$100 of $475 raised.

Started raising funds on May 19, 2012

This is Mary Grace, 51, a resident of Silang, Cavite City, Philippines. She is widowed with two children who are now working. She, together with her children, manage their own household while operating the business. At this time, she is working hard to continually provide income for her family's everyday expenses. Mary Grace operates a food stall. In the Philippines, the whole working community and most families only eat home-cooked meals in the evenings when all the family members are at home to take part in the meal. This is not only a usual family tradition but a matter of convenience and frugal living. It is considered a waste of money and time to spend money on cooking gas and food for one to two persons when buying cooked rice and viands costs less than raw food. Her regular customers are her neighbors and members of the local community. She earns a minimum of 1500 PHP in sales every day. To help her continue to operate her business, she is requesting a loan of 20,000 PHP. She will use the loan to buy more quantities of products such as meats, rice, vegetables, condiments and seasonings. She expects a boost in her business income as she expands her business. Mary Grace dreams of seeing her children succeed in their chosen careers. She faithfully meets up with her co-fellowship members to share stories of her work every week. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Susan : Philippines

Fri, 27 Apr 2012 16:30:03 PDT

$275 of $1,175 raised.

Started raising funds on Apr 27, 2012

This is Susan, 51, a resident of Bacoor, Cavite, Philippines. She is married to Jaime, a driver, and she is a mother to her two children. She, together with her husband, manages the household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Susan operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. She also retails cellphone load cards for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 1000 Philippine Pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a Php 50,000 loan. She will be utilizing the loan to buy groceries, toiletries, beverages and other products to add in her inventory. She expects a boost in her business income as she expands her business. Susan hopes to grow her business in the coming years and dreams to be able to give her children a good and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Lorna : Philippines

Sun, 29 Apr 2012 11:20:03 PDT

$225 of $550 raised.

Started raising funds on Apr 29, 2012

This is Lorna, 48, a resident of Manila, Philippines. She is married to Ibarra, her business partner, and a father to her child. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Lorna operates a variety store. In the Philippines, a variety store is basically a small convenience store which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a PHP 23,000 loan. She will be utilizing the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Lorna hopes to be able to expand in the coming years, just as she dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Marlyn : Philippines

Sat, 05 May 2012 06:30:02 PDT

$25 of $675 raised.

Started raising funds on May 5, 2012

This is Marlyn, 59, a resident of Pasay City, Philippines. She is married to Doroteo, a driver, and is mother to four children. She, together with her husband, manages their household while operating her business. At this time, she is working hard to continually provide income for their everyday expenses. Marlyn maintains a direct-selling business. She sells clothing, footwear, undergarments, cosmetics and other products through popular direct selling brands like Avon, Fullerlife, Natasha, Boardwalk, Marikina Shoe Exchange, and others. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalogue, and these are the profits that dealers count on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 5,000 PHP in sales every week. To help her continue operating her business, she is requesting a 28,000 PHP loan. She will utilize the loan to buy orders for her customers. She expects a boost in her business income as she expands her business. Marlyn hopes to grow her business in the coming years. She faithfully meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Maricel : Philippines

Mon, 07 May 2012 05:20:09 PDT

$75 of $950 raised.

Started raising funds on May 7, 2012

This is Maricel, 35, a resident of Pasay City, Philippines. She is married to Jesus, her business partner. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Maricel maintains a direct selling business and a stall in the mall. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fullerlife, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalog, and these are the profits that dealers count on as their income. She also operate a stall in the mall were she also sell her merchandise items.Her regular customers are mall goers,her neighbors and the local community.She earns a minimum of 5,000 Philippine Pesos (PHP) in sales every week. To help her continue operations of her business, she is requesting a PHP 40,000 loan. She will be using the loan to buy merchandise items and orders for her customers. She expects a boost in her business income as she expands her business. Maricel, hopes to grow her business and increase her clients in the coming years. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.

Rosalinda : Philippines

Thu, 10 May 2012 15:20:02 PDT

$125 of $750 raised.

Started raising funds on May 10, 2012

This is Rosalinda, 57, a resident of Pasay City, Philippines. She is a single mother of 2 children. She manages her own household while operating her business. At this time, she is working hard to continually provide income for her everyday expenses. Rosalinda maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics, and other products through the popular direct selling brands like Avon, Fullerlife, Natasha, Boardwalk, Marikina Shoe Exchange. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalog. These are the profits that dealers make as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 6000 Philippine Pesos (PHP) in sales every week. To help her continue operations of her business, she is requesting a PHP 31,000 loan. She will be using the loan to buy merchandise and orders for her customers. She expects a boost in her business income as she expands her business. Rosalinda hopes to grow her business and increase her clients in the coming years. She faithfully meets up with her co-fellowship members to share stories of her work every week. These weekly meetings are also a place where she can draw strength and inspiration from the Word of God she studies. *All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Dioleta : Philippines

Thu, 10 May 2012 15:30:02 PDT

$50 of $725 raised.

Started raising funds on May 10, 2012

This is Dioleta, 40, a resident of Pasay City, Philippines. Her husband is Esteban, a sewer. Dioleta has four children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses. Dioleta operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns income by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day. To help her continue operations of her business, she is requesting a PHP 30,000 loan. She will be using the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Dioleta hopes her business will grow in the coming years and dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week. The weekly meetings are where she can also draw strength and inspiration from the Word of God she studies. *All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Sylvia : Philippines

Fri, 11 May 2012 11:00:08 PDT

$75 of $1,200 raised.

Started raising funds on May 11, 2012

This is Sylvia. She is 45 and a resident of Bacoor, Cavite, Philippines. She is married to Danilo, a fish vendor, and a mother to her child. Together with her husband, she manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Sylvia operates a variety store. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries and beverages in small quantities to residents of the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP-worth of cooking oil or an egg. She earns money by acquiring supplies at wholesale prices and selling them by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and members of the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day. To help her continue operating her business, she is requesting a loan of 50,000 PHP. She will use this loan to buy groceries, toiletries, beverages and other products to add to her inventory. She expects an increase in her business income as she expands her business. Sylvia hopes to grow her business in the coming years and dreams to be able to give her family a good future through all her hard work on her business. She faithfully meets with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the Word of God she studies. * All CCT community partners and/or clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay micro finance loans.

Margarita : Philippines

Fri, 11 May 2012 11:20:16 PDT

$50 of $375 raised.

Started raising funds on May 11, 2012

This is Margarita, 51, a resident of Pasay City, Philippines. She is married to Alfredo, her business partner. She has three children. She, together with her husband, manages their household while operating their business. At this time, she is working hard to continually provide income for her everyday expenses. Margarita operates a variety store. In the Philippines, a variety store is basically a small convenience store that sells groceries, toiletries, and beverages to the local neighborhood. It is a place to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns a living by getting supplies at wholesale prices and selling them by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day. To help her continue the operations of her business, she is requesting a PHP 15,000 loan. She will be utilizing this loan to buy groceries, toiletries, and beverages to expand her inventory. She expects a boost in her income as she expands her business. Margarita dreams to be able to give her family a good future through all her hard work from her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week. She also draws strength and inspiration from the Word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Alicia : Philippines

Fri, 11 May 2012 11:00:08 PDT

$100 of $475 raised.

Started raising funds on May 11, 2012

This is Alicia, 58, a resident of Pasay City, Philippines. She is a widow and a mother to her two children. She, together with her children, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses. Alicia operates a variety store. In the Philippines, a variety store is basically a small convenience store which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. She also sells cooked viands for additional income. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day. To help her continue operations of her business, she is requesting a PHP 20,000 loan. She will be utilizing the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Alicia dreams of being able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Amelita : Philippines

Sat, 12 May 2012 12:50:02 PDT

$125 of $375 raised.

Started raising funds on May 12, 2012

This is Amelita, 56, resident of Pasay City, Philippines. She is married to Edgardo, a driver, and father to her three children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Amelita operates a peanut butter making business. What she basically does is buy raw peanuts and other ingredients needed in making her product from the market, process it then repacked them and sell them per piece to individual, general store owners and local community. Peanut butter is repacked in 250 and 500 gram plastic bottles. She also sells accessories for additional income. She earns a minimum of 300 Philippine Pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a Php15, 000 loan. She will be utilizing the loan to buy additional stocks of raw ingredients used in her business. She expects a boost in her business income as she expands her business. Amelita dreams to be able to give her all her children a good future and high quality education through all her hard work on her business. She also hopes to have a growing network of customers. She faithfully meets up with her co-fellowship members to share stories of her work every week and where he can also draw strength and inspiration from the Word of God he studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Rebecca : Philippines

Sat, 12 May 2012 12:50:09 PDT

$75 of $675 raised.

Started raising funds on May 12, 2012

This is Rebecca, 58, resident of Taguig City, Philippines. She is a widow and a mother to her four children. She, together with her children, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Rebecca maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics, and other products through the popular direct selling brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealers' prices are lower than those in the catalogue, and these are the profits that dealers are investing on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 3,000 in sales every week. To help her continue operations of her business, she is requesting a PHP 28,000 loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her business income as she expands her business. Rebecca dreams to expand her business in the coming years. She faithfully meets up with her co-fellowship* members to share stories of her work every week and also draws strength and inspiration from the word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Dwighta : Philippines

Thu, 17 May 2012 12:30:03 PDT

$100 of $825 raised.

Started raising funds on May 17, 2012

This is Dwighta, who is 55 and a resident of Taguig City, Philippines. She is single and manages her own household while operating her business. At this time, she is working hard to continually provide income for her everyday expenses. Dwighta operates a variety store. In the Philippines, a variety store is basically a small convenience store that sells groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5-pesos worth of cooking oil, or an egg. She earns a profit by getting supplies at wholesale prices and selling by the piece. Aside from this, she also retails mineral water for added income. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 1,000 Philippines pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a PHP 30,000 loan. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Dwighta hopes to be able to expand soon. Dwighta faithfully meets up with her co-fellowship* members to share stories of her work every week. This is where she can also draw strength and inspiration from the Word of God, which she studies. * All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay microfinance loans.

Sharon : Philippines

Fri, 18 May 2012 08:50:03 PDT

$100 of $475 raised.

Started raising funds on May 18, 2012

This is Sharon, 48, a resident of Taguig City, Philippines. She is a widow and manages her own household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses. Sharon operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a Php5-worth of cooking oil, or an egg, she also sells rice in her store. Sharon earns by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of Php1,000 in sales every day. To help her continue operations of her business, she is requesting a Php 20,000 loan. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Sharon hopes to be able to expand soon, just as she hopes to have her own house and lot in a nice location. She faithfully meets up with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Marilou : Philippines

Wed, 23 May 2012 11:30:03 PDT

$25 of $350 raised.

Started raising funds on May 23, 2012

This is Marilou, 34, a resident of Pasay City, Philippines. She is married to Roland, a tricycle driver, and mother to their children. She and her husband manage their own household while operating the business. At this time, she is working hard to provide income continually for their everyday expenses. Marilou operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. Marilou earns profits by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 400 in sales every day. To help her continue operations of her business, she is requesting a PHP 15,000 loan. She will be utilizing the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Marilou hopes to be able to expand soon, just as she hopes to give her children a good and high quality education through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week. The fellowship group is where she can also draw strength and inspiration from the Word of God she studies. *All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.