Kiva Loans for CEPRODEL

Aldo Jaen Carlos : Nicaragua

Wed, 15 May 2013 13:20:02 PDT

$525 of $600 raised.

Started raising funds on May 15, 2013

Sr. Aldo Jaen Carlos works Monday through Saturday at a print shop. He has worked there for four years and is responsible for operating the machines.

Aldo is requesting a loan so that he can invest in repairs to his house. He will reinforce the walls and repair the roof. These improvements will enable him to make his home more secure. Aldo is grateful to CEPRODEL and Kiva for this opportunity and the trust that they have placed in him. His loan will be invested in his home so that he can improve his living conditions and that of his family.

Alvaro David : Nicaragua

Fri, 03 May 2013 18:00:01 PDT

$875 of $1,025 raised.

Started raising funds on May 3, 2013

Alvaro David is a young entrepreneur, a person from El Sauce by birth and in his heart, and a very responsible father who puts his family first. He graduated as a teacher of primary education because from early childhood, he wanted to offer classes and teach others to read and write, so that they could become respectable people. Today, Alvaro David is director of a studies center located in an outlying area of the city, having been promoted to this responsible position after many years of performing good work. Thanks to his own efforts, Alvaro David acquired a piece of land on the edge of this municipality where he began to construct his own house. He has been expanding it over a period of years. For the purpose of constructing a room to provide better conditions for himself and his family, Alvaro David is soliciting a loan through Ceprodel to purchase bricks, cement, sand, zinc sheets, and rafters, and to pay construction workers. He hopes and trusts in God that Kiva investors, through Ceprodel, will finance this loan so that he can achieve his objective. Alvaro David will remain eternally grateful for this unconditional help for people of scarce resources.

Darwins Antonio : Nicaragua

Thu, 09 May 2013 18:50:02 PDT

$325 of $625 raised.

Started raising funds on May 9, 2013

Darwins Antonio has lived in Managua for six years. He is single, and has had a stable job for nine years working as a security guard at a private university. He is a responsible person with four children. Darwins Antonio came to the CEPRODEL office to request credit so that he can buy construction materials such as sheet metal and beams to repair the roof of his home, which is in poor condition. Doing this will improve the quality of life for his family.

Jimmy Alexander : Nicaragua

Tue, 14 May 2013 21:50:04 PDT

$600 of $1,000 raised.

Started raising funds on May 14, 2013

Jimmy Alexander lives in Managua, where he has been working at the town hall for the past four years. He is a responsible young man, both at work and in family matters. Jimmy is asking Kiva for a loan to purchase construction supplies - such as stone, sand, cement - in order to build an annex to his home, so that his family can have a safer and more comfortable home.

Reynaldo Santiago : Nicaragua

Thu, 09 May 2013 11:50:09 PDT

$525 of $750 raised.

Started raising funds on May 9, 2013

Reynaldo lives in the capital and works as a tax collector in a market in the city. He is single. Currently, he is studying at university and lives in his parents' home. Reynaldo is asking for this loan to make some improvements to his parents home, as he considers it necessary to give them a proper, safe roof.

Cesar Cástulo : Nicaragua

Wed, 01 May 2013 20:00:03 PDT

$500 of $625 raised.

Started raising funds on May 1, 2013

Cesar has lived in the municipality of Managua with his family for the past 58 years. He has worked as hygienist for a state company for the past 20 years. He is a widower with one person under his care. He is requesting a loan from Kiva partner CEPRODEL to pay for construction materials like sand, cement and bricks to put up a new wall, since the current one is in bad condition and Cesar needs to repair it to make his home safer. He is requesting this loan to be able to improve his family's standard of living and awaits the support from organizations like this one that helps people with few economic resources, since his salary is only enough for sustenance.

Wilfredo : Nicaragua

Fri, 03 May 2013 18:20:02 PDT

$275 of $500 raised.

Started raising funds on May 3, 2013

Wilfredo is a 48-year-old gentleman who is married and comes from the municipality of El Sauce. He is the father of two daughters. He graduated as an Environmental Engineer, because he is passionate about ecology and plants. He currently works as director of the training division of a private institution, where he gives talks on topics related to the environment. One of his great dreams is to see his two daughters educated and to have a house with all of the conditions to give his family a dignified life. For this reason he works hard day by day to carry out his work well and keep his job for many years. Due to the low salaries earned in Nicaragua, people often need loans so that they can achieve their dreams. For this reason he is requesting a loan from Ceprodel and asking for support from the Kiva investors so that he can improve the floor of his home. With the loan he will buy ceramic tile and cement and pay for labor.

José Leonel : Nicaragua

Sun, 05 May 2013 15:50:02 PDT

$375 of $600 raised.

Started raising funds on May 5, 2013

Achuapa is a beautiful and enchanting town located in the district of Leon, where there live many people who desire to get ahead. José Leonel is called "el Joven," the Boy. He is 44 years old. He fights hard everyday for both himself and his family. He works in one of the local cities. He lives together with his wife and three children under his care. His wife works as a gradeschool teacher, and with the little that she makes is able to help her husband with the daily expenses of the household. One of José's dreams is to improve his home. For this reason he is requesting a loan through Kiva and CEPRODEL in order to purchase the cement, sand, and rebar the family needs to be able to improve their home. He is grateful to God that he found Kiva and CEPRODEL and so has the opportunity to apply for his fifth loan. He has been acquiring his home through the use of loans from Kiva and CEPRODEL, and so this one will go toward making improvements.

Bernardo Antonio : Nicaragua

Thu, 09 May 2013 06:30:07 PDT

$275 of $625 raised.

Started raising funds on May 9, 2013

Santa Rosa del Peñón is a beautiful and charming municipality with various types of companies that help residents find work. Fifty-three year-old Bernardo Antonio works as a secondary school teacher. He is a determined man who fights to provide for himself and his family. He lives with his wife and their three children, whom he loves very much. His wife is also a teacher and with the little that she earns she helps to support their family. One of his dreams is to construct a kitchen in their home. This is the reason he is asking for a loan from Kiva and Ceprodel to purchase cement, sand, corrugated metal roofing and wood. With this, his family's quality of living would greatly improve. He gives thanks to God for the honourable people that help in this type of activity. He mainly thanks Kiva and Ceprodel for caring about the living conditions of struggling families like Bernardo's.

Manuel Antonio : Nicaragua

Thu, 09 May 2013 15:30:01 PDT

$200 of $825 raised.

Started raising funds on May 9, 2013

Manuel Antonio lives in the city of Managua and has worked for the last 8 years for a university in Managua; he’s noted for being a young man who is very responsible at work. He makes his greatest effort for his family’s well-being. He’s requesting a loan to buy building supplies like cement, concrete blocks and iron rods and to pay labor costs to do some home improvements in order to provide his family with increased security. Manuel is very grateful to Kiva and Ceprodel because thanks to the granted loan he has succeeded in improving his home and his living conditions.

Fauto : Nicaragua

Tue, 14 May 2013 21:50:02 PDT

$250 of $625 raised.

Started raising funds on May 14, 2013

Fauto lives in a suburb of the city of Managua, Nicaragua. He has been working for the city as a hygienist for three years. He is an honest person, of good moral values, responsible, and married with two children in his care and his wife supports him in the care of their children as she is a housewife. Fauto came to Ceprodel to ask for a loan in order to build an extension to a room. He will use the loan to buy materials such as blocks, zinc, cement and sand. With this funding he will invest by expanding his home to offer better comfort and living conditions to his family, because without this support that Kiva offers through Ceprodel he could not make these improvements.

Miguel Antonio : Nicaragua

Fri, 10 May 2013 08:30:03 PDT

$250 of $425 raised.

Started raising funds on May 10, 2013

Sr. Miguel Antonio lives in Managua, the capital of Nicaragua. He is actively employed at a state entity where he has been working as a security guard for three years. Miguel Antonio is married and has three children under his care.

He is requesting a loan from CEPRODEL so that he can buy materials such as zinc sheets and crossbeams in order to maintain the roof of his home, which is in bad condition. Don Miguel Antonio dreams of seeing his house with a good roof because of the upcoming rainy season. He will be able to provide his family with a decent roof because of the assistance that CEPRODEL and Kiva have provided.

Juan Ramón : Nicaragua

Sat, 11 May 2013 11:10:01 PDT

$150 of $1,025 raised.

Started raising funds on May 11, 2013

Juan Ramón is single and responsible for two people under his care. He lives in Managua and has worked for a state company as a driver for twelve years. He is a responsible and hard worker with a take-charge attitude. He wants to get ahead in order to give his family a better life. He will use this loan, requested from CEPRODEL, for the purchase of electric materials in order to change the whole electrical system, which is in bad shape, and to pay the labourers. With this loan, he will invest in the security of his family's home. Because his income is very low, he has not been able to make this investment. He has faith that with the support of Kiva and CEPRODEL he will succeed.

Donald José : Nicaragua

Thu, 09 May 2013 20:40:03 PDT

$200 of $425 raised.

Started raising funds on May 9, 2013

Donald José is from Managua. He's single and has two children who are still in school. He has worked as a security guard in a state business for seven years. He's a person with good moral values. Donald José appeared in the CEPRODEL office to request a loan to buy cinder blocks and cement and to pay for labor for an addition on a room. One of his dreams is to have a house with all the suitable features. He trusts in God that the Kiva lenders will finance his loan through CEPRODEL. Only this way will he realize these dreams for his family's life.

Hernán Ramón : Nicaragua

Fri, 10 May 2013 15:10:04 PDT

$275 of $500 raised.

Started raising funds on May 10, 2013

Herman Ramon lives in Managua and has been working for a number of years as a driver for a state agency. He is going through hard times because of his wife’s death. Herman is asking for a loan so that he can buy building materials such as cinder blocks, sand, cement, and pay for labor so that he can make improvements to his house, in order to provide his children with better living conditions who now only have him to support them. He is very grateful and thankful for the loans though Kiva and CEPRODEL because he has been improving his family’s living conditions.

Ricardo José : Nicaragua

Fri, 10 May 2013 06:20:02 PDT

$175 of $625 raised.

Started raising funds on May 10, 2013

Ricardo José lives in the city of Managua, Nicaragua. He is a responsible person who fights for the well being and future of his family. He is married and has three dependents. He has worked at a state university for three years as a security guard. He is asking for a loan from CEPRODEL to be able to build an annex on a room to expand the living room of his house. He will use this loan to buy blocks and cement and to pay for labor costs. With this loan, he will invest in doing home improvements. He is grateful to Kiva through Ceprodel for the support they can offer him, because this is the only way he has been able to remodel his home.

Israel : Nicaragua

Sun, 12 May 2013 21:20:01 PDT

$325 of $800 raised.

Started raising funds on May 12, 2013

Achuapa, 96km from the department of Leon, is a beautiful and charming town where the people practice agriculture and raise cattle, as well as making artisan crafts. Israel, 48, fights for his life and that of his family. He works as an Acquisition Technician. He lives with his wife and one son. His wife is a stylist, and she uses what little that she earns to help with household expenses. One of his dreams is to build a small kitchen in his home, which is why he asks Kiva and Ceprodel for a loan to buy cement, sand and wood. This will help improve his family's living conditions.

Carlos Isaac : Nicaragua

Sun, 12 May 2013 23:10:02 PDT

$125 of $575 raised.

Started raising funds on May 12, 2013

Carlos Isaac is a young man who is determined to succeed and survive. He is hardworking, responsible and has two sons who are dependent on him. For three years he has been working as a security guard at a state institution. He approached Ceprodel's office to apply for a loan to assist in completing the construction of his home. This loan will be invested in labor payment and the purchase of materials such as cement and sand. Carlos Isaac's dream is to see his house completed with the support offered to him by Ceprodel.

Noel Antonio : Nicaragua

Sun, 12 May 2013 23:30:03 PDT

$150 of $800 raised.

Started raising funds on May 12, 2013

Noel Antonio has been living in his own home in Managua for over 14 years. He is married and has been working for a state enterprise for three years. His work enables him to earn an income to sustain the family and cover expenses. He approached the Ceprodel offices a second time to apply for a loan to assist in building a toilet facility in his home, which he built himself. Noel Antonio is requesting this loan as his monthly income is not enough to take on the construction expenses, therefore he is requesting approval for this loan so that he can improve his home. He would like to give thanks in advance for the help in improving housing conditions for his family and the standard of living for his children.

Luis Carlos : Nicaragua

Mon, 13 May 2013 00:40:01 PDT

$275 of $1,000 raised.

Started raising funds on May 13, 2013

Young Luis Carlos is a person with good moral values and good habits. He is hard-working and responsible. He has been working for seven years, and he is currently a security guard in one of the state universities. He is single and cares for his parents. The young man, Luis Carlos, turned to CEPRODEL with the objective of requesting a loan to make changes to his roof since the rain is coming. He will invest this loan in purchasing corrugated galvanized iron sheets and paying for labor. He is grateful to CEPRODEL and Kiva for the support they can offer him by granting this financing which will help him to improve his family’s quality of life.

Juan Francisco : Nicaragua

Mon, 13 May 2013 09:10:06 PDT

$300 of $975 raised.

Started raising funds on May 13, 2013

Juan Francisco lives in the city of Managua. For the past 12 years he has worked as a security guard at a shopping centre in Managua. Juan is requesting a Kiva loan to purchase corrugated metal roofing and wood to re-do the roof on his home. The roof is in bad shape and with the arrival of winter it will begin to leak. He is also very grateful for the loans he has received. He used them to build his home and provide his family with more comfortable living conditions.

Marcos Antonio : Nicaragua

Tue, 14 May 2013 11:00:02 PDT

$175 of $800 raised.

Started raising funds on May 14, 2013

Marcos works checking buses for a transportation cooperative. He has worked for this company for eight years. He is married and his wife is a housewife. They have three children and own their own home. He is asking for money to buy construction materials to make a room for his son. Marcos feels great working with CEPRODEL and Kiva, as he has made very good use of all of the loans. He has seen his growth as a person and the growth of his family towards having a better quality of life.

Silvio Antonio : Nicaragua

Thu, 09 May 2013 21:30:03 PDT

$50 of $625 raised.

Started raising funds on May 9, 2013

Sr. Silvio Antonio lives in the city of Managua, where he has been working as a tax collector for 12 years at a shopping center in the capital. He works from 8:00 A.M to 5:00 P.M. Silvio does his best to help his family get ahead and to prepare his children professionally.

Don Silvio is requesting a Kiva loan so that he can invest in the purchase of construction materials such as blocks, sand, and cement in order to make improvements to his home. This will provide greater comfort and security for his family.