Kiva Loans for CEPRODEL

Rafaela Maria : Nicaragua

Mon, 21 May 2012 10:10:01 PDT

$350 of $650 raised.

Started raising funds on May 21, 2012

Rafaela is from a village in the León department. She is an elementary school teacher. She is currently teaching at a school in the Telica area, and she has been teaching for 26 years. Her family is comprised of six children, and they attend the local schools. She is currently requesting a loan to improve her house. She will buy construction materials like tiles and cement. She will also pay for the labor. In order to improve her living conditions and her standard of living she went to Ceprodel to continue requesting a loan to fulfill her dream. The loans that she has received have had a great impact on bettering herself and her children. She will improve the floor of her house, which is in a bad state.

María Etanislada : Nicaragua

Tue, 22 May 2012 07:50:02 PDT

$225 of $875 raised.

Started raising funds on May 22, 2012

María Etanislada is currently employed. She works as an administrative assistant. She has the spirit for improving herself in this life. She has a child under her care. She had the opportunity to learn, for the first time, about Ceprodel, and that it supports people so that they can improve their lives and those of their families. That is the reason she came to request a loan to buy zinc sheeting, roof beams, and bricks. She will do this for her well-being and that of her family. She has hope in God that this institution is able to help her, as her motive is to keep striving to improve. She is very grateful because she will be able to manage to live under better conditions.

Fabio Ceferino : Nicaragua

Fri, 25 May 2012 13:40:03 PDT

$100 of $1,300 raised.

Started raising funds on May 25, 2012

Fabio Ceferino has worked as a plumber for the aqueduct and sewer system company for more than four years. He reports to the office at 7:30 a.m. to subsequently go out with a team to repair any problems that occur in the pipes throughout the city. He finishes work at 6:00 p.m. An area of need that Ceferino faces is that he doesn't have his own house; he has been living with some relatives for a long time. Tired of that situation, he approached Ceprodel about being granted a loan to construct a little house, which would improve his family's well-being and allow him to have his own home.

Angelica Maria : Nicaragua

Thu, 10 May 2012 12:00:39 PDT

$250 of $650 raised.

Started raising funds on May 10, 2012

Angélica works as an elementary school teacher in a small school in the town of Telica, León Department; she’s been in this occupation for nine years. She’s married and has two children she needs to provide with basic conditions for their growth and development since they are attending a local school. One of the needs Angélica has is to build a room at home because it’s in poor condition which is why she approached Ceprodel to request a loan to buy building materials and supplies like concrete blocks, purlines, rebar, wire, metal sheeting, screws, solder and to pay labor costs to carry out the home improvement mentioned above to provide increased security to her home which will help her provide greater security for her daughter.

Carla Lorena : Nicaragua

Mon, 21 May 2012 14:20:03 PDT

$200 of $450 raised.

Started raising funds on May 21, 2012

Doña Carla Lorena is 41 years old, married, and works as an elementary school teacher. Her family includes four individuals. She currently needs to make a few improvements to her home. Carla came to the offices of CEPRODEL to request a loan that would allow her to fulfill her dream.

She needs to buy construction materials such as cement, paint, flooring, zinc, and other supplies, so that she can provide greater comfort and a better quality of life for her family.

Silvio José : Nicaragua

Tue, 22 May 2012 05:30:01 PDT

$75 of $275 raised.

Started raising funds on May 22, 2012

Silvio José comes from a region bordering the town of El Sauce. He is a hard-working man who is responsible for his home, which is made up of a large family. He works as a security guard, a job that allows him to support his humble family. At this time, given the fact that his family is quite large, he needs to acquire a building lot for the purpose of expanding his home and providing his little children with adequate living conditions. For the past nine months, he has been working with Ceprodel, where they have provided three loans to help him improve his quality of life. He is thankful to Ceprodel for their unconditional support and trust because these loans allow poor people to fulfill their dreams.

María Salvadora : Nicaragua

Fri, 27 Apr 2012 23:20:02 PDT

$275 of $525 raised.

Started raising funds on Apr 27, 2012

Salvadora began her business with a small amount of capital given to her by her husband, so that she could work and earn her own income. This activity consists of selling a variety of clothing for women and men. She has been doing this for many years and has much experience, and has gained many customers due to her good treatment and the low prices of the merchandise that she offers. She has been working with Ceprodel for six years, and they have approved 6 loans which she always invests in her business. She is grateful for this unconditional support as it has allowed her to maintain her business and to train her only son as a professional so that he can support himself in his future life. With this loan she plans to acquire men's pants, women's blouses, capris, skirts, and sandals, and men's shirts, with the intention of satisfying the demands of her customers and attracting new ones.

Julio Cesar : Nicaragua

Sun, 29 Apr 2012 11:40:08 PDT

$25 of $900 raised.

Started raising funds on Apr 29, 2012

Julio César is a craftsman by profession. He’s married and is currently working as a salaried employee in a public agency; he’s been employed for ten years. He comments that it’s been of great use to him because by means of his salary he’s been able somehow to cover his debts. He needs to do some home improvements though and this is why he’s come by our offices to make this dream of improving his home’s quality of life a reality and to have the satisfaction of continuing to improve. He came by our offices to request a loan to buy sand, cement, stone, rebar, gravel and tile to start the building project.

Martha Lorena : Nicaragua

Sun, 29 Apr 2012 14:10:04 PDT

$0 of $450 raised.

Started raising funds on Apr 29, 2012

Martha Lorena is a young, single woman who works selling cosmetics in one of the city markets of León. She works from 6 in the morning until 5 in the evening so that she can support and provide for her two children. She is requesting this loan in order to purchase bulk cosmetics, bags, purses, and imitation jewelry in Managua. She travels twice a week to the capital to purchase products at lower prices, giving her a better profit margin. Martha is grateful to Ceprodel for their support, as they have helped her to increase her inventory and offer higher quality products. She has faith in God that this support will help her to continue growing her business.

Alvaro David : Nicaragua

Fri, 04 May 2012 12:00:42 PDT

$0 of $875 raised.

Started raising funds on May 4, 2012

Professor Álvaro David is from the town of El Sauce where he’s lived his entire life. He is a very responsible person in charge of a home composed of his wife and children he tries to provide a better education for and to provide sustenance for his home. This is the first loan he’s asked Ceprodel for. He wants to buy a motorcycle to make his work easier so that he can get from his house to his place of work which is located in a district far from his town; he has to start his trip very early in order to be at work on time. He trusts in God that Ceprodel will approve his application because it will benefit him in this aspect because his meager salary is only enough to buy basic staples and to pay his utilities at home and insufficient to buy this vehicle which is of such great need today.

Fátima Leonor : Nicaragua

Fri, 04 May 2012 12:00:43 PDT

$75 of $775 raised.

Started raising funds on May 4, 2012

Fátima Leonor is from the town of El Sauce. Like all folks from El Sauce she strives daily to help her husband bring sustenance to their home as well as to finish building their house with all adequate conditions to provide her children with a proper home in which to live and grow. She’s been working with Ceprodel for several years and she’s been granted six small loans all of which were used to gradually build her house which is her greatest dream. This latest loan will be used to buy bricks, cement, sand and metal sheeting aimed at completing building the kitchen to have more space and conditions for preparing meals for her children and her husband.

Norma Gladis : Nicaragua

Fri, 04 May 2012 18:10:02 PDT

$25 of $450 raised.

Started raising funds on May 4, 2012

In the municipality of Telica, a town in the department of Leon, Norma works arduously in her job managing medical supplies in a health center in the town. She has been doing this work for 22 years. She is married and has 2 children in her care, to whom she must provide the conditions needed for their growth and development. One of Norma's needs is to improve her house. She needs to improve one of her rooms so that she can have better living conditions for her family. For this reason, she decided to visit CEPRODEL to request a loan. This loan will pay for construction costs, including cement, paint and labor, so that she can carry out this project for the benefit of her family.

Norma Gregoria : Nicaragua

Sat, 05 May 2012 12:40:02 PDT

$250 of $650 raised.

Started raising funds on May 5, 2012

This woman is originally from a village in Larreynaga, department of León. She works as a primary school teacher, and has spent 3 years giving classes in a primary school in the same region. In terms of her immediate family, she doesn't have children and is single. This woman is requesting financing to buy pigs, corn, firewood, seasonings, potatoes, leaves and ties to strengthen in business with her mother, now that they jointly run this commercial business. It is a way to support her mother, as she has made her and given her the life that she has today. Currently she is requesting a second loan through the signed agreement with said school. Said financing with help her improve her conditions and standard of living. Due to this she has stayed faithful to CEPRODEL as an active client, being benefitted by the loans which have had a great impact on her development and family conditions, with which she feels satisfied due to the credit relationship.

Maria Luisa : Nicaragua

Fri, 04 May 2012 21:10:02 PDT

$150 of $650 raised.

Started raising funds on May 4, 2012

María is a native of a town in the Department of León. She is a primary school teacher; currently, she is teaching classes at a school in the Larreynaga area. She has 5 years of experience doing this. Her family consists of 1 son who studies at a local school. She is also a single mother. She is requesting this loan in order to improve her house with the purchase of construction materials, such as cement, blocks, metal roofing, and also labor. In order to better her conditions and standard of living, she approached CEPRODEL to ask for funding and fulfill her dream, since the loans she has received have had a great impact on self-improvement for herself and her son.

Nelis Betania : Nicaragua

Fri, 04 May 2012 22:40:03 PDT

$75 of $575 raised.

Started raising funds on May 4, 2012

In the town of Quezalguaque in the Department of León, Sra. Nelis works as an elementary school teacher. She has been awarded many honors for her dedication and professionalism. Nelis has been in this job now for seven years. She is married and has one child. Nelis works at a school in the town of Quezalguaque.

One of her needs at the moment is to make improvements to her home, especially the walls that are in bad condition. Therefore, she made the decision to visit CEPRODEL and request a loan to buy construction materials, such as bricks. This will improve the living conditions and the standard of living for herself and her family.

Domingo José : Nicaragua

Sat, 05 May 2012 11:40:04 PDT

$50 of $875 raised.

Started raising funds on May 5, 2012

Domingo José is married and is employed by the Ministry of Health as a Vectors Technician in the city of León; he works from 7am until 3pm, Monday through Friday. Domingo asked Ceprodel for a second loan to buy metal sheeting, gravel and screws he’ll use to replace the roof on his house because it’s in bad shape and the rainy season is approaching. Domingo is grateful to Ceprodel for the support provided to improve his house and his and his entire family’s quality of life.

Ana Julia : Nicaragua

Sun, 06 May 2012 12:50:02 PDT

$50 of $650 raised.

Started raising funds on May 6, 2012

Young Ana Julia is originally from the town of El Sauce. She has been working as an office worker at an institution for many years, an activity that has permitted her to buy electrical household appliances for the home and to improve her living conditions little by little. As a responsible mother of her children she tries to give them the best care and wellbeing at home with adequate living conditions. She has been working two years with Ceprodel where she has been granted 8 loans in order to buy electrical household appliances in order to improve her housing, and for this reason she is appreciative to the institution as thanks to them she has what she has in her humble home with the necessary furnishings and without it she would not have been able to acquire it because her low salary could not cover the basic living expenses of a home. Currently she is asking for a loan in order to buy a washing machine with the goal of making her domestic chores easier to save her time between the two jobs of her house and her office work.

Pedro : Nicaragua

Thu, 10 May 2012 03:30:03 PDT

$25 of $1,300 raised.

Started raising funds on May 10, 2012

In the municipality of Larreynaga, in the department of León, Pedro has been in business for 19 years, carrying out diverse farm activities, including buying and selling pigs. He has grown economically, and his three children are now independent. He and his wife, who is dependent on him, live together and care for the business. Ever since he started the pig business, Pedro has worked hard to improve and start other farm activities like his parents, to keep the family together. Buying pigs is important now that the winter season is approaching, because it is when farmers use them in sowing season. So he has asked Ceprodel for support.

Maria Del Socorro : Nicaragua

Thu, 10 May 2012 14:30:02 PDT

$0 of $650 raised.

Started raising funds on May 10, 2012

This lady comes rural area of the Telica jurisdiction. She is a primary school teacher working in a school of her community, and she has been teaching for 13 years. She has 3 children who attend the community school and for who she has to provide an education; her husband works in a company in León. This lady came to Ceprodel to ask for a loan as she needs to urgently make improvements to her house; as it is in a bad state, she will use the loan to buy construction materials such as cement and sand, and to pay for laborers. She needs to whitewash one wall, and she aims at improving her standard of living.

Juana Norma : Nicaragua

Sat, 12 May 2012 08:20:03 PDT

$0 of $650 raised.

Started raising funds on May 12, 2012

Juana Norma is originally from Telica. She has been a teaching first graders at nearby school for 19 years. Juana Norma has 3 children, all married now. She is requesting her third loan through a program at the school. These loans have helped Juana to improve her quality of life, and with this loan she will be able to purchase materials necessary to repair her home, as well as pay for some of the labor. She is working with Ceprodel to secure this credit so that she can do the needed work and improve her living conditions.

Amalia Ivoon : Nicaragua

Thu, 10 May 2012 11:20:02 PDT

$100 of $875 raised.

Started raising funds on May 10, 2012

This lady is from the town of Larreynaga where she has her eatery and snack bar business that she’s been operating for several years with her mother. She’s married but does not have any children at present. She’s been a Ceprodel client and has benefitted from loans that have had a big impact because she’s used them to improve the conditions of her locale thus offering better service. The investment she’ll make with the Ceprodel loan received will be to build two toilets and a septic tank in order to have basic services inside the infrastructure for better customer service and better hygiene. With this goal in mind, she approached Ceprodel to carry out such an important project that would be of high impact asking for a loan to continue building.

Felix Roberto : Nicaragua

Thu, 10 May 2012 11:50:02 PDT

$75 of $475 raised.

Started raising funds on May 10, 2012

The municipality of Telica is noted for having its own local taxi service and many people utilize said services in all the existing schedules because many people work outside the locality during hours when the collective transportation system has ceased operating. Félix owns a taxi besides being an elementary school teacher at a local school. He’s asking for a loan to pay for his operating permit to continue providing his services legally. At the same time, the loan will help him take care of this important requirement thus improving his conditions and family standard of living while also benefitting the community that needs said service. He hopes that Ceprodel will provide the support to resolve his situation for his and his customers’ benefit.

Emilio Bernabé : Nicaragua

Fri, 11 May 2012 05:40:03 PDT

$0 of $525 raised.

Started raising funds on May 11, 2012

Currently Emilio runs his own business, in which he works as a mechanic in the town of El Sauce. Each day he repairs motorcycles that are brought in to his workshop. He is a young man with a strong spirit, who takes a can-do attitude in life. He is a father and provider to his three children, which has given him the opportunity to discover that Ceprodel provides support for people such as himself. Consequently, he has come to apply for a loan to buy ceramics in order to improve the flooring within his home, as this will allow him to provide better living conditions for himself and his family. For him, the loan is hugely important because it will help with his family to develop.

Cándida Paula : Nicaragua

Fri, 11 May 2012 07:30:03 PDT

$50 of $450 raised.

Started raising funds on May 11, 2012

Cándida currently works at an educational center. She has one child for whom she is responsible. She is single, and she has the spirit for improvement. She came to Ceprodel in order to request a loan to make improvements to her house. She knows that Ceprodel supports this type of activity. That is the reason that she went to request a loan to buy bricks and cement to improve her home. This will allow her to live with her family under better conditions. The loan is of great importance to her because it helps with the family development.

Claudia Irsa : Nicaragua

Fri, 11 May 2012 09:40:02 PDT

$0 of $775 raised.

Started raising funds on May 11, 2012

Claudia was born in the town of Achuapa. From a very young age she’s liked to work to generate her own income and since she formed her own home she’s helped her husband with household expenses and to build their house. At present, she has her own business consisting in running a café at home that she started with her own efforts and that has been in operation for many years. It is quite popular and well-known by residents and visitors in said town; it’s noted for the good quality of the food and for the owner’s kind service. This is the first time she’s asked Ceprodel for a loan because she needs to have capital to buy ingredients like vegetables, chicken, beef, pork, oil, rice and soft drinks to prepare her food and refreshments to meet customer demand which is growing more every day.

Lidia Virginia : Nicaragua

Mon, 14 May 2012 13:30:04 PDT

$0 of $650 raised.

Started raising funds on May 14, 2012

Lidia Virginia sells tortillas in the market; she has been in this business for twelve years. Lidia works from 7 in the morning until 12 in the afternoon. She is grateful to Ceprodel because the loans she has received have allowed her to grow her business -- with every financing round she has been able to increase her inventory and now also sells nacatamales (a Nicaraguan dish similar to tamales) and bottled water Saturday and Sunday. Lidia is seeking a loan in order to purchase a stove and a supply of corn which will allow her to meet the growing demand and give her clients a better service.

Sara Amparo : Nicaragua

Mon, 14 May 2012 18:30:02 PDT

$100 of $350 raised.

Started raising funds on May 14, 2012

Sra. Sara Amparo lives in the city of Managua. She works as a merchant at a market in Managua. Her business involves selling vegetables.

With this loan, Sra. Sara will buy squash, tamarind, and taro in order to increase her inventory and maintain her customer base. Doña Sara says that the loans given to her by CEPRODEL have increased her operating capital, as well as her earnings.

Marco Erminio : Nicaragua

Tue, 15 May 2012 07:10:02 PDT

$0 of $450 raised.

Started raising funds on May 15, 2012

Marco Herminio lives in the city of Managua and works as a shopkeeper in a market in Managua. His business is selling sunglasses and watches. Marco is requesting the loan to make improvements on his home and thus improve his family's living conditions. He expresses that he feels grateful for Ceprodel because thanks to the loan that they've given him he has been able to grow his business and improve his home. 50% of the loan is for his business and 50% is to improve his home in order to provide his family with a decent roof over their heads.

Jilber Emilio : Nicaragua

Thu, 17 May 2012 14:10:02 PDT

$0 of $1,075 raised.

Started raising funds on May 17, 2012

Young Jilber Emilio is from the town of El Sauce. He earns a living working as an employee where he has much experience. It’s an activity that has allowed him to support his home for many years gradually making improvements to his house. He’s worked with Ceprodel for several years; he’s had four home improvement loans and others for personal use thanks to which he’s improved his quality of life. At present, he needs a loan to buy a motorcycle to use to get to work because his workplace is far from the city and it’s difficult for him now because he needs to get up at dawn in order to be responsible and get to work at the exact starting time. He hopes that Ceprodel will support him with his request and he trusts in God that his dream will become a reality and he will be able to acquire this vehicle to save time at work.

Wilfredo : Nicaragua

Fri, 18 May 2012 08:10:03 PDT

$25 of $525 raised.

Started raising funds on May 18, 2012

Wilfredo is from the town of El Sauce. As a father responsible for his home, he has worked arduously in a state institution for many years. This activity has allowed him to raise his daughters and to build his own home, which he has been improving with the small loans that CEPRODEL has granted him. For this reason he is grateful for this unconditional help to wage-earning people because without it they would not be able to carry out their dreams since the wages only cover household expenses. At the moment, he wants to improve the kitchen in his house so he is asking for his fifth loan to buy cement, wire, sand, brick, iron, and to pay for the labor.

María Eugenia : Nicaragua

Tue, 22 May 2012 00:40:03 PDT

$25 of $450 raised.

Started raising funds on May 22, 2012

María Eugenia is a single mother who has taken responsibility for providing for her household, supporting her children, and giving them the best. In order to earn a living, María Eugenia works as a high school teacher. Her salary enables her to fulfill her obligations. She is a determined and enterprising woman who knows how to raise her children by herself.

Today she is requesting her fourth loan from CEPRODEL in order to buy paint and pay for labor so that she can give her home a better appearance. She hopes and trusts that God will approve of her request so that she can accomplish her goal and gradually fulfill her dream of having a finished house. The loans are the only means for this to happen because her salary is not enough to make her dreams a reality.

Felícita : Nicaragua

Wed, 23 May 2012 06:30:03 PDT

$25 of $875 raised.

Started raising funds on May 23, 2012

Doña Felicita is a determined individual. She is single and was able to help her only daughter move forward. Felicita's salary was the only means she had to help her daughter prepare professionally. Her daughter is no longer dependent on her, so she has been able to make improvements to her home a little bit at a time. The loans from CEPRODEL have also been a great help. Felicita has been working as a secretary for many years and has extensive experience in this position.

At the moment, she needs a loan to continue with the improvements to her home. Her primary goal is to have completely adequate conditions so that she live decently in her retirement. The loan she is requesting will be invested in the purchase of bricks, cement, and sand. Once again, she hopes the unconditional support of CEPRODEL will last for several years. It is for this reason that she is grateful.

José Rubén : Nicaragua

Tue, 22 May 2012 07:40:03 PDT

$0 of $575 raised.

Started raising funds on May 22, 2012

The young José Rubén is originally from an area on the outskirts of the munipality of El Sauce. He’s a security guard, which allows him to take home the daily bread and give his children the best he can. As a responsible father, he fights day to day to be a better worker and meet his obligations. At this time, he is a requsting a loan to buy a motorcycle so he can get to work on time, as his home is far from the city. He’s been working with Ceprodel for 4 years and has received 4 loans previousbsly, which have all benefitted his household. He hopes and confides in God that his request will be approved so he can get himself to work.

Norma Isabel : Nicaragua

Tue, 22 May 2012 08:00:41 PDT

$50 of $875 raised.

Started raising funds on May 22, 2012

Norma Isabel lives in the Municipality of Achuapa, Department of Leon. She is a young person who is dedicated to her work as an accountant. She has 3 children under her care. Norma Isabel has her own house and some land. The requested loan will be used to buy wire fencing for securing her property. Ceprodel supports this type of activity, helping people achieve the goal of having a secure home. Without the aid of this financing, the task would be more difficult to accomplish. Norma Isablel is very grateful to Ceprodel in advance for the collaboration it offers her, and she hopes to continue working with this institution.

Yasmin Esperanza : Nicaragua

Wed, 23 May 2012 12:10:02 PDT

$25 of $875 raised.

Started raising funds on May 23, 2012

Yasmín Esperanza has a business selling cosmetics like perfume, creams, clothes and sandals. It’s located in one of the markets in the city of León and she’s had it for 19 years; the business is her family’s support. Yasmín makes the purchases for her business in Managua and then sells from very early in the morning to her clientele in her stand; she closes at 4pm. In these days when Mother’s Day in Nicaragua is approaching, demand has increased which is why she approached Ceprodel hoping to get help to stock her business to take advantage of the occasion and meet customer demand.

Armando José : Nicaragua

Fri, 25 May 2012 11:50:03 PDT

$0 of $1,300 raised.

Started raising funds on May 25, 2012

Armando José is married and has worked for a water and drainage firm for six years, a job with which he’s raised his family. One of the needs Armando is going through is to build a room in his house because the family has grown and he sees the need for more space for him and his family which is why he visited Ceprodel to be benefitted by a loan always seeking his and his family’s wellbeing.

Aura Vanessa : Nicaragua

Fri, 25 May 2012 12:30:04 PDT

$0 of $650 raised.

Started raising funds on May 25, 2012

Aura Vanessa is a medical professional who has worked for three years as a teaching professor in a university in the department of León. This job supports her family. Aura Vanessa has to travel for her job. She has her own means of transportation but over time her tires have deteriorated. She approached CEPRODEL to request a loan because it was a little impossible to buy them with her own income.

María Eugenia : Nicaragua

Fri, 25 May 2012 12:40:02 PDT

$0 of $875 raised.

Started raising funds on May 25, 2012

María Eugenia has sold food for 40 years. She prepares the food in her house and later takes it to one of the markets in the city of León to sell. She does this job to support her family. She is requesting the loan for the wholesale purchase of the products she uses to prepare her food. She has made many improvements to her home with the profits she has earned. Because of this she is grateful to CEPRODEL because she has achieved better living conditions for her family.