Kiva Loans for Aqroinvest Credit Union

Minaya : Azerbaijan

Tue, 18 Jun 2013 18:30:02 PDT

$200 of $2,425 raised.

Started raising funds on Jun 18, 2013

Minaya is 48 years old, married, and the mother of four children. She is an IDP (internally displaced person), and she lives with her husband and children in the Bilasuvar IDP Settlement. She was displaced from Fuzuli. She has dedicated 18 years of her life to agriculture. She plants tomatoes, potatoes, eggplant, and other vegetables and fruits. Her monthly income from vegetable and fruit sales is 150 AZN. Minaya has big plans for the future, such as to get more land for cultivation. She is looking forward to an increase in her sales in the coming summer season, because people purchase fruit a lot in summer. She has applied for a loan of 1900 AZN from Aqroinvest. She will use this loan to buy new fertilizers and seeds. These inputs will help her to grow more vegetables and fruits, and thereby earn more revenue in the coming summer. Thus, the loan will help her to support her family.

Elnur : Azerbaijan

Thu, 13 Jun 2013 20:00:01 PDT

$1,550 of $2,425 raised.

Started raising funds on Jun 13, 2013

Elnur is 32 years old, married and the father of 3 children. He is an IDP (internally displaced person) and lives with his wife and kids in the Bilasuvar IDP Settlement . For the past 8 years he has been raising sheep because mutton is in high demand in this region. His income of 100 AZN monthly from this business. This is a very profitable business and he is doing it together with his wife. He is keeping a flock of sheep in his own yard. He fattens them and takes their meat to the central bazaar, where butchers and customers purchase from him. People use mutton for traditional dishes like kababs, dolmas, pilovs, etc. He has taken a loan from Aqroinvest before and has a good loan history. This is going to be his 5th loan. This time he requires 1,900 AZN in order to purchase 12 sheep to sell more meat in the summer. He is optimistic about this loan, because in the summer more people consume meat, due to the holidays and increased customers in restaurants.

Camal : Azerbaijan

Thu, 13 Jun 2013 19:20:07 PDT

$900 of $2,300 raised.

Started raising funds on Jun 13, 2013

Camal is 40 years old, married and the father of 3 children. He is a very hard working man. He has been raising chickens for 16 years and is very active in the poultry business. He usually buys small chickens, raises and fattens them for 5-6 months and then sells them for a more profitable price in the livestock bazaar. His wife also helps him in this business, because it’s the only income to their family. From this business his monthly income is 320 AZN. In Azerbaijan chicken is in very high demand and people use it in everyday dishes like levengi, chicken soup, tabaca, kabab, etc. Camal sells chicken eggs too, because people use chicken eggs every day for breakfast. In one day he sells 50 eggs. Camal has already taken 3 loans from Aqroinvest in past. With a good loan history he has applied for 4th loan of 1,800 AZN. With this money, he wants to invest it in the business and buy more small chickens in order to generate more revenue.

Sabina : Azerbaijan

Sat, 01 Jun 2013 00:00:27 PDT

$1,300 of $2,550 raised.

Started raising funds on Jun 1, 2013

Sabina is 21 years old and she is married with one daughter. Sabina is an IDP (internally displaced person) and lives with her husband and kids in the Bilasuvar IDP Settlement. Sabina is a Jabrayili refugee. She is very kind, caring and also very energetic in her work. Sabina raises cattle, fattens them and sells them for a profitable price. Her husband is the major support for her in this business. She sells meat at the central bazaar for profits. In Azerbaijan, there is a high demand for meat, because it is used in a lot of meals, such as kufta (soup), kababs, dolma etc. Her income from this business is 80 AZN per month. In order to fully support the family, Sabina is looking forward to expanding the business and making it very successful. This is the second time Sabina has applied for a loan of 2000 AZN in Aqroinvest, to buy four calves. Sabina at this very young age and with a great passion and energy plans to become a successful businesswoman in the town.

Amil : Azerbaijan

Sun, 09 Jun 2013 13:50:02 PDT

$350 of $2,550 raised.

Started raising funds on Jun 9, 2013

Amil is a 34-year-old young client. He has two children who attend school. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Jabrayili refugee. Amil is growing fruits and vegetables. He plants tomatoes, potatoes, eggplants, and other vegetables and fruit. He says even though this business is very hard, he and his wife have been handling it for five years without any difficulty. Amil grows vegetables and fruit and sells them in the bazaar. His income from selling these items is 150 AZN. He has more plans for the future, such as to get more land for cultivation. Amil is looking forward to increased sales in the coming summer because people purchase a lot more fruit. Now he needs a loan of 2,000 AZN. This loan is to buy new fertilizer and seeds to help him to grow more vegetables and fruit. He hopes to earn more revenue in the coming summer, which will help him to support his family’s needs. He has a good loan history; this is his fourth loan.

Agamammad : Azerbaijan

Sun, 09 Jun 2013 14:00:07 PDT

$425 of $2,300 raised.

Started raising funds on Jun 9, 2013

Agamammad is a 50-year-old Fuzulu refugee, who is married with three sons. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. Together with his wife, Agamammad raises cattle, fattens them, and sells them at a profitable price. He has been in this business for 25 years Agamammad sells meat at the central bazaar. In Azerbaijan, there is a high demand for meat, because it is used in a lot of meals, such as kufta (soup), kababs, dolma, etc. He is very kind, caring, and also very energetic in his work. Due to financial difficulties, Agamammad chose not to study beyond high school, but to continue the family tradition and enter this business. His income from raising cattle is 195 AZN per month. In order to fully support the family, Agamammad is looking to expand the business and make it very successful. With a good loan history, he has now applied for his fourth loan, this time for 1800 AZN. With this money he plans to buy small calves. He appreciates your support.

Faiq : Azerbaijan

Sun, 09 Jun 2013 14:30:01 PDT

$350 of $2,300 raised.

Started raising funds on Jun 9, 2013

Faiq is a 31-years-old single man who is a Fuzulu refugee. He is an IDP (internally displaced person) and lives with his parents in the Bilasuvar IDP Settlement. Faiq is a farmer who grows fruits and vegetables--including tomatoes, potatoes, and eggplant--to sell in the bazaar. He is very kind, caring, and energetic in his work. He chose not to study beyond high school, but instead continued the family tradition through this business. Even though this work is very hard, he and his mother have been handling the business for 5 years without any difficulty. His income from these fruit and vegetable sales is 150 AZN. He has plans for future, including his desire to acquire more land for cultivation, to marry, and to have a big family. Faiq has taken two loans from Aqroinvest in the past. With a good loan history, he has applied for third loan of 1800 AZN.

Elnur : Azerbaijan

Thu, 13 Jun 2013 03:40:02 PDT

$275 of $2,300 raised.

Started raising funds on Jun 13, 2013

Elnur is 39 years old and married, but does not have any kids yet. He is an IDP (internally displaced person) and lives with his wife in the Bilasuvar IDP Settlement. He is growing fruits and vegetables. He plants tomatoes, potatoes, eggplants, and other vegetables and fruits. He says, even though this business is very hard, he and his wife have been handling the business for 10 years without any difficulty. Elnur grows vegetables and fruits and sells them in the bazaar. His income from vegetable and fruit sales is 150 AZN. He has more plans for the future, such as to get more lands for cultivation. He is looking forward to the increased sales in the coming summer because people purchase many fruits. Nowadays, he needs a loan of 1,800 AZN. This loan is for the purpose of getting new fertilizers and seeds. It will help him to grow more vegetables and fruits in order to get more revenue in the coming summer, which will help him to support his family’s needs. He has a good loan history; this is his third loan.

Terlan : Azerbaijan

Thu, 13 Jun 2013 13:00:02 PDT

$250 of $2,550 raised.

Started raising funds on Jun 13, 2013

Terlan is 27 years old, married, and has one child. He is an IDP (internally displaced person) and lives in the Bilasuvar IDP Settlement. Terlan is a Fuzulu refugee. He raises cattle, fattens them, and sells them for a profit, which he has been doing for five years. He is very kind, caring, and energetic in his work. This is a very profitable business and he is doing it together with his wife. Terlan sells meat at the central bazaar. In Azerbaijan, there is a high demand for meat because it is used in a lot of meals, such as kufta (soup), kababs, dolma, etc. His income from this business is 195 AZN a month. In order to fully support the family, Terlan is looking to expand the business and make it very successful. With a good loan history, he is requesting his third loan for 2,000 AZN, which he will use to buy small calves.

Aydın : Azerbaijan

Thu, 13 Jun 2013 14:20:06 PDT

$300 of $2,550 raised.

Started raising funds on Jun 13, 2013

Aydın is 47 years old, married, and the father of five children. His wife is retired. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. Aydin is Fuzuli refugee. He has been raising cattle for the past 20 years. He says this is a very difficult job. Taking care of animals requires continuous effort, but his wife helps him to raise the cattle, fatten them, and sell in the market. He usually buys the cattle and sells them in the central bazaar after raising and fattening them. His monthly income is 300 AZN. This is the only source of income for the family. He plans to expand the business in order to bring more funds into the family. Selling meat is a very profitable business in Azerbaijan, due the large use of meat in daily meals. Aydin is applying for a loan of 2000 AZN in order to buy more calves. This is going to be his fifth loan from Aqroinvest. He believes this loan will have a positive impact on the expansion of his business.

Cahangir : Azerbaijan

Thu, 13 Jun 2013 16:40:02 PDT

$250 of $2,550 raised.

Started raising funds on Jun 13, 2013

Cahangir is 36 years old, married, and the father of four children. He is an 'internally displaced person' (IDP), and lives with his wife and children in the Bilasuvar IDP Settlement. Cahangir is a Fuzulu refugee. He raises cattle, fattens them, and sells them for a profit; he has been in this business for 12 years. Cahangir is very kind and caring, and is also very energetic in his work. Cahangir chose not to study since high school, but to continue the family tradition and to do this business. This is a very profitable business, and he is doing it together with his wife. Cahangir sells meat at the central bazaar for profit. In Azerbaijan, there is a high demand for meat because it is used in a lot of meals, such as kufta (soup), kababs, dolma, etc. His income from this business is 195 AZN per month. In order to fully support the family, Cahangir is looking forward to expanding the business and making it very successful. With a good loan history, he has applied for his sixth loan of 2000 AZN. He hopes to buy small calves with the loan. He appreciates your support.

Shalar : Azerbaijan

Fri, 24 May 2013 15:30:23 PDT

$725 of $2,300 raised.

Started raising funds on May 24, 2013

Shalar is 49 years old, married and the father of two children. He is an IDP (Internally Displaced Person) and lives with his wife and children in the Bilasuvar IDP Settlement. Shalar is a Jabrayili refugee. His wife is a housekeeper. He has been raising cattle for the last 10 years. He says this is a very difficult job. Taking care of animals is a continuous effort. Shalar usually buys cattle, raises them, fattens and sells them in the central bazaar. His monthly income is 120 AZN. This is the only source of income for his family. He plans to expand the business in order to bring more funds into the family. Selling meat is a very profitable business in Azerbaijan, due to its wide use in everyday dishes. Shalar is applying for a loan of 1800 AZN in order to buy more calves. He believes this loan will have a positive impact on the expansion of his business. This is his third loan and he has a very good client history.

Sayavus : Azerbaijan

Tue, 28 May 2013 12:30:02 PDT

$550 of $2,300 raised.

Started raising funds on May 28, 2013

Sayavush is 33 years old and the father of two children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Fuzuli refugee. For the past five years, he has been raising sheep because mutton is in high demand in this region. Sayavush is a retired person with an income of 140 AZN monthly from this business. This is a very profitable business and he is doing it together with his wife. He keeps a flock of sheep in his own yard. He fattens them and takes their meat to the central bazaar, where butchers and customers purchase from him. People use mutton for traditional dishes like kababs, dolmas, pilovs, etc. Sayavush is applying for a loan of 1,800 AZN in order to buy 12 sheep. He is optimistic about this loan, because in summer more people consume meat, due to the holidays.

Habil : Azerbaijan

Sun, 02 Jun 2013 16:00:02 PDT

$225 of $2,300 raised.

Started raising funds on Jun 2, 2013

Habil is 34 years old, married and the father of two children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement in Azerbaijan. Habil raises cattle, fattens them, and sells them for a profitable price. He has been in this business for four years. He is very kind, caring, and very energetic in his work. After high school, Habil chose not to pursue further studies, but to continue the family tradition and to enter the cattle business. This is a very profitable business, and Habil does it together with his father. They sell meat at the central bazaar for profits. In Azerbaijan, there is a high demand for meat because it is used in a lot of meals, such as kufta (soup), kababs, dolma, etc. His income from this business is 100 AZN per month. In order to fully support the family, Habil is looking forward to expanding the business and making it a very successful one. To do this, he has applied for a loan of 1,800 AZN from Aqroinvest Credit Union. Habil, with his young age and great passion and energy, plans to become a successful businessman in the town. He appreciates your support.

Mahammad : Azerbaijan

Sun, 02 Jun 2013 16:10:07 PDT

$350 of $2,550 raised.

Started raising funds on Jun 2, 2013

Mahammad is a 30-year-old client. He is married. Mahammad is an IDP (Internally Displaced Person) who lives with his family in the Bilasuvar IDP Settlement. He is a Fuzuli refugee. The scope of his activities is agriculture. He buys a young calf, raises it and sells it for meat. His father helps him with the sales. From this business, his monthly profit is 125 Azerbaijani manats (AZN). His dream is to increase the income from his business and provide his family with a safe future. Now Mahammad needs a 2,000 AZN loan to enlarge and repair the stall for his cows. He wants to use the money from his expanded business to help his family. In the future, Mahammad wants to have more cows on his farm. This will be more profitable for his business. He has already taken out two loans from Aqroinvest in the past. With a good loan history, he has applied for a third loan. He appreciates your support.

Zumrud : Azerbaijan

Sun, 02 Jun 2013 18:20:31 PDT

$350 of $2,550 raised.

Started raising funds on Jun 2, 2013

Zumrud is 33 years old. She has dedicated most of her time to caring for her children and administering her store, in which she sells common household items. Thanks to her work, she generates the income necessary to support her family. She loves her work and puts her heart into it. From this business, her monthly profit is 170 AZN. Zumrud's husband is a worker, but sometimes he also helps her to sell products. She sells tea, sugar, sweets and other items. She does not have enough funds to buy more products for her market. Because of that, Zumrud needs a loan. She has already taken 5 loans from Aqroinvest in the past. With a good loan history, she has applied for sixth loan of 2000 AZN. With this money, she wants to invest in her business and buy more products. Her good client history indicates her willingness to repay.

Nurlan : Azerbaijan

Mon, 03 Jun 2013 07:10:13 PDT

$250 of $2,425 raised.

Started raising funds on Jun 3, 2013

Nurlan is a married client who is 21 years old and lives with his family of four members. He is an IDP (internally displaced person) and lives with his wife and parents in the Bilasuvar IDP Settlement. For the past two years, he has been selling water hoses for gardens, villas, parks, and for business purposes. This business is very profitable because nobody in town is doing this business. Nurlan's business requires effort because it makes him commit himself to this occupation. He makes a good profit because of the demand. The hoses are used a lot everywhere because of agricultural activities. Now, Nurlan has applied for a loan of AZN 1,900 from Aqroinvest Credit Union to buy water hoses. This is his first loan. He believes this loan will have a positive impact on the expansion of his business.

Kamala : Azerbaijan

Mon, 03 Jun 2013 14:30:02 PDT

$225 of $2,300 raised.

Started raising funds on Jun 3, 2013

Kamala, age 43, is a widow with two children. She has been running a grocery store for the past eight years. She has gained a great deal of experience during this time and her son helps her in the business. Her profit from this business is 180 AZN. This will be her third loan from Aqroinvest, and she has a good loan history. Due to dwindling business capital, Kamala's business profit has recently decreased as her goods reserve has drastically declined. She has applied for a loan in the amount of 1,800 AZN in order to purchase foodstuffs in large quantities. As a result, she will be able to continue to sell foodstuffs without worrying about an inventory shortage. Kamala is a very hard-working individual who strives for a better future.

Kamala : Azerbaijan

Mon, 03 Jun 2013 15:10:03 PDT

$350 of $2,425 raised.

Started raising funds on Jun 3, 2013

Kamala, age 41, sells food products such as tea, sugar, and sweets, as well as common household items in her market shop. She has been engaged in this business for the past five years. She is a very hard-working woman and knows her business by heart. She has good relationships with her neighbors and clients, many of whom buy products daily from her market. Kamala is unmarried and lives with her parents, who are in ill health. She divides her time between taking care of her parents and managing her store. Thanks to her business, she generates the income necessary to support the family. Her monthly business profit is 170 AZN. She loves her work and puts her heart into it. At present, Kamala does not have enough funds to buy many needed inventory items for her store. For this reason, and because she has a good loan history, Kamala is requesting her fifth loan from Aqroinvest. Repaying this loan is her top priority, as is evidenced by her positive loan history. With her loan funds of 1,900 AZN, Kamala will invest in her business by buying a variety of products to offer for sale.

Vilayat : Azerbaijan

Thu, 13 Jun 2013 00:10:02 PDT

$175 of $2,300 raised.

Started raising funds on Jun 13, 2013

Vilayat is 31 years old and father of two children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Fuzuli refugee. For the past eight years, he has been raising sheep because mutton is in high demand in this region. His income from this business is 140 AZN. This is a very profitable business and he is does it together with his wife. He keeps a flock of sheep in his own yard. He fattens them and takes their meat to the central bazaar, where butchers and customers purchase from him. People use mutton for traditional dishes like kababs, dolmas, pilovs, etc. Vilayat is applying for a loan of 1800 AZN to buy 12 sheep in order to sell more meat in summer. He is optimistic about this loan, because in summer more people consume meat, due to the holidays and increased customers in restaurants.This is his fourth loan.

Vaqif : Azerbaijan

Thu, 13 Jun 2013 03:30:01 PDT

$150 of $2,300 raised.

Started raising funds on Jun 13, 2013

Vaqif is 51 years old, married, and a father of two children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Jabrayili refugee. Vaqif grows fruits and vegetables. He plants tomatoes, potatoes, eggplants, and other vegetables and fruits. He says even though this business is very hard, he and his wife have been handling the business for 10 years without any difficulty. Vaqif grows vegetables and fruits and sells them in the bazaar. His income from vegetable and fruit sales is 150 AZN. He has more plans for the future, such as getting more land for cultivation. He is looking forward to increased sales in the coming summer because people purchase fruit a lot. Now he needs a loan of 1,800 AZN. This loan is for the purpose of getting new fertilizers and seeds. It will help him to grow more vegetables and fruits in order to get more revenue in the coming summer, which will help him to support his family’s needs. He has a good loan history. This is his fourth loan.

Farman : Azerbaijan

Sat, 01 Jun 2013 00:00:20 PDT

$125 of $2,550 raised.

Started raising funds on Jun 1, 2013

Farman is 54 years old and father of 4 children. He is a hard-working person who takes care of his family by doing business in animal husbandry. Farman grows cattle and raises them to sell meat. He has been in this business for 15 years. Farman's wife supports him in the business. Besides taking care of the children at home, she helps with feeding the cows and milking them. The business takes a lot of effort, but together they run it successfully. Farman sells the meat in the central bazaar, where the demand for meat is high. People in Azerbaijan consume meat a lot, because it is used in most dishes. Some traditional meals like kebabs, dolma and others require beef in their preparation. His profit is 120 AZN monthly. Farman is applying for new loan of 2,000 AZN, in order to expand the business by buying new calves. He plans to grow these calves, fatten them and sell more meat for the coming traditional holidays, when the demand for beef will increase.

Ayaz : Azerbaijan

Sat, 01 Jun 2013 00:00:20 PDT

$150 of $2,300 raised.

Started raising funds on Jun 1, 2013

Ayaz is 30 years old and married with 2 sons. Ayaz is raising sheep in Sabirabad, because mutton is a food in demand in this region. He has been in this business for 3 years. Since high school, Ayaz chose not to study, but to continue the family tradition and to become a shepherd. This is a very profitable business and Ayaz is doing it together with his father. Ayaz sells the mutton in the city market. He raises the sheep and brings them to the central bazaar. He has plans to expand this business, because mutton is in high demand in the market, due to it being used in the traditional meals of Azerbaijan people. His monthly income is 300 AZN. Ayaz has already taken out four loans from Aqroinvest and he has a good loan history .He is applying for the loan of 1,800 AZN. Ayaz believes that with this loan he can buy dozens of sheep and expand his business

Imamaddin : Azerbaijan

Sat, 01 Jun 2013 00:00:21 PDT

$75 of $1,675 raised.

Started raising funds on Jun 1, 2013

Imamaddin is 38 years old, married and the father of three children. Since ten years ago, Imamaddin has been running a store. He usually sells daily products in the store. There is tea, sugar, rice, candy, sauces, beans and other food items in his store. His wife is a housekeeper, but sometimes helps him to sell foods. Imamaddin’s store is in the central market of Imisli. There are daily customers who come to purchase the items they need. His monthly income from the business is 250 AZN. He uses the money he gets from the store to take care of his children and also supports his relatives financially. He is person who always works hard in order to achieve more. Imamaddin has taken a loan before Aqroinvest once. He has applied for a fifth loan of 1,300 AZN. With this money, he plans to purchase more food products.

Khayal : Azerbaijan

Tue, 28 May 2013 11:50:04 PDT

$175 of $2,425 raised.

Started raising funds on May 28, 2013

Khayal is 29 years old and the father of two children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Jabrayili refugee. Khayal grows fruits and vegetables. He plants tomatoes, potatoes, eggplant and other vegetables and fruits. He says, even though this business is very hard, together with his wife he has been handling the business for five years without any difficulty. Khayal grows vegetables and fruits and sells them in the bazaar. His income from selling produce is 150 AZN. He has more plans for the future, such as obtaining more land for cultivation. Khayal is looking forward to increased sales in the summer, because people purchase fruits a lot. He needs a loan of 1,900 AZN. This loan is for the purpose of getting new fertilizer and seeds. It will help him to grow more vegetables and fruits in order to get more revenue in the coming summer, which will help him to support his family’s needs. He has a good loan history; this is his third loan.

Kazim : Azerbaijan

Tue, 28 May 2013 12:00:02 PDT

$125 of $2,175 raised.

Started raising funds on May 28, 2013

Kazim is 45 years old and married with three children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Fuzuli refugee. For past ten years, he has been raising sheep because mutton is in high demand in this region. Kazim is a retired person with an income of 100 AZN monthly from this business. This is a very profitable business and Kazim is doing it together with his wife. He is keeping a flock of sheep in his own yard. He fattens them and takes their meat to the central bazaar, where butchers and customers purchase from him. People use mutton for traditional dishes like kababs, dolmas, pilovs, etc. He has taken loan from Aqroinvest before and has a good loan history. This is going to be his third loan. This time he requires 1,700 AZN in order to purchase 12 sheep s that he can sell more meat in the summer. He is optimistic about this loan, because in summer, more people consume meat due to holidays and increased customers in restaurants.

Ramiz : Azerbaijan

Tue, 28 May 2013 12:00:02 PDT

$175 of $2,550 raised.

Started raising funds on May 28, 2013

Ramiz is 32 years old and the father of two sons. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Fuzuli refugee. His wife stays at home. A few years ago, Ramiz decided to open his own business, selling basic grocery items needed in his neighborhood. Today, he is a person who enjoys his neighbors' and his family's respect. He has been in this business for eight years. He sells food products in his shop, such as macaroni, rice, candies, cookies, sugar and beverages. His wife helps him in this business. His monthly profit is 300 AZN. As this is the main source of income, his profit is used for family needs. The profit he earns is not enough to reinvest in his business in order to meet customer demand, so he is suffering for this reason. Ramiz would like to increase his sales and invest additional capital in the business. For this purpose, he applied for a 2,000 AZN loan. He will buy and diversify foodstuffs to sell at his store. This will be his third loan, and he has a good credit history.

Qadir : Azerbaijan

Wed, 29 May 2013 13:50:01 PDT

$125 of $2,300 raised.

Started raising funds on May 29, 2013

Qadir is 25 years old, married, and lives with his wife in the Bilasuvar IDP Settlement. He is a Fuzuli refugee. Qadir raises cattle, fattens them, and sells them for a profitable price. He has been in this business for three years. He is very kind, caring, and also very energetic in his work. Since high school, Qadir chose not to study, but to continue the family tradition and to come to this business. This is a very profitable business and Qadir is doing it together with his father. He sells meat at the central bazaar for profits. In Azerbaijan, there is a high demand for meat because it is used in a lot of meals, such as kufta (soup), kababs, dolma, etc. His income from this business is AZN 195 per month. In order to fully support the family, Qadir is looking forward to expanding the business and making it a very successful one. Now, he has applied for a loan of AZN 1,800 from Aqroinvest Credit Union to buy more calves. Qadir, at this very young age and with a great passion and energy, plans to become a successful businessman in the town. He appreciates your support.

Mahammad : Azerbaijan

Wed, 29 May 2013 13:50:02 PDT

$175 of $2,425 raised.

Started raising funds on May 29, 2013

Mahammad is 34 years old, married and has a one son and one daughter. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Fuzuli refugee. For 10 years, he has been raising cattle and selling their milk. Milk is very popular drink among local people; they prepare different products such as yogurt and cheese. Milk products are in high demand because of their health benefits. Mahammad earns an income of 120 AZN from this business. His wife is helping him run the business. Regardless of difficulties in raising cattle, Mahammad is a very positive man and doing this business with heart. He has applied for loan of 1900 AZN from Aqroinvest in order to buy more calves. He has plans to expand the business and to meet the high demand potential for milk in the market. This is his sixth loan and he has a good loan repayment history. Mahammad appreciates your support.

Ismayil : Azerbaijan

Sun, 02 Jun 2013 15:40:07 PDT

$175 of $2,300 raised.

Started raising funds on Jun 2, 2013

Ismayil is 49 years old, married, and the father of three children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement in Azerbaijan. He learned to work in agriculture and with livestock at a very early age. He has been working in the industry for 10 years. His primary income sources are milk and meat. Milk is very popular drink among local people; they use it to prepare different products such as yogurt and cheese. Milk products are in high demand because of their health benefits. Ismayil earns an income of 100 AZN from this business. His wife is helping him run the business. Despite the difficulties of raising cattle, Ismayil is a very positive man and his heart is in his business. He has applied for loan of 1800 AZN from Aqroinvest in order to buy more calves. He has plans to expand the business and to meet the high demand potential for milk in the market. This is his first loan through Agroinvest, and he has a good loan repayment history. Ismayil appreciates your support.

Hafiz : Azerbaijan

Sun, 02 Jun 2013 18:50:10 PDT

$25 of $2,300 raised.

Started raising funds on Jun 2, 2013

Hafiz is 58 years old and married with four children. He began his business working to sell products for household use 15 years ago. His goal is to become independent and to improve the economic condition of his family. His profit from this business is 190 AZN. His son helps him sell products. With the aim of purchasing general merchandise and increasing sales, he is asking for a loan due to his lack of capital. He is certain that his investment will allow him to increase his clients and his income. He has already taken five loans from Aqroinvest in the past. With a good loan history, he has applied for his sixth loan, this time for 1800 AZN. With this money, he wants to buy more products and to expand his business in the future. His good client history is a little proof of this.

Tahir : Azerbaijan

Sun, 02 Jun 2013 18:50:10 PDT

$0 of $2,300 raised.

Started raising funds on Jun 2, 2013

Tahir is 51 years old, married and the father of two children. Tahir is very popular in his region as a good merchant. He is selling pots and pans in his market. He has 20 years of experience in this field. His wife stays at home but sometimes she also helps him to sell goods. The products that his customers like best are those that are used in the kitchen like pots, utensils, pans, buckets, etc. His profit from this business is 150 AZN. His shop hours are from eight o'clock in the morning until ten o'clock at night. It is the only business specializing in this sector and there are no other similar shops. He feels happy because thanks to his work, he gets a sense of fulfillment. He really wants to continue working and to be able to expand his business.

Tahir : Azerbaijan

Mon, 03 Jun 2013 15:10:02 PDT

$100 of $2,550 raised.

Started raising funds on Jun 3, 2013

Tahir is 57 years old and married with three children. He has been selling rice, beans, eggs, spaghetti, chicken, meat, and more for ten years. Tahir's business is in his home, and his customers are his friends and neighbors who visit him from Monday through Sunday. His sales are very good. Tahir is asking for a 2000 AZN loan to buy products for his grocery store such as rice, beans, eggs, chicken, meat, salami, pasta, bread, soft drinks, juices, and milk to be able to earn more in his business. This investment will help him stock more inventory, thereby increasing his income to cover household expenses and financial commitments. Tahir dreams of having a better store that is more appealing and comfortable for his customers, improving his living situation, and expanding his business. Tahir hopes that the loan will help make his dreams a reality.

Guloglan : Azerbaijan

Mon, 03 Jun 2013 14:40:05 PDT

$125 of $2,425 raised.

Started raising funds on Jun 3, 2013

Guloglan, age 36, runs a small cattle-farming business. He buys a young calf, raises it, and sells it for meat. He is a very hard-working person and he likes his agricultural occupation. With the profits from his farming, he meets his family’s needs and, whenever possible, he helps pay for his children’s education as well. Guloglan and his wife have three children. He has decided to increase his animal-breeding enterprise, so he has requested a loan in the amount of 1,900 AZN. This is his fourth loan. He will use his loan funds to buy young calves and fodder for his animals. He hopes to receive more profits from his expanded animal-breeding endeavor in future. Guloglan is confident that his Kiva loan will bring success to his agricultural business.

Sevda : Azerbaijan

Mon, 03 Jun 2013 14:50:02 PDT

$125 of $2,300 raised.

Started raising funds on Jun 3, 2013

Sevda is 50 years old and a mother of three children. She is a shopkeeper. Sevda has dedicated 25 years of her life to this occupation. Besides this, she is a very caring mother. After several difficulties in life, such as her house catching fire, Sevda is now more determined in her business. Now, she wants to use this loan to buy more products for her shop, in order to increase the revenue and to have enough money to repair her house. Sevda has already taken three loans from Aqroinvest Credit Union in the past. With a good loan history, she has applied for a fourth loan of AZN 1,800. She hopes that the loan will help make her dreams a reality.

Adil : Azerbaijan

Mon, 03 Jun 2013 16:00:01 PDT

$50 of $2,550 raised.

Started raising funds on Jun 3, 2013

Adil is 34 years old, married, and has one son and one daughter. He began his business selling products for household use 5 years ago. His goal is to become independent and to improve the economic condition of his family. His profit from this business is 120 AZN. His son helps him to sell products. With the aim of purchasing general merchandise and increasing sales, he is asking for a loan due to his lack of capital. He is certain that his investment will allow him to increase his clients and his income. He has already taken five loans from Aqroinvest in the past. With a good loan history, he has applied for a 6th loan, this time for 2000 AZN. With this money, he wants to buy more products and to expand his business in the future. His good client history is a little proof that he can do this.

Anar : Azerbaijan

Mon, 03 Jun 2013 16:00:02 PDT

$50 of $1,925 raised.

Started raising funds on Jun 3, 2013

Anar is a 25-year-old client with 2 children. His business is a small grocery store. He requires the loan to purchase butter, rice, beans, sugar, water, milk, eggs, coffee, bread, biscuits, soft drinks, etc. With the loan and the increased inventory available in his store, he hopes to increase sales and to be able to take better care of his customers. He hopes to meet his basic needs and to improve his family's quality of life. He hopes his business continues to grow and that, in a few years, it becomes one of the largest and most well-known grocery stores in the district. He also wants to continue supporting his children so that they grow up to be good people with better opportunities in life. He has already taken 3 loans from Aqroinvest in the past. With a good loan history, he has applied for a 4th loan of 1500 AZN. With this money, he wants to invest in the business and buy more products in order to generate more revenue.