Kiva Loans for Apoyo Integral

Rosa Del Carmen : El Salvador

Sun, 27 May 2012 06:00:08 PDT

$200 of $1,000 raised.

Started raising funds on May 27, 2012

Rosa de Carmen is thirty-seven years old. She lives with her life partner and children in their own home. For a number of years now she has been earning her living cultivating corn. She has a lot of experience in agriculture, and this helps her to always reap very good harvests. She has many customers since everything she produces is of excellent quality and sold at accessible prices and because she provides unbeatable customer service. Rosa is a visionary women with a strong desire to improve herself. She knows that success can only be arrived at through hard work and putting in one’s best. Her most valuable weapon is her hard work. This seeding period Rosa wants to increase production, but she needs capital to invest. She is asking INTEGRAL for a loan to buy corn seed, fertilizer, herbicides, insecticides etc. Rosa has good payment references and has the support of her husband’s job. For this reason she is sure that she will be able to repay the loan debt and, at the same time, be able to provide her family with a better life.

Blanca Mirian : El Salvador

Sun, 27 May 2012 05:40:02 PDT

$250 of $250 raised.

Started raising funds on May 27, 2012

Blanca Mirian is 39 years old and lives together with her life partner and their daughter in their home. She has a store where she sells pupusas- thick corn tortillas stuffed with cheese, fried pork rind, chicken, or refried beans- in the locality where she resides. She's very well-known in her area as she sells a variety of the most exquisite pupusas: scrambled, cheese with beans, cheese, and pork cracklings, among others. Customers prefer her because everything is made with ingredients of the best quality and using good hygiene, and she sells them at affordable prices. Moreover she has the fastest service in the area. Blanca is a very hardworking woman with a true gift in the kitchen. She loves her work and always gives her everything in order to continue improving herself. She knows that it is in this way only that she will achieve success in the future. She always remains at the head of her competition and each time increases her demand. For this reason she wants to increase her production and is requesting a loan from Integral which will allow her to buy corn, rice, cheese, beans, and pork cracklings, among other items. Blanca has the ability and loan, and knows that she will be able to complete the payments all the while giving her family a better quality of life.

Candelario : El Salvador

Sun, 27 May 2012 06:40:03 PDT

$100 of $500 raised.

Started raising funds on May 27, 2012

Candelario, age 64, lives at home with his 64 year old wife. His children grew up and went to the United States to look for better life opportunities. The children are able to support their parents by sending a small monthly remittance. In order to get the income to cover basic expenses, and due to the fact that neither he or his wife are of an age to leave looking for work outside of the home, Candelario started selling staple grocery store items in his house. He sells things like basic grains and cleaning products. Because selling grocery items does not cover the household necessities, he also sells hardware products. Candelario therefore needs this loan to buy things like PVC pipes, nails, cement, and other hardware products. These will allow him to achieve security and financial stability for him and for his wife. He says that he is very grateful to this institution because in the past it has given him support when he needed it.

Margoth : El Salvador

Fri, 25 May 2012 13:20:03 PDT

$175 of $500 raised.

Started raising funds on May 25, 2012

Margoth is 37 years old, and lives with her life-companion and children. She has a business, which is a small stand in the municipal market in her neighborhood, where she sells cosmetics, men's and women's perfumes, and creams among other things. She also sells electronic chargers and TV remote controls. Her business is currently functioning perfectly, as she has just what her customers want, with top quality products and prices suitable for her customers' pockets. Margoth is a woman who is dedicated to her work, always taking advantage of the opportunities that present themselves. Her biggest secret is her perseverance and her confidence in herself. She likes to stay ahead of the competition, and at this moment in time she wants to stock up her market stand. This is why she has decided to request a loan from INTEGRAL which will allow her to purchase creams, perfumes, cosmetics, and other things to stock up her business which she hasn't been able to purchase with her own resources. Margoth has excellent references for repaying, and she will be able to pay back her loan. In this way she will also be able to give her family a full life.

Yanira Marilú : El Salvador

Sun, 20 May 2012 21:00:06 PDT

$350 of $1,200 raised.

Started raising funds on May 20, 2012

Yanira Marilú is 34 years old and lives in her own home. She is a single mother of three children, ages 11, 9 and 8 months. She has made a living running her general store for many years. She is known for being an enterprising woman with a knack for business. With a lot of hard work and dedication she has been able to keep her business going as her main source of income. She has worked arduously to make headway for her family, and little by little she keeps making progress and providing for her beloved children, who are her inspiration. Yanira has a strong desire to move up in life and give her family a better life but it has been very difficult to grow amid the limitations she faces, and she knows the only way to change her situation is to work very hard and find fresh capital to invest. For all those reasons she has decided to request this loan from Kiva partner Apoyo integral to invest in her small business by purchasing products like beans, rice, sugar, candy, cookies, bread, salt, detergent and other items. This will keep her store stocked in a such a way to attract more customers, which will increase her sales and income, and these results will help her improve the quality of life for her and her children.

Jorge Alberto : El Salvador

Mon, 21 May 2012 11:00:46 PDT

$75 of $1,200 raised.

Started raising funds on May 21, 2012

Jorge Alberto, 43, lives with his life companion and their children. He buys and sells scrap from place to place; he’s had the business for several years and has very good experience; he knows where to sell and has regular customers who know that Jorge is a hardworking man who is always willing to take advantage of opportunities that present themselves. He believes that people create their own success and he’s creating his. He wants to increase business profits which is why he’s asking INTEGRAL for a loan to buy scrap, aluminum, iron, metal, etc. Jorge Alberto has very good credit references; he’s been noted for being very responsible and punctual with his payments and he expects to do the same with this loan. He’s aware also that he will be able to offer his family a better life this way.

Gloria Elizabeth : El Salvador

Mon, 07 May 2012 13:50:02 PDT

$50 of $1,000 raised.

Started raising funds on May 7, 2012

Gloria Elizabeth is forty six years old and lives with her children in a house she owns. She has a store where she sells basic necessity products such as beans, bread, milk, eggs, and more. She has experience in this business and is very well known in the area. All of her products are of the best quality and she sells them at accessible prices. In addition, her service is unique and she is always at her customers' orders. Gloria is an enterprising woman who is always willing to get ahead and take advantage of the opportunities that come up. Her biggest secret is constancy and dedication to her work. That is why she decided to ask INTEGRAL for a loan to allow her to buy basic grains, snacks, instant products, beverages, etc. Gloria Elizabeth hopes that this way she can give her family a better quality of life.

Yolanda Elizabeth : El Salvador

Sun, 20 May 2012 15:10:03 PDT

$75 of $1,500 raised.

Started raising funds on May 20, 2012

Yolanda Elizabeth lives with her children. She has a store where she sells basic needs products like rice, beans, bread, eggs, and soap, among others. This business is located in her house, and it is through the business that she supports her household. The store is very well-known in the area; it is the best stocked store in the area. Her customers find everything they need. Her products are the best quality, and the prices are quite accessible. Like all good merchants, Yolanda always has good earnings at the end of the day. However, she needs to invest more in order for her business to prosper. She is a very hard-working woman with great expectations for the future. She thinks that self-confidence is the key to achieving those objectives. She has decided to request a loan from Integral. The loan will allow her to buy basic grains, instant products, bread, candy, condiments, and soap. These are the products that are most in demand, and she does not have them or her inventory is very small. Yolanda is sure that her business has the liquidity to pay for any financial responsibility. At the same time, she has faith that she will be able to give her family a life with better opportunities.

Dora Odilia : El Salvador

Sun, 20 May 2012 16:00:10 PDT

$50 of $700 raised.

Started raising funds on May 20, 2012

Dora Odilia is 61 years old. She lives with her grandchildren. She has a store where she sells all types of basic items such as grains, milk, bread, and soap, among others. She is well known in the area because she has the best stocked business and the best quality products at reasonable prices. People also come back because she offers the best service and she always has what they need. This last month she did not stock her store as much because she did not have enough money, and she wasn't able to meet the demand her customers had for her products. Dora is very dedicated to her work, very responsible, and worried about her business. This is why she is requesting a loan from INTEGRAL that will let her purchase basic grains, bread, candy, drinks, eggs, soap, etc. She knows that she will be able to pay off the loan and she will also be able to provide her family with a better life.

Dolores Evelio : El Salvador

Sun, 27 May 2012 05:40:03 PDT

$75 of $1,500 raised.

Started raising funds on May 27, 2012

Dolores Evelio is known in his community for being very hardworking, honest and responsible. He lives with his wife, and the have three children who have all moved away from home. Evelio, despite only having primary education, has been the economic support for his family; thanks to his knowledge of agriculture, he has been able to cultivate corn, beans and coffee. At 57 years old, Evelio still works in agriculture, so he has decided to request a loan from INTEGRAL so he can buy materials and supplies (fertilisers, seeds etc.) and plant two plots of corn and two and a half of beans, which will allow him to carry on being the financial provider for his household.

Flor De María : El Salvador

Sat, 26 May 2012 21:40:04 PDT

$125 of $1,000 raised.

Started raising funds on May 26, 2012

At the age of 44, Flor de María works hard to support her family and provide daily sustenance to her home. She lives with her 42-year-old husband and her three children who are 22, 18 and 11 years old. Flor works very hard in her business which consists of an eatery where she sells a variety of dishes. Her business is located in the center of the capital, a very busy location with many passersby. With much effort she’s providing her children with schooling because for her what’s most important is that her children are well-prepared so that in future they are able to have better opportunities than those she and her husband have had. It’s worth mentioning that her oldest child is attending university and this situation fills her with pride and gives her even more desires to work to help him in the final stretch. Based on the above, she’s decided to ask Integral for a loan to invest in her business purchasing raw materials needed (rice, meat, chicken, beans, vegetables, fruit, etc.) to make the delicious, hygienic dishes to give the business a push that will allow her to improve sales and continue earning income that is essential to provide sustenance to her home and to attain her dream. She’s sure that with the product of her profits she will be able to responsibly assume payment of her loan.

Hector Asael : El Salvador

Sat, 26 May 2012 21:10:05 PDT

$125 of $1,000 raised.

Started raising funds on May 26, 2012

Héctor Asael lives with his life companion and their children. He cultivates his crops of corn and beans, and at the same time he grow tomatoes, chayote, and acorn squash. Héctor has engaged in agriculture for many years and has gained plenty of experience. Thanks to his hard work and his good harvests, he has been able to build up a good customer base. All of them are confident that whatever Héctor sells is of the highest quality, offered at an affordable price, and freshly harvested. In addition, his service is unequaled because he always provides what his customers need. Héctor is a dedicated and hardworking man who is willing to do whatever it takes to travel down the right path to success. He wants to expand his crops, but he needs liquid assets in order to finalize his investment.

For this reason, Héctor is requesting a loan from Apoyo Integral in order to buy corn seeds, bean seeds, fertilizers, and tomato seeds. He already has credit experience and is confident that he can repay his debt. Héctor is also sure that he can provide a better life for his household.

Victor Raul : El Salvador

Mon, 21 May 2012 03:00:09 PDT

$400 of $1,000 raised.

Started raising funds on May 21, 2012

Víctor Raúl, 36, lives with his common-law wife and son in his own house. He earns a living buying and selling metal, iron, aluminum and other scrap materials; and has been in business for several years, having gained much experience in this sector. He is both a good buyer and seller, and has a fixed customer base. He visits all the areas in and around the capital city, buying small quantities which he puts together and takes to companies who buy iron to recycle it. There is much demand and he wants to invest more money to keep customers happy. The people he deals with know he is a responsible person and very committed to his work, always paying a just price. He believes that in order to start a large project, one needs courage, and to finish it ones needs perseverance. Therefore, he has requested a loan through INTEGRAL to buy iron, aluminum and plastic scrap. Víctor is confident he can obtain a good profit and be able to pay back the loan responsibly. Also he will be able to give his family a good lifestyle.

Roberto Antonio : El Salvador

Fri, 25 May 2012 19:20:03 PDT

$100 of $300 raised.

Started raising funds on May 25, 2012

Roberto Antonio, 52, lives with his life partner and their children. He is a farmer who cultivates corn. He already has a lot of experience as a farmer, and he is also a good seller. He has a lot of customers because he sells quality products at reasonable prices, and his service is excellent. Roberto is a hardworking man who is dedicated to his ideals and is always seeking a better path to get ahead. In his last harvest, he did not get the earnings he hoped for. He was not able to sell all of his crops, because he lost some of them due the weather. At this time, he wants to recover so he will plant a plot of land with corn. However, he needs to invest in supplies, and so he is requesting a loan from INTEGRAL that will allow him to buy corn seeds, fertilizers and manure. Roberto Antonio does not have a credit history, but he has good references characterizing him as a very responsible person. He is sure that with this work, he will be able to pay off this loan. Also, he has faith that he will be able to provide his family with a full life.

Santos Abraham : El Salvador

Fri, 25 May 2012 15:00:08 PDT

$75 of $850 raised.

Started raising funds on May 25, 2012

Santos Abraham is 25 years old. He lives with his aunt and his sister. He grows corn and has dedicated many years to farming. He is proud of having so much experience because it has helped him obtain the best harvests in the region. He sells only good quality products and sells them at a good price. He has many customers and doesn’t want to lose them, and for this reason he needs capital to increase production and thus, obtain better results. Santos is an entrepreneur with many dreams for the future. He knows that devotion to his work will permit him to succeed. He wants to increase production for this sowing time but needs to invest double. For this reason, he decided to request a loan from Integral which will permit him to purchase corn, fertilizer, and organic compost. Santos is a man known for his integrity and has good payment references. He is certain that he will yield a good harvest and be able to pay off the loan. In addition, he has a store that is his financial back-up. His sister takes care of the store. He hopes that, in this way, he will be able to give his family the life they deserve.

Etbel Jeannette : El Salvador

Fri, 25 May 2012 15:20:04 PDT

$100 of $700 raised.

Started raising funds on May 25, 2012

42 year old Etbel Jeannethe lives with her 42 year old husband and their two children who are 18 and 12 years old. The youngest child is in school. Etbel works in running a grocery store and she has been doing this for 18 and a half years. Thanks to God and her hard work, she has been able to sustain this activity and this is what enables her to put bread on the table every day as her husband's income is not enough to pay for the main necessities, which are always becoming more expensive. She is well known in the area as she always offers quality products and good prices. For her, the most important thing is that her customers are satisfied with her service. Regarding the stability of her business, she has a big advantage as there is no real competition because she has become one of the preferred stores in the area as the store is well supplied and people can get good service there as well as a variety of products in good condition. Lately she has been noting that the demand for her products is increasing and she is often left with a scarcity of goods. This has led her to take the decision to request a loan from Integral to invest in her business by buying supplies (beans, sugar, rice, candy, bread, oil, shampoo, soap, paper, etc.) that will enable her to meet a greater demand and, in this way, she hopes to make better profits that will enable here to improve the quality of life for her and her family. It must be mentioned that she is very grateful for the help that this institution has offered her in the past.

Andrés De Jesús : El Salvador

Fri, 25 May 2012 16:20:03 PDT

$100 of $1,500 raised.

Started raising funds on May 25, 2012

Andrés de Jesús is an impressive man in that at the age of 37 he has a bakery where he employs five people making French bread to sell. He lives in a rented house with his life companion, 30, and their two children who are 7 and 2 years old. He’s been in this occupation for a long time so he already has regular customers that prefer him more each day. His wife does the household chores and he’s the only one who has an income-producing job. All of this makes him feel even more committed to his business since he has no other source of income. It’s very important for him to keep the business active and to continue to retain the customers he already has as well as to attract new ones to improve his income. The business’ location is very strategic since it’s located on one of the main streets that many people have access to. He’s decided to ask INTEGRAL for this loan to buy raw materials (flour) for making bread and to make up the difference in the money he has to buy a car that will serve to cover his delivery route when he delivers and sells bread in various zones. He trusts in God that he will get the results he hopes for.

Israel Antonio : El Salvador

Sat, 26 May 2012 22:00:10 PDT

$25 of $1,075 raised.

Started raising funds on May 26, 2012

Israel Antonio, 59, lives with his life companion and their children. He works in agriculture, specifically growing corn and sorghum. He’s been in this line of work for many years now so he’s acquired much experience that allows him to always get good harvests. The parcel of land is located in a place that’s near his house and he’s very well known because he sells throughout the zone. People prefer him because everything he sells is of quality and his prices are affordable; besides his service is excellent. Israel is a visionary man determined to improved day to day in order to attain success in the future. He’s always working because his greatest secret is dedication and effort. He lost almost 40% of his last harvest due to a weather phenomenon so his profits didn’t amount to much and this is why he decided to ask Integral for a loan to be able to buy corn and sorghum seeds, fertilizer and tools and to lease land to plant. Israel has credit experience and takes full responsibility to repay the loan in the established time frame. At the same time he has faith that he’ll be able to give his family a better quality of life.

María Leticia : El Salvador

Sun, 20 May 2012 19:10:03 PDT

$100 of $1,300 raised.

Started raising funds on May 20, 2012

María Leticia lives with her husband in their own house. Because their needs are greater each day, she decided to start a tortilla shop in their home. With a lot of effort and dedication she has been able to keep the shop active for many years, which has helped her to alleviate their most basic needs. María Leticia's work begins very early in the mornings with the preparation of the ingredients necessary for selling the delicious tortillas. Thanks to her good performance in service, she has won the trust of many people in her community. Additionally, many people give good references as to her character and work since she is very hard-working, responsible, and hygienic. Not only does María Leticia have a very positive attitude, but she also always welcomes her customers with a huge smile. Like any entrepreneurial woman, María Leticia has decided to request this loan from INTEGRAL in order to invest in her business and to purchase the basic inputs such as corn, lime, and propane gas, etc. With this loan, she will continue to strengthen her business and achieve greater sales. She hopes that her sales will increase and provide greater income that will allow her to improve the quality of life for herself and her family.

Odilia Yaneth : El Salvador

Mon, 21 May 2012 12:20:02 PDT

$75 of $800 raised.

Started raising funds on May 21, 2012

Odilia Yaneth, 37, lives with her life partner Alejandro and her children in the family home. She has a stall in the market of the town she lives in where she sells convenience items such as oil, rice, beans, condiments, and soap, among others. She has a lot of customers. People prefer her stall because they always find what they need. Also, they are top-quality products and she sells them at affordable prices. Odilia is known for her kindness and for her excellent ability in her job. She always makes the most of every opportunity that comes up. She thinks that only fighters reach their goals. She is a fighter and she wants to expand her business. For this she needs liquid assets, so she is asking Integral for a loan to buy basic grains, oil, condiments, instant food products, soap, and toothpaste, among other products. Odilia has very good recommendations and is very responsible with her payments, so she is certain that she will pay off this loan in the time established. At the same time, she will be able to get profits to give her family a better quality of life.

Reyna Isabel : El Salvador

Fri, 25 May 2012 15:10:04 PDT

$25 of $850 raised.

Started raising funds on May 25, 2012

The desire to succeed made 33 year old Reyna Isabel enter the business world. Three years ago she decided to start a little store in the living room of her home, where she sells a variety of goods such as: grains, candies, detergents, drinks, etc. In addition to her store, she has a little pupusa stand which she runs with her sister-in-law who is part of her family group along with her two little children and her brother. For some years, she has worked very hard to raise her family as she is a single mother and does not have the support of her children's father. She is a courageous woman who has a lot of will to succeed. Her greatest dream is to give her children a different quality of life to the one she has experienced. It is certain that, with the help that she is requesting now from Integral to boost her business, she will be able to achieve her dream of improving her quality of life and that of her family, although the situation is very difficult and and she knows that the only way to change her reality is to work very hard. The loan that she is requesting will be used to buy mostly: drinks and staple grains as she has noted an increase in demand for these products. As an enterprising woman, she doesn't want to let this opportunity slip by. It is very important to mention that she is very grateful for the help that she has received from this institution when, as in this case, she needed someone to lend her a hand.

Yanira Guadalupe : El Salvador

Fri, 25 May 2012 15:30:02 PDT

$25 of $500 raised.

Started raising funds on May 25, 2012

44 year old Yanira Guadalupe lives with her family group, which is comprised of her husband and 3 children. Thanks to the education that she has, with much dedication, given to her children, they have already found work and they help a little with the household expenses. Yanira has been selling lottery tickets for 11 years. Every morning, she gets up very early to do the housework and later she goes to the place where she sells lottery tickets. She has a location that is very busy and she has won the confidence of many people and so she has customers who always look for her to buy lottery tickets. With the income that she gets from this work, and with the little income received by her husband as a plumber, they have been able to bring up their family. Although her children are now in work and help at home, they don't want to sit with their arms crossed, not doing anything. They are hardworking people who like to succeed through their own efforts. This has led Yanira to present herself at this institution to request this loan which will enable her to acquire a greater number of lottery tickets to increase her stock and to be able to increase her sales and, therefore, her income. In this way, she hopes to improve her standard of living and that of her family.

Juan Carlos : El Salvador

Fri, 25 May 2012 15:00:10 PDT

$50 of $300 raised.

Started raising funds on May 25, 2012

Juan Carlos is 32 years old and lives in his own home with his wife and children. He works in farming, mainly beans and corn, as these are the basic grains that are harvested in the area where he lives. He is very well-known among his neighbors for being a hard-working and responsible man. Many people give good references regarding him, as thanks to his generosity and charisma he has gained his neighbors' trust. It is very important to mention that he and his family live in very humble conditions. This situation gives him more strength to work, as he is the only one working and he earns little income from selling part of his harvest. He considers it convenient to request this loan from INTEGRAL which will help to cover his expenses in purchasing necessary agricultural supplies such as manure, seeds, fertilizers, etc., With these he can start sowing these basic grains and be able to continue providing sustenance for his household. He is also sure that he will be able to pay back this loan with the earnings from his harvest.

Héctor Antonio : El Salvador

Fri, 27 Apr 2012 14:30:02 PDT

$100 of $700 raised.

Started raising funds on Apr 27, 2012

Héctor Antonio, 39, lives with his life partner and their children in his own home. He has a business buying and selling scrap metal such as iron and bronze. He already has years of experience in this line of work. He stockpiles a large quantity of scrap metal and hopes to sell it and obtain a good profit margin. He has a good customer base, because they know that he sells everything at the best prices and his service is excellent. Héctor is a hardworking and honest man who is always ready to take advantage of every opportunity that presents itself, as he knows that this will help him to be successful. He thinks that the more he works, the bigger the payoff. This is why he decided to request a loan from INTEGRAL so that he can buy scrap iron, bronze, aluminum, copper, etc. Héctor Antonio hopes that in this way he can provide his family with a full life.

José Adán : El Salvador

Sat, 28 Apr 2012 10:00:04 PDT

$150 of $500 raised.

Started raising funds on Apr 28, 2012

José Adán is 55 years old and lives in a house he owns, together with his family, which is made up of his wife and son, who is already of legal age. He makes a living from retail commerce. The business is located at the house where he lives; he has been able to adapt it to his house's layout in such a way that allows attracting customers' attention. The gentleman is very well known in the area where he lives, because he is very hard working, responsible and above all, honest. José is a simple human being. Lots of people prefer his products since he offers variety, quality and good prices. This business is very important to him since it is his main source of income, which drives him to be very aware of the direction his business takes. This means he is always a step ahead of the competition, so that his business can get to be the leader among all stores in the area where he lives. All of this has led him to make the decision of asking INTEGRAL for a loan, to invest in his store through the purchase of a variety of store products, such as: oil, beans, rice, milk, candy, sugar, paper and other items that will help attract more customers, in order to make sure they will always find what they are looking for and are satisfied with the service provided. In this way he hopes to sell more products and increase his income, so that he can improve his family's standard of living.

Sulma Judith : El Salvador

Sat, 28 Apr 2012 00:10:04 PDT

$250 of $1,000 raised.

Started raising funds on Apr 28, 2012

Sulma Judith, 29 years old, lives with her daughter. She is dedicated to selling clothing from her home and on foot. She goes house-to-house offering her products. She has a variety of clothing for women, men, girls and boys with style: casual pants, skirts, dresses, among others. She wants to expand the inventory of her product and also sell swimsuits for women since the demand has increased it is the best time to stock her business. Everything that she sells is of very good quality and she sells it a accessible prices. Also her service is unique. Sulma is an entrepreneurial woman with many desires to get ahead. She is always ready to take advantage of opportunities that present themselves. She is very positive and friendly with all of her customers. She thinks that when you have the path across the world, you step aside to give way. She is set on what she wants. It is for this that she is requesting from Integral a loan that allows her to buy clothing at wholesale. Sulma Judith has the security that will allow her to give a better quality of life to her daughter who is the inspiration for everything.

Aracely Del Carmen : El Salvador

Sat, 28 Apr 2012 04:30:02 PDT

$125 of $1,500 raised.

Started raising funds on Apr 28, 2012

Aracely del Carmen, 41, lives with her common-law husband and their two children in their own home. She sells clothing at the municipal market in the town where she lives. For several years she has been in business selling a variety of clothing, including trousers, skirts, dresses, and shirts. Lately, she has more demand since all of her customers are always satisfied with the top quality and low prices she offers. Plus, Aracely is known for her kindness. She is a very enterprising, humble woman who is very honest and with many goals to reach, one of which is to expand her business and stay ahead of her competition. She knows that success comes from putting in great effort and dedication; and she knows these are her best tools to get ahead in her work. With this motivation, she has requested a loan through INTEGRAL to buy more wholesale clothing. Aracely del Carmen has the confidence to continue working alongside her husband to cover household expenses and give the best they can to their children.

Evelyn Del Carmen : El Salvador

Sat, 28 Apr 2012 13:50:02 PDT

$75 of $800 raised.

Started raising funds on Apr 28, 2012

Evelyn del Carmen, 30, lives with her common-law husband and their two children who go to school near town. They live in the urban area and she has a store where she sells essential goods such as beans, dairy products, sausages, milk, eggs, etc. Lately, she has seen an increase in business because her store carries the widest variety in the area and she sells top quality products at low prices. She also offers excellent service. Evelyn is a very active, responsible woman, who above all else is someone with great humility. She believes that motivation is something that helps you get started but habit is what keeps you on the right track. Through determination, she aims to become successful and grow her business. Therefore, she has requested a loan through INTEGRAL that she will use to buy the basic grains, instant products, sausages, dairy products and sweets that she does not have now but which customers have been requesting. Evelyn is sure that this will increase her sales and earnings so she can improve her family's living conditions.

Bernarda De Jesús : El Salvador

Mon, 07 May 2012 13:00:05 PDT

$150 of $1,300 raised.

Started raising funds on May 7, 2012

Bernarda de Jesus, 43-years-old, lives with her life companion. In the principal market of the zone where she lives, Bernarda has a stall in which she sells meals, drinks, conch, and shrimp, among other rich and tasty foods. Bernarda's stall is always occupied because she is very well known in the area for her delicious plates prepared with first-quality ingredients at very accessible prices. The service is unique; she always receives her clientèle with grand amiability. Bernarda is an enterprising woman with many future goals, one of which is to expand her business. And she is totally determined to accomplish this. Bernarda thinks that the most difficult obstacle along the road will be her compensation while she pursues her goals. This concern motivated her to request a loan through INTEGRAL. Bernarda can count on much experience in managing past loans. With this new loan, she will buy basic grains, cheeses, meats, and drinks. Bernarda de Jesus has confidence that in this manner, she will be able to provide her family with a better quality of life.

Elmer Balmore : El Salvador

Mon, 07 May 2012 14:20:02 PDT

$125 of $600 raised.

Started raising funds on May 7, 2012

Elmer Balmore lives with his life's companion and their children in the house they own. He grows corn and beans. He has been farming for several years and has the necessary experience to get his business ahead. He has a lot of customers in the area because his crops are abundant and of the best quality. He also has accessible prices and excellent service. Elmer is a dreamer and very hardworking but above all he is humble. The courage to keep going forward and reach success is his biggest secret. This courage is what helped him to ask INTEGRAL for a loan to allow him to buy corn and bean seeds of the best quality, as well as fertilizer and pesticides. The planting time is starting with the winter season. Elmer Balmore has the capacity to give his family a better quality of life in this way.

Rafael Nicolás : El Salvador

Mon, 07 May 2012 15:20:02 PDT

$75 of $850 raised.

Started raising funds on May 7, 2012

Rafael Nicolás lives with his life’s companion and their children in his own house. He plants corn and beans each year and also harvests “jocote de azucarón” a delicious, highly-sought-after fruit. He has several years’ experience as a farmer and he knows when good harvests will come. He has acquired a very good clientele because everything he sells is high quality and he sells it at really accessible prices. Besides, service is unequalled; he always behaves very kindly toward his customers. Rafael is a man who is devoted to his work willing to take advantage of all opportunities that present themselves to keep his business one step ahead of the competition. He feels that there is always something more to accomplish and one has to do the impossible to attain it because that’s an advantage for his future. It’s with this in mind that he’s asking INTEGRAL for a loan to buy corn and bean seeds, manure and fertilizer. Rafael Nicolás has faith that he will be able to bring economic security home this way.

Verónica Raquel : El Salvador

Mon, 07 May 2012 15:40:01 PDT

$75 of $500 raised.

Started raising funds on May 7, 2012

Verónica Raquel, 35, lives in her own house with her life’s companion and their two children who are studying. For her, the most important thing is her family and it’s for them that she does everything within her reach to give them what they need. She manufactures a variety of sweet and French breads. She’s been in this line of work for several years so has quite a bit of experience and some regular customers who every day prefer her more. The business is located quite strategically and it’s worth mentioning that there isn’t much competition which makes her one of the favorites in the zone when it comes to bread. Her dream is to see her children in better conditions than she has had which is why she rises very early every day to earn the income necessary to earn her home’s daily bread. She also wants to maintain the business active for many more years because it’s her main source of income. Based on the above, she’s decided to approach this institution to request this loan because she wants to invest in the business purchasing necessary supplies (flour, sugar, milk, margarine, food coloring, etc.) to make the delicious bread. She does all this with the goal of keeping her business active giving the best possible customer service because she believes that this is the only way of making her dream of improving her family’s living conditions a reality.

Juan José : El Salvador

Mon, 07 May 2012 15:50:02 PDT

$25 of $1,500 raised.

Started raising funds on May 7, 2012

Juan José, 56, lives in his own house with his life companion and their children. He’s a farmer. That is to say he grows the main basic grains like corn and beans. He’s been in this activity his entire life and this is how he earns his daily bread. He is a hardworking, responsible man who is very well known in the zone for his big heart and his kindness towards others. Because planting season is approaching he decided to request this loan from INTEGRAL to buy seeds, manure, insecticide, etc. What he most wants is an abundant harvest because this is the only thing he knows and does to access a source of income. He trusts in God that with His help and his hard work he will reach his dream of improving his family’s quality of life.

Fidelina : El Salvador

Mon, 07 May 2012 16:00:06 PDT

$50 of $700 raised.

Started raising funds on May 7, 2012

Fidelina, 44, lives in her own house with her life companion and their children. She sells various traditional dishes like fried manioc, corn on the cob, enchiladas, cakes, fried potatoes, etc. She’s very well known in the zone because of her delicious dishes and for the hard work she does every day. She’s characterized by being a hardworking, honest, very responsible woman. Also, because of her charisma she’s succeeded in keeping her business active for a long time; it’s located in her house. What she wants most is that her family enjoys better conditions than they presently have. All of this motivates her to continue working hard to give her family the best. Keeping the above in mind, she decided to ask INTEGRAL for a loan to invest in her business buying necessary ingredients like manioc, potatoes, cabbage, tomatoes, corn on the cob, oil, etc. to make the delicious dishes she prepares for her customers since her objective is to improve service to her customers to such an extent that she will retain them and attract new ones. She hopes to improve her profits in order to offer her beloved family a better quality of life.

Delmy Aracely : El Salvador

Wed, 09 May 2012 13:50:02 PDT

$100 of $1,000 raised.

Started raising funds on May 9, 2012

Delmy Aracely is 53 years old, single, and lives in her own home. She works as a street merchant and sells clothes such as blouses, skirts, T-shirts, trousers, and other items. Delmy has many years of experience in this business, which has enabled her to earn a living and is her main source of income. She is a hardworking, dedicated, and enterprising woman. Delmy has many ideas for her business that she is gradually implementing. The most important thing for her is to keep her customers satisfied with the service she provides. Much of this depends on her ability to recognize what they need so that they will continue to do business with her and choose her products. For this reason, Delmy has decided to invest in her business by purchasing a variety of clothes. By restocking her business, her customers will always find what they are looking for.

In order to have the necessary financial resources to make this investment, Delmy decided to request a loan from Apoyo Integral. She will be able to buy a variety of clothes such as skirts, blouses, trousers, T-shirts, and other types of garments to attract more customers. With the help of God and Apoyo Integral, Delmy is convinced that she will obtain good results because of her decision. She also expects to increase her earnings so that her quality of life can improve.

Rosibel : El Salvador

Wed, 09 May 2012 11:10:02 PDT

$50 of $600 raised.

Started raising funds on May 9, 2012

Rosibel is 48 years old and lives in her own home with her family, which consists of her life companion and their five children. Two of her children are studying. Family is the most important thing to Rosibel, so she works hard to feed her family each day and provide for their essential needs. Rosibel sells delicious tortillas. She has been in this business for many years and has gained plenty of experience. She has a few customers who are very loyal to the products that she offers. Her dream is to see her children become professionals so that they will have better conditions than she had. This is why she invests all of her effort into maintaining the life of her business, which has provided her the means to survive for many years.

It is worth mentioning that in terms of the competition, Rosibel does not face this problem because there are not many businesses like hers that are in the area. Her dream is to expand her business. In other words, she wants to have the capacity to keep up with the growing demand and be able to generate more income. Therefore, Rosibel decided to request a loan from Apoyo Integral so that she can invest in supplies (corn and flour) in bulk and continue to produce her delicious tortillas.

Rosibel hopes to achieve her goal of meeting the growing demand so that she can have more revenue and improve her quality of life and that of her family.

Jerónimo Baltazar : El Salvador

Wed, 09 May 2012 13:00:08 PDT

$25 of $800 raised.

Started raising funds on May 9, 2012

Jerónimo Baltazar is 32 years old and lives in his own home with his family, which consists of his life companion and their three children. Two of his children are currently studying. Jerónimo sells sweet bread, French bread, cookies, and other baked goods directly from the vehicle used to transport his merchandise. With great effort, he has been able to stay active in his business for more than 13 years. He is known as a gentleman who is hardworking, responsible, and most of all, enterprising.

Jerónimo has several ideas for his business that are gradually being implemented. His dream is to continue an active business for a long time so that he can stay ahead of the competition. This has enabled him to earn the trust of his neighbors who are pleased with the service that he provides. Jerónimo decided to request a loan from Apoyo Integral so that he can invest in his small business. He will buy a variety of sweet breads and French breads so that he can increase his inventory, remained stocked, and be able to meet the greater demand in the marketplace. Jerónimo hopes to improve service to his customers so that his sales will increase. By earning more income, he will be able to gradually improve the quality of life for himself and his family.

Benjamín : El Salvador

Tue, 08 May 2012 20:30:03 PDT

$125 of $600 raised.

Started raising funds on May 8, 2012

Benjamín is a farmer and trader of dry goods such as corn and beans. He repeats the same process each year: plant the seeds, gather the harvest, and sell a portion of his crops while the rest is kept for personal consumption. This is how he earns his living and it should be noted that his business is his main source of income. Sr. Benjamín is known as a hardworking, honest, and responsible gentleman. Many people have given him good references and have trust in the products that he sells.

Benjamín made the decision to approach Apoyo Integral for a loan so that he can buy primarily farming supplies (seeds, insecticides, compost, and other items) so that he can continue cultivating his land and harvesting the crops that pay for his daily household expenses. He trusts that Almighty God will provide him with favorable results so that he can achieve his goal of improving his quality of life and that of his family.

Daysi Marlene : El Salvador

Wed, 09 May 2012 08:00:10 PDT

$75 of $1,300 raised.

Started raising funds on May 9, 2012

Daysi Marlene is a hardworking woman that works in food sales in her residence. She prepares every type of small dish for breakfast and lunch - eggs, beans, soups, chicken, rice among others. She is well known in the region, since in spite of that it is the cleanest place to eat, it has the most delicious food, thanks to Daysi's experience and gift in the kitchen. Furthermore, she produces everything with high quality products and sells it at really affordable prices. She is a helpful, enterprising woman that loves her work. She thinks that you always have to aim higher than you think you can achieve to arrive at success. With this positive thought she decided to request a loan from INTEGRAL that will permit her to buy meat, basic grains, sausages, vegetables, drinks, etc. Daysi Marlene is confident that in this way she can bring her home economic security.

Juan Carlos : El Salvador

Wed, 09 May 2012 08:10:01 PDT

$100 of $500 raised.

Started raising funds on May 9, 2012

Juan Carlos lives with his life partner and their children in a rural region. He works in agriculture and now has several years of experience in this field. He cultivates corn and beans. He has gained many clients recently since his harvests are always very abundant and he is able to do more business. Furthermore, it is of high quality and he sells it at really low prices in relation to the majority since he is a very consistent person in terms of prices. Juan is very helpful. He always attends to his clients with a smile on his face. He is a hard-working, determined man with many goals that he wishes to achieve. He is taking advantage of all of the opportunities that are presented to him. He thinks that perseverance and astuteness will be his greatest secrets to achieve the triumph that he desires. For this, he requests a loan from INTEGRAL that allows him to buy seeds for corn and beans, fertilizer, pest control and some tools to prepare the earth. Juan Carlos has faith that in this way he will succeed in giving a full life to his family.

Sonia Estela : El Salvador

Tue, 08 May 2012 07:20:03 PDT

$125 of $500 raised.

Started raising funds on May 8, 2012

Sonia is 49 years old and lives with her partner. She owns a vehicle, which uses to sell produce like: oranges, onions, cabbage, broccoli, among others. She has many customers because everything that she sells is of first quality and affordable prices, in addition the service is unique, she is always ready to serve her customers. Sonia is a woman dedicated to her work and always taking advantage of the opportunities that are available. She thinks that there must not be a limit to achieve a dream because nothing is impossible. With this thought, she decided to request to INTEGRAL a loan to buy oranges, onions, papaya, cabbage, broccoli and others products that her customers have demanded her but has not been able to buy with her own resources. Sonia Estela is sure that in this way she can give her family a better quality of life.

Samuel : El Salvador

Tue, 08 May 2012 07:20:03 PDT

$50 of $600 raised.

Started raising funds on May 8, 2012

Samuel lives with his life companion and their children. He grows corn and beans and has been a farmer for several years during which time he has gained extensive experience in harvesting and selling his crops. Recently his customers have increased their demand because they know his crops are of very high quality and his prices are reasonable. In addition, his service is excellent. Consequently he does not want to disappoint his customers at the end of the year when he harvests his crops. Samuel is a very hardworking man always ready to seize every opportunity presented. He believes there is nothing better than a challenge that brings out the best in a man and his challenge is to achieve success. Thus he is applying to INTEGRAL for a loan that will enable him to purchase corn and bean seeds of the best possible quality, fertilizer and pest controls. He is confident that in this way it will be worth it even more to get up so early to plant, clean and plow the land and take care of his crops, with the goal of giving his family a fuller life.

Mariano : El Salvador

Sun, 13 May 2012 12:10:04 PDT

$50 of $775 raised.

Started raising funds on May 13, 2012

Mariano, 47 years old, lives with his life companion and their children in his own house within an urban zone located near the national capital. He cultivates corn and beans and [usually] gets good harvests, thanks to his various years of experience in agriculture. Lately, Mariano has gained more clientèle because everything he grows and sells is of the best quality and he sells it all at very accessible prices. In addition, his service is excellent. Mariano is a man who is dedicated to work and family. That's why he devotes all his efforts to getting ahead. He believes that motivation is a man's best friend since it helps him realize his dreams. For that reason, Mariano is requesting a loan through INTEGRAL to purchase bean and corn seeds, and disease and weed controls, and to replace some of his manual farming tools. Last year, Mariano lost a good deal of his harvest and, for that reason, he currently lacks the necessary resources to continue with his accustomed labors. He hopes that with this institution's help, the desire to provide his family with the best quality of life will not be frustrated.

Antonio : El Salvador

Sun, 13 May 2012 12:20:03 PDT

$75 of $600 raised.

Started raising funds on May 13, 2012

Antonio, who is sixty-five years old, lives together with his life partner and his children, who are already grown up and work to support themselves and contribute with the house expenses. Antonio has been working in agriculture for over 20 years, he grows corn and sorghum, he is very well known in the area, because people know he gets the best crops because of all the experience he has. He has increased demand for the products he sells since everything is of high quality and has really low prices. When Antonio is not working in agriculture related activities he is working in bricklaying, this is building, renovating or modifying houses. He is a man that looks for opportunities. He is always available for the people who visit him, he is a very honest man, hard working and above all disciplined when it comes to fulfilling financial obligations, completely willing to prosper. He believes his motivation is like the sun, the closest it is, the more it shines. He wants to make his future shine, that is why he is asking INTEGRAL for a loan that will allow him to buy agricultural supplies, corn and sorghum seeds, fertilizer and pest and weed control products, in addition to pay for staff with whom he can harvest at least 2 blocks of land which are equivalent to about twelve thousand square meters. Antonio hopes that with this he will be able to bring financial security to his home.

Idalia Beatriz : El Salvador

Sun, 13 May 2012 12:20:03 PDT

$100 of $1,000 raised.

Started raising funds on May 13, 2012

Idalia Beatriz is thirty-nine years old and lives with her life partner and three children in her own house in an urban area near the capital of her country. She owns a small restaurant in her home where she sells a variety of exquisite dishes like chicken, rice, salads, soups, and others, mostly at lunchtime. Lately the demand for her business has increased because all her items are made with top quality ingredients, the space is very clean, and above all at very reasonable prices; additionally, the service is excellent, she serves people very quickly and always with a smile on her face. The location also has proven to be quite convenient, as there are many workers all around her location. Idalia is a very positive woman, with an exceptional sense of fairness about payments. People give very good reports of her, that she is dedicated to her work, responsible, and humble, and she always works to take advantage of opportunities when they present themselves to her. She thinks that she's been very successful, and what she wants is just the capacity to create, and to be able to do what makes her happy. This thought is what decided her on soliciting a loan from INTEGRAL which would permit her to buy meats, beans and grains, vegetables, condiments, drinks, etc. and improve the variety of her menu with the end result being that her current customers would continue to appreciate her food and that new customers would arrive. Idalia Beatriz is confident that she will have success and give her family a life of plenty.

María Ofelia : El Salvador

Sun, 13 May 2012 15:00:06 PDT

$100 of $500 raised.

Started raising funds on May 13, 2012

María Ofelia is 28 years old and lives with her life partner and her three children in their house in a well-populated township in the northern part of their country. She owns a shop and sells perfume and beauty products by catalog sales in the neighborhoods nearby. She has a variety of products for women, men, and children, and all of her perfumes have aromas which please her customers. Lately she has had more demand because all of her products are high quality and she sells them quite cheaply, and also because of her personalized service of bringing her products right to the doors of their homes and places of business, making her the best option for her customers. María is a working woman, always ready to give of herself to achieve a better future, and she has many goals, one of which is to grow her business. She has a hardworking disposition that will allow her to reach the success she hopes for. Her greatest secret strength is her perseverance, and remembering this, she decided to ask for a loan from INTEGRAL allowing her to buy perfumes, cleansing creams, lipsticks, and hair treatments. María Ofelia is sure that by covering the increased demand of her customers, she will be able to supplement her earnings and offer a better quality of life to her family.

Jesús Alberto : El Salvador

Sun, 13 May 2012 15:10:03 PDT

$100 of $700 raised.

Started raising funds on May 13, 2012

Jesús Alberto is 42 years old and lives with his life partner and his children. He owns a corner store, where he sells necessities like beans, grains, drinks, bread, eggs, and more. At the same time, he also runs a small mill, and he is very well known in his neighborhood. He is already a good businessman thanks to the experience he has gained over time. Everything he sells and makes is of very good quality and he sells them at good prices, also his service is unequaled, as he is always pleasant and serves his customers with a smile on his face. Jesús is an entrepreneurial person, active, and very dedicated to his work; he is disposed to taking advantage of every opportunity that presents itself in order to reach a better future. His greatest secret is the love and constancy that he directs toward his work, and these helped him make the decision to request a loan from INTEGRAL, allowing him to buy basic beans and grains, bread, sweets, instant meals, etc. Jesús Alberto has faith that this will gain his home a new level of economic security.

María Luisa : El Salvador

Sun, 13 May 2012 16:30:03 PDT

$125 of $1,200 raised.

Started raising funds on May 13, 2012

41-year old María Luisa lives in her own house with her 23-year old son who is a university student. Through a great a deal of effort she has managed to provide her son with an education and with God’s help he is now in his last years of university. All of this has brought much happiness to María as in her eyes the most important thing is for her son to have access to better opportunities in life. This is the reason why she continues to work so hard every day. María sells cereal grains and other items to her customers in the municipal market where she lives. It is in a busy area and so her stall is visited often. Many people prefer to buy from her as she is a hardworking woman, honest, and very responsible. Since her son is in the home stretch of his education and needs even more support, she has decided to buy more items for her business and trust that in this way she will be able to earn more money so she can give her son the help he needs. For this reason she has asked INTEGRAL for a loan to buy rice, sugar, beans, maize, maicillo and other things that her customers ask for. She hopes that this investment will bring in sufficient money to pay for her own needs and those of her son which get greater every day.

Carlos Ismael : El Salvador

Sun, 13 May 2012 16:00:08 PDT

$50 of $1,000 raised.

Started raising funds on May 13, 2012

Carlos Ismael is 47 years old and lives in his own house with his life companion and their children. He has been working in agriculture for many years. Carlos grows the major grains such as rice, beans, and corn. Each year he repeats this activity as it is the only way he knows to earn a living. He is a hardworking person, reliable, and enterprising, able to responsibly repay a loan. It is worth mentioning that he lives very modestly together with his family, but this situation does not discourage him but gives him the strength to continue fighting for a different quality of life. Moreover, he does not have the basic services such as water and electricity. He works very hard in order to cover his daily household expenses as he has no other source of income other than agriculture. During the 2012 season he wants to plant 18,000 square meters mostly in corn. It is for this reason that he has taken the decision to ask for a loan from Integral in order to invest in the purchase of manure which is necessary to fertilize the land as it is already the time for planting the various grains. With a lot of confidence in God and in his work he hopes to have an abundant harvest which he can sell part of, leaving some for consumption. He hopes to fulfill his dream of giving his family a better quality of life.

Hugo Antonio : El Salvador

Sun, 13 May 2012 16:00:09 PDT

$50 of $1,200 raised.

Started raising funds on May 13, 2012

Hugo Antonio,32 years old, lives in his own home together with his family. He works in agriculture for a living, in the cattle trade and sale of milk he extracts from the cows. He has many years of doing this work so he already has a lot of experience and recognition in the area. He and his family are very well known in the area for being very honest and hard-working. He has steady customers that prefer him more every day because they always find what they are looking for at the best prices. For Hugo, the most important thing is that his clients are satisfied with the service that he offers. It is for that that he strives to improve his work so in this way he can continue being the favorite and will be able to continue living from his income that he receives from this work. Because it is the only source of income on which he counts and is from where he feeds his family, which is why it is so important to him. Like all entrepreneurial and visionary men, he has decided to request this loan from INTEGRAL to invest in the purchase of cattle from which he can get milk,and later fatten them to put them up for sale and in that way achieve an increase in his income. He hopes to achieve his dream of improving the life opportunities for him and his family. He has great confidence that in this way he will achieve his objective.

Paz Esperanza : El Salvador

Sun, 13 May 2012 17:10:02 PDT

$75 of $1,000 raised.

Started raising funds on May 13, 2012

Paz Esperanza, 53 years old, lives in her own home together with her husband and daughter. She runs a store and and tortilla shop and has done so for some years from her place of residence, which has managed to adapt in a way that catches the attention of the customers. Her neighbors give many good references in regards to her work and her as a person. She is very well known and preferred as she is a very kind and hardworking woman which has earned her the confidence of her neighbors. Her biggest desire is to continue receiving income from her business that has until now has helped her to cover a great part of the household needs. It is for this reason that she decided to do this with with the goal of increasing her inventory since she does not have the necessary resources in order to make that investment on her own. The loan that she is requesting from INTEGRAL is to buy a variety of store products such as: oil, rice, sugar, beans, candy, drinks, macaroni, etc. She wants to cover a greater market demand that will allow her to increase her income and in this way she will be able to offer her family better opportunities in life.

Jesus : El Salvador

Tue, 15 May 2012 11:20:02 PDT

$75 of $1,000 raised.

Started raising funds on May 15, 2012

Jesus, 57 years old, lives in his own house with his daughter and son who are now adults and help with the business. He sells fruits and vegetables for a living as a street vendor in different areas in the zone where she lives. He owns two vehicles, which he uses to transport himself and make sales. He sell his products in the streets and sidewalks using a megaphone. He has 25 years in this field, which is why he has a lot of experience and is well known in the zone. Additionally he has some steady clients that prefer him for being a hardworking man, fighter and honest. The best of all is that he always maintains a variety of fruits and the best conditions and at the best prices. His dream is to keep his business active for much more time since it is his principal source of income and it is how he had been able to feed and educate his children. Like other entrepreneurial men, he has made the decision to request a loan from INTEGRAL in order to invest in the purchase of a variety of fresh fruits and vegetables in bulk, as he wants to increase his inventory to cover a larger market demand from clients which allows him to increase his sales and income, and in this way allow him to improve his quality of life and that of his two children who work in the same business with the second vehiculo.

Carlos Gilberto : El Salvador

Sun, 13 May 2012 16:30:03 PDT

$50 of $1,000 raised.

Started raising funds on May 13, 2012

Carlos Gilberto is 50 years old. He lives in his own house with his family that consists of 4 people. He has only two children, who are still living at home, and they help financially support the home. He works growing corn and millet. This is the way he provides the necessities for his family. After harvesting the crop he puts aside some of the basic grains for household use and the rest he sells. Carlos is a pensioner who for 10 years has worked cultivating the land. He is very well known in the area as decent, honorable, hardworking, and dependable. Since he is a man with many virtues, his neighbors have entrusted him with the presidency of the Association of Farmers in the area where he lives. Each day he feels that the household necessities are greater which is why he has decided to ask for this loan from Integral so that with the help of this institution he can buy the necessary supplies (seeds, fertilizer, pest control, and payment for the people that help plant and maintain the sown field) in order to continue cultivating the basic grains in order to cover the household expenses. He hopes and trusts that Almighty God will obtain positive results and an abundant harvest that will permit him to reach his dream of providing his beloved family the best economical conditions.

Rene Mauricio : El Salvador

Thu, 17 May 2012 14:20:02 PDT

$75 of $800 raised.

Started raising funds on May 17, 2012

René Mauricio García Flores, 34, is a small trader who lives in his own home with his 6-year-old son and wife. His wife, aside from running the business with her husband, also cares for their son and tends to the house. René has a store where he sells basic supplies such as sugar, salt, corn, milk, pastries, and candy, among many other items. He also has a business selling pies, hamburgers and tacos made of pork, chicken or a variety of fillings, which are deliciously prepared by his wife. The couple runs both businesses from their home and shares a common desire: to provide a better future for their son, who will soon be taking his first steps as a student. As they have invested in setting up their meat pie selling business in recent days, they have had to stop stocking their general store with products their customers request every day. Consequently René, like a good administrator, has decided to apply to INTEGRAL for a loan so that he can buy dairy goods, meat, sausages, sodas, eggs, medicine, Pampers and other perishables their customers request. He hopes he can rely on this funding and thus not lose his customers, which have taken so many years to attract, because they cannot find the variety of products they need. In this way, René hopes to continue providing his family with their daily bread and carrying out his duties as a responsible father.

José Carlos : El Salvador

Sun, 20 May 2012 08:20:02 PDT

$25 of $1,000 raised.

Started raising funds on May 20, 2012

José Carlos is 66 years old and lives with his daughter in his own house. He owns a bazaar where he sells all types of items, having a large variety of stuffed animals, plastic toys, games, wrapping paper, and other items. His business is located in a strategic location in front of a church and by a cafe in an area where lots of people pass by and this is why he has so many customers. José makes sure that all the products that he sells are of the best quality and he sells them at a good price, and also the service that he offers is excellent and always according to the needs of his clients. He is an honest man, dependable but above all a hard worker, knowing that when a goal is all important that one must put forth total strength in order to obtain it. For José it is important to maintain and supply the business which is why he is asking Integral for a loan in order to buy stuffed animals, wrapping paper, ribbons, games, plastic toys, etc. His business is very profitable and brings in good profits and because of this he feels it is likely that he will be able to pay off his loan while giving his family a good life.

José Luis : El Salvador

Sun, 20 May 2012 10:00:04 PDT

$0 of $600 raised.

Started raising funds on May 20, 2012

José Luis, 44, lives with his life partner and children. He grows corn and beans. He has many years of experience in the area of agriculture and he knows well the best time to harvest. His plot of land is suitable for planting and very close to his house. He has a lot of customers because the corn and beans he sells after the harvest are of very good quality and he sells them at affordable prices. In addition, he is always at the service of the people who request his product. José Luis is an enterprising man. He is very certain of what he wants to achieve for his future. He knows that with perseverance and dedication he will manage to triumph. This is why he decided to ask Integral for a loan that will allow him to buy corn seed, beans, fertilizer, insecticide, etc. José Luis is very confident that his job will give him sufficient cash to pay his debt, support his business, and give his family a better quality of life.

José Israel : El Salvador

Sun, 20 May 2012 12:40:03 PDT

$75 of $700 raised.

Started raising funds on May 20, 2012

José Israel, 45, lives alone in his own house. He sells firewood wholesale. He has many years of experience doing this work, so he already has a lot of experience in the field. This business is what has allowed him to survive for many years, given that he has no other source of income. José is an enterprising, hardworking, and responsible man who is very dedicated in his tasks. Many people trust him, so he has earned the trust of a lot of people who prefer him more every day and give him and his products good references. Thanks to his charisma he has managed to position himself in the market as one of the leaders in the firewood business. It is worth mentioning that many people prefer him because he is a fair man who has affordable prices for the firewood he sells. This gives him more customers every day who frequently seek him out and request his services. This business is his main source of income. Lately he has noticed that demand has increased, so he has decided to invest in his business by buying firewood wholesale. He will increase his inventory and be able to cover a greater share of the market, which will allow him to increase his profits to improve his living conditions, which are very modest at the moment.

Guadalupe : El Salvador

Sun, 20 May 2012 10:20:02 PDT

$0 of $700 raised.

Started raising funds on May 20, 2012

Guadalupe, 45, lives in a house she owns with her family group composed of her forty-three year old husband who works as a watchman and their three children who are 17, 12 and 11 years old. She’s been a merchant for several years. She has a store she’s managed to establish with much effort and dedication. In addition, she also has other businesses like selling ‘pupusas’ [stuffed corn griddle cakes] and bread. It’s worth stressing that she’s a very enterprising, hardworking woman who works tirelessly because what’s most important to her is that her children have better conditions than what she and her husband have had. All this has motivated her to work even harder because her husband’s watchman’s salary is insufficient to cover all household expenses which are higher every day. She stocks a variety of products in her store like sugar, salt, snacks, oil, beans, bread, sardines, etc. Keeping it well-stocked allows her to attract many people who request her products and always find what they are looking for and get good service from Guadalupe. Like all enterprising women, she’s made the decision to ask INTEGRAL for this loan to invest in her business; she will purchase merchandise at wholesale like beans, oil, sardines, sugar, salt, bread, condiments and other products that are attractive to customers. She has full confidence that with her work and with help from God and this institution she will reach her dream of giving her family better living conditions that are different from the ones they have now.

Walter Ramiro : El Salvador

Sun, 20 May 2012 10:30:02 PDT

$75 of $1,600 raised.

Started raising funds on May 20, 2012

Walter Ramiro lives in his own house with his retired mother. He’s been a businessman for many years; he runs a small bookshop where he sells telephone cards and also has a photocopier. Through much effort and dedication he has managed to keep his bookshop going for a long time. The income from it has allowed him to get ahead and helped him with household expenses. At the moment he has no source of income apart from the bookshop and his mother’s pension. Señor Walter is an enterprising man who lets no business opportunity pass him by. He’s a man who likes a challenge, and when he sets himself a task, he does it in the best possible way until he succeeds. It should also be noted that Walter has very good references from his neighbours who say they are very satisfied with the service he provides since they find the best prices in his store. Like all forward-looking individuals, Walter wants to invest in his business, so he is seeking a loan from this institution as he doesn’t have enough money of his own. He plans to use the loan to buy merchandise for his store such as notebooks, computer paper, coloured paper, calculators, erasers, crayons, and anything else his customers might like. Walter has great hopes that these purchases will bring in more money so that he can improve his own and his mother’s standard of living.

Ana Gloria : El Salvador

Sun, 20 May 2012 11:00:11 PDT

$75 of $700 raised.

Started raising funds on May 20, 2012

Ana Gloria is 49 years old and lives in her own home that was built by her husband. She lives with her entire family, including her small granddaughter who is 3 years old. With the help of her family, she makes and sells a variety of sweets from her home. She decided to start this business because her husband's income was not covering the household expenses, which seemed to grow every day. Her husband works in agriculture, but he does not earn a steady income because agriculture is seasonal work. For this reason, he does not have a reliable monthly income. Therefore, Ana works hard and is always thinking of ways to further help support her household. She has the advantage of being very well-known in her region, and many people give her good personal and work references. All of this has enabled her to be successful in selling her delicious and fresh handmade sweets. She prepares them every day and then sells them. She decided to seek a loan so that she can invest in the necessary ingredients for her sweets, such as milk, sugar, coconut, tamarind, papaya and milk. She trusts in God, this institution, and that with her work and dedication she will be able to reach her objective of improving the quality of life for her family.

Nery Antonio : El Salvador

Sun, 20 May 2012 11:20:01 PDT

$0 of $1,500 raised.

Started raising funds on May 20, 2012

Nery Antonia is 40 years old and lives with his wife and children in their own home. He has been working in agriculture and with livestock for more than 20 years. Therefore, he has a lot of experience in this work. Each year he plants basic grains (beans and corn), which are his main source of income. This is how he has survived and brought home the bread every day for all of these years. He hopes that this year will not be an exception. He is already preparing to plant, as the season is very close, and he wants to be prepared. Therefore, he is seeking a loan from this institution so that he can invest in the purchase of the necessary agricultural supplies (seeds, fertilizers, insecticides, etc.) to begin planting. He trusts in God and is confident that this year he will have an abundant harvest that will enable him to meet his goals.

Gerardo : El Salvador

Sun, 20 May 2012 11:10:02 PDT

$0 of $1,000 raised.

Started raising funds on May 20, 2012

56-year old Gerardo lives with his wife and children. He earns his living by growing and selling maize and beans. It’s a profitable business if you know how to do it--and Gerardo has 20 years of experience in the field. He recently started planting his crops but hasn’t finished yet. Now that the rainy season has started he wants to get going again. All that he sells is of first-rate quality and at good prices. With good service thrown in, his customers are always satisfied. Gerardo is a hardworking, honest, and humble man but always determined too. He sees life as an opportunity to be seized. For this reason he decided to approach INTEGRAL for a loan so he can buy maize and bean seeds, fertilizer, tools etc. He hopes that if he works hard, his goals will be reached. He also grows coffee as a back up; this generates enough income to meet his financial obligations. In these ways he hopes to provide his family with a better standard of living.

Elsi De Jesús : El Salvador

Sun, 20 May 2012 15:00:48 PDT

$0 of $1,000 raised.

Started raising funds on May 20, 2012

Elsi de Jesús is thirty-seven years old and lives with her life partner in a house of her own. She has a store where she sells items such as cereal, milk, bread and eggs among others. Her business is located in a very strategic place because of the area it is in. That area is usually crowded which has caused Elsi to have a higher demand at her store every day. Customers prefer to buy from her because she sells high quality products at very affordable prices. Also, people who visit her store are very pleased with the service provided. The daily profit she makes is very favorable, but she wants to increase it in order to gain some more cash flow. Elsi is a persevering, cheerful and very responsible person. She thinks the race to success is not won by the one who starts in the first place, but by the one who gets to the end. This is why she decided to request INTEGRAL for a loan that will allow her to buy basic grains, ready-to-eat products, soft drinks, candy, sweet bread, medicine, etc. Elsi de Jesús is confident she will be able to keep the business running and be constant with every repayment of her loan. Also she has faith in the fact that this will allow her to bring financial security to her home.

Yanira Del Carmen : El Salvador

Sun, 20 May 2012 15:20:03 PDT

$0 of $500 raised.

Started raising funds on May 20, 2012

Yanira del Carmen is thirty-seven years old, lives together with her life partner and her son. She sells clothes door-to-door for a living all around the canton area where she lives. She sells a variety of shirts, pants, dresses, skirts and suits among others, for women, men and children. She has a large number of customers and has further increased the demand because her own customers recommend her to other people because they know what she sells is of a very good quality and she sells it at an affordable price. Also, the service is right to the door of their homes. She wants to stock up with new and original clothes in order to increase sales and at the same time her profit. Yanira is an entrepreneurial woman who is willing to outdo herself. She thinks the longest and hardest paths are the ones that are the most satisfying when the goal is reached. She has had other financing and she is excellent with repayments this is why she decided to ask INTEGRAL again for a loan that will allow her to buy clothes at wholesale. Yanira feels capable of paying off a new loan and at the same time provide her family with a better life quality.

Juan Ostmaro : El Salvador

Mon, 21 May 2012 14:40:02 PDT

$0 of $700 raised.

Started raising funds on May 21, 2012

Juan Ostmaro is 34 years old. He lives with his life partner and their 4 children. His business is cultivating corn and sorghum in a highly agricultural area. He has over 15 years of experience and knows that this is the best time for planting. He is an excellent businessman and has many customers. They know that all of his products are top quality and he gives them a reasonable price and very good service. He is the friendliest in the area. When it is not planting season he works as a foreman in the fields where they cut sugarcane and this also provides good earnings. Juan is very responsible and hardworking and he always takes advantage of the opportunities that are presented to him. He thinks there is nothing more interesting in life than trying to achieve your dreams. He wants to invest in his crops so he is requesting a loan from INTEGRAL that will allow him to purchase corn and sorghum seeds, fertilizer, insecticide, and tools. Juan is sure he will be able to pay for the financing each month, and he hopes this will allow him to provide financial security to his family.

Miguel Angel : El Salvador

Sun, 20 May 2012 16:00:11 PDT

$0 of $600 raised.

Started raising funds on May 20, 2012

Miguel Ángel is 51 years old. He lives with his life partner, their children, and his granddaughter. He works in agriculture, growing corn and beans in a very rural area. He has many years of experience in this field and he always tries to have the best crops in order to satisfy his customers. People prefer him because his products are top quality and he sells them at low prices. He also provides the best service in the area. This work provides good earnings and for this reason he wants to invest more in order to improve his liquidity. Miguel is an entrepreneurial man, a fighter, and very humble. He thinks that the secret to his work is consistency and responsibility, which are requirements for great success. He wants to achieve his goals so he is requesting a loan from INTEGRAL which will allow him to purchase corn and bean seeds, insecticide, and tools, etc. Miguel is sure he will be able to make his payments and knows that this investment will bring good returns in order to provide his family with a better quality of life.

Ana Luz : El Salvador

Sun, 20 May 2012 17:10:03 PDT

$0 of $1,200 raised.

Started raising funds on May 20, 2012

Ana Luz lives in her own home along with her family, which includes her husband of 43 years and their children aged 21, 17, 15 and 12. For her, the most important thing is her family. Her family inspires her to continue to work to be able to bring the daily bread to her household. Ana has a business selling garments in the municipal market in neighborhood where she lives. She sells a variety of clothing, including: skirts, pants, blouses, T-shirts, underwear, etc. Her business is located very strategically, because it is in a very busy place. Ana's stall is particularly busy, because thanks to her charm, she has known how to gain the trust and preference of a lot of people. In addition, it is worth mentioning that she always has a variety of garments that are in style and are offered at reasonable prices. Many people give good references for her, and they say that they are very satisfied with the service that Ana offers. In addition, they add that she is a very fair and hardworking woman. Since the income earned through her husband's work is not sufficient to cover the household expenses, and also because many times her business doesn't have the best sales because sometimes she lacks sufficient merchandise to satisfy her customer's needs, she has decided to increase her business inventory. Her goal is to have more goods on hand so as to meet more of the demand, and this will allow her to increase her earnings and thus improve her quality of life. Due to all of this, she has decided to request this loan from INTEGRAL to invest in her business by purchasing a variety of merchandise such as: blouses, skirts, pants, underwear, T-shirts and other items that will be appealing to her customers. She hopes to get good results that will allow her to improve the quality of life for herself and her family.

Martha Alicia : El Salvador

Sun, 20 May 2012 17:40:02 PDT

$0 of $600 raised.

Started raising funds on May 20, 2012

Martha Alicia lives in her own home with her family which consists of her 53 year old mother and her two daughters who are 5 and 7 years old, one of which is a student. She has had a store for some time. She established a small store in her home which she has known how to fix up in such a way that appears attractive to customers. She and her family are very well known people in the area and thanks to her charisma and good relationships with others she has earned the trust of many. Martha is an exemplary woman and a very hard working entrepreneur who is reliable. She and her family live in very humble conditions and little by little they are getting ahead with the little money that they manage to receive through the business and other earnings that her mother brings in selling some items. This is how little by little they are getting ahead. She has made the decision of applying for a loan because she wants to invest in merchandise in order to supply her store so that she can have the ability to cover the increasing market demand. She will invest the money from the loan in the purchase of products for the store such as rice, beans, sweets, detergents, bread, paper, sardines, macaroni, salt and other items to help improve the situation for Martha and her family.

Porfirio : El Salvador

Sun, 20 May 2012 21:10:02 PDT

$0 of $1,500 raised.

Started raising funds on May 20, 2012

Porfirio, 54, lives in the home he owns with his family - his wife, 48, and his son,18, who is in school. He sells coconuts. In addition to his business, it's worth mentioning that he also has a job, and with those two activities he is able to cover their household needs. When he is working his wife tends to the business; they support each other in order to improve their living conditions. His son, who is studying, is his biggest inspiration to keep giving them the best so that some day he can be a professional with better opportunities than his parents had. This has motivated him to look for the best way to improve his business, as his son's needs grow and they want to have the money to give him the help that he needs. For that reason he asks INTEGRAL for a loan to buy coconuts in bulk to meet the increased demand that will allow him to improve his profits, and thereby his quality of life. It's worth saying that he is very grateful to the institution because they have given him help with his business in the past and he hopes this time will not be an exception.

Ruth Yanira : El Salvador

Sun, 20 May 2012 22:10:02 PDT

$0 of $800 raised.

Started raising funds on May 20, 2012

Ruth Yanira is 35 years old and lives in a house on her property together with her family, which is composed of her sister and her three sons aged 18, 16 and 13. She has had a store for several years. Ruth is an incredible woman who works hard to raise her beloved family. She is well known in the area and has many good references from her neighbors who say that they are very satisfied with the service that she provides them. Due to her charisma she has succeeded in gaining the confidence of many people, so that she has regular customers who prefer her more each day. This is because she is an entreprising, hard-working and responsible woman. For Ruth the most important thing is her family, which is her main inspiration for working hard and being able to afford the necessities. SHe decided to request this loan from INTEGRAL to invest in her business to buy various store products such as: sugar, beans, rice, coffee, milk. sweets, pasta and other items that will allow her to attract more customers. Her wish is to increase the products she offers so as to increase her income and as a result her quality of life and that of her family.

Clemente Antonio : El Salvador

Mon, 21 May 2012 22:00:06 PDT

$0 of $1,100 raised.

Started raising funds on May 21, 2012

Clemente Antonio lives together with this spouse and children in their own house. He has worked in agriculture for many years. Each year he seeds the principal basic grains such as corn and beans. He repeats this activity year after year becuase it is his principal source of income.This is how he earns a living and brings home food to his family. In addition to working in agriculture he also has a paid job that he carries out within the community. It is important to note that the income he earns from this job is not sufficient to meet all of his household expenses, and he looked for a way to provide all of the necessities. It is for this reason that he carries out the planting, to obtain a bit more income that will help him to provide his family with better conditions. His dream is to improve his quality of life and that of his family, as they live in humble conditions and he wants to give them something different. This motivates him to work with more enthusiasm, because only through work will he succeed in giving his family what they want so much. These are the resons that he has decided to approach INTEGRAL, to request a loan that will allow him to invest in agricultural products (seeds, fertilizers,insecticides, etc.) needed to cultivate the land and continue to bring food home to his family. He has a lot of hope that this year he will receive a good harvest and will achieve his objective of giving his family that which they deserve, and that they will have access to better living conditions.

Pedro Emperador : El Salvador

Mon, 21 May 2012 01:10:02 PDT

$50 of $800 raised.

Started raising funds on May 21, 2012

Pedro Emperador is 63 years old and lives with his life partner. He makes his living buying cardboard by traveling from neighborhood to neighborhood in his truck. After he collects the cardboard, he sells it wholesale to recycling industries who recyle it. He has spent many years in this business and he has gotten many clients. His neighbors state that he is a very hard-working and responsible person. The service he provides is the best in the area. He wants to increase his sales, but to do that he needs to make a new investment. He wants to take every opportunity presented to him because he believes he has to make a maximum effort to be able to to surpass his limits. It is with this way of thinking that he decided to request a loan from INTEGRAL that will allow him to buy cardboard in bulk and to make some repairs to his vehicle. The earnings he makes assure him that he will pay off his loan and in the same way give his family a better quality of life and financial security.

Antonio : El Salvador

Sun, 20 May 2012 18:20:03 PDT

$75 of $400 raised.

Started raising funds on May 20, 2012

Antonio is 51 years old and has lived in his own house for years. He makes a living cultivating major basic grains such as corn and sorghum, which are the most commonly harvested cereal grains in his region. He lives in very humble conditions that he wants to improve little by little. Antonio is characterized by his work ethic: he is very responsible and honest. Thanks to his experience in this activity and his charisma, he has been able to win the trust of many people of his region. Every year Antonio repeats the same work since he does not have other sources of income besides the harvesting of the land. As a hard-working and visionary man, he has decided to request this loan with INTEGRAL in order to begin preparing the land where he will harvest the basic grains. He needs the loan in order to purchase agricultural inputs such as seeds, fertilizers, pesticides, etc. Antonio hopes that in this way he will be able to increase his income and improve his quality of life.

Ana Vilma : El Salvador

Sun, 20 May 2012 19:10:03 PDT

$25 of $1,200 raised.

Started raising funds on May 20, 2012

Ana Vilma is 49 and lives in her own home with her family, which is made up of her husband and 4 children. Her husband and one of her sons make a living through brick laying. Her other children are in school. They want to better themselves and become professionals. Her oldest son helps Ana with her bakery business that is located in her home. This is how she manages to provide the daily bread for her home given that apart from her husband's income and the income she makes from her business, she doesn't have another source of income. This is why she works hard to be able to give her family economic stability and to help with what is possible with her children's education. She is very well-known in the area as a hard-working, responsible, and honorable person. Thanks to her charisma and good service, she has been able to establish some fixed customers who prefer her more every day. Her wish is to be able to maintain her business for a long time to continue contributing to her family's income. This is why she is requesting this loan since she wants to invest in basic supplies like: flour, sugar, yeast, oil, food coloring, and other necessary items to make her delicious bread. With this decision, she hopes to be able to accomplish her goal of having a larger supply, which will let her strengthen her bakery and support her home. She expresses that she is very grateful with the institution since in the past they helped her when she requested a loan. She hopes that this time will not be an exception.

José Daniel : El Salvador

Sun, 20 May 2012 21:30:02 PDT

$0 of $700 raised.

Started raising funds on May 20, 2012

José Daniel is 58 years old and lives in the outskirts of the El Salvadoran capital in his own home along with his wife and two children, ages 23 and 19. He makes a living buying and selling a variety of glasses, which he sells in the capital's central market. He has 16 years of experience in this activity, which has allowed him to gain the confidence of many people, who prefer him more each day. His sales post is located at a very strategic area in a very busy section of the market, particularly at his post, since he always offers quality products at very affordable prices. Along with his wife, a hard-working woman, they work every day for the their household's daily bread and to be the driving force behind their children, who are attending college. They are very proud of knowing that with their sacrifice their children will soon become professionals. Since his children's education means more expenses, José decided to increase his inventory to grow his income a little to be able to provide his children what they need. It is for this reason he is requesting a loan from Kiva partner Apoyo Integral to purchase glasses for all tastes and preferences, with the goal of increasing his offerings to keep his business stable and to generate a little more income to provide for his household and help with his children's college expenses. He says he is very grateful for the support of this institution, which lent a hand in the past when he also needed to invest in his business.

Israel Hernández : El Salvador

Sun, 20 May 2012 21:50:03 PDT

$0 of $850 raised.

Started raising funds on May 20, 2012

Israel is 51 years old and lives in a home he has shared with his wife for many years. He plans to work very hard in order to buy this house in future since they don't own a home. His children already have their own homes, which is why he only lives with his wife. He and his wife make a living buying and selling men's shirts and jerseys. They have had this business for many years, so they have regular customers. Many people prefer Israel's store because he is hard-working, positive, responsible and honorable. He has always kept his business well-stocked, which has allowed many people to visit and request products. Given that many people make requests, and each one is for a new style, he decided to seek out this loan from Kiva partner Apoyo Integral to purchase a variety of new styles of shirts and jerseys to stock his store. He thinks that in this way he will increase his income, which will in turn improve he and his wife's quality of life.

José Alfredo : El Salvador

Mon, 21 May 2012 03:20:02 PDT

$0 of $1,400 raised.

Started raising funds on May 21, 2012

José Alfredo is 55 and lives in his simple house in a semi-urban zone near the country’s capital. He lives together with his wife and two kids. He has worked cultivating the land for many years. He grows basic grains such as corn and beans. He does this year after year since it’s his main source of income. He is a hardworking, responsible and dynamic man; he knows how to earn the trust of his neighbours. After bringing in his harvest, he sells it in the main markets of the area where he lives. This is how he earns a living and supports his family. Since it is already planting time, he is requesting the loan from INTEGRAL to invest in the necessary agricultural inputs, such as insecticide, fertilizer, and seeds. To sell the crop, it is necessary to start as early as possible to take advantage of the season and be able to have a good harvest. He is confident that he will be able to pull in a good harvest and will be able to sell his goods in the best way possible, which will help improve the quality of life of him and his family.

José Alberto : El Salvador

Mon, 21 May 2012 02:30:02 PDT

$0 of $1,200 raised.

Started raising funds on May 21, 2012

José Alberto, 49, lives very humbly in his own house with his family, comprised of his wife and four children. He has been working in agriculture for many years, growing corn and beans which he sells at the main markets and sales points where he lives. He is a very simple man and totally dependent on agriculture. The most important thing for him is for his family to have everything they need to survive. He is a very hard-working, responsible man who is dedicated to his family. He has very good references in the area where he lives, thanks to his charisma and ability to gain peoples' trust. He wants to begin sowing basic grains as soon as possible because harvest time is here. He is requesting a loan through INTEGRAL to buy farm supplies such as fertilizers and seeds. With this loan he will be able to continue in his activity, which is important for the economic support of his family.

José Luis : El Salvador

Mon, 21 May 2012 02:40:02 PDT

$0 of $700 raised.

Started raising funds on May 21, 2012

José Luis, 50, lives in his own house with his family, which is quite numerous. All his life he has worked growing corn and beans. The income he earns from selling the crops is what supports his household, and this is how he earns a living. He and his family live in humble, simple conditions; but it is important to state that thanks to his hard work his is able to cover the most basic household needs. He is a man who strives to do everything for his family. Many people know him and give good references about his work and his character, as he is a respectful, responsible, very supportive man. Since he needs to repeat the sowing activity yearly, he is requesting a loan from the institution to buy farm supplies such as fertilizer, insecticides and seeds to begin preparing the land for the crops. He needs this impulse to start the work which is every important for him and his large family.

Roberto De Jesús : El Salvador

Mon, 21 May 2012 02:50:03 PDT

$0 of $400 raised.

Started raising funds on May 21, 2012

Roberto de Jesús is a hard-working man who lives in his own house with his wife and son. They live in very humble conditions on the outskirts of town. He is a man who is very determined to get ahead; and despite being 59 years old, he continues working hard to provide for his family. When he was young he learned to cultivate the land and earn a living this way to cover household expenses. Every year he grows basic grains such as corn and beans. He is requesting a loan to beging this year's sowing, since the harvest season is at hand and the new production cycle is beginning soon. The loan will be used to begin preparing the land and continue with the sowing. He wants to buy his main farm supplies (seeds and fertilizers) to begin activity and keep working in the business that has provided his household with an income for so many years.

Eduardo Salvador : El Salvador

Mon, 21 May 2012 05:20:02 PDT

$0 of $1,500 raised.

Started raising funds on May 21, 2012

Eduardo Salvador, 64, lives with his life partner and their children. He makes his living cultivating corn on rented land in the same area in which he lives. He has spent many years making his living by farming and these years have given him a lot of experience in this field of business. He always gets good crops because he knows the perfect time to sow. He has many clients because what he sells is of high quality and his prices are very affordable and his service is excellent. Eduardo is known for his kindness; he is very dedicated to his work and is a fighter ready to get ahead to have a more prosperous future. He believes we are the masters of our fate and he wants to take the correct path. His last crop lost nearly 100% of what he sowed due to a weather phenomenon. Because he lost his earnings and in order to continue to sow he needs capital which is why he is requesting a loan from INTEGRAL that will allow him to buy corn, fertilizer, insecticide, etc. Eduardo is confident his earnings will cover the payments of the funding. He also has backing of a small shop where he sells basic staple products. In this way he will be able to give his family a better quality life at the same time.

Consuelo Yamileth : El Salvador

Mon, 21 May 2012 03:20:03 PDT

$0 of $1,000 raised.

Started raising funds on May 21, 2012

Consuelo Yamileth is thirty two years old, she is married and she lives with her father, who is a farmer, her mother and her daughter in their own home. Consuelo makes a living selling bread and breeding pigs, which is her main source of income. Her business is located in the same town where she resides, she is very well known in that area. She has many customers because everything she sells is of good quality and accessible prices, plus she always provides service with a big smile. Consuelo is a very active woman, she is one hundred percent dedicated to her work and she always takes advantage of the opportunities that present themselves. Her greatest secret to achieve success is her love and perseverance for her business. She needs to be financed so she can invest, she has good recommendations, and that is why she is requesting a loan to INTEGRAL so she can buy flour in bulk, sugar, salt, yeast, sweets and pigs. The earnings she will make will provide the backing to settle the debt and to give her family a better life.

Evaristo : El Salvador

Mon, 21 May 2012 08:10:02 PDT

$25 of $500 raised.

Started raising funds on May 21, 2012

56-year old Evaristo lives by himself. He owns a store selling basic necessities like rice, bread, eggs, drinks, soap etc. The store is his main source of income but he also receives a small amount of assistance from his adult children. Evaristo has been in business for more than twenty years and is an excellent salesman because of the experience he has gained during this time. His store is located on the side of a street, and he has a number of regular customers. He is a hardworking man who takes advantage of every opportunity. Determination is the secret of his success and will allow him to achieve much in the future. Recently sales have gone up but Evaristo doesn’t have sufficient capital to stock his store, so he is asking INTEGRAL for a loan to buy basic grains, instant products, candy, bread, drinks etc. He has good references from his bank as he is a man who pays his debts. He knows that the profit he will make will allow him to make the repayments and at the same time provide him with a better standard of living.

Jose De Jesus : El Salvador

Mon, 21 May 2012 05:20:02 PDT

$0 of $1,100 raised.

Started raising funds on May 21, 2012

José de Jesús lives with his life partner and three children who still attend school. They live in their own home. He sells and repairs auto radiators, fans, and exhaust pipes among other items. He has been in this business for some years. He rents the premises which is located on the side of a road. He has many clients because he is a good salesman and people know that everything is of good quality and he sells it at an affordable price in order to keep the cars in good condition. José is a reliable and hardworking man eager to get ahead in the future, he thinks: nothing in this world can stop the man that has a positive attitude from achieving his goal, and he has a positive attitude and wants to expand his business and to stock it with more merchandise which is why he is asking for a loan through Integral which will permit him to buy radiators, tailpipes, fans, silencers, etc. José knows that with the profits he can repay the financial debt. He has good references and is very reliable and at the same time he hopes to be able to give his family an abundant life.

Santos Camilo : El Salvador

Mon, 21 May 2012 08:10:03 PDT

$0 of $500 raised.

Started raising funds on May 21, 2012

Santos Camilo, 50, lives with his life companion and three children in his own home. He earns a living growing corn, and has lots of farming experience. He always gets the best harvests in the area. He is well-known throughout the surrounding areas and has many customers, since what he sells is of very good qualitiy and he sells it at really accessible prices. Santos is a helpful, hardworking and above all very humble man. He believes that with love, effort and dedication he will achieve success. In this crop that he is about to plant he wants to increase production, but he doesn't have sufficient liquidity. So he decided to seek a loan from Integral which will allow him to purchase wholesale seed corn, insecticide, fertilizer and some work tools. Santos is certain that he will be able to make the necessary profit in order to pay off the debt. He has never had any experience with credit but he possesses good references from those who know him and the support of his family. He knows that in this way he will be able to bring financial security to his home.

Daniel Isaias : El Salvador

Tue, 22 May 2012 16:40:02 PDT

$0 of $375 raised.

Started raising funds on May 22, 2012

Daniel Isaías lives with his life partner and their children in a humble house. He engages in producing “empiñadas”, sweet flour ring-shaped pastries stuffed with pineapple jelly: they are really delicious and greatly requested by his customers. He has been engaged in this activity for a long time, having consequently gained many customers. He cooks the empiñadas in his house, and there are street vendors who come to his place to buy them at wholesale price: they them put them into plastic bags and resell them on the buses and along the main roads of the country. His customers always choose him because they know that his is a first class job. Daniel is an energetic and hardworking man, always looking for new chances: he thinks that perseverance is the most important ingredient of success, and he is willing to succeed. He now wants to increase his production and he needs some working capital: for this reason he has decided to ask INTEGRAL for a loan in order to buy flour, propane gas, pineapple jelly and food colorings at wholesale price. Daniel Isaías is very responsible and counts on good repayment references: he knows that thanks to his efforts he will be able to pay for his dues, as well as to grant a better standard of living to his family.

Santos Placido : El Salvador

Tue, 22 May 2012 16:30:02 PDT

$0 of $800 raised.

Started raising funds on May 22, 2012

Santos Placido is forty-four years old and he lives with his life partner and their children. He runs a shop in the house where he lives, and he sells basic necessities such as bread, milk, eggs and soap. He has gained many customers because of the top quality of everything he sells and for his really affordable prices. During the last month his sales have decreased because he has not been able to fully stock up his shop, having had to pay for some extra expenses for his children. As he wants to recover and he needs working capital, he has decided to ask INTEGRAL for a loan that will allow him to buy basic grains, instant foods, bread, sweets and soap. Santos is a greatly responsible and hard-working man, and he knows that if he stocks up his shop he will earn good money and will then be able to pay for his dues; he also knows that through this mean he will succeed in granting economic surety to his family.

Jose Daniel : El Salvador

Mon, 21 May 2012 11:20:03 PDT

$25 of $1,050 raised.

Started raising funds on May 21, 2012

José Daniel, 33, lives with his life companion, Ana, and their three children. He has a bakery and sells both savory and sweet bread, quesadillas, sandwiches, cookies, cakes and French bread, among others. He has much experience in this line of work so he makes the most exquisite bread in the zone; his customers always prefer him because of his quality, cleanliness and good prices in addition to the excellent, kind service he provides to people. José is a hardworking man with many goals to reach. He wants a new future for his family. He believes that his strongest weapons are his valor and his responsibility. He wants to increase profits and to do so needs to increase production which is why he’s asking INTEGRAL for a loan to buy a second oven and raw materials like flour, sugar, milk, eggs and margarine. José Daniel is certain that he will be able to repay the loan; he has the capacity and impeccable moral standards. He’s a very responsible person who has very good references and at the same time he will strive to bring home economic security.

Juan Antonio : El Salvador

Mon, 21 May 2012 11:30:01 PDT

$25 of $400 raised.

Started raising funds on May 21, 2012

Juan Antonio lives with his life companion and their son in his own house located in the countryside outside the city. He works growing corn and beans; he’s been working in agriculture for several years and has attained much experience in this line of work. He always tries to get the best harvests because he does not like to disappoint his customers since they prefer him because he sells top quality products at accessible prices; besides service is unequalled because he’s always at his customers’ disposal. Juan knows when the best time to plant is and this time he’s planted an additional manzana [Central American unit of land measurement] of land and needs more capital for supplies and to pay the land lease which is why he’s asking INTEGRAL for a loan to buy corn and bean seeds, fertilizer, tools and manure. He’s a responsible, very hardworking man who is completely determined to earn his livelihood honestly. He’s certain that he will attain the desired profits to repay the loan while also providing a better life for his family.

Maria Margarita : El Salvador

Mon, 21 May 2012 11:30:01 PDT

$25 of $400 raised.

Started raising funds on May 21, 2012

María Margarita, 64, is a widow living with her children in her own house. She sells vegetables in the municipal market near her house. She’s been in business several years and has attained a large clientele because everything she sells is top quality and she sells it at affordable prices; besides service is unique because she’s always very kind to people. María is an enterprising woman who very much wants to get ahead and reach the goals she’s set. To do so, she has to stock her business because she has a good number of customers demanding products and she does not have enough capital which is why she’s asked INTEGRAL for a loan to buy vegetables like tomatoes, onions, chilies and potatoes at wholesale. María Margarita has excellent credit history and she knows that she’s very responsible so she’s certain that with profits and with her husband’s death benefits she gets she will be able to repay the loan as well as give her daughters, Daysi and Margarita, a live with better development opportunities.

Ana Guadalupe : El Salvador

Mon, 21 May 2012 11:40:07 PDT

$25 of $400 raised.

Started raising funds on May 21, 2012

Ana Guadalupe, 28, lives with her son, her mother and her sister. She sells lotions for women, men and children. She has an assortment in various sizes, prices and delightful aromas. She sells going from house to house and has a large, regular clientele because people know that she sells top quality products at accessible prices and service is excellent. Ana is an enterprising woman who very much wants to get ahead and reach the goals she’s set for the future but what’s most important is to make her business grow. She wants to invest more but needs capital because she pays cash for her purchases and this is why she’s asking INTEGRAL for a loan to buy perfume at wholesale. Ana Guadalupe has already had previous loans and she’s been an excellent client which is why she’s certain that her profits will make it possible for her to repay the loan while at the same time she trusts that she’ll give her family a better quality of life.

Elias Enrique : El Salvador

Mon, 21 May 2012 11:50:04 PDT

$50 of $400 raised.

Started raising funds on May 21, 2012

Elías Enrique, 36, lives with his life companion and their children in his own house located in a semi-urban zone. He grows corn and beans in a zone that’s apt for agriculture. He has been working in this field for many years and has attained much valuable experience that helps him obtain excellent harvests. He sells in all the surrounding areas because he has a very good clientele; people are loyal to him because they know that everything he sells if top quality and well-priced. Elías is a hardworking, honest, responsible and very future-oriented man. He believes that life is an uphill climb but attaining the top is a marvelous reward. His current idea is to increase production in order to obtain higher profits but due to climactic phenomena the previous harvest did not yield enough capital to be able to reinvest which is why he’s asking INTEGRAL for a loan to buy corn and bean seeds, insecticide, fertilizer and tools like hoes and machetes. Elías Enrique has good credit capacity and unimpeachable moral standards. He’s certain that he will be able to repay the loan and he also expects to bring home economic security and a fulfilled life for his family that so supports him.

Julio Armando : El Salvador

Tue, 22 May 2012 13:20:02 PDT

$25 of $800 raised.

Started raising funds on May 22, 2012

Julio Armando lives with his wife in the family home. At 63, he continues to work hard, as he is a a hard-working man who prefers working to being home doing nothing. Besides, he needs to earn his living every day in order to survive. He has been selling fruits and vegetables for a long time. He buys fruits such as nance (a small, sweet, tropical fruit), mangos and paterna seeds (paterna is a type of legume). These are products much requested by his customers, that are harvested in the area, and which he then prepares and puts out for sale. He takes advantage of the fruit season, as this way he can acquire fruit more cheaply, and sell it at more convenient prices. He has very good references from his neighbors, and has experience managing credit, so he is confident that he will be able to pay off his obligation. Thanks to his charm, he has found out how to win the trust of many people. He has made the decision to apply for this loan from Integral, in order to invest in his business of buying fruits and vegetables. This is so that he can continue with his business, as it is the only form of income that he has. He lives in very humble circumstances and hopes that through his work, these will gradually improve.

Abel Ángel : El Salvador

Fri, 25 May 2012 13:00:08 PDT

$0 of $700 raised.

Started raising funds on May 25, 2012

Abel Ángel lives with his life-companion María and their five children in their own home. He is still paying for education for all his children. He has a tore where he sells a variety of everyday products such as rice, eggs, milk, bread, and soap among other things. He has had this business for several years, and has much experience in the field of retailing everyday products. In addition to this, Abel is also working as a security guard at a hacienda; when he is doing this, his wife tends to the business. Abel is very well known in his neighborhood, as he is very responsible and honorable. Also, his customers prefer him because he only retails top quality products at very affordable prices. Abel is a hard-working man who is always thinking positively and looking for the best opportunities to achieve a better future. He has had more demand in his store recently, and wants to stock up his business but he needs capital. This is why he decided to request a loan from INTEGRAL, which will allow him to purchase basic grains, instant products, bread, candy, drinks, soap, etc. Abel Ángel has excellent payment references. He knows that with his profits he will be able to make each repayment on its scheduled due date, and at the same time he is sure that he will be able to provide his family with a better quality of life.

David Osmin : El Salvador

Fri, 25 May 2012 13:20:03 PDT

$0 of $1,000 raised.

Started raising funds on May 25, 2012

David Osmin lives with his wife and their two children. He operates a business buying and selling bread products. He buys wholesale supplies of bread from bakeries in his neighborhood, along with other kinds of bread products: quesadillas, semitas, salpores, etc. He has an advantage over competitors because he has a vehicle that he can use to deliver his products. He has a fixed set of customers--stores and individuals--who buy from him. They like that he can deliver his delicious bread products right to their doors. David is an enterprising man, honest and humble about his success. He says that work is man's best defense and that's how he explains his success. He is applying for an INTEGRAL loan because he wants to extend his business to nearby neighborhoods. We are confident that David Osmin can repay the debt because he is very responsible and has good references. He knows that his efforts will help him to better provide for his family.

Misael De Jesus : El Salvador

Fri, 25 May 2012 14:30:03 PDT

$0 of $450 raised.

Started raising funds on May 25, 2012

49-year-old Misael de Jesús lives together with his life partner and children. He works growing corn, sorghum, and beans; he has a lot of experience in agriculture and the land is very favorable for planting. In addition, he has a large clientele since they know that he sells quality products with favorable prices and unparalleled service. Misael is a man dedicated to his work, always ready to take advantage of opportunities that present themselves. His biggest secret is his perseverance and his love of work. He wants to increase his production, which is why he is requesting a loan from INTEGRAL that would allow him to buy corn, bean, and sorghum seeds, plus fertilizer and tools like hoes and machetes for clearing and preparing the land. Misael has good recommendations and is financially reliable with immaculate moral character. He is sure that he will be able to make each payment of the debt and also provide his family with a full life.

Jesús : El Salvador

Fri, 25 May 2012 15:10:03 PDT

$0 of $1,000 raised.

Started raising funds on May 25, 2012

Jesús has worked all her life to be able to take care of her family. She lives with her two daughters and her son. Thanks to the support and upbringing which she has given her children, all three are now hardworking people who work hard to alleviate the economic situation which becomes ever more difficult. In view of the fact that the economic situation was so difficult and that she had been the sole breadwinner for a long time, she decided many years ago to start up a small bazaar in her home, where she sells a variety of items such as stationery, toys, baby clothes, etc. This has been her main source of income which has allowed her to feed her family every day for many years. Despite the fact that her children now contribute to the household expenses she doesn't want to give up her business, as she is a hardworking woman who in spite of her 67 years does not tire of working and who has not considered giving up the income from her bazaar. She is requesting this loan from INTEGRAL to invest in buying merchandise such as a variety of toys, baby clothes, notebooks, pencils, pens, glue, paper, etc. With this, she hopes to boost her business and continue making the profits which have helped her to support her family until now.

Alberto Ulises : El Salvador

Fri, 25 May 2012 15:30:03 PDT

$0 of $500 raised.

Started raising funds on May 25, 2012

Alberto is 36 years old, and lives with his wife and children in their own house. He makes a living farming corn near his home, and has been working as a farmer for many years now. His crops are his main source of income and means to provide for his family. His wife also works hard to provide for their family, and she operates a tortilla making business out of their home. This activity allows her to generate some income to help with their ever-increasing household expenses. They are a very tight-knit family and are known in their area for being very close. Many people speak well of the work that Alberto and his wife do, as they are very hard-working, honest, responsible and generous people. With the future and hopes for business growth in mind, Alberto has decided to request this loan, which will allow him to purchase various agricultural inputs, including: manure, seeds, fertilizers, etc. He needs these products in order to start the planting season, which is coming up soon. His farming and agricultural endeavors are very important for his family’s well being.

Jose Obdulio : El Salvador

Fri, 25 May 2012 16:01:43 PDT

$0 of $500 raised.

Started raising funds on May 25, 2012

José Obdulio, 38, lives with his family. He’s a gardener and earns a steady salary that helps him cover household expenses. He lives in a very pleasant, humble zone. For some time now his house has started to show some wear and tear; there are problems with the roof and beams, among others. But now that the rains have come he urgently needs to fix the roof but needs capital to do so and this is why he’s decided to ask INTEGRAL for a loan to buy roofing tiles, lumber, tools, etc. to completely replace the roof. José is a hardworking, energetic man who is always looking to get ahead in order to have a better future. He believes that one must own and be heirs to our dreams and never let them go. José Obdulio is honest and very responsible with excellent references and solvency to repay the loan. In addition, he hopes that he will be able to improve quality of life at home this way.

Ana Marizela : El Salvador

Sun, 27 May 2012 04:20:03 PDT

$0 of $800 raised.

Started raising funds on May 27, 2012

Ana Marizela is 31 years old and lives in her own home with her three children who are studying. Because her family's financial situation was getting more difficult and there were no opportunities to support the family, Sra. Ana's husband decided to leave for the United States in order to provide for them and help the children with their education. While he works abroad, Ana started a business that consists of selling products through catalogs. Thanks to this business and the remittances sent by her husband, her family is able to get ahead.

Ana sells by traveling to different areas of the town where she lives. She is a responsible, hardworking, and dynamic woman who knows how to gain the trust of many people who demand more of her products each day. Her customers have confidence in her and in the products she distributes. Being a visionary woman, Ana wants to continue contributing toward the household finances. Therefore, she has made the decision to invest in the purchase of catalog products in bulk such as crèmes, lotions, dyes, shampoo, deodorants, makeup, and other items. This will provide a boost to her business so that she can generate a better profit and contribute more to the household finances. She is requesting a loan from Apoyo Integral since she has no other means of making this investment. Ana is confident of attaining positive results.

Manuel Antonio : El Salvador

Sun, 27 May 2012 04:40:03 PDT

$0 of $550 raised.

Started raising funds on May 27, 2012

Manuel Antonio is 46 years old and lives with his life companion and their children. He is a farmer who cultivates corn and beans, but also works with dairy cattle. Manuel has plenty of experience in this line of work. His land is located in the canton where he resides. Manuel is an excellent businessman and sells his products in all of the neighboring areas. His customers prefer his products because they are of the highest quality and sold at affordable prices and in exact weights. Manuel is also known for being very service-oriented. He is a visionary man with many goals for the future. One of them is to increase his production and his earnings, but he needs financing in order to make a larger investment in the purchase of farming supplies.

Therefore, Manuel has decided to request a loan from Apoyo Integral, which will give him the opportunity to buy corn and bean seeds, fertilizers, and another dairy cow. Manuel Antonio already has credit experience and good recommendations. He is confident that he will repay his debt successfully. In addition, he is certain that he will be able to provide a full life for his family.

Juana Guadalupe : El Salvador

Sat, 26 May 2012 22:10:03 PDT

$0 of $500 raised.

Started raising funds on May 26, 2012

Juana Guadalupe, 34, lives with her children. She sells clothes for women, men and children. She has a variety of skirts, pants, dresses, shirts and blouses, among others. Everything she sells is stylish and one of the reasons she’s acquired much clientele; in addition everything she sells is of top quality and priced excellently. Service is unique for she sells from place to place or from home. Juana is an enterprising, active woman who loves her work. She always takes advantage of any opportunity that presents itself because she knows they are possibilities to attain success. Demand for her business has increased and she needs liquidity to continue investing which is why she’s asking Integral for a loan that will make it possible for her to buy clothes at wholesale. Juana Guadalupe does not have credit history but does has very good references with respect to responsibility and payment which is whey she’s sure that she’ll be able to repay the loan while at the same time giving her family a better quality of life.

María Ester : El Salvador

Sun, 27 May 2012 05:30:03 PDT

$0 of $600 raised.

Started raising funds on May 27, 2012

María Ester is 60 years old. She lives in her own house with her two children who are older in age and help with the household expenses. In spite of her older age, she has not stopped working given that she is an entrepreneurial woman. Many years ago, Maria established a business making and selling tortillas and selling propane gas and beverages. This business is located in her home. With a lot of effort and dedication, the business has been maintained and active. For a long time, this business was the main source of income. Now she maintains her home with the help of her sons. Thanks to the education that they received, they are now good men and they are employed. Her dream is to continue keeping her business active since she is a working woman who does not like to stay with her arms crossed. She took the decision to invest in her business given that she wants to keep the business active for much more time. This is her reason for coming to INTEGRAL in order to request this loan. It will allow her to improve the movement of her business because only then will she be able to stay one step ahead of the competition and keep her business active for a long time. With the loan, she wants to purchase: corn, propane gas and beverages. She confides that her own quality of life and her children’s quality of life will be much better.

Ricardo Antonio : El Salvador

Sun, 27 May 2012 07:10:03 PDT

$0 of $1,000 raised.

Started raising funds on May 27, 2012

Ricardo Antonio is fifty five years old, he lives with his life partner and children; He makes a living cultivating coffee, but also he grows corn, beans and millet. He has many years of experience in agriculture and he has always gotten very good crops. He is a well-known tradesman in the neighbouring zones to his land patch, people prefers him because he has good quality produce and he sells it at a good price, and he is always there to help his customers. Ricardo is a man who has goals and who is driven to get ahead in life, he is determined to take on every chance that arises. During his last crop he had some loses and now he wants to recover from that, that is why he is requesting a loan with INTEGRAL so he can buy coffee seed, corn seed, bean seed and millet seed, weed killer fertilizer among other things. Ricardo has the full support of his family to bring this idea forward, he has a good credit record and he is taking full responsibility for paying off his loan; he also has the hope that he will be able to provide greater economic security for his household.

María Maribel : El Salvador

Sun, 27 May 2012 06:00:09 PDT

$0 of $700 raised.

Started raising funds on May 27, 2012

María Maribel is 48 years old. She lives with her husband and her 17-year-old daughter in a rented house, which is also the site of her business: a store selling basic staple foods, sweetened carbonated drinks, snacks, personal hygiene products and cleaning supplies. The store has a location which is easy to access. María has run the store for only 3 years, but the business has been operating for 30 years, and it has a good customer base, generating high monthly sales. María needs a loan to invest in basic staple foods, dairy products and beverages for her store, so that there is no shortage of products and her customers can continue being loyal. She hopes that by increasing the inventory of products for sale she will be able to generate enough income to cover the economic needs of the business and of her family.

José Alfonso : El Salvador

Sun, 27 May 2012 07:00:02 PDT

$0 of $450 raised.

Started raising funds on May 27, 2012

José Alfonso is single and has three minor children. The children do not live with him, but nonetheless he helps them financially every month. José is 51 years old. He has lived in a rented house for two years, and he has established an upholstery business at the house. He has devoted himself to this work for 22 years. He currently has good clientele for his work. He has demonstrated himself to be responsible and efficient. He works for various hotels in the country, and he provides maintenance to the furniture. José needs a loan to invest in buying raw materials and upholstery supplies (thread, fabric, glue, and wood, etc.). This way he will be able to do the work that his customers have entrusted to him. The investment he will make will be recuperated upon delivering the upholstery repair jobs. The income that this will generate will be used for his living expenses and to cover the basic services. He is confident that with the help of this institution, Integral, he will manage to improve the living conditions for himself and for his family.

María Francisca : El Salvador

Sun, 27 May 2012 07:10:04 PDT

$0 of $500 raised.

Started raising funds on May 27, 2012

María Francisca is a retired Salvadorian woman. She is 61 years old, and in spite of being a little sick, she needs to work a long side her son and grandson, with whom she lives. She does this so that the family income will be enough to cover the basic household necessities. María is a very hard-working, responsible, and unassuming woman. She sells basic grains, fruits, vegetables, and eggs at her house. Her location is very accessible because it is in an area that is easy to access. María is a small businesswoman who is looking for a loan that will allow her to boost her business. She will use the loan to buy more fruits, vegetables, and other food products. She predicts that if she invests more in her business she will be able to attract more customers. This way she will get greater income, which will allow her to have better financial solvency.

Jose Antonio : El Salvador

Sun, 27 May 2012 07:00:03 PDT

$0 of $1,500 raised.

Started raising funds on May 27, 2012

Jose Antonio lives with his four children. Two of them are studying and the others already make a contribution to the household expenses. At 61 years of age, Jose is still responsible for the family’s financial situation. For this reason he has set up a small shop in his house, where he sells basic grains, eggs, sweets, candies, soft drinks and other personal hygiene and cleaning products. Due to the family’s financial difficulties, Jose has decided to ask for this loan which will allow him to invest in a new and broader range of merchandise to sell such as drinks, sweets, oil, rice, sugar and other items which will be attractive to his customers. This way he will increase his sales and monthly income so that he can cover his family’s food, housing and educational expenses.