Kiva Loans for AFODENIC

Ruth Samary : Nicaragua

Fri, 25 May 2012 11:00:08 PDT

$225 of $1,075 raised.

Started raising funds on May 25, 2012

Ruth Samary, 30, has been working as an elementary school teacher for nine years. She’s asking for her 7th loan to buy building materials and supplies to do some home improvements. She has support from her life companion who helps her with household expenses. In addition, he also has building skills and he will be doing the home improvements. It’s worth pointing out that Ruth and her husband are workers in the municipality that are well-known for being responsible, honest people. They have excellent commercial and work references because Ruth has been characterized as being a very responsible teacher. Her greatest wish in life is that her family enjoys good health, that they stay together and the love of God remains.

Oscar Emilio : Nicaragua

Tue, 22 May 2012 08:00:09 PDT

$500 of $875 raised.

Started raising funds on May 22, 2012

Oscar Emilio is a hard-working, married man. Father of 2 beautiful children. He currently works for the state as a driver. His wife, who is a specialist in her career, helps with the basic household expenses. His project is to improve the infrastructure of his house. This is why he is requesting another loan from this micro-finance bank whose support opened doors for him to join the big family that is Kiva and Afodenic. As this is his second loan, he has the same idea for it as he did the first one: invest in building materials such as blocks, gravel, sand, iron, cement, wooden doors, corrugated metal sheets, buttresses, bolts, joints and others. With it, he will finish building his daughter’s room and in the future he’ll continue with building his son’s room, as his greatest satisfaction is for his children to enjoy the best quality of life.

Sara Maria : Nicaragua

Wed, 09 May 2012 08:30:02 PDT

$350 of $1,075 raised.

Started raising funds on May 9, 2012

Sara Maria is a hard-working and responsible single woman. She is characterized as a person who has always enjoyed satisfying her own needs and achieving the things she always wanted, when they are within reach of her income. Today, Sara continues working for a state enterprise as a concierge, putting forth much energy. Nevertheless, to make added income, she sells cosmetics and sandals on order from her customers. All Sara's children are now adults and help her with basic household costs and with her payments. With this 10th loan cycle, what Sara plans is to elevate the level of her house and install a new roof. Her preoccupation is that the first seasonal rains have already come and water is entering her house. Sara needs to purchase zinc sheeting, cement blocks, sand, gravel, cement, roof supports, buttresses, reinforcement wire, and solder, among other things. Her future plan is to install indoor bathroom facilities in her house.

Karla Jesennia : Nicaragua

Mon, 14 May 2012 12:40:02 PDT

$175 of $525 raised.

Started raising funds on May 14, 2012

Karla is a woman dedicated to her daughters who are students. Her projects have always been focused on the construction of her home because she considers that to be the best inheritance that she can leave for her two small children. Karla is a domestic worker and does a lot of physical work; however, her salary does not provide her the equivalent of full-time wages. In order for Karla and her family to enjoy better amenities, she is once again seeking a micro-finance loan, which will be her tenth loan. She needs to buy iron, zinc sheets, concrete blocks, cement, nails, wood, sand, tie wire, gravel, and other materials so that she can begin to completely rebuild her concrete home. Her husband is a taxi driver and helps cover the household expenses. He feels he can balance both his obligations to the family and to re-building their home.

Mercedes Del Socorro : Nicaragua

Mon, 14 May 2012 16:20:02 PDT

$275 of $500 raised.

Started raising funds on May 14, 2012

Mercedes is a woman with future goals. She’s determined and hardworking. She says that she feels happy for the blessing of having her food business since this is her main source of income for herself and her loved ones. Her husband is retired and receives a monthly stipend from the State but because the cost of basic staples, education, basic utilities and others continues to rise, he is unable to completely cover expenses. Since about four years ago she started selling fast food and by investing in her business she’s been able to reach the goals she’s set out for herself with the economic help Afodenic and Kiva have provided through their loans. She used previous loans to build a bathroom and will use this new loan to build a room. She will buy the necessary materials and supplies like concrete blocks, cement, sand, lumber, wire, gravel, purlines, metal sheeting, screws and solder, among others thus obtaining the infrastructure to give her family privacy, more comfort and a better standard of living.

Cesar Antonio : Nicaragua

Mon, 14 May 2012 13:50:34 PDT

$275 of $775 raised.

Started raising funds on May 14, 2012

Cesar is a parent and a tenacious man with fine principles. His primary priority has been the well-being of his family. Specifically, his children are his priority because they are young and need his help. That is the motivation that drives him to request support from Afodenic and Kiva once again. This support has served him to reinforce the security and hygiene of his loved ones. He is a bricklayer by trade. This makes him very happy because he will save the labor costs. He plans to use the loan to install bathroom facilities and to start a perimeter wall. He will buy the following construction materials: pipes, cement, sand, gravel, cement blocks, iron, wire ties, and a toilet, among others. He is happy because it will be possible to see improvements in his home, and this contributes to his family’s well-being.

Francisco Javier : Nicaragua

Wed, 23 May 2012 10:00:14 PDT

$125 of $650 raised.

Started raising funds on May 23, 2012

Francisco is a humble farmer in Ticuantepe. He lives with his family and his plan for the future is to improve living conditions. Francisco has been growing pineapples for several years. The greatest problem is infestations that afflict the crop because he lacks sufficient capital to provide proper crop maintenance to attain a quality production. He is grateful for the support Afodenic has given him through Kiva loans because many people are benefitted from this program to improve production. He will use the loan to buy fertilizer and supplies.

Luis Alfonso : Nicaragua

Mon, 30 Apr 2012 10:30:02 PDT

$125 of $875 raised.

Started raising funds on Apr 30, 2012

Luis lives with his wife in the Ticuantepe municipality. His wife sells fruits and vegetables to help him with the household expenses. The plan for his family's future is to be able to improve their living conditions by improving his home and enjoying a dignified life. He has spent many years working under the sun every day to provide for his family. He has been working as a pineapple farmer for many years. His largest worry is that pests will invade his harvest. He will use this loan to buy fertilizers and supplies for his harvest.

Omar Aquilino : Nicaragua

Sun, 29 Apr 2012 09:30:03 PDT

$50 of $1,075 raised.

Started raising funds on Apr 29, 2012

Omar lives in San Ignacio with his wife who is a fruit and vegetable merchant to help out with household expenses since they have children still attending school. His plan toward his family is to improve their living conditions. Omar has been a pineapple farmer for many years and the greatest challenge he faces is the infestations that invade his crops because he does not have the necessary fertilizer and supplies to insure a good harvest. He needs the loan to buy fertilizer and supplies to start the crop induction process.

Dionicio Guadalupe : Nicaragua

Mon, 30 Apr 2012 21:20:02 PDT

$50 of $775 raised.

Started raising funds on Apr 30, 2012

Dionicio is a hard-working man. He continues to work as a taxi driver since that has been his means of supporting his children. His wife, who is a merchant, considers it important to support her husband with the household expenses since those are growing by the day and they have more obligations to pay for the basic services they use. One of Dionicio's main objectives is to start construction on a wall and raise the level of his home. He turns once again for a microloan to enjoy a fifth credit cycle, which he will use to provide more security for himself and his family. Because of the season his taxi business isn't as lucrative, which is why he hasn't achieved his goal of finish building his home once and for all. With the loan, he plans to purchase the following materials: iron, sand, bricks, cement, gravel, wire, beams and other items and thus begin the work.

Andrea Del Carmen : Nicaragua

Mon, 30 Apr 2012 21:50:08 PDT

$25 of $775 raised.

Started raising funds on Apr 30, 2012

Doña Andrea F. is an enterprising and hardworking woman who is in sales. Her business is selling food; it has been her main source of income to prove her family the best. One of Doña Andrea’s pressing needs is making repairs to her home, it is the reason for the loan, to build a border wall and buy wooden doors for her home. With the loan she will buy braces, cement blocks, wire, iron, sand, cement, gravel, quarry stones, wooden doors and other materials. Doña Andrea is thankful to the institution for helping her improve her quality of life and home since it will help her family be protected and secure which is very important to her.

Ileana Maria : Nicaragua

Sun, 06 May 2012 16:10:02 PDT

$25 of $450 raised.

Started raising funds on May 6, 2012

Ileana lives with her husband in the Ticuantepe municipality. He works in order to help her with the household expenses. The plan for the future is to improve their living conditions. Ileana has been selling cosmetics for several years. The greatest problem she faces is that she sold most of her products on credit, and many customers have still not finished paying her. That is why she finds herself in a difficult situation. The income from the products goes towards supporting the household expenses. She needs the loan to invest again and to continue working because it supports her family.

Nelson Enrrique : Nicaragua

Mon, 07 May 2012 11:50:02 PDT

$0 of $1,500 raised.

Started raising funds on May 7, 2012

Sr. Nelson is a resident of the town of Ticuantepe. He and his wife work together and support one another with the household expenses. His plans for the future include finishing the construction of his modest home.

For several years, Don Nelson has been selling chickens, sausages, and dairy products. He is very grateful for the support AFODENIC has provided by offering Kiva loans. With his previous loans, Nelson was able to increase his sales and now he has an employee who helps him. This has given him great satisfaction. In the future, he would like to hire more people and become a successful distributor.

This loan will be used to buy more products.

Francisco Salomon : Nicaragua

Sun, 06 May 2012 18:20:03 PDT

$75 of $450 raised.

Started raising funds on May 6, 2012

Francisco lives in the city of Ticuantepe with his life partner who sells fruits and vegetables to help with the household expenses now that they have children. His plans for the future is to improve the condition of his life especially by building his house. For several years, Francisco has been a farmer. His greatest challenge has been the plagues that invade the crops. He wants the loan to purchase fertilizers and supplies.

Jacqueline Del Socorro : Nicaragua

Sun, 06 May 2012 19:30:03 PDT

$0 of $450 raised.

Started raising funds on May 6, 2012

Jacqueline is a small-scale merchant. She explains that her greatest source of income has been her sewing business and selling nacatamales, which she makes herself, with the purpose of increasing her income so she can support her family. She is the mother of three children, two of whom are already independent. Only one of them is economically dependent on her and is in middle school. Through previous loans she has been able to increase her business’s inventory, buying raw materials for it. However, due to her husband’s death, her main goal for 2012 is to begin making improvements to her house. Her motivation for taking the loan is to build a room to rent out, which will generate additional income for her family’s benefit. In spite of her economic difficulties, due to the death of her husband, she says that she feels content because of the institution’s unconditional support.

Marcia Del Carmen : Nicaragua

Sun, 06 May 2012 20:40:04 PDT

$150 of $950 raised.

Started raising funds on May 6, 2012

Marcia is a woman with goals for her future. She has been selling new and used clothing for around nine years and also has other sources of income. On this occasion she will use the loan to to put a roof on her house - she is worried because winter is coming and she wants her family to be more comfortable and have better conditions for their health. With his new credit cycle she will buy tin sheeting, supports, bolts, nails with leak protection, and wood beams, among other construction materials. She is grateful for the opportunity to be part of the micro-finance family. She will make a big change in her life with this support to improve her home.

Joel : Nicaragua

Sun, 06 May 2012 23:10:02 PDT

$0 of $650 raised.

Started raising funds on May 6, 2012

Mr. Joel is responsible, working man. For many years he has been working as a Security Guard, a job that involves a great deal of sacrifice and responsibility. Along with his wife they have been bettering their home each day. His main objective has been the construction of his house which he has been doing using both his own savings and through micro-credit loans financed by the same institution that is funding him once more. At the present time he will plaster the internal walls and build a wall in front of his house, for which he will buy construction materials to start. All of this is thanks to the loans that Afodenic and Kiva have given him. He is progressing more quickly now, since everything is so expensive and it is preferable for him to pay in installments so that he can balance his spending with the other obligations that he has to his family.

Maria Jose : Nicaragua

Mon, 07 May 2012 22:30:04 PDT

$50 of $450 raised.

Started raising funds on May 7, 2012

María is a resident of the municipality of Ticuantepe. Her husband works for a private business to support the family's household expenses since they have two children in their care who go to school. Their future plans are to improve their living conditions. For three years now María has been working for a private business but her salary is not enough to build a small wall for the house. The one she has in the front is made of iron and she has many problems with the neighbors since during the rainy season it floods and the water reaches the house. This greatly affects her because the water stays for several days and plagues of mosquitos and gnats form that affect her family. She is thankful for the support and trust that Afodenic has given her through Kiva funding.

Nelson Billy : Nicaragua

Mon, 07 May 2012 22:40:03 PDT

$75 of $650 raised.

Started raising funds on May 7, 2012

Nelson is a resident of the municipality of Ticuantepe. His wife works selling fruit and vegetables to support him with the household expenses as they have two children and must care for them. Their future plans are to improve their living conditions as they are very humble, and their great dream is to be able to construct their home of blocks. For several years now Nelson has been making a living selling flip-flops, plastic chairs, clothing, etc. However, his earnings are not enough to be able to invest in construction materials at a single time and be able to build a decent bathroom since their current one is very run down and practically about to fall over. He would like the loan to build a bathroom.

Luis Eusebio : Nicaragua

Thu, 10 May 2012 18:10:02 PDT

$0 of $1,300 raised.

Started raising funds on May 10, 2012

Luis is a hardworking, honest man, head of household. Driving his own taxi has been his main source of income to bring sustenance and earn daily bread for his four children and his wife. With previous loans he was able to gradually do some home improvements his main objective being to build his entire house. His wife, who works as a manager in a private firm, says that she’s very happy to help her husband because everything lately has become so expensive and prices of basic staple items have shot up and because her husband’s work schedules are irregular his income fluctuates and is insufficient to cover the totality of household costs. He thanks the micro-lender that has been the doorway to financing that has allowed his dream of making significant improvements to his house become a reality. He will use this seventh loan cycle to repair the roof and ceiling in one of the rooms attaining with this investment to reap success and offer his family greater comfort and a better standard of living.

Gerardo Antonio : Nicaragua

Wed, 09 May 2012 10:30:02 PDT

$75 of $525 raised.

Started raising funds on May 9, 2012

Gerardo is a persevering gentleman with life goals. He works as an accountant and has been developing his skills and working for firms needing his services. He has a son in his care whose schooling he supports; he’s at the university level. His son, in his turn, keeps him company since Gerardo himself is a single man with no wife to care for him. He’s used previous loans to make improvements to his humble house which was quite deteriorated. However his wish is to continue investing it his house’s infrastructure and this is the reason for this new loan because he wants to raise the walls completely and to do so needs to buy concrete blocks, paving stones, cement, purlines, rebar and metal sheeting. He thanks the micro-lender for always extending a friendly hand and contributing to the development of his home.

Antonia Digna : Nicaragua

Wed, 09 May 2012 21:10:03 PDT

$0 of $450 raised.

Started raising funds on May 9, 2012

Antonia, who is 45 years old, works in commerce, since she set up her business several years ago with micro-loans that the institution granted her. At this time she wants a loan to reinvest in her business of caps, belts, and footwear, among other products, so that in this way she will achieve better sales by offering a greater variety of products. She says that she feels very happy to have her own section in one of the markets in the capital, since by having a regular spot she is not out in the sun and doesn't get wet. For her it is very important to help her husband, since his having job as a watchman doesn't give sufficient income to cover all the household expenses, and for this reason she is thankful to micro-financing for making her part of the great family of Afodenic and Kiva and in turn for helping her business grow day by day.

Vladimir Ramon : Nicaragua

Thu, 10 May 2012 03:00:05 PDT

$25 of $450 raised.

Started raising funds on May 10, 2012

Vladimir Ramon, 52 and single, is a hard-working, determined man. He has a business selling typical Nicaraguan dishes, which he loves. His main concern on this occasion is to continue renovating his food stall, since a good image is important for his business and will attract more customers and improve profits. This is his fifth loan, which he will use to buy 20 bags of cement, sand, flooring, dividers, and floor color so he can start renovating his kitchen and stove area, where he makes the meals he sells. He is grateful for the opportunity to belong to the micro-finance loan family, which has made such a significant change in his life, giving him the market opportunity he will have. His goal for the future is to continue successfully in his food business.

Niger Armando : Nicaragua

Mon, 14 May 2012 15:40:02 PDT

$50 of $1,025 raised.

Started raising funds on May 14, 2012

Don Niger, 48, devotes himself to selling seafood, with more than 15 years in sales, this being his primary source of income. Among his difficulties is that of not having support from a wife; however this has not been such an impediment as to keep him from avoiding stagnation and making progress. Thanks to the financing given by the institution he has been diversifying his business's inventory which he brings from Bluefields, and increasing his sales and earnings. His plans for this loan cycle, which is his fifth, is to reinvest in his business, buying among other products: small Nicaraguan shrimp, oysters, shrimp, lobster, fish, conchs, and sea crabs. Owing to the demand he has seen in recent months he plans to increase his sales inventory and stock up in order to increase his monthly earnings. His hope for the future is to have his own work materials in Bluefields and save on transportation costs for his merchandise.

Jorge Ivan : Nicaragua

Tue, 15 May 2012 20:50:03 PDT

$0 of $400 raised.

Started raising funds on May 15, 2012

Jorge is a resident of the municipality of Ticuantepe along with his wife who works as a shopkeeper to support him with the household expenses. His plans for the family are to be able to go about improving their living conditions little by little. He is thankful for the trust that Afodenic has given him by means of the Kiva loans as the three previous loans allowed him to construct a wall for his home. Now he would like to build a room in the back part of his home for one of his children since he is getting older and needs more privacy. The greatest problem he has is not having sufficient financial income in order to complete the project at one time. He needs the loan to buy blocks, cement, sand, gravel, iron, buttresses, wire, etc.

Maria De Los Angeles : Nicaragua

Wed, 16 May 2012 08:40:04 PDT

$75 of $1,300 raised.

Started raising funds on May 16, 2012

Sra. María is a humble fruit and vegetable merchant from the town of San Ignacio. She and her husband work together in order to provide for the household expenses. Her plans for her family include improving their living conditions. For more than 10 years, she has tried to repair the walls of her modest home, but her financial situation does not allow her to do so. Doña María, with her previous loans, was able to get her business well-established. This time she is asking for the support of Kiva so that she can invest in construction materials and make improvements to a large part of her house.

This loan will be used to buy cement, zinc, blocks, flooring, and other supplies.

Celia Argentina : Nicaragua

Wed, 16 May 2012 16:40:04 PDT

$25 of $1,075 raised.

Started raising funds on May 16, 2012

Sra. Celia is a resident of the town of Ticuantepe. All of her children are married and independent. Her plans for the future include making improvements to her living conditions. Doña Celia is a determined woman has tremendous drive to succeed. She dreams of having a decent home in her old age so that she can enjoy her grandchildren. There are several holes in the roof of her house, so water is able to seep through when it rains and it has caused occasional damage to the rest of her house.

Doña Celia's greatest difficulty is having no other financial resources since she already works hard as a beautician in her home, a job that she performs three times a week. This loan will be used to buy zinc, crossbeams, blocks, and cement. She is grateful for the trust and support that AFODENIC has demonstrated by providing Kiva funds.

Silbio Antonio : Nicaragua

Tue, 15 May 2012 22:10:03 PDT

$50 of $1,500 raised.

Started raising funds on May 15, 2012

Silbio lives in the town of Ticuantepe with his wife, who sells fruits and vegetables to help with the household expenses since they have children to care for. Their plan for the future is to be able to put their kids through school so that they can go to university. Silbio has worked for some years as a farmer, specifically cultivating pineapple. The biggest challenge is the insects that invade the crop, because he doesn't have the financial resources to be able combat them once and for all. The white flies are totally damaging to the plantation. He wants this loan to buy fertilizer and inputs.

Yader Enrique : Nicaragua

Wed, 16 May 2012 03:00:05 PDT

$0 of $875 raised.

Started raising funds on May 16, 2012

Yader is a resident of the town of Nindiri , a Piedra Menuda community. He lives with his wife who works for a private business and helps with the household expenses. His plans for the future are to improve his quality of life. For several years, Yader has worked at a private business, but the salary isn't enough to buy construction materias all at once to finish building a room, since his son is growing and needs privacy, as all of them sleep in the same room. With the previous loan he was able to put ceramic flooring in the house. He needs the loan to buy blocks, cement, sand, gravel, etc.

Raul Antonio : Nicaragua

Wed, 16 May 2012 08:00:07 PDT

$25 of $750 raised.

Started raising funds on May 16, 2012

Señor Raúl, his wife, and children live in the municipality of Ticuantepe. She runs a business to help him with household expenses. They hope in the future to improve their standard of living and above all help their children get an education and a good job. Raúl’s parents taught him from childhood how to be a farmer. He grows pineapples, but the land lacks fertilizer and other agricultural supplies. Because he doesn’t have the money, Raúl hasn’t been able to look after the land well so he is seeking a loan to buy fertilizer etc. to enable him to have better production in the future. The pineapples are his only source of income to provide for his family.

Manuel Antonio : Nicaragua

Sat, 19 May 2012 20:40:03 PDT

$25 of $525 raised.

Started raising funds on May 19, 2012

Don Manuel is a responsible gentleman, hardworking, and with goals for the future. His plans have always been based in the wellbeing of his family. After going through some major difficulties that affected his economic situation, he is thankful to God for his life and for allowing his loved ones to be alright as well. With previous loans he was able to increase his business’s inventory, beginning with few products. But he has been working toward diversifying with the loans that he was granted through Afodenic and Kiva. He is grateful to them for their unconditional support. With the goal of earning more income, which helps with the basic food costs as well as water and electricity, he sells vegetables in addition to having a small grocery store in his house. This time the loan will be used in the construction of walls in his house. To carry out this plan, he needs to buy rebar, u-beams, bags of cement, sand, gravel, lashing wire, bolts, boards, materials for welding, and other items. By making these improvements, he will be able to offer a better quality of life to his beautiful family.

Olivia Del Carmen : Nicaragua

Sun, 20 May 2012 06:10:09 PDT

$25 of $650 raised.

Started raising funds on May 20, 2012

Olivia, at 47 years of age, continues with her grocery business which she has already been managing for 14 years and investing in the same to contribute to the wellbeing of her children who have been her overriding objective. Her husband who is a carpenter helps her with the home expenses. She approached Afodenic, being a gate to development for her business, which welcomed her with great affection and has granted her the priveledge to be the subject of a loan. With this, her fifth loan, she proposes to buy products for her business that help her inventory grow each day and be more desirable to her customers, making purchases of basic grains in quintals of rice, beans, sugar, maize, flour, oil, bottled products like soda, juice, refreshments and some cosmetics. All of this with the objective of being able to maintain her customers by offering a variety of products, being those of greatest consumption in our daily lives.

Dativa De La Concepcion : Nicaragua

Sun, 20 May 2012 07:00:09 PDT

$0 of $1,500 raised.

Started raising funds on May 20, 2012

Dativa is a hard-working and responsable woman. She has worked for 35 years as a surgical technician in one of the hospitals within one of the departments in our country, Nicaragua. She has two children, who are professionals. She says that she feels more than happy about this. One of her objectives was to one day she her children become useful people to society. Her husband, a civil engineer, is a great support for her because they have always shared the expenses and also their dreams. With God’s help and the micro loan they have been able to achieve them. Who better than her husband to know prices and to direct this new proposed project with this loan? The project is to carry out the construction of a bathroom by making use of the following construction materials: cement, sand, gravel, iron, struts, concrete blocks, zinc sheeting, toilet, sink, flexible hoses, pipes, doors, and ceramic tiles, among others. This installation improves health conditions and avoids a lot of illnesses that are due to poor hygiene.

Paula Del Socorro : Nicaragua

Sun, 20 May 2012 07:10:03 PDT

$0 of $1,300 raised.

Started raising funds on May 20, 2012

Paula is a woman with goals for the future. She has been a teacher by profession, and she has been doing that for 18 years. Her husband receives a pension for being retired. Together they hope to make improvements to their house. Thanks to Afodenic they have managed to do the greatest part of the construction on their house. This is her fifth loan cycle, and it is to start a wall in the part that is in back of the house. In winter the torrential rains flood her patio with water. She wants to improve this condition and avoid poor hygiene. She hopes to completely close the wall in the long term. Her capacity to pay is small, and she does have to assume other expenses. She will need to buy concrete blocks, quarry stone, wire, buttresses, nails, boards, gravel, sand, and iron, among others. This way the work can start. She says that she will be happy to complete other projects on the infrastructure of her house. They are investing in the future of their children and the rest of the family.

Maria Eugenia : Nicaragua

Mon, 21 May 2012 22:30:02 PDT

$50 of $750 raised.

Started raising funds on May 21, 2012

Maria Eugenia is a humble and extremely hardworking woman who has limited financial resources. She is the mother of five beautiful children who make her feel proud. Her job is that of a street vendor who sells corn on the cob, corn tamales, "wirilas" (sweet tortillas stuffed with cheese), tamales, and stuffed tamales. Maria's business is the main source of income by which she is able to earn a daily living for her household. Like any mother, she wants to provide a better future for her children.

Her reason for requesting another micro-loan is to build a wall around her home in order to provide more security, better conditions, and a better standard of living. In order for the construction to occur, she needs to buy quarry stones, gravel, wire, supports, cement, blocks, rulers, nails, and other supplies. Starting the construction will be a reason for her, her husband, and her children to be happy.

Teresa De Los Angeles : Nicaragua

Wed, 23 May 2012 07:00:10 PDT

$25 of $875 raised.

Started raising funds on May 23, 2012

Sra. Teresa T. is a determined, responsible, and strong-willed woman. Her greatest wish is to contribute to the infrastructure of her home and provide her children and the rest of her family better living conditions. Teresa currently sells soft drinks, sodas, shoes, and other products. She is in her seventh loan cycle. Teresa is grateful for the micro-loans because they have enabled her to take advantage of a wide variety of credit products.

This loan will be used to purchase building materials such as supports, sand, quarry stones, iron, bags of cement, wire, nails, sheets of fiberboard, crossbeams, sheets of zinc, welding supplies, and other items so that the construction of two rooms can begin. By obtaining these materials, her family will be able to enjoy more privacy. Her plan for the future is to continue with the construction of her modest home so that it can finally reach completion.

Miguel Angel : Nicaragua

Tue, 22 May 2012 13:40:02 PDT

$25 of $875 raised.

Started raising funds on May 22, 2012

Don Miguel is a determined and honest gentleman. He continues to work in the free trade zone as a machine operator, but one of his future goals is to find a better job next year. Miguel and his wife strive to gradually make improvements to their home, but the high cost of materials and their other household obligations have made it difficult for them to complete the construction of their humble abode.

For this reason, Miguel has come to AFODENIC once again to seek funding for these improvements. His plan for this new loan is to install ceramic flooring in his home, which will provide better living conditions.

Demetrio Celedonio : Nicaragua

Wed, 23 May 2012 11:30:03 PDT

$25 of $525 raised.

Started raising funds on May 23, 2012

Demetrio lives in Ticuantepe with his wife who sells fruits and vegetables to help pay the household expenses. Demetrio's plans are to improve his family's standard of living, but above all, to support his wife and her dream to have a proper kitchen. Their current kitchen has deteriorated over the years. For many years Demetrio has worked as a pineapple farmer. His biggest challenge is that pests invade his crops, and also that he doesn't have the money to buy fertilizers to adequately care for his crops. This loan will help him buy fertilizers and supplies.