Kiva Loans

Vaqif : Azerbaijan

Thu, 13 Jun 2013 03:30:01 PDT

$500 of $2,300 raised.

Started raising funds on Jun 13, 2013

Vaqif is 51 years old, married, and a father of two children. He is an IDP (internally displaced person) and lives with his wife and children in the Bilasuvar IDP Settlement. He is a Jabrayili refugee. Vaqif grows fruits and vegetables. He plants tomatoes, potatoes, eggplants, and other vegetables and fruits. He says even though this business is very hard, he and his wife have been handling the business for 10 years without any difficulty. Vaqif grows vegetables and fruits and sells them in the bazaar. His income from vegetable and fruit sales is 150 AZN. He has more plans for the future, such as getting more land for cultivation. He is looking forward to increased sales in the coming summer because people purchase fruit a lot. Now he needs a loan of 1,800 AZN. This loan is for the purpose of getting new fertilizers and seeds. It will help him to grow more vegetables and fruits in order to get more revenue in the coming summer, which will help him to support his family’s needs. He has a good loan history. This is his fourth loan.

Edgar Antonio : Nicaragua

Tue, 11 Jun 2013 17:40:01 PDT

$625 of $900 raised.

Started raising funds on Jun 11, 2013

Edgar’s a young, 25-year-old farmer who works in agriculture in a small community located in the outskirts of Estelí. He’s grateful for the opportunity of getting and creating his first credit history. He used the loan to buy supplies for his onion crop. He wants to use this loan to buy urea, complete manure and insecticide to cultivate one-half manzana [Central American unit of land measurement] of tomatoes. Tomato harvests are well-priced in the market and he’d be able to earn high profits that would yield surpluses for his family’s socio-economic maintenance and to be able to expand his area of cultivation. Once this loan is financed his next step would be to cultivate another parcel of tomatoes to harvest this product in a staggered way.

Flor De Retamas Ii Group : Bolivia

Wed, 19 Jun 2013 10:00:01 PDT

$1,825 of $2,125 raised.

Started raising funds on Jun 19, 2013

The “Flor de Retama” communal bank will start the third cycle in Pro Mujer as part of the Senkata Focal Center. It has six members led by a governing board presided over by Adelaida. The communal bank members carry out a variety of occupations among which are: ‘aguayo’ [traditional sling] weaving, clothing sale, blanket sales, mobile phone sales, American clothes sales, bag sales and knitwear sales. The loan they’ll take out will benefit small micro businesswomen like Adelaida. She indicates that she’s been a member of Pro Mujer for a year having joined thanks to an invitation from fellow group members who are members of the institution. She currently has a business weaving ‘bayetas’ [woolen scarf] and ‘aguayos.’ She lets it be known that she started the business several years ago on her own initiative. The loan she’ll take out now is to increase capital. She will buy wool from wholesalers in the city of La Paz and after manufacture will sell them on order. This way of working allows her to generate resources to support her family since she’s separated and has four children. When asked what she likes about Pro Mujer, she answers that she likes the credit, the health area and the training sessions.

Agrace : Uganda

Wed, 19 Jun 2013 22:20:03 PDT

$700 of $1,175 raised.

Started raising funds on Jun 19, 2013

Agrace is 42 years old and married with three children, all of whom attend school. She acquired a loan of UGX 3,000,000 to buy mulch for her banana and pineapple plantations. She has a banana plantation and grows pineapples at Kasozi. She has a retail shop business where she gets some additional income. Her business started in 1990 with challenges but as of now, it has stabilized and she can get an income to support her family and pay school fees for her children at the university. Her clients are people from both the village and the town. She hopes to expand her business to meet the ever-growing market for the products. She is a committed woman, hardworking and social. She thanks the bank for the continuous support they have given her to increase her business and sustain the family.

Kisarawe One Group : Tanzania

Wed, 19 Jun 2013 07:10:02 PDT

$2,000 of $3,875 raised.

Started raising funds on Jun 19, 2013

Basilia, who is in her early 50s, is married and has four children who are still going to school. She has been selling various kinds of clothes for three years. She works from 10 am to 7 pm daily and is able to make a fair monthly profit. This will be Basilia'a sixth loan from Tujijenge Tanzania. She used the previous loans to buy more types of clothes to sell door-to-door and to lend her money to people who pay her back with interest. She has paid back all her loans successfully. She used the profits to pay school fees and household expenses. She will use this loan to increase her stock and to buy different types of clothes to resell. Her dream is, one day, to be able to buy a plot of land and build her own house. Basilia will share this loan with the other members of Kisarawe One Group, which consists of twelve members. The members of the group will hold each other accountable for repaying the loan.

Eva : Bolivia

Wed, 19 Jun 2013 09:00:03 PDT

$525 of $650 raised.

Started raising funds on Jun 19, 2013

Eva works growing vegetables and flowers that she sells in one of La Paz’s markets. She lives in her parents’ house located in the community of Palomar in the Río Abajo sector of Murillo Province in La Paz Department. She needs the loan to buy improved seeds so that production will increase while helping to preserve the environment because using these seeds requires less irrigation so this important resource can be optimized; in addition she’ll produce quality product. Eva's dream is to increase agricultural production without damaging the environment, preserving it. This is her first loan request to IMPRO and to KIVA.

Virginia : Peru

Wed, 19 Jun 2013 10:30:02 PDT

$500 of $750 raised.

Started raising funds on Jun 19, 2013

Virginia is 39 years old. She lives with her husband and 3 children in an adobe house. Her main source of income is agriculture and since she began working in the field she has received the support of her husband who performs various activities for the production of cocoa and organic coffee. Virginia has a 2 hectare plot where she has several cocoa trees and she tries to keep them in good condition with organic fertilizer and by removing the weeds that constantly grow. She hires workers for the harvest and pays them an advance fee to help gather the mature fruit so they can be dried later and then sold at the collection centers in her area. One of her main long-term goals is to buy another plot in order to expand her production of cocoa and increase her income. This is her third loan with Kiva and she is grateful for the financial support so she can get ahead. At this time she is requesting 2,000 soles in order to buy nursery plants to replace the outdated cocoa trees.

Adela : Peru

Wed, 19 Jun 2013 12:00:03 PDT

$650 of $750 raised.

Started raising funds on Jun 19, 2013

Adela, 34, is married and has three children she lives with in a house built of adobe. Three years ago she used money she’d saved working in the fields and opened a store to sell farm supplies like organic manure and anti-pest powder for the most damaging pests in her zone. She decided to go into this business because there aren’t many similar stores in her area and this allows her to have good sales to support her family. She likes her work very much because she doesn’t have to leave home and can care for her children. When she needs merchandise she has to request it from suppliers that live in a city very near her own. Her main objective is to expand the business with more variety of products and at the same time replace the adobe in her house with bricks and cement. On this occasion she wants to ask for 2,000 new soles to stock her store purchasing organic manure for it.

Myrna : Philippines

Sun, 16 Jun 2013 13:20:04 PDT

$675 of $700 raised.

Started raising funds on Jun 16, 2013

Myrna is 41 years old, married, and has two children. She sells vegetables, fruits and fish in their community. She is patiently selling every day to earn and save money for the education of her children. She is now asking for additional capital of PHP 30,000 to buy camote, bananas, bitter melon, cabbage, tomatoes and spices to sell. Myrna would like offer more variety of merchandise to meet the demands of her customers and create a good relationship with them. She also hopes to have good sales so she can further provide for the growing needs of her family.

Adam : United States

Mon, 17 Jun 2013 17:50:02 PDT

$4,625 of $6,950 raised.

Started raising funds on Jun 17, 2013

A loan of $6,950 will help Adam upgrade his equipment. He plans on purchasing a new hard drive for an iMac and a 16-35 mm “L” lens as well as a fish eye lens. Adam is a second generation American, third generation business owner, and father of two young sons. Following his graduation from NYU’s Tisch School of the Arts in Film Production, he started Sharpshooter Pictures, a NY-based award winning Production Company that creates premium video and still photography for Fortune 500 companies. His clients include About.com, ABC Television, Groupon, Seamless, Jennifer Hudson, Forbes, The Hartford, Yahoo, among others. In the aftermath of hurricane Sandy, Adam felt compelled to help and he did so by making two pro bono videos for Friends of Firefighters. This was used as a fundraising tool to help residents of Breezy Point. To check out his work and and learn more about Adam’s production company, please visit www.sharpshooterpictures.com.

Banguka I Group : Burundi

Wed, 19 Jun 2013 21:50:01 PDT

$300 of $4,650 raised.

Started raising funds on Jun 19, 2013

Floride is a member of the Banguka I group and she lives in Gitega. She is a 38-year-old widow with three children between the ages of 14 and 5. Two of her children are in school. She has been selling bananas and flour for the past ten years. She is on her 13th loan with Turame. With this loan, financed by Kiva, she will increase her capital and buy a large quantity of bananas and flour for resale, in order to make more money.

Msisiri Group : Tanzania

Wed, 19 Jun 2013 06:10:01 PDT

$1,300 of $2,225 raised.

Started raising funds on Jun 19, 2013

Aisha, who is in her mid-30s, is married and has two children. One child goes to school and another child is still small. She has been a food vendor since 1999. She works from 4:00 a.m. to 12:00 noon daily and is able to make a good monthly profit. This will be Aisha's fifth loan from Tujijenge Tanzania. She used the previous loans to restock the missing items. She has paid all her loans back successfully. She used the profit to pay for school fees and to cover household expenses. She will use this loan to increase the food stock by buying more rice, wheat flour, baking flour, beans, salt, and Irish potatoes. She dreams of owning a hotel. Aisha will share this loan with her loan group, "MSISIRI," with nine members who will hold each other accountable for paying back the loan.

Abida : Pakistan

Wed, 19 Jun 2013 20:00:02 PDT

$175 of $425 raised.

Started raising funds on Jun 19, 2013

Abida, 29, is a married woman. She has been the beauty parlor business for many years. She offers many services to her customers, such as makeup, hair styling and facials. Through her excellent services she has become very famous in her neighborhood. In order to meet with the increasing demands of her customers, she is interested in buying a greater variety of cosmetic products for her beauty parlor. That is why she is requesting a loan of 40,000 PKR to buy hair care products, skin products and bleaching and whitening creams in large quantities. She is hopeful to increase her customer base soon. With the help of this loan, she will be able to meet the requirements of her parlor, which will help her to generate more income for her family. She is in her 6th loan cycle and has a good repayment history.

Armada Boliviana Group : Bolivia

Wed, 05 Jun 2013 07:30:00 PDT

$2,325 of $6,075 raised.

Started raising funds on Jun 5, 2013

The communal bank “Armada Boliviana” will begin its eleventh cycle in Pro Mujer as part of the Los Andes Regional Office. It is composed of 8 members and is led by a board of directors where Beatriz is the president. The businesses carried out by the members of the communal bank are varied, among them are: selling bricklayers tools, soft drink sales, sewing jackets, selling binders and folder covers, sewing aprons, vegetable sales, selling baby clothing, perfume sales, cheese sales, candy sales, blanket weaving and condiment sales. The loan that they will take out will benefit the small group of businesswomen of which Beatriz is a member. She says that she joined Pro Mujer several years ago, entering at the invitation of an advisor of the institution who visited her at home. At present she has a business of sewing and selling aprons. She makes known that she started this business with a small amount of resources that she was able to buy with the loans taken out from Pro Mujer. The loan that she will take out now is for the increase of capital to buy fabric that she will acquire from the markets wholesale and subsequently make into what she will sell in her sales space. This form of work allows her to generate resources to maintain her household as much as possible as she is married and has three children. When asked what she likes about Pro Mujer, she responds that she likes the health services.

Dukore I Group : Burundi

Wed, 19 Jun 2013 21:40:01 PDT

$425 of $2,350 raised.

Started raising funds on Jun 19, 2013

Jean is a member of the Dukore I group and he lives in Gitega. He is 35 years old and married to Nadine, a farmer. Jean and Nadine have three children, two of whom are in school. He also supports a young girl. Jean has been selling grocery products (rice and beans) for the past 16 years. He is on his eighteenth loan with Turame. With this loan, financed by Kiva, he will increase his capital and buy a large quantity of grocery products (beans, rice) for resale, in order to make more money. In the coming years, he would like to build a house in the city.

Giri Puteri Group : Indonesia

Wed, 19 Jun 2013 06:30:10 PDT

$1,150 of $2,250 raised.

Started raising funds on Jun 19, 2013

Perancak village is quite far away from the city, so the pig business is in great demand in this village. Ni Made, who is a housewife with one child, also developed pig farming at her home. With the group loan amounting to 2M IDR per person, Ni Made plans to buy four piglets for fattening at a price of 400,000 IDR per piglet, to renovate the cages, and to meet the feed requirements for the next six months. Ni Made expects a profit of 400,000 IDR per month. Ni Made plans to use the profits for the purposes of the family and to set aside to add to her capital. This needs to be done because her husband's income as a farmer is not enough to meet the needs of her family. Because her son had to go to school this year, Ni Made needs to further improve the results of fattening pigs. Ni Made also hopes MUK can help in terms of counseling her group about how best to raise pigs.

Armen : Armenia

Wed, 19 Jun 2013 19:30:03 PDT

$325 of $500 raised.

Started raising funds on Jun 19, 2013

It has already been five years that Armen, in the small city of Kapan, has been engaged in cultivating vegetable crops. He has a very big rented land for a period of 25 years. Armen has higher education; he graduated from the Yerevan State University Physical Department. He is married and his wife is unemployed. They have one daughter. Armen works also at the Municipality of Srashen village. Armen has a small greenhouse for which he needs to buy manure and fertilizer, and he asks for a loan of 200.000 Armenian drams. He hopes that his first cooperation with Kiva lenders and Nor Horizon will bring good profit in the future.

Ratanak : Cambodia

Wed, 19 Jun 2013 20:40:14 PDT

$225 of $1,500 raised.

Started raising funds on Jun 19, 2013

Ratanak is a single young man residing in Battambang Province's Ek Phnom district in Cambodia. He lives in a family consisting of seven members including him and his mother who sell vegetables and meats for family income, as the breadwinners in the family. Now, he has his own job at a local NGO (Non-profit Organization) and receives a decent income to support the family. Ratanak wants to pursue his master's degree specializing in Tourism at a local university. Therefore, he applied for his first loan with VisionFund (Kiva’s partner) in order to pay his tuition fee. He hopes that this loan will relieve his financial burden so that he can pay more attention to his studies and get a good job to support his family.