Partnering with Kiva

Kiva partners with a range of organizations, including microfinance institutions (MFIs), social businesses, schools and nonprofits. These organizations are united by a strong commitment to serving the needs of poor, vulnerable and/or excluded populations, either through financial services or by using credit to expand access to beneficial products and services.

 

While Kiva provides 0% interest financing, Kiva’s Field Partners do incur operational and administrative costs. At minimum, an organization must be able to obtain consent from borrowers to share their information, post borrower profiles, report repayment data and provide updates on a borrower’s progress.
 
Please refer to these documents for full details on the requirements of partnering with Kiva:

Levels of partnership

Kiva has developed various levels of partnership to accommodate organizations with a broad range of financial needs:

Level of Partnership Due Diligence Maximum Credit Line (USD)
Experimental partnership Potential partners submit a brief application and supporting documentation for review by a Kiva analyst. $50,000
Basic partnership Potential partners submit a more detailed application and supporting documentation for review by a Kiva analyst. $400,000
Full partnership Potential partners submit a more detailed application and supporting documentation, including audited financials, for review by a Kiva analyst. In addition, a Kiva analyst conducts an on-site visit to meet with staff and board members. $4 million
 
Kiva encourages organizations to start with experimental partnership where possible. If Kiva and the Field Partner both determine that the partnership is a good fit, Field Partners who start as an experimental partner may be eligible to graduate to basic or full partnership as their financial needs and operational capacity grow.

Apply to be a Field Partner