YAMIDA is a local foundation focused on building the institutional capacity of MFIs using the Grameen model to reduce poverty in Indonesia. It provides technical assistance, training, research, and consultancy. A fairly young foundation, it established its first branch in Aceh in September 2005. Outreach: Since September 2005, YAMIDA has opened 74 centers in 22 villages and is operating in the tsunami-affected sub-districts of Baitussalam, Darussalam, Ingin Jaya, and Kling Barona Jaya. As of August 2007, YAMIDA had 1,994 members. Grameen Foundation support: Grameen Foundation has provided $200,000 in funding since September 2005; $160,000 as zero percent loans to clients; a $35,000 grant for operating expenses; and approximately $5,000 in in-kind donations of computers and office equipment. Grameen Foundation is providing on-site technical assistance as well as assistance with implementing a management information system.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Sep 21, 2007 Oct 12, 2005
Total Loans $1,450 $576,348,175
Amount of raised Inactive loans $0 $223,100
Number of raised Inactive loans 0 244
Amount of Paying Back Loans $0 $120,282,525
Number of Paying Back Loans 0 126,748
Amount of Ended Loans $1,450 $455,842,550
Number of Ended Loans 13 580,754
Delinquency Rate 0.00% 3.31%
Amount in Arrears $0 $2,628,327
Outstanding Portfolio $0 $79,478,788
Number of loanDelinquent 0 11,186
Default Rate 0.00% 1.09%
Amount of Ended Loans Defaulted $0 $4,987,519
Amount of Ended Loans $1,450 $455,842,550
Number of Ended Loans Defaulted 0 15,361
Currency Exchange Loss Rate 0.00% 0.07%
Amount of Currency Exchange Loss $0 $406,266
Refund Rate 0.00% 0.78%
Amount of Refunded Loans $0 $4,479,350
Number of Refunded Loans 0 5,008

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 74.22%
Average Loan Size $112 $418
Average Individual Loan Size $112 $656
Average Group Loan Size $0 $1,825
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $4,458 $3,439
Average Loan Size / GDP per capita (PPP) 2.50% 12.17%
Average Time to Fund a Loan 0.06 days 5.52 days
Average Dollars Raised Per Day Per Loan $1,855.06 $75.87
  Average Loan Term 12 months 10.25 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 0 287,934
  Journaling Rate 0.00% 42.60%
  Average Number of Comments Per Journal 0.00 0.08
  Average Number of Recommendations Per Journal 0.00 1.92

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Portfolio Yield N/A 40.00% 33.65%
  Profitability (return on assets) N/A 1.8% -1.40%
  Average Loan Size (% of per capita income) N/A 23.00% 41.35%

Country Fast Facts

Field Partner Staff

Slamet Riyadi
ria winardi
Ria Yamida