Small Scale Livestock and Livelihoods Program (SSLLP) Malawi is an indigenous, local non-governmental organization that provides low-income families with the means to combat poverty in a sustainable and long-term manner.
 
Established in 1996, the NGO provides families with various types of livestock, including dairy cows, goats, pigs, chickens, fish and honeybees. In doing this, SSLLP hopes to contribute to the socio-economic empowerment of resource poor and vulnerable families.
 
A unique lending approach:
 
SSLLP targets smallholder farmers with one hectare or less of land living in Malawi. The organization believes its programs cut across a wide range of crucial issues affecting the lives of smallholder farmers.
 
It delivers its services through the Heifer International model of “passing on the gift,” which allows families to become positive agents of change in their communities when primary recipients distribute the first breeding offspring of an animal to secondary recipients.
 
SSLLP hopes to give families the opportunity to start piggery businesses, and provide them with two sows, one boar, materials for the construction and housing for pigs and a start-up veterinary kit. With Kiva’s support, SSLLP will be able to expand their target audience, provide a wider range of products, and promote sustainable livelihoods for the resource poor.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Aug 12, 2014 Oct 12, 2005
Total Loans $20,800 $711,137,750
Amount of raised Inactive loans $6,225 $420,425
Number of raised Inactive loans 8 260
Amount of Paying Back Loans $14,075 $133,451,075
Number of Paying Back Loans 25 152,395
Amount of Ended Loans $500 $577,266,250
Number of Ended Loans 1 716,691
Delinquency Rate 20.08% 8.40%
Amount in Arrears $2,661 $7,336,070
Outstanding Portfolio $13,249 $87,328,681
Number of Loans Delinquent 18 28,678
Default Rate 100.00% 1.12%
Amount of Ended Loans Defaulted $500 $6,485,241
Amount of Ended Loans $500 $577,266,250
Number of Ended Loans Defaulted 1 19,256
Currency Exchange Loss Rate 0.04% 0.25%
Amount of Currency Exchange Loss $8 $1,755,454
Refund Rate 16.95% 0.69%
Amount of Refunded Loans $3,525 $4,879,850
Number of Refunded Loans 6 5,378

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 65.00% 74.34%
Average Loan Size $608 $417
Average Individual Loan Size $608 $654
Average Group Loan Size $0 $1,846
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $900 $5,942
Average Loan Size / GDP per capita (PPP) 67.57% 7.01%
Average Time to Fund a Loan 0.44 days 6.3 days
Average Dollars Raised Per Day Per Loan $1,371.33 $66.18
  Average Loan Term 19.38 months 10.74 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 0 350,417
  Journaling Rate 0.00% 41.45%
  Average Number of Comments Per Journal 0.00 0.07
  Average Number of Recommendations Per Journal 0.00 1.58

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 76.00% PY 32.02% PY
  Profitability (return on assets) N/A -1.7% -1.92%
  Average Loan Size (% of per capita income) N/A 12.00% 19.63%

Country Fast Facts

Field Partner Staff

Yvonne Kamanga
Chimwemwe Lungu

Kiva Fellow(s)

Eric Glickman