Last updated August 27, 2013

Partner Description:

East Meets West Foundation is creating sustainable and catalytic solutions to difficult development problems. In particular, the organization focuses on providing clean water and sanitation, health services and education that poor communities could not otherwise afford. Since its founding over 25 years ago, the foundation has impacted nearly 6 million impoverished individuals and has invested over $106 million in development solutions.

Based in Oakland, California, East Meets West currently operates in Cambodia, India, Laos, Myanmar, the Philippines, and Timor-Leste in addition to Vietnam. Kiva will be working with the organization primarily in Vietnam to support clean water and sanitation initiatives.

East Meets West’s Clean Water and Sanitation program provides a sustainable clean water supply to rural populations through the construction of school and village water systems. This is a subset of the community Hygiene Output-Based Aid (CHOBA) program, which is supported by many international development funders. The program is estimated to benefit over 1.7 million people in Vietnam and Cambodia.

In health care, the foundation works to reduce infant mortality and morbidity by helping hospitals acquire new, durable neonatal equipment, and state of the art staff training. The program targets common, preventable but too often deadly newborn illnesses like respiratory distress and jaundice.

East Meets West’s dental program provides free dental care for poor children in Vietnam through clinic and outreach trips. Fees paid by regular customers subsidize care for the poor. And the organization is piloting new clinics this year and next in two of Cambodia’s poorest provinces.

On top of this, another foundation initiative called Operation Healthy Heart, provides financial assistance for impoverished families to treat children with heart defects. A two-year pilot program in Vietnam supports local screening and treatment referrals.

Kiva lenders’ funds will be used to help borrowers obtain quality sanitation equipment so they can build better, healthier futures.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Sep 24, 2013 Oct 12, 2005
Total Loans $199,825 $590,493,925
Amount of raised Inactive loans $0 $760,725
Number of raised Inactive loans 0 618
Amount of Paying Back Loans $199,825 $122,947,725
Number of Paying Back Loans 50 130,861
Amount of Ended Loans $0 $466,785,475
Number of Ended Loans 0 593,552
Delinquency Rate 0.00% 4.24%
Amount in Arrears $0 $3,465,940
Outstanding Portfolio $199,825 $81,785,048
Number of loanDelinquent 0 16,779
Default Rate 0.00% 1.15%
Amount of Ended Loans Defaulted $0 $5,349,645
Amount of Ended Loans $0 $466,785,475
Number of Ended Loans Defaulted 0 16,827
Currency Exchange Loss Rate 0.00% 0.09%
Amount of Currency Exchange Loss $0 $536,772
Refund Rate 0.00% 0.77%
Amount of Refunded Loans $0 $4,537,625
Number of Refunded Loans 0 5,064

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 74.17%
Average Loan Size $475 $418
Average Individual Loan Size $0 $656
Average Group Loan Size $3,997 $1,828
Average number of borrowers per group 8.4 8
Average GDP per capita (PPP) in local country $725 $3,430
Average Loan Size / GDP per capita (PPP) 65.47% 12.19%
Average Time to Fund a Loan 12.5 days 5.59 days
Average Dollars Raised Per Day Per Loan $37.98 $74.77
  Average Loan Term 11.96 months 10.35 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 0 295,681
  Journaling Rate 0.00% 42.39%
  Average Number of Comments Per Journal 0.00 0.08
  Average Number of Recommendations Per Journal 0.00 1.87

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 6% APR 22.00% PY 33.46% PY
  Profitability (return on assets) N/A 7.2% -1.39%
  Average Loan Size (% of per capita income) N/A 11.00% 41.11%

Country Fast Facts

Field Partner Staff

Vanessa Casotti
Huong Ha
H-LHPN Hai Duong
Nhi Ho
Katie Kerr
Tom Low
Luciano Moccia
Thuy Ngo
Minh Chau Nguyen
Mark Pham
Burt Thompson
Amy Tien
Sylvia Townsend