Women's Initiative to Eradicate Poverty (WITEP)

Uganda

Women Initiative to Eradicate Poverty (WITEP) is a non-government, community-based organization formed to alleviate poverty and improve the standard of living for the poor women of Uganda. Their objective is to mobilize and sensitize people in grassroots projects, focusing in food production and food security. Advocating for programmes that encourage the emancipation of women and youth, they provide for exchange of professional ideas and skills acquisition on social, political, and economic development.

Kiva Fundraising Status

Fundraising Status: Closed
Kiva Notes: As you may be aware, each business on Kiva’s website is posted by one of Kiva’s 60+ Field Partners in 39 developing countries. A Field Partner is an independent microfinance institution that has a history of lending to the poor for a social purpose. They screen each entrepreneur, post his/her profile on the Kiva website, and administer your loan. Kiva routinely audits each Field Partner to ensure your loan is being dutifully administered to the entrepreneur you’ve selected. In the course of auditing our Field Partner, Women’s Initiative to Eradicate Poverty (WITEP) in Uganda, Kiva discovered that some entrepreneurs were not receiving the full amount of their loans. This violates Kiva’s policies and we have terminated our relationship with WITEP. All of the loans made to entrepreneurs served by this Field Partner have been refunded. We hope you realize that our audit uncovered a true exception to the norm; the vast majority of our Field Partners administer your loans with the highest integrity. Kiva will continue to audit Field Partners to ensure your loan is being dutifully administered – and to make our website a model for transparency in international development. To help inform your choice of Field Partner as well as entrepreneur, we have launched a new feature on the site which helps you evaluate the Field Partner’s performance in your lending decision. See www.kiva.org/about/partners/ for details.

See all fundraising loans from this field partner >>

Repayment Performance on Kiva

	This Field Partner	All Kiva Partners
Start Date On Kiva	May 10, 2006	Oct 12, 2005
Total Loans	$4,500	$432,399,575
Amount of Raised Inactive Loans	$0	$301,825
Number Of Raised Inactive Loans	0	235
Amount of Paying Back Loans	$0	$92,726,900
Number Of Paying Back Loans	0	100,693
Amount of Ended Loans	$4,500	$339,370,850
Number Of Ended Loans	5	443,521
Delinquency Rate	0.00%	2.50%
Amount In Arrears	$0	$1,467,080
Outstanding Portfolio	$0	$58,746,667
Number of Loans Delinquent	0	11,059
Default Rate	0.00%	0.95%
Amount of Ended Loans Defaulted	$0	$3,227,945
Amount of Ended Loans	$4,500	$339,370,850
Number Of Ended Loans Defaulted	0	9,845
Currency Exchange Loss Rate	0.00%	0.02%
Amount of Currency Exchange Loss	$0	$77,519
Refund Rate	5,606.67%	0.94%
Amount of Refunded Loans	$252,300	$4,075,975
Number Of Refunded Loans	301	4,599

Loan Characteristics On Kiva

	This Field Partner	All Kiva Partners
Loans To Women Entrepreneurs	50.65%	74.00%
Average Loan Size	$839	$408
Average Individual Loan Size	$839	$646
Average Group Loan Size	$0	$1,747
Average Number Of Entrepreneurs Per Group	0	8
Average GDP Per Capita (PPP) in Local Country	$1,700	$3,348
Average Loan Size / GDP Per Capita (PPP)	49.37%	12.18%
Average Time To Fund A Loan	3.42 days	4.68 days
Average Dollars Raised Per Day Per Loan	$245.15	$87.13
Average Loan Term	8.11 months	9.63 months

Journaling Performance on Kiva

	This Field Partner	All Kiva Partners
Total Journals	412	208,161
Journaling Rate	100.00%	40.12%
Average Number Of Comments Per Journal	0.91	0.11
Average Number Of Recommendations Per Journal	3.30	2.66

Borrowing Cost Comparison (based on 2009 data)

	This Field Partner	Median for MFI Peers in Country	All Kiva Partners
Portfolio Yield	N/A	N/A	35.16%
Profitability (Return on Assets)	N/A	N/A	-0.08%
Average Loan Size (% of Per Capita Income)	N/A	72.10%	46.79%

Country Fast Facts

Country:: Uganda
Capital:: Kampala
Official Language:: English (official national language, taught in grade schools, used in courts of law and by most newspapers and some radio broadcasts), Ganda or Luganda (most widely used of the Niger-Congo languages, preferred for native language publications in the capital and may be taught in school), other Niger-Congo languages, Nilo-Saharan languages, Swahili, Arabic
Population:: 26,404,543
Avg Annual Income:: $1,700
Labor Force:: agriculture 82%; industry 5%; services 13%
Population Below Poverty Line:: 35%
Literacy Rate:: 69.90%
Infant Mortality Rate (per 1000):: 86.15 deaths
Life Expectancy:: 45.28 years