Kiva's first businesses were started in East Africa with the close help of Jessica and Matt Flannery. Matt and Jess were not working formally with a microfinance institution in 2005.

Kiva HelpRepayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Apr 15, 2005 Oct 12, 2005
Total Loans $26,600 $539,779,750
Amount of Raised Inactive Loans $0 $395,825
Number Of Raised Inactive Loans 0 277
Amount of Paying Back Loans $0 $111,481,150
Number Of Paying Back Loans 0 115,292
Amount of Ended Loans $26,600 $427,902,775
Number Of Ended Loans 55 549,684
Delinquency Rate 0.00% 3.29%
Amount In Arrears $0 $2,384,778
Outstanding Portfolio $0 $72,582,749
Number of Loans Delinquent 0 10,606
Default Rate 9.19% 1.01%
Amount of Ended Loans Defaulted $2,445 $4,334,868
Amount of Ended Loans $26,600 $427,902,775
Number Of Ended Loans Defaulted 7 14,050
Currency Exchange Loss Rate 0.00% 0.06%
Amount of Currency Exchange Loss $0 $298,028
Refund Rate 0.00% 0.82%
Amount of Refunded Loans $0 $4,417,000
Number Of Refunded Loans 0 4,864

Kiva HelpLoan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans To Women Entrepreneurs 52.73% 74.09%
Average Loan Size $484 $417
Average Individual Loan Size $484 $656
Average Group Loan Size $0 $1,813
Average Number Of Entrepreneurs Per Group 0 8
Average GDP Per Capita (PPP) in Local Country $0 $3,463
Average Loan Size / GDP Per Capita (PPP) 0.00% 12.05%
Average Time To Fund A Loan 0 days 5.29 days
Average Dollars Raised Per Day Per Loan $0.00 $78.90
  Average Loan Term 6.04 months 10.05 months

Kiva HelpJournaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 422 268,948
  Journaling Rate 100.00% 42.09%
  Average Number Of Comments Per Journal 1.15 0.09
  Average Number Of Recommendations Per Journal 2.91 2.06

Kiva HelpBorrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI Peers in Country All Kiva Partners
  Portfolio Yield N/A N/A 34.93%
  Profitability (Return on Assets) N/A N/A -1.11%
  Average Loan Size (% of Per Capita Income) N/A 72.10% 42.70%

Kiva HelpCountry Fast Facts

Field Partner Staff

Hellen Rose Akiteng
Rowland Amulyoto
Jo Henriksen
stella Ikere
Josphat Kabui
Monica Martinez
Richard Mazengo
Alfred Tabaaro