Kiva's first businesses were started in East Africa with the close help of Jessica and Matt Flannery. Matt and Jess were not working formally with a microfinance institution in 2005.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Apr 15, 2005 Oct 12, 2005
Total Loans $26,600 $596,456,075
Amount of raised Inactive loans $0 $749,875
Number of raised Inactive loans 0 614
Amount of Paying Back Loans $0 $119,690,425
Number of Paying Back Loans 0 127,535
Amount of Ended Loans $26,600 $476,015,775
Number of Ended Loans 55 603,926
Delinquency Rate 0.00% 3.74%
Amount in Arrears $0 $2,923,153
Outstanding Portfolio $0 $78,164,901
Number of loanDelinquent 0 10,814
Default Rate 9.19% 1.12%
Amount of Ended Loans Defaulted $2,445 $5,345,655
Amount of Ended Loans $26,600 $476,015,775
Number of Ended Loans Defaulted 7 16,811
Currency Exchange Loss Rate 0.00% 0.09%
Amount of Currency Exchange Loss $0 $538,749
Refund Rate 0.00% 0.76%
Amount of Refunded Loans $0 $4,537,625
Number of Refunded Loans 0 5,064

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 52.73% 74.20%
Average Loan Size $484 $418
Average Individual Loan Size $484 $656
Average Group Loan Size $0 $1,829
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $0 $3,427
Average Loan Size / GDP per capita (PPP) 0.00% 12.20%
Average Time to Fund a Loan 0 days 5.64 days
Average Dollars Raised Per Day Per Loan $0.00 $74.12
  Average Loan Term 6.04 months 10.37 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 422 297,569
  Journaling Rate 100.00% 42.38%
  Average Number of Comments Per Journal 1.15 0.08
  Average Number of Recommendations Per Journal 2.91 1.86

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 57.00% PY 33.26% PY
  Profitability (return on assets) N/A 4.5% -1.45%
  Average Loan Size (% of per capita income) N/A 61.00% 40.88%

Country Fast Facts

Field Partner Staff

Hellen Rose Akiteng
Rowland Amulyoto
Jo Henriksen
stella Ikere
Josphat Kabui
Monica Martinez
Richard Mazengo
Alfred Tabaaro