Kiva's first businesses were started in East Africa with the close help of Jessica and Matt Flannery. Matt and Jess were not working formally with a microfinance institution in 2005.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Apr 15, 2005 Oct 12, 2005
Total Loans $26,600 $605,692,300
Amount of raised Inactive loans $0 $556,050
Number of raised Inactive loans 0 462
Amount of Paying Back Loans $0 $120,357,850
Number of Paying Back Loans 0 129,783
Amount of Ended Loans $26,600 $484,778,400
Number of Ended Loans 55 612,884
Delinquency Rate 0.00% 4.05%
Amount in Arrears $0 $3,183,813
Outstanding Portfolio $0 $78,590,312
Number of loanDelinquent 0 13,778
Default Rate 9.19% 1.11%
Amount of Ended Loans Defaulted $2,445 $5,357,098
Amount of Ended Loans $26,600 $484,778,400
Number of Ended Loans Defaulted 7 16,819
Currency Exchange Loss Rate 0.00% 0.09%
Amount of Currency Exchange Loss $0 $572,888
Refund Rate 0.00% 0.75%
Amount of Refunded Loans $0 $4,553,925
Number of Refunded Loans 0 5,085

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 52.73% 74.22%
Average Loan Size $484 $419
Average Individual Loan Size $484 $656
Average Group Loan Size $0 $1,830
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $0 $3,424
Average Loan Size / GDP per capita (PPP) 0.00% 12.23%
Average Time to Fund a Loan 0 days 5.7 days
Average Dollars Raised Per Day Per Loan $0.00 $73.42
  Average Loan Term 6.04 months 10.4 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 422 302,242
  Journaling Rate 100.00% 42.38%
  Average Number of Comments Per Journal 1.15 0.08
  Average Number of Recommendations Per Journal 2.91 1.83

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 57.00% PY 33.28% PY
  Profitability (return on assets) N/A 4.5% -1.42%
  Average Loan Size (% of per capita income) N/A 61.00% 38.08%

Country Fast Facts

Field Partner Staff

Hellen Rose Akiteng
Rowland Amulyoto
Jo Henriksen
stella Ikere
Josphat Kabui
Monica Martinez
Richard Mazengo
Alfred Tabaaro