Kiva's first businesses were started in East Africa with the close help of Jessica and Matt Flannery. Matt and Jess were not working formally with a microfinance institution in 2005.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Apr 15, 2005 Oct 12, 2005
Total Loans $26,600 $574,164,250
Amount of raised Inactive loans $0 $328,775
Number of raised Inactive loans 0 321
Amount of Paying Back Loans $0 $118,298,925
Number of Paying Back Loans 0 124,025
Amount of Ended Loans $26,600 $455,536,550
Number of Ended Loans 55 580,527
Delinquency Rate 0.00% 3.49%
Amount in Arrears $0 $2,706,475
Outstanding Portfolio $0 $77,516,810
Number of loanDelinquent 0 11,420
Default Rate 9.19% 1.08%
Amount of Ended Loans Defaulted $2,445 $4,934,954
Amount of Ended Loans $26,600 $455,536,550
Number of Ended Loans Defaulted 7 15,257
Currency Exchange Loss Rate 0.00% 0.07%
Amount of Currency Exchange Loss $0 $406,266
Refund Rate 0.00% 0.78%
Amount of Refunded Loans $0 $4,479,350
Number of Refunded Loans 0 5,008

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 52.73% 74.23%
Average Loan Size $484 $419
Average Individual Loan Size $484 $657
Average Group Loan Size $0 $1,824
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $0 $3,442
Average Loan Size / GDP per capita (PPP) 0.00% 12.16%
Average Time to Fund a Loan 0 days 5.51 days
Average Dollars Raised Per Day Per Loan $0.00 $75.96
  Average Loan Term 6.04 months 10.24 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 422 286,161
  Journaling Rate 100.00% 42.42%
  Average Number of Comments Per Journal 1.15 0.08
  Average Number of Recommendations Per Journal 2.91 1.94

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Portfolio Yield N/A 57.00% 33.61%
  Profitability (return on assets) N/A 4.5% -1.19%
  Average Loan Size (% of per capita income) N/A 61.00% 41.84%

Country Fast Facts

Field Partner Staff

Hellen Rose Akiteng
Rowland Amulyoto
Jo Henriksen
stella Ikere
Josphat Kabui
Monica Martinez
Richard Mazengo
Alfred Tabaaro