Kiva's first businesses were started in East Africa with the close help of Jessica and Matt Flannery. Matt and Jess were not working formally with a microfinance institution in 2005.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Apr 15, 2005 Oct 12, 2005
Total Loans $26,600 $625,070,650
Amount of raised Inactive loans $0 $371,925
Number of raised Inactive loans 0 311
Amount of Paying Back Loans $0 $121,669,425
Number of Paying Back Loans 0 133,038
Amount of Ended Loans $26,600 $503,029,300
Number of Ended Loans 55 633,907
Delinquency Rate 0.00% 4.76%
Amount in Arrears $0 $3,751,762
Outstanding Portfolio $0 $78,748,351
Number of loanDelinquent 0 17,806
Default Rate 9.19% 1.11%
Amount of Ended Loans Defaulted $2,445 $5,607,499
Amount of Ended Loans $26,600 $503,029,300
Number of Ended Loans Defaulted 7 17,326
Currency Exchange Loss Rate 0.00% 0.11%
Amount of Currency Exchange Loss $0 $679,982
Refund Rate 0.00% 0.73%
Amount of Refunded Loans $0 $4,592,300
Number of Refunded Loans 0 5,127

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 52.73% 74.18%
Average Loan Size $484 $418
Average Individual Loan Size $484 $654
Average Group Loan Size $0 $1,837
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $0 $3,409
Average Loan Size / GDP per capita (PPP) 0.00% 12.27%
Average Time to Fund a Loan 0 days 5.79 days
Average Dollars Raised Per Day Per Loan $0.00 $72.20
  Average Loan Term 6.04 months 10.52 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 422 313,554
  Journaling Rate 100.00% 42.15%
  Average Number of Comments Per Journal 1.15 0.07
  Average Number of Recommendations Per Journal 2.91 1.77

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 57.00% PY 33.35% PY
  Profitability (return on assets) N/A 4.5% -1.49%
  Average Loan Size (% of per capita income) N/A 61.00% 38.01%

Country Fast Facts

Field Partner Staff

Hellen Rose Akiteng
Rowland Amulyoto
Jo Henriksen
stella Ikere
Josphat Kabui
Monica Martinez
Richard Mazengo
Alfred Tabaaro