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Location:
Smyrna United States
I loan because:
I believe in the power of micro-finance and in Kiva.
About me:
I am currently working as a volunteer for Kiva in Philippines.
Member Since:
Mar 16, 2009
Bio:
I was born and raised in Kathmandu, Nepal. I lived in Kathmandu for 18 years before coming to United States for the undergraduate program in Vassar College. I majored in Physics and Economics. I had a lot of fun at Vassar. I spent my junior year at Dartmouth College, as part of an engineering exchange program. After finishing at Vassar, I went back to Dartmouth to finish up my engineering degree and ended up getting a Masters in Engineering Management in June 2009. I am planning to join a PhD program in economics soon. But before that, I want to volunteer for Kiva and travel around the globe. I have been placed as a Kiva fellow in Philippines. I am soo excited!
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Ujwal's Kiva Fellowships

What is a Kiva Fellowship?
Member of Kiva Fellows Class KF9

Fellow at Center for Community Transformation Credit Cooperative (CCT)

Dec 1, 2009 to Feb 19, 2010

Updates From The Field

Of Chicken and Men
Feb 17, 2010
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By Ujwal Kharel, KF9, Philippines Today is my last day here at CCT. I can’t believe how soon it’s ending. I have been largely absent from the blogosphere for more than a month. I blame that on two work [...]
CCT Christmas Fun
Dec 18, 2009
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By Ujwal Kharel KF9 This is a collection of video excerpts from Christmas parties at few of the CCT branches. They sure know how to have fun here . Join the CCT lending team at
Another young boy!
Dec 8, 2009
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By Ujwal Kharel KF9 Hello everyone! My name’s Ujwal and I started as a Kiva fellow for CCT, Manila on Monday, December 07. For those fans of Prem, don’t worry he’s still here, and will be here for at [...]

Entrepreneurs Ujwal Has Visited

Update for Precila
Feb 9, 2010
Dear Kiva lender, Precila is doing well and is happy with her loan. She used PHP 5,500 to buy fertilizers and plants for her nursery and the rest to buy items for her variety store. She uses the profits to [...]
Update for Joey
Feb 9, 2010
Dear Kiva lenders, The borrower profile of Joey Macasinag above is incomplete. Joey actually owns three different businesses. Apart from his variety store, Joey owns and drives a Jeepney*. He also has a [...]
Update for Linda
Dec 14, 2009
Dear Kiva Lenders, It came to our attention that the profile picture posted for Linda Bando was incorrect. Please see her correct picture below. Linda used her PHP 15,000 loan to buy a burger maker, a [...]
Update for Susan
Dec 14, 2009
Dear Kiva borrowers, Susan has been busy! She used her PHP 8,000 loan from you to make sausages and hams, and they were sold out the very next day! Susan then reinvested her capital and profits to buy [...]
Update for Deonila
Dec 14, 2009
Deonila used her PHP 18,000 loan from you and other Kiva lenders to buy 3 sacks of rice, soft drinks, liquor, and grocery items for her Sari-sari* store. She wishes to fill out the empty shelves in her store and [...]

Ujwal's Loans

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10 loans

  • Susan
    Food Stall
    Philippines
    Paying back
    37% repaid
  • Anonymous
    Food Production/Sales
    Armenia
    Paying back
    29% repaid
  • Paulina
    Cosmetics Sales
    Peru
    Paid back
    100% repaid
  • Primo
    Motorcycle Transport
    Philippines
    Paid back
    100% repaid
  • Jocelyn
    Beauty Salon
    Philippines
    Paid back
    100% repaid
  • Myla
    General Store
    Philippines
    Paid back
    100% repaid
  • Soledad
    Fish Selling
    Peru
    Paid back
    100% repaid
  

Ujwal's Teams

Ujwal's Invites

3 accepted invitations

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female70.00%
Male30.00%

Country

Distribution By Country
Country %
Philippines40.00%
Uganda20.00%
Peru20.00%
Mongolia10.00%
Armenia10.00%

Sector

Distribution By Sector
Sector %
Food40.00%
Transportation20.00%
Retail20.00%
Services10.00%
Agriculture10.00%

Partner

Distribution By Field Partner
Field Partner %
Center For Community Transformation Credit Cooperative (CCT)30.00%
Pearl Microfinance Limited20.00%
XacBank10.00%
SEF International UCO LLC, A Partner Of World Vision International10.00%
Manuela Ramos / CrediMUJER10.00%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International10.00%
FINCA Peru10.00%