We can loan therefore we loan. Its small money needed, but that money can make a big difference in some peoples life. What is hardly noticeable in your wallet is noticeable in a poor mans wallet (if he have one). We know how it is to start a business and to make a living from it so we encourage others to do the same. This is specially important in developement countries where most of the money are on few hands. Letting a few more hands get some more money will equal out a bit of the economical unjust. Therefore we loan.