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Location:
Niagara Falls, NY, United States
Occupation:
A company spanning New York State called Balkan
I loan because:
It's more than a loan, it's more than a charity donation. It's a contribution that can help improve someone's life by taking a more involved approach. Not only does it help people escape the crushing weight of extreme poverty, but it promotes a cultural exchange, racial unity, respect for and equality of women, and is a fulfilling experience for all involved as partners in the business. Those receiving these loans also have a greater sense of self-worth, confidence, and accomplishment. All anyone ever wants in life is an opportunity--a chance to live, to dream of a future, to be comfortable, and microloans are a huge step towards that goal. I believe we may soon find that this just might be our best answer to slowly eradicating such rampant and extreme world poverty and the negative realities that are so often derived from it. Our optimism will translate to its success. I highly commend Kiva for their sympathetic and uplifting efforts. I look forward to spreading the message and encouraging others to participate in this new world concept. There is no better return on an investment then to know you helped give someone that single chance they so desire in life. FLORENCE KALUUBA, a courageous and determined teacher located in Uganda, has devoted her time, effort, and life towards elevating the role of young girls, improving their self-confidence and self-perception, and empowering them to become positive productive members of their society. She has recently completed a loan through Kiva which she successfully used to improve the quality and capabilities of the school she founded called Mirembe Community College. She has seen over 500 students enroll and complete training within her school which is a testament to the impact her school is having and will continue to have. A grant fund is being considered in honor of her accomplishments at kivafriends.org, in order to help insure the continued success and growth of her school. Please feel free to take a few moments to read the journal updates on her loan page and the inspiring blog posted by a Kiva fellow who is volunteering in her region. www.kiva.org/app.php?page=businesses&action=about&id=9970 fellowsblog.kiva.org/2007/12/11/mikembe-youth-development-project / Stay tuned for progress on this effort at the following link: www.kivafriends.org/index.php/topic,1492.0.html Here are some pictures recently sent to KivaFriends by Florence, depicting her school and her students. www.kivafriends.org/index.php/topic,1492.msg19842.html#msg19842
About me:
Visit www.kivafriends.org for all things Kiva and to meet some fantastic loaners. Its the most incredible forum you'll come across and we welcome all visitors and members. It will most definitely further enhance your personal loaning experience.
Check out:
http://www.facebook.com/profile.php?id=100000345654395
Member Since:
Nov 3, 2006
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Steve @ KivaFriends.org's Loans

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Steve @ KivaFriends.org's Teams

Portfolio Distribution

  • By Gender
  • By Country
  • By Sector
  • By Partner

Gender

Distribution By Gender
Gender %
Female72.90%
Male27.10%

Country

Distribution By Country
Country %
Peru21.29%
Tajikistan11.18%
Cambodia7.10%
Mexico5.38%
Ecuador4.73%
Paraguay4.30%
Nigeria3.87%
Uganda3.44%
Tanzania3.23%
Viet Nam3.23%
Pakistan3.01%
Indonesia2.80%
Lebanon2.58%
Nicaragua2.37%
Azerbaijan1.94%
Bolivia1.94%
Togo1.72%
Kenya1.72%
Dominican Republic1.72%
Philippines1.51%
Ukraine1.29%
Sierra Leone1.08%
Iraq1.08%
Afghanistan1.08%
Mozambique0.86%
Guatemala0.86%
Ghana0.86%
Senegal0.65%
Nepal0.43%
Cote D`Ivoire0.43%
Samoa0.43%
Kyrgyzstan0.43%
Yemen0.22%
Colombia0.22%
El Salvador0.22%
Honduras0.22%
Mongolia0.22%
Benin0.22%
Georgia0.22%

Sector

Distribution By Sector
Sector %
Food23.01%
Agriculture18.06%
Retail17.20%
Services9.25%
Clothing8.39%
Arts6.88%
Manufacturing5.59%
Construction3.44%
Health3.01%
Transportation2.15%
Wholesale1.72%
Education1.08%
Housing0.22%

Partner

Distribution By Field Partner
Field Partner %
MLF Microinvest, A Partner Of ACDI/VOCA7.53%
FINCA Peru7.31%
Microfinanzas Prisma7.10%
Manuela Ramos / CrediMUJER4.95%
Fundación Paraguaya4.30%
KREDIT Ltd.3.87%
Lift Above Poverty Organization (LAPO)3.87%
MIFEX3.44%
Admic Nacional3.23%
Asasah3.01%
Pearl Microfinance Limited2.58%
MAXIMA Mikroheranhvatho2.37%
Al Majmoua Lebanese Association For Development2.37%
CSC MDO "IMON International"2.15%
TYM Fund2.15%
CEPRODEL2.15%
Koperasi Mitra Usaha Kecil (MUK)1.72%
Alternativa Solidaria Chiapas (AlSol)1.72%
MLO Humo And Partners1.51%
Norwegian Microcredit LLC (Normicro)1.51%
Fundación San Miguel Arcángel, Inc. (FSMA)1.29%
Fundación ESPOIR1.29%
FECECAV1.29%
Tujijenge Tanzania Ltd1.29%
Pro Mujer Bolivia1.29%
Sero Lease And Finance Ltd. (SELFINA)1.29%
HOPE Ukraine1.29%
Family Business Partners/Ganesha (MBK)1.08%
Salone Microfinance Trust (SMT), A Partner Of ChildFund International1.08%
Iraqi Al-Aman Center/Kirkuk1.08%
SEDA1.08%
Ariana Financial Services Joint Stock Company (AFS), A Partner Of Mercy Corps1.08%
EDAPROSPO0.86%
Hattha Kaksekar Limited (HKL), A Partner Of Save The Children0.86%
Fundo De Desenvolvimento Mulher (FDM), A Partner Of Save The Children0.86%
Ebony Foundation (Eb-F)0.65%
Senegal Ecovillage Microfinance Fund (SEM)0.65%
Edpyme Alternativa0.65%
Emprender0.65%
Christian Rural Aid Network (CRAN)0.43%
BRAC Tanzania0.43%
Sinapi Aba Trust (SAT)0.43%
BRAC Uganda0.43%
South Pacific Business Development (SPBD)0.43%
Asociación Arariwa0.43%
Women And Associations For Gain Both Economic And Social (WAGES)0.43%
Esperanza International Dominican Republic, A Partner Of HOPE International0.43%
Patan Business And Professional Women0.43%
Negros Women For Tomorrow Foundation, Inc. (NWTF)0.43%
Friendship Bridge0.43%
Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI)0.43%
Afrique Emergence & Investissements (AE&I)0.43%
Apoyo Integral0.22%
Al-Amal Microfinance Bank0.22%
Vitas. S.a.l.0.22%
Women`s Initiative To Eradicate Poverty (WITEP)0.22%
Youth Self Employment Foundation (YOSEFO)0.22%
VisionFund Mexico0.22%
Prisma Microfinance0.22%
Share An Opportunity Microfinance Ltd. (SAO MFI)0.22%
Transcapital0.22%
Alidé0.22%
Bai Tushum & Partners0.22%
K-Met Savings And Credit Cooperative Ltd0.22%
Komak Credit Union0.22%
Credituyo0.22%
Interactuar0.22%
Action Now: Kenya (ANK)0.22%
FAPE0.22%
Faulu Kenya0.22%
Community Economic Ventures, Inc. (CEVI), A Partner Of VisionFund International0.22%
León 2000 IMF0.22%
Opportunity International- Wedco Ltd.0.22%
Paglaum Multi-Purpose Cooperative (PMPC)0.22%
Aqroinvest Credit Union0.22%
Asociación ASDIR0.22%
MCC Mol Bulak Finance LLC0.22%
LLC Micro Finance Organization Credo0.22%
Center For Community Transformation Credit Cooperative (CCT)0.22%
People Microcredit Investment Bureau (PEMCI)0.22%

Steve @ KivaFriends.org's Lending Activity by Country

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