Deserving hardworking people are worth supporting. Good results are their own reward. Success gives rise to more success. The successful are better positioned to help themselves, their families, and their communities. People help people. There's no point waiting around for God to do it.
My efforts are primarily focused on lending to borrowers whose loan will: first, support a business that contributes directly to the overall prosperity of the community, especially if the business is engineering-related (electrical, mechanical, architectural, computer, or medical); second, encourage literacy by supporting a teacher, school, library, or print shop; or third, support a business that imports or produces goods that contribute to the buyer's feeling of personal prosperity.
I help people all over the world with computer problems. I really enjoy the people I work with, and I enjoy solving problems. It's good to know that I can work with Kiva to help solve the problems of people I might otherwise never know.